Kindcard Inc
kindcard.comWhat Do They Do?
Provides digital payment platforms for businesses and consumers, including mobile-wallet payments and gift-card and loyalty programs for merchants.
10-K for FY2026, filed May 19, 2026
How Do They Make Money?
Most revenue comes from Tendercard gift-card processing, which merchants buy for fixed monthly or annual fees; annual fees are collected after the service period. Deb also receives cash-pickup commissions the month after its partner completes the service.
10-K for FY2026, filed May 19, 2026Tendercard Program –Tendercard, Inc., our wholly owned subsidiary, provides a stored value point of sale gift card processing solution to…View ↗
Cash Pickup –Deb, Inc., our wholly owned subsidiary, provides cash pick up services for the retail and wholesale merchants the within the…View ↗
For the years endedJanuary 31, 2026 2025 Cash Pickup Commission Revenue $ 1,158 $ 27,151 Deb Commission Revenue $ 6,250 - Tendercard…View ↗
$365.7K
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10-K for FY2026, filed May 19, 2026
$365.7K ↗
Who Are Their Customers?
Deb serves businesses and consumers through its payment platform. Tendercard sells gift-card and loyalty programs to independent small and mid-sized merchants, with direct merchant sales and reseller distribution.
10-K for FY2026, filed May 19, 2026The Company, through its wholly owned operating subsidiaries, Deb, Inc. and Tendercard, Inc., is an innovative FinTech and PayTech company…View ↗
Tendercard, Inc. provides independent merchants with a gift card and loyalty platform, allowing businesses to purchase their own…View ↗
Tendercard, Inc. will continue to expand efforts to add additional merchants directly to its simple and cost-effective Gift and Loyalty…View ↗
We intend to offer our Pay With Deb and Tendercard suite of alternative payment platforms to in-store and online merchants through a…View ↗
Do Revenues Turn Into Profits?
No. It lost $210.4K in FY2026.
10-K for FY2026, filed May 19, 2026
How Are They Changing?
Flat. Revenue was $365.7K in FY2026, about the same as the $370.2K of FY2022.
Expanded Deb services
Deb's offering broadens beyond its closed-loop token wallet: the latest report describes worldwide movement of fiat, digital and crypto currencies, along with bank accounts and payment cards through partners.
10-K for FY2023, filed May 19, 2023 10-K for FY2026, filed May 19, 2026Deb, Inc. targets the high-risk merchant market where businesses operating within innovative verticals and e-commerce are incurring higher…View ↗
Who Do They Compete With?
Competes with Alipay, Paypal, Apple Pay, Google Pay, Visa, MasterCard, Discover, and American Express
10-K for FY2026, filed May 19, 2026The payments industry is exploding with new technology mainly focused on the launch of new payment card types and singular payment…View ↗
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