2013 Q3 Form 10-Q Financial Statement

#000119312513439790 Filed on November 13, 2013

View on sec.gov

Income Statement

Concept 2013 Q3 2012 Q3
Revenue $4.546M $4.402M
YoY Change 3.27% -1.74%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $105.0K $115.0K
YoY Change -8.7% 13.86%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $772.0K $799.0K
YoY Change -3.38% -22.8%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.093M $1.780M
YoY Change -38.6% -177.06%
Income Tax $351.0K $647.0K
% Of Pretax Income 32.11% 36.35%
Net Earnings $742.0K $1.133M
YoY Change -34.51% -182.4%
Net Earnings / Revenue 16.32% 25.74%
Basic Earnings Per Share $0.18
Diluted Earnings Per Share $0.18 $234.9K
COMMON SHARES
Basic Shares Outstanding 4.227M shares 4.447M shares
Diluted Shares Outstanding 4.227M shares 0.000 shares

Balance Sheet

Concept 2013 Q3 2012 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $10.67M $12.49M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.207M $4.355M
YoY Change -3.4% 6.22%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $3.300M
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $540.0M $514.1M
YoY Change 5.05% 7.59%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $800.0K $700.0K
YoY Change 14.29% 0.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $1.400M
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $800.0K $700.0K
YoY Change 14.29% 0.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities $4.400M $4.300M
YoY Change 2.33% 26.47%
Total Long-Term Liabilities $4.400M $4.300M
YoY Change 2.33% 26.47%
TOTAL LIABILITIES
Total Short-Term Liabilities $800.0K $700.0K
Total Long-Term Liabilities $4.400M $4.300M
Total Liabilities $457.9M $425.8M
YoY Change 7.53% 7.96%
SHAREHOLDERS EQUITY
Retained Earnings $39.61M $39.76M
YoY Change -0.37%
Common Stock $46.00K $48.00K
YoY Change -4.17%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $82.16M $88.28M
YoY Change
Total Liabilities & Shareholders Equity $540.0M $514.1M
YoY Change 5.05% 7.59%

Cashflow Statement

Concept 2013 Q3 2012 Q3
OPERATING ACTIVITIES
Net Income $742.0K $1.133M
YoY Change -34.51% -182.4%
Depreciation, Depletion And Amortization $105.0K $115.0K
YoY Change -8.7% 13.86%
Cash From Operating Activities $1.394M $1.117M
YoY Change 24.8% 33.45%
INVESTING ACTIVITIES
Capital Expenditures $19.00K $115.0K
YoY Change -83.48% 105.36%
Acquisitions
YoY Change
Other Investing Activities $10.64M $2.650M
YoY Change 301.51% -210.42%
Cash From Investing Activities $10.62M $2.533M
YoY Change 319.31% -203.35%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $7.000K $105.0K
YoY Change -93.33% -99.76%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -7.927M 644.0K
YoY Change -1330.9% -101.73%
NET CHANGE
Cash From Operating Activities 1.394M 1.117M
Cash From Investing Activities 10.62M 2.533M
Cash From Financing Activities -7.927M 644.0K
Net Change In Cash 4.088M 4.294M
YoY Change -4.8% -111.07%
FREE CASH FLOW
Cash From Operating Activities $1.394M $1.117M
Capital Expenditures $19.00K $115.0K
Free Cash Flow $1.375M $1.002M
YoY Change 37.23% 28.3%

Facts In Submission

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CY2013Q3 us-gaap Interest Bearing Deposits In Banks
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CY2013Q3 us-gaap Other Assets
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CY2013Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
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CY2013Q3 us-gaap Loans Receivable Commercial Real Estate
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CY2013Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
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CY2013Q3 us-gaap Servicing Asset At Fair Value Amount
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CY2013Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
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CY2013Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
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CY2013Q3 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
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CY2013Q3 us-gaap Financing Receivable Modifications Recorded Investment
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CY2013Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
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58522000
CY2013Q3 us-gaap Property Plant And Equipment Net
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CY2013Q3 iroq Maximum Amount Of Other Secured Loans Residential Mortgage Loans Can Be Approved By Loan Officer
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50000
CY2013Q3 iroq Commitments To Originate Loans
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CY2013Q3 iroq Brokered Certificates Of Deposit
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38371000
CY2013Q3 iroq Loans Receivable Gross One To Four Family Including Home Equity Loans
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146801000
CY2013Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Managing Officer
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100000
CY2013Q3 iroq Maximum Amount Other Secured Loans Residential Mortgage Loans Can Be Approved By Managing Officer
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300000
CY2013Q3 iroq Loans Receivable Gross Multi Family
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59352000
CY2013Q3 iroq Maximum Amount Of One To Four Family Residential Mortgage Loans Can Be Approved By Loan Officer
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100000
CY2013Q3 iroq Impaired Loans Receivable Fair Value Disclosure
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164000
CY2013Q3 iroq Loans Listed That Were Not Nonaccrual
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480000
CY2013Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Loan Officer
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10000
CY2013Q3 iroq Maximum Individual Loan Amount Of One To Four Family Residential Mortgage Loans Commercial Real Estate Loans Multi Family Real Estate Loans And Land Loans Can Be Approved By Loan Committee
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750000
CY2013Q3 iroq Accumulated Other Comprehensive Income Loss Tax Effect
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372000
CY2013Q3 iroq Debt Securities Greater Than Stated Percentage Of Equity Securities
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CY2013Q3 iroq Fair Value Of Unearned Esop Shares
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CY2013Q3 iroq Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Investments
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CY2013Q3 iroq Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Investments
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4907000
CY2013Q3 iroq Maximum Amount Of One To Four Family Residential Mortgage Loans Can Be Approved By Managing Officer
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300000
CY2013Q3 iroq Temporarily Impaired Debt Securities Percentage Of Investment Securities Portfolio
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0.526 pure
CY2013Q3 iroq Accumulated Other Comprehensive Income Loss Before Tax One
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CY2013Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Loan Committee
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300000
CY2013Q3 iroq Maximum Aggregate Loan Amount Of One To Four Family Residential Mortgage Loans Commercial Real Estate Loans Multi Family Real Estate Loans And Land Loans Can Be Approved By Loan Committee
MaximumAggregateLoanAmountOfOneToFourFamilyResidentialMortgageLoansCommercialRealEstateLoansMultiFamilyRealEstateLoansAndLandLoansCanBeApprovedByLoanCommittee
1000000
CY2013Q3 iroq Available For Sale Securities Gross Unrealized Loss Accumulated In Investments
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4960000
CY2013Q3 iroq Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
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4203000
CY2011Q3 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
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CY2011Q3 iroq Cash Donation
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450000
CY2011Q3 iroq Number Of Donated Shares Of Common Stock
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314755 shares
CY2013 us-gaap Financing Receivable Allowance For Credit Losses Recovery
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62000
CY2013 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
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CY2013 us-gaap Impaired Financing Receivable Interest Income Accrual Method
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CY2013 us-gaap Provision For Loan And Lease Losses
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CY2013 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
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CY2013 us-gaap Impaired Financing Receivable Average Recorded Investment
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CY2013 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
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460000
CY2013 iroq Closing Price Of Share To Calculate Unearned Esop Shares
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15.28
CY2011Q3 iroq Cash Donation
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450000
CY2011Q3 iroq Number Of Donated Shares Of Common Stock
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314755 shares
CY2011Q3 iroq Value Of Donated Shares Of Common Stock
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3147550
CY2011Q3 iroq Value Of Donated Stock And Cash Expensed
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CY2012Q3 us-gaap Common Stock Dividends Per Share Declared
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CY2012Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
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0.34 pure
CY2012Q3 us-gaap Net Cash Provided By Used In Operating Activities
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1117000
CY2012Q3 us-gaap Earnings Per Share Basic And Diluted
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CY2012Q3 us-gaap Weighted Average Number Of Shares Issued Basic
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CY2012Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
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CY2012Q3 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
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363249 shares
CY2012Q3 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
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CY2012Q3 us-gaap Interest Paid Net
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CY2012Q3 us-gaap Interest Income Expense Net
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CY2012Q3 us-gaap Interest Income Expense After Provision For Loan Loss
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CY2012Q3 us-gaap Comprehensive Income Net Of Tax
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CY2012Q3 us-gaap Available For Sale Securities Gross Realized Gains
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473000
CY2012Q3 us-gaap Fees And Commissions Depositor Accounts
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CY2012Q3 us-gaap Income Taxes Paid Net
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CY2012Q3 us-gaap Payments To Acquire Available For Sale Securities
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CY2012Q3 us-gaap Income Tax Reconciliation Tax Exempt Income
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CY2012Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
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CY2012Q3 us-gaap Interest Income Securities Taxable
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CY2012Q3 us-gaap Payments To Purchase Loans Held For Sale
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CY2012Q3 us-gaap Transfer Of Other Real Estate
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CY2012Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
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CY2012Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
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560000
CY2012Q3 us-gaap Interest Income Deposits With Financial Institutions
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CY2012Q3 us-gaap Fees And Commissions Other
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CY2012Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
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473000
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
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CY2012Q3 us-gaap Insurance Commissions And Fees
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CY2012Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
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CY2012Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
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CY2012Q3 us-gaap Noninterest Income Other Operating Income
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CY2012Q3 us-gaap Interest Income Securities Tax Exempt
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CY2012Q3 us-gaap Bank Owned Life Insurance Income
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CY2012Q3 us-gaap Brokerage Commissions Revenue
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CY2012Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
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CY2012Q3 us-gaap Payments For Repurchase Of Common Stock
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CY2012Q3 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
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CY2012Q3 us-gaap Noninterest Income
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CY2012Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
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CY2012Q3 us-gaap Payments To Acquire Property Plant And Equipment
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CY2012Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
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CY2012Q3 us-gaap Noninterest Expense
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CY2012Q3 us-gaap Proceeds From Federal Home Loan Bank Borrowings
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CY2012Q3 us-gaap Noninterest Expense Printing And Fulfillment
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CY2012Q3 us-gaap Increase Decrease In Time Deposits
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CY2012Q3 us-gaap Net Cash Provided By Used In Financing Activities
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CY2012Q3 us-gaap Proceeds From Sale Of Loans Held For Sale
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CY2012Q3 us-gaap Deferred Income Tax Expense Benefit
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CY2012Q3 us-gaap Provision For Loan And Lease Losses
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CY2012Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
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535000
CY2012Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
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CY2012Q3 us-gaap Other Noninterest Expense
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CY2012Q3 us-gaap Cash And Cash Equivalents Period Increase Decrease
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CY2012Q3 us-gaap Proceeds From Sale Of Foreclosed Assets
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CY2012Q3 us-gaap Proceeds From Sale Of Available For Sale Securities
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CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
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3000
CY2012Q3 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
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CY2012Q3 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
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CY2012Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
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CY2012Q3 us-gaap Increase Decrease In Other Operating Liabilities
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133000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
0
CY2012Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
68000
CY2012Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
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CY2012Q3 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
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CY2012Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
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22000
CY2012Q3 us-gaap Increase Decrease In Postretirement Obligations
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CY2012Q3 us-gaap Interest Expense
InterestExpense
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CY2012Q3 us-gaap Income Tax Reconciliation State And Local Income Taxes
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CY2012Q3 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
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CY2012Q3 us-gaap Occupancy Net
OccupancyNet
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CY2012Q3 us-gaap Professional Fees
ProfessionalFees
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CY2012Q3 us-gaap Depreciation
Depreciation
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CY2012Q3 us-gaap Labor And Related Expense
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CY2012Q3 us-gaap Advertising Expense
AdvertisingExpense
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CY2012Q3 us-gaap Increase Decrease In Interest Payable Net
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CY2012Q3 us-gaap Income Tax Reconciliation Other Adjustments
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CY2012Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
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CY2012Q3 iroq Supervisory Examinations
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CY2012Q3 iroq Organizational Dues And Subscriptions
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CY2012Q3 iroq Net Increase Decrease In Demand Deposits Money Market Now And Savings Accounts
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CY2012Q3 iroq Insurance Bond Premiums
InsuranceBondPremiums
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CY2012Q3 iroq Esop Shares Earned
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63000
CY2012Q3 iroq Stock Repurchased During Period Average Cost Per Share
StockRepurchasedDuringPeriodAverageCostPerShare
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CY2012Q3 iroq Telephone And Postage
TelephoneAndPostage
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CY2012Q3 iroq Federal Home Loan Bank Dividends
FederalHomeLoanBankDividends
3000
CY2012Q3 iroq Audit And Accounting Services
AuditAndAccountingServices
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ESOPSharesEarnedShares
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CY2012Q3 iroq Income Tax Reconciliation Cash Surrender Value Of Life Insurance
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22000
CY2012Q3 iroq Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances
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CY2013Q3 dei Entity Registrant Name
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CY2013Q3 dei Amendment Flag
AmendmentFlag
false
CY2013Q3 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2013Q3 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
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CY2013Q3 dei Document Type
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CY2013Q3 dei Document Period End Date
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CY2013Q3 us-gaap Weighted Average Number Of Shares Issued Basic
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CY2013Q3 dei Entity Central Index Key
EntityCentralIndexKey
0001514743
CY2013Q3 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
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CY2013Q3 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
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CY2013Q3 us-gaap Interest Income Expense Net
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CY2013Q3 us-gaap Interest Income Expense After Provision For Loan Loss
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24000
CY2013Q3 iroq Percentage Of Shares To Be Purchased For Esop From Borrowed Fund
PercentageOfSharesToBePurchasedForEsopFromBorrowedFund
0.08 pure
CY2013Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
-6000
CY2013Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
19000
CY2013Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-194000
CY2013Q3 us-gaap Noninterest Expense
NoninterestExpense
3323000
CY2013Q3 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
116500000
CY2013Q3 us-gaap Noninterest Expense Printing And Fulfillment
NoninterestExpensePrintingAndFulfillment
37000
CY2013Q3 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
20450000
CY2013Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-7927000
CY2013Q3 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
7000
CY2013Q3 us-gaap Noninterest Income
NoninterestIncome
821000
CY2013Q3 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
4303000
CY2013Q3 us-gaap Dividends Common Stock Stock
DividendsCommonStockStock
229000
CY2013Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-18000
CY2013Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
179000
CY2013Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-131000
CY2013Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
76000
CY2013Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
247000
CY2013Q3 us-gaap Equipment Expense
EquipmentExpense
217000
CY2013Q3 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
-7000
CY2013Q3 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
4088000
CY2013Q3 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
287000
CY2013Q3 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
11777000
CY2013Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
9000
CY2013Q3 us-gaap Increase Decrease In Postretirement Obligations
IncreaseDecreaseInPostretirementObligations
20000
CY2013Q3 us-gaap Interest Expense
InterestExpense
772000
CY2013Q3 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
67000
CY2013Q3 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
372000
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
159000
CY2013Q3 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-237000
CY2013Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
5915000
CY2013Q3 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
10621000
CY2013Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
563000
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-36000
CY2013Q3 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
-235000
CY2013Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-295000
CY2013Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
251000
CY2013Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
63000
CY2013Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
572000
CY2013Q3 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
3052000
CY2013Q3 us-gaap Occupancy Net
OccupancyNet
129000
CY2013Q3 us-gaap Professional Fees
ProfessionalFees
116000
CY2013Q3 us-gaap Depreciation
Depreciation
105000
CY2013Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
2118000
CY2013Q3 us-gaap Advertising Expense
AdvertisingExpense
89000
CY2013Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
15000
CY2013Q3 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-55000
CY2013Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
351000
CY2013Q3 iroq Supervisory Examinations
SupervisoryExaminations
37000
CY2013Q3 iroq Loans Amounts
LoansAmounts
2400000
CY2013Q3 iroq Organizational Dues And Subscriptions
OrganizationalDuesAndSubscriptions
17000
CY2013Q3 iroq Net Increase Decrease In Demand Deposits Money Market Now And Savings Accounts
NetIncreaseDecreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts
-10898000
CY2013Q3 iroq Insurance Bond Premiums
InsuranceBondPremiums
28000
CY2013Q3 iroq Term Period On Residential Mortgage Loan
TermPeriodOnResidentialMortgageLoan
P15Y
CY2013Q3 iroq Minimum Hours Of Service To Perform By Employee To Avail Benefits Under Esop
MinimumHoursOfServiceToPerformByEmployeeToAvailBenefitsUnderEsop
1000 H
CY2013Q3 iroq Closing Price Of Share To Calculate Unearned Esop Shares
ClosingPriceOfShareToCalculateUnearnedEsopShares
16.10
CY2013Q3 iroq Donated Shares Of Common Stock
DonatedSharesOfCommonStock
10.00
CY2013Q3 iroq Esop Shares Earned
EsopSharesEarned
76000
CY2013Q3 iroq Minimum Period Of Service To Perform By Employee To Avail Benefits Under Esop
MinimumPeriodOfServiceToPerformByEmployeeToAvailBenefitsUnderEsop
P12M
CY2013Q3 iroq Accrual Of Interest On Loans Due Discontinued Period
AccrualOfInterestOnLoansDueDiscontinuedPeriod
P90D
CY2013Q3 iroq Percentage Of Accrued Benefits To Be Vested By Participants
PercentageOfAccruedBenefitsToBeVestedByParticipants
1.00 pure
CY2013Q3 iroq Shares To Be Purchased For Esop From Borrowed Fund
SharesToBePurchasedForEsopFromBorrowedFund
384900 shares
CY2013Q3 iroq Weighted Average Assumption For Measurement Of Expected Size Of Losses
WeightedAverageAssumptionForMeasurementOfExpectedSizeOfLosses
0.0015 pure
CY2013Q3 iroq Stock Repurchased During Period Average Cost Per Share
StockRepurchasedDuringPeriodAverageCostPerShare
16.00
CY2013Q3 iroq Telephone And Postage
TelephoneAndPostage
60000
CY2013Q3 iroq Minimum Age To Be Attained By Employee To Avail Benefits Under Esop
MinimumAgeToBeAttainedByEmployeeToAvailBenefitsUnderEsop
21 Age
CY2013Q3 iroq Federal Home Loan Bank Dividends
FederalHomeLoanBankDividends
4000
CY2013Q3 iroq Percentage Of Repurchase Of Common Stock
PercentageOfRepurchaseOfCommonStock
0.05 pure
CY2013Q3 iroq Expected Loan Repayment Period
ExpectedLoanRepaymentPeriod
P20Y
CY2013Q3 iroq Minimum Number Of Due Days To Consider As Defaults
MinimumNumberOfDueDaysToConsiderAsDefaults
P90D
CY2013Q3 iroq Audit And Accounting Services
AuditAndAccountingServices
49000
CY2013Q3 iroq Maximum Percentage Of Likelihood To Assess Qualitative Factors
MaximumPercentageOfLikelihoodToAssessQualitativeFactors
0.0100 pure
CY2013Q3 iroq Percentage Of Donated Share Of Common Stock
PercentageOfDonatedShareOfCommonStock
0.07 pure
CY2013Q3 iroq Esop Shares Earned Shares
ESOPSharesEarnedShares
4811 shares
CY2013Q3 iroq Income Tax Reconciliation Cash Surrender Value Of Life Insurance
IncomeTaxReconciliationCashSurrenderValueOfLifeInsurance
23000
CY2013Q3 iroq Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances
200000

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