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Consolidated Statements of Financial Condition

In millions of USD; shares in millions, except per-share amounts
Q4 FY2026
As of Jun 30, 2026
Q3 FY2026
As of Mar 31, 2026
Q2 FY2026
As of Dec 31, 2025
Q1 FY2026
As of Sep 30, 2025
Q4 FY2025
As of Jun 30, 2025
Q3 FY2025
As of Mar 31, 2025
Q2 FY2025
As of Dec 31, 2024
Q1 FY2025
As of Sep 30, 2024
Q4 FY2024
As of Jun 30, 2024
Q3 FY2024
As of Mar 31, 2024
Q2 FY2024
As of Dec 31, 2023
Q1 FY2024
As of Sep 30, 2023
Q4 FY2023
As of Jun 30, 2023
Q3 FY2023
As of Mar 31, 2023
Q2 FY2023
As of Dec 31, 2022
Q1 FY2023
As of Sep 30, 2022
Q4 FY2022
As of Jun 30, 2022
Q3 FY2022
As of Mar 31, 2022
Q2 FY2022
As of Dec 31, 2021
Q1 FY2022
As of Sep 30, 2021
Assets
Cash and amounts due from depository institutions
Interest-bearing deposits in other banks
Cash and cash equivalents
Investment securities available for sale (amortized cost of $1,060,864 and $1,125,111, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025
Investment securities held to maturity (fair value of $95,005 and $106,712, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025
Loans held-for-sale
Loans receivable
Less: allowance for credit losses on loans
Net loans receivable
Premises and equipment
Federal Home Loan Bank ("FHLB") of New York stock
Accrued interest receivable
Goodwill
Core deposit intangibles
Bank owned life insurance
Deferred income tax assets, net
Other real estate owned
Other assets
Total assets
Liabilities and Stockholders' Equity
Liabilities
Deposits:
Non-interest-bearing
Interest-bearing
Total deposits
Borrowings
Advance payments by borrowers for taxes
Other liabilities
Total liabilities
Preferred stock, outstanding (in shares)
Preferred stock, issued (in shares)
Preferred stock, authorized (in shares)
Preferred stock, par value (in dollars per share)
Common stock, authorized (in shares)
Common stock, outstanding (in shares)
Common stock, issued (in shares)
Stockholders' Equity
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,738,125 shares and 64,577,481 shares issued and outstanding, respectively
Paid-in capital
Retained earnings
Unearned employee stock ownership plan (in shares)
Unearned employee stock ownership plan shares;1,756,107 shares and 1,956,805 shares, respectively
Accumulated other comprehensive loss
Total stockholders' equity
Total liabilities and stockholders' equity

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