$LPRO
Open Lending Corp Stock $lpro

$lpro Overview Financials Valuation SEC Filings Company Website

2020 Q4 Form 10-K Financial Statement

#000180620121000012 Filed on March 16, 2021

Income Statement

Concept	2020 Q4	2020	2019 Q4
Revenue	$39.63M	$108.9M	$26.08M
YoY Change	51.99%	17.28%
Cost Of Revenue	$2.970M	$9.786M
YoY Change		25.37%
Gross Profit	$36.67M	$99.11M	$23.79M
YoY Change	54.14%	16.54%
Gross Profit Margin	92.51%	91.01%	91.22%
Selling, General & Admin	$11.70M	$40.43M	$1.800M
YoY Change	550.0%	90.18%	1284.62%
% of Gross Profit	31.91%	40.79%	7.57%
Research & Development	$680.0K	$1.964M
YoY Change		67.86%
% of Gross Profit	1.85%	1.98%
Depreciation & Amortization	$660.0K	$1.768M
YoY Change		1583.81%
% of Gross Profit	1.8%	1.78%
Operating Expenses	$12.38M	$42.39M	$1.800M
YoY Change	587.78%	89.02%	1284.62%
Operating Profit	$24.29M	$56.72M	$17.36M
YoY Change	39.94%	-9.42%
Interest Expense	-$3.520M	$11.60M	$1.240M
YoY Change	-383.87%	3502.8%	-9.49%
% of Operating Profit	-14.49%	20.45%	7.14%
Other Income/Expense, Net	-$4.380M	-$4.377M
YoY Change		-2321.83%
Pretax Income	$16.39M	-$90.99M	-$560.0K
YoY Change	-3026.79%	-245.55%	-145.16%
Income Tax	$1.190M	$6.573M	-$670.0K
% Of Pretax Income	7.26%
Net Earnings	$15.20M	-$97.56M	$17.44M
YoY Change	-12.83%	-255.99%	1697.94%
Net Earnings / Revenue	38.36%	-89.6%	66.88%
Basic Earnings Per Share	$0.12	-$1.09	-$1.19
Diluted Earnings Per Share	$0.12	-$1.09	-$1.19
COMMON SHARES
Basic Shares Outstanding	128.2M shares	82.91M shares
Diluted Shares Outstanding		82.91M shares

Balance Sheet

Concept	2020 Q4	2020	2019 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments	$101.5M	$101.5M	$1.300M
YoY Change	7707.69%	7707.69%	8.33%
Cash & Equivalents	$101.5M	$101.5M	$7.676M
Short-Term Investments
Other Short-Term Assets	$2.018M	$6.600M	$205.0K
YoY Change	884.39%	6500.0%
Inventory
Prepaid Expenses	$1.873M		$479.0K
Receivables	$4.352M	$54.70M	$3.767M
Other Receivables	$0.00	$0.00
Total Short-Term Assets	$162.8M	$162.8M	$45.21M
YoY Change	260.03%	11528.57%	31.81%
LONG-TERM ASSETS
Property, Plant & Equipment	$1.201M	$6.900M	$299.0K
YoY Change	301.67%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments			$281.2M
YoY Change			1.04%
Other Assets	$124.0K	$85.30M	$506.0K
YoY Change	-75.49%
Total Long-Term Assets	$131.2M	$131.2M	$33.97M
YoY Change	286.27%	-53.36%	45.51%
TOTAL ASSETS
Total Short-Term Assets	$162.8M	$162.8M	$45.21M
Total Long-Term Assets	$131.2M	$131.2M	$33.97M
Total Assets	$294.0M	$294.0M	$79.19M
YoY Change	271.29%	4.0%	-71.67%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$3.442M	$3.400M	$1.337M
YoY Change	157.44%	385.71%
Accrued Expenses	$3.033M	$3.400M	$2.006M
YoY Change	51.2%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due	$4.888M	$4.900M
YoY Change
Total Short-Term Liabilities	$17.01M	$17.00M	$8.193M
YoY Change	107.59%	1788.89%	-40.82%
LONG-TERM LIABILITIES
Long-Term Debt	$152.9M	$152.9M	$0.00
YoY Change
Other Long-Term Liabilities	$13.00K	$97.50M	$0.00
YoY Change		915.63%	-100.0%
Total Long-Term Liabilities	$152.9M	$250.4M	$0.00
YoY Change		2508.33%	-100.0%
TOTAL LIABILITIES
Total Short-Term Liabilities	$17.01M	$17.00M	$8.193M
Total Long-Term Liabilities	$152.9M	$250.4M	$0.00
Total Liabilities	$267.4M	$267.4M	$9.022M
YoY Change	2863.72%	2446.67%	-47.42%
SHAREHOLDERS EQUITY
Retained Earnings	-$428.4M		-$242.8M
YoY Change	76.46%		126.81%
Common Stock	$1.282M		$376.0K
YoY Change	240.96%
Preferred Stock
YoY Change
Treasury Stock (at cost)	$37.50M		$0.00
YoY Change
Treasury Stock Shares	1.395M shares		0.000 shares
Shareholders Equity	$26.62M	$26.60M	-$234.8M
YoY Change
Total Liabilities & Shareholders Equity	$294.0M	$294.0M	$79.19M
YoY Change	271.29%	4.0%	-71.67%

Cashflow Statement

Concept	2020 Q4	2020	2019 Q4
OPERATING ACTIVITIES
Net Income	$15.20M	-$97.56M	$17.44M
YoY Change	-12.83%	-255.99%	1697.94%
Depreciation, Depletion And Amortization	$660.0K	$1.768M
YoY Change		1583.81%
Cash From Operating Activities	$8.260M	$24.64M	-$1.490M
YoY Change	-654.36%	-41.0%	302.7%
INVESTING ACTIVITIES
Capital Expenditures	-$100.0K	$1.196M
YoY Change		1108.08%
Acquisitions
YoY Change
Other Investing Activities			$1.920M
YoY Change			611.11%
Cash From Investing Activities	-$100.0K	-$1.196M	$1.920M
YoY Change	-105.21%	1108.08%	611.11%
FINANCING ACTIVITIES
Cash Dividend Paid		$135.6M
YoY Change		219.8%
Common Stock Issuance & Retirement, Net		$37.50M
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-21.78M	$70.81M	0.000
YoY Change		-257.69%	-100.0%
NET CHANGE
Cash From Operating Activities	8.260M	$24.64M	-1.490M
Cash From Investing Activities	-100.0K	-$1.196M	1.920M
Cash From Financing Activities	-21.78M	$70.81M	0.000
Net Change In Cash	-13.62M	$94.25M	430.0K
YoY Change	-3267.44%	-3010.75%	-1175.0%
FREE CASH FLOW
Cash From Operating Activities	$8.260M	$24.64M	-$1.490M
Capital Expenditures	-$100.0K	$1.196M
Free Cash Flow	$8.360M	$23.44M
YoY Change		-43.73%

Facts In Submission

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CY2020	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2020
CY2020	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
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CY2020	dei	Document Annual Report DocumentAnnualReport	true
CY2020	dei	Document Period End Date DocumentPeriodEndDate	2020-12-31
CY2020	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2020	dei	Document Transition Report DocumentTransitionReport	false
CY2020	dei	Entity File Number EntityFileNumber	001-39326
CY2020	dei	Entity Registrant Name EntityRegistrantName	OPEN LENDING CORPORATION
CY2020	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2020	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	84-5031428
CY2020	dei	Entity Address Address Line1 EntityAddressAddressLine1	1501 S. MoPac Expressway Suite #450
CY2020	dei	Entity Address City Or Town EntityAddressCityOrTown	Austin
CY2020	dei	Entity Address State Or Province EntityAddressStateOrProvince	TX
CY2020	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	78746
CY2020	dei	City Area Code CityAreaCode	512
CY2020	dei	Local Phone Number LocalPhoneNumber	892-0400
CY2020	dei	Security12b Title Security12bTitle	Common stock, par value $0.01 per share
CY2020	dei	Trading Symbol TradingSymbol	LPRO
CY2020	dei	Security Exchange Name SecurityExchangeName	NASDAQ
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CY2020	lpro	Fair Value Adjustment Of Redemption Option FairValueAdjustmentOfRedemptionOption	47537000	USD
CY2020	us-gaap	Dividends Dividends	135598000	USD
CY2020	us-gaap	Reclassifications Of Temporary To Permanent Equity ReclassificationsOfTemporaryToPermanentEquity	242543000	USD
CY2020	us-gaap	Adjustments To Additional Paid In Capital Other AdjustmentsToAdditionalPaidInCapitalOther	1874000	USD
CY2020	lpro	Adjustments To Additional Paid In Capital Fair Value Of Contingent Consideration AdjustmentsToAdditionalPaidInCapitalFairValueOfContingentConsideration	347089000	USD
CY2020	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	2828000	USD
CY2020	us-gaap	Stock Issued During Period Value New Issues StockIssuedDuringPeriodValueNewIssues	105349000	USD
CY2020	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	37500000	USD
CY2020	us-gaap	Net Income Loss NetIncomeLoss	-97564000	USD
CY2020Q4	us-gaap	Stockholders Equity StockholdersEquity	26622000	USD
CY2020	us-gaap	Net Income Loss NetIncomeLoss	-97564000	USD
CY2019	us-gaap	Net Income Loss NetIncomeLoss	62544000	USD
CY2018	us-gaap	Net Income Loss NetIncomeLoss	28279000	USD
CY2020	us-gaap	Share Based Compensation ShareBasedCompensation	2828000	USD
CY2019	us-gaap	Share Based Compensation ShareBasedCompensation	1984000	USD
CY2018	us-gaap	Share Based Compensation ShareBasedCompensation	2529000	USD
CY2020	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	1768000	USD
CY2019	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	105000	USD
CY2018	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	80000	USD
CY2020	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	131932000	USD
CY2019	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	0	USD
CY2018	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	0	USD
CY2020	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	4734000	USD
CY2019	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	0	USD
CY2018	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	0	USD
CY2020	lpro	Non Cash Interest Expense NonCashInterestExpense	0	USD
CY2019	lpro	Non Cash Interest Expense NonCashInterestExpense	92000	USD
CY2018	lpro	Non Cash Interest Expense NonCashInterestExpense	30000	USD
CY2020	us-gaap	Increase Decrease In Accounts Receivable IncreaseDecreaseInAccountsReceivable	585000	USD
CY2019	us-gaap	Increase Decrease In Accounts Receivable IncreaseDecreaseInAccountsReceivable	1829000	USD
CY2018	us-gaap	Increase Decrease In Accounts Receivable IncreaseDecreaseInAccountsReceivable	443000	USD
CY2020	us-gaap	Increase Decrease In Deferred Revenue IncreaseDecreaseInDeferredRevenue	0	USD
CY2019	us-gaap	Increase Decrease In Deferred Revenue IncreaseDecreaseInDeferredRevenue	0	USD
CY2018	us-gaap	Increase Decrease In Deferred Revenue IncreaseDecreaseInDeferredRevenue	-2612000	USD
CY2020	us-gaap	Increase Decrease In Contract With Customer Asset IncreaseDecreaseInContractWithCustomerAsset	26391000	USD
CY2019	us-gaap	Increase Decrease In Contract With Customer Asset IncreaseDecreaseInContractWithCustomerAsset	21714000	USD
CY2018	us-gaap	Increase Decrease In Contract With Customer Asset IncreaseDecreaseInContractWithCustomerAsset	0	USD
CY2020	lpro	Increase Decrease In Operating Leases Right Of Use Assets IncreaseDecreaseInOperatingLeasesRightOfUseAssets	548000	USD
CY2019	lpro	Increase Decrease In Operating Leases Right Of Use Assets IncreaseDecreaseInOperatingLeasesRightOfUseAssets	0	USD
CY2020	us-gaap	Increase Decrease In Prepaid Expense IncreaseDecreaseInPrepaidExpense	313000	USD
CY2019	us-gaap	Increase Decrease In Prepaid Expense IncreaseDecreaseInPrepaidExpense	830000	USD
CY2018	us-gaap	Increase Decrease In Prepaid Expense IncreaseDecreaseInPrepaidExpense	540000	USD
CY2020	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	1431000	USD
CY2019	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	481000	USD
CY2018	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	140000	USD
CY2020	us-gaap	Increase Decrease In Accounts Payable Trade IncreaseDecreaseInAccountsPayableTrade	2105000	USD
CY2019	us-gaap	Increase Decrease In Accounts Payable Trade IncreaseDecreaseInAccountsPayableTrade	583000	USD
CY2018	us-gaap	Increase Decrease In Accounts Payable Trade IncreaseDecreaseInAccountsPayableTrade	378000	USD
CY2020	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	1027000	USD
CY2019	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	896000	USD
CY2018	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	184000	USD
CY2020	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	1640000	USD
CY2019	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	0	USD
CY2018	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	0	USD
CY2020	lpro	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	280000	USD
CY2019	lpro	Increase Decrease In Operating Lease Liability IncreaseDecreaseInOperatingLeaseLiability	0	USD
CY2020	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	5718000	USD
CY2019	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	412000	USD
CY2018	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	856000	USD
CY2020	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	24640000	USD
CY2019	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	41762000	USD
CY2018	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	28601000	USD
CY2020	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	1196000	USD
CY2019	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	99000	USD
CY2018	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	106000	USD
CY2020	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-1196000	USD
CY2019	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-99000	USD
CY2018	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-106000	USD
CY2020	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	6521000	USD
CY2019	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	2500000	USD
CY2018	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	2500000	USD
CY2020	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	170000000	USD
CY2019	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	0	USD
CY2018	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	0	USD
CY2020	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	10061000	USD
CY2019	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	0	USD
CY2018	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	0	USD
CY2020	us-gaap	Payments Of Dividends PaymentsOfDividends	135598000	USD
CY2019	us-gaap	Payments Of Dividends PaymentsOfDividends	42401000	USD
CY2018	us-gaap	Payments Of Dividends PaymentsOfDividends	18876000	USD
CY2020	us-gaap	Proceeds From Warrant Exercises ProceedsFromWarrantExercises	105349000	USD
CY2019	us-gaap	Proceeds From Warrant Exercises ProceedsFromWarrantExercises	0	USD
CY2018	us-gaap	Proceeds From Warrant Exercises ProceedsFromWarrantExercises	0	USD
CY2020	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	37500000	USD
CY2019	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	0	USD
CY2018	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	0	USD
CY2020	lpro	Payments For Recapitalization Net Of Transaction Costs PaymentsForRecapitalizationNetOfTransactionCosts	14863000	USD
CY2019	lpro	Payments For Recapitalization Net Of Transaction Costs PaymentsForRecapitalizationNetOfTransactionCosts	0	USD
CY2018	lpro	Payments For Recapitalization Net Of Transaction Costs PaymentsForRecapitalizationNetOfTransactionCosts	0	USD
CY2020	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	70806000	USD
CY2019	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-44901000	USD
CY2018	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-21376000	USD
CY2020	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	94250000	USD
CY2019	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	-3238000	USD
CY2018	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	7119000	USD
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	9898000	USD
CY2018Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	13136000	USD
CY2017Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	6017000	USD
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	104148000	USD
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	9898000	USD
CY2018Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	13136000	USD
CY2020	us-gaap	Interest Paid Net InterestPaidNet	10444000	USD
CY2019	us-gaap	Interest Paid Net InterestPaidNet	320000	USD
CY2018	us-gaap	Interest Paid Net InterestPaidNet	346000	USD
CY2020	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	144000	USD
CY2019	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	-40000	USD
CY2018	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	37000	USD
CY2020	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	5362000	USD
CY2019	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	0	USD
CY2020Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	101513000	USD
CY2018	lpro	Accrued Distributions AccruedDistributions	7544000	USD
CY2019Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	7676000	USD
CY2018Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	11072000	USD
CY2020Q4	us-gaap	Restricted Cash RestrictedCash	2635000	USD
CY2019Q4	us-gaap	Restricted Cash RestrictedCash	2222000	USD
CY2018Q4	us-gaap	Restricted Cash RestrictedCash	2064000	USD
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	104148000	USD
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	9898000	USD
CY2018Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	13136000	USD
CY2020	lpro	Temporary Equity Fair Value Adjustment Of Redemption Option TemporaryEquityFairValueAdjustmentOfRedemptionOption	-47537000	USD
CY2019	lpro	Temporary Equity Fair Value Adjustment Of Redemption Option TemporaryEquityFairValueAdjustmentOfRedemptionOption	163425000	USD
CY2018	lpro	Temporary Equity Fair Value Adjustment Of Redemption Option TemporaryEquityFairValueAdjustmentOfRedemptionOption	63311000	USD
CY2020	us-gaap	Conversion Of Stock Amount Converted1 ConversionOfStockAmountConverted1	257406000	USD
CY2019	us-gaap	Conversion Of Stock Amount Converted1 ConversionOfStockAmountConverted1	0	USD
CY2018	us-gaap	Conversion Of Stock Amount Converted1 ConversionOfStockAmountConverted1	0	USD
CY2020	lpro	Accrued Distributions AccruedDistributions	0	USD
CY2019	lpro	Accrued Distributions AccruedDistributions	0	USD
CY2020Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2020	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	1	segment
CY2020Q4	lpro	Emerging Growth Company Threshold On Annual Gross Revenue EmergingGrowthCompanyThresholdOnAnnualGrossRevenue	1070000000.00	USD
CY2020Q4	lpro	Emerging Growth Company Threshold On Convertible Debt Issued EmergingGrowthCompanyThresholdOnConvertibleDebtIssued	1000000000	USD
CY2020	us-gaap	Use Of Estimates UseOfEstimates	Use of estimates and judgements<div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates, and those differences may be material. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognized prospectively.</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Some significant items subject to such estimates and assumptions include, but are not limited to, profit share revenue recognition and the corresponding impact on contract asset, the recognition of the valuations of share-based compensation arrangements, valuation of contingent consideration, and assessing the realizability of deferred tax assets. These estimates, although based on actual historical trend and modeling, may potentially show significant variances over time.</span></div>In connection with the estimation of profit share revenue recognition and the related contract asset under Accounting Standards Update (“ASU”) 2014-9, Revenue from Contracts with Customers (Topic 606) (“ASC 606”), we use forecasts of loan-level earned premium and insurance claim payments. These forecasts are driven by the projection of loan defaults, prepayments and default severity rates. These assumptions are based on our observations of the historical behavior for loans with similar risk characteristics. The assumptions also take into consideration the forecast adjustments under various macroeconomic conditions, including the potential impact from the COVID-19 pandemic, and the current mix of the underlying portfolio of our insurance partners. As the Company closely monitors the development of the pandemic and its ongoing impact on Open Lending's business, management has accordingly adjusted these assumptions during the year ended December 31, 2020 as a result of changes in facts and circumstances and general market conditions derived from the COVID-19 pandemic.
CY2020Q4	us-gaap	Restricted Cash RestrictedCash	2600000	USD
CY2019Q4	us-gaap	Restricted Cash RestrictedCash	2200000	USD
CY2020	us-gaap	Concentration Risk Credit Risk ConcentrationRiskCreditRisk	Concentrations of revenue and credit risks<div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company’s top ten customers accounted for an aggregate of 38% of the Company’s total program fee revenue in 2020, with the top customer accounting for 13% of total program fee revenue. The Company's business relationships with its two insurance partners generate 55% of the Company's total revenue, with the top insurance partner accounting for approximately 70% of the total profit share revenue. We expect to have significant concentration in our Original Equipment Manufacturing (“OEM”) customers for the foreseeable future. In the event that one or more of our other significant customers terminate their relationships with us, or elect to utilize an alternative source for financing, the number of loans originated through the Open Lending platform would decline, which would materially adversely affect our business and, in turn, our revenue.</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial instruments that potentially subject the Company to credit risk consist of cash and cash equivalents, restricted cash and accounts receivable to the extent of the amounts recorded on the balance sheets.</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash and cash equivalents are deposited in commercial analysis and savings accounts at two financial institutions, both with high credit standing. Restricted cash relates to funds held by the Company on behalf of the insurance carriers, delegated for the use of insurance claim payments. Restricted cash are deposited in commercial analysis accounts at one financial institution. At times, such deposits may be in excess of the Federal Deposit Insurance Corporation insurance limits of $250,000 per institution. The Company has not experienced any losses on its deposits of cash and cash equivalents and management believes the Company is not exposed to significant risks on such accounts.</span></div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company’s accounts receivables are derived from revenue earned from customers. The Company performs credit evaluations of its customers’ financial condition. As of December 31, 2020 and December 31, 2019, there was no allowance for doubtful accounts</span><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">. At December 31, 2020, the Company had one customer that represented 19% of the Company’s accounts receivable.</span><span style="background-color:#ffffff;color:#2f5496;font-family:'Calibri',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> At December 31, 2019, the Company had one customer that represented 22% of the Company’s accounts receivable</span><span style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">.</span>
CY2019Q4	us-gaap	Allowance For Doubtful Accounts Receivable AllowanceForDoubtfulAccountsReceivable	0	USD
CY2020Q4	us-gaap	Allowance For Doubtful Accounts Receivable AllowanceForDoubtfulAccountsReceivable	0	USD
CY2020Q4	us-gaap	Lessee Operating Lease Remaining Lease Term LesseeOperatingLeaseRemainingLeaseTerm	P100M
CY2020Q3	us-gaap	Lessee Operating Lease Remaining Lease Term LesseeOperatingLeaseRemainingLeaseTerm	P101M
CY2020Q4	us-gaap	Lessee Operating Lease Renewal Term LesseeOperatingLeaseRenewalTerm	P60M
CY2020	us-gaap	Operating Lease Expense OperatingLeaseExpense	640000	USD
CY2019	us-gaap	Operating Lease Expense OperatingLeaseExpense	380000	USD
CY2018	us-gaap	Lease And Rental Expense LeaseAndRentalExpense	380000	USD
CY2020	us-gaap	Variable Lease Cost VariableLeaseCost	289000	USD
CY2019	us-gaap	Variable Lease Cost VariableLeaseCost	250000	USD
CY2018	us-gaap	Operating Leases Rent Expense Contingent Rentals OperatingLeasesRentExpenseContingentRentals	229000	USD
CY2020	us-gaap	Lease Cost LeaseCost	929000	USD
CY2019	us-gaap	Lease Cost LeaseCost	630000	USD
CY2018	us-gaap	Operating Leases Rent Expense Net OperatingLeasesRentExpenseNet	609000	USD
CY2020	us-gaap	Operating Lease Payments OperatingLeasePayments	828000	USD
CY2020	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	5362000	USD
CY2020	lpro	Operating Lease Payments And Right Of Use Asset Obtained In Exchange For Operating Lease Liability OperatingLeasePaymentsAndRightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	6190000	USD
CY2020Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P8Y29D
CY2020Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0772
CY2020Q4	lpro	Operating Lease Right Of Use Asset Before Accumulated Amortization OperatingLeaseRightOfUseAssetBeforeAccumulatedAmortization	5911000	USD
CY2020Q4	lpro	Operating Lease Right Of Use Asset Accumulated Amortization OperatingLeaseRightOfUseAssetAccumulatedAmortization	178000	USD
CY2020Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	5733000	USD
CY2020Q4	us-gaap	Operating Lease Liability Current OperatingLeaseLiabilityCurrent	364000	USD
CY2020Q4	us-gaap	Operating Lease Liability Noncurrent OperatingLeaseLiabilityNoncurrent	5138000	USD
CY2020Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	5502000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	774000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	869000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	894000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	920000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	945000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	3073000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	7475000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	1973000	USD
CY2020Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	5502000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	1353000	USD
CY2019Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	638000	USD
CY2020Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	152000	USD
CY2019Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	339000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	1201000	USD
CY2019Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	299000	USD
CY2020	us-gaap	Depreciation Depreciation	300000	USD
CY2019	us-gaap	Depreciation Depreciation	100000	USD
CY2018	us-gaap	Depreciation Depreciation	100000	USD
CY2020Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	2796000	USD
CY2019Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	1757000	USD
CY2020Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	237000	USD
CY2019Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	249000	USD
CY2020Q4	us-gaap	Accrued Liabilities Current AccruedLiabilitiesCurrent	3033000	USD
CY2019Q4	us-gaap	Accrued Liabilities Current AccruedLiabilitiesCurrent	2006000	USD
CY2020Q4	lpro	Third Part Claims Administration Liability Current ThirdPartClaimsAdministrationLiabilityCurrent	2591000	USD
CY2019Q4	lpro	Third Part Claims Administration Liability Current ThirdPartClaimsAdministrationLiabilityCurrent	2182000	USD
CY2020Q4	us-gaap	Taxes Payable Current TaxesPayableCurrent	862000	USD
CY2019Q4	us-gaap	Taxes Payable Current TaxesPayableCurrent	0	USD
CY2020Q4	us-gaap	Operating Lease Liability Current OperatingLeaseLiabilityCurrent	364000	USD
CY2019Q4	us-gaap	Operating Lease Liability Current OperatingLeaseLiabilityCurrent	0	USD
CY2020Q4	us-gaap	Other Sundry Liabilities Current OtherSundryLiabilitiesCurrent	188000	USD
CY2019Q4	us-gaap	Other Sundry Liabilities Current OtherSundryLiabilitiesCurrent	184000	USD
CY2020Q4	us-gaap	Other Liabilities Current OtherLiabilitiesCurrent	4005000	USD
CY2019Q4	us-gaap	Other Liabilities Current OtherLiabilitiesCurrent	2366000	USD
CY2020Q4	us-gaap	Other Long Term Notes Payable OtherLongTermNotesPayable	0	USD
CY2019Q4	us-gaap	Other Long Term Notes Payable OtherLongTermNotesPayable	3334000	USD
CY2020Q4	us-gaap	Debt Instrument Carrying Amount DebtInstrumentCarryingAmount	166813000	USD
CY2019Q4	us-gaap	Debt Instrument Carrying Amount DebtInstrumentCarryingAmount	0	USD
CY2020Q4	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	9066000	USD
CY2019Q4	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	21000	USD
CY2020Q4	us-gaap	Notes Payable Current NotesPayableCurrent	4888000	USD
CY2019Q4	us-gaap	Notes Payable Current NotesPayableCurrent	2484000	USD
CY2020Q4	us-gaap	Long Term Notes Payable LongTermNotesPayable	152859000	USD
CY2019Q4	us-gaap	Long Term Notes Payable LongTermNotesPayable	829000	USD
CY2020Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Next Twelve Months LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths	4888000	USD
CY2020Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Two LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo	5100000	USD
CY2020Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Three LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree	7650000	USD
CY2020Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Four LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour	8500000	USD
CY2020Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive	8500000	USD
CY2020Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal After Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive	132175000	USD
CY2020Q4	us-gaap	Long Term Debt LongTermDebt	166813000	USD
	lpro	Common Stock Shares Issued Or Released CommonStockSharesIssuedOrReleased	27187500	shares
CY2020Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2020Q2	us-gaap	Business Combination Contingent Consideration Liability BusinessCombinationContingentConsiderationLiability	347089000	USD
	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	131932000	USD
	lpro	Business Combination Contingent Consideration Arrangements Reclassification Of Contingent Consideration To Equity BusinessCombinationContingentConsiderationArrangementsReclassificationOfContingentConsiderationToEquity	-479021000	USD
CY2020Q4	us-gaap	Business Combination Contingent Consideration Liability BusinessCombinationContingentConsiderationLiability	0	USD
CY2020Q2	us-gaap	Business Combination Contingent Consideration Liability Noncurrent BusinessCombinationContingentConsiderationLiabilityNoncurrent	347100000	USD
CY2020	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	131900000	USD
CY2020Q2	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2020Q2	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	550000000	shares
CY2020Q2	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	10000000	shares
CY2020Q2	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	91849909	shares
CY2020Q2	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2020Q2	us-gaap	Class Of Warrant Or Right Outstanding ClassOfWarrantOrRightOutstanding	9166659	shares
CY2020Q4	us-gaap	Stock Repurchased During Period Shares StockRepurchasedDuringPeriodShares	1395089	shares
CY2020Q4	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	37500000	USD
CY2020Q4	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	37500000	USD
CY2020Q2	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	91849909	shares
CY2020Q4	us-gaap	Treasury Stock Shares Acquired TreasuryStockSharesAcquired	1395089	shares
CY2020Q2	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	91849909	shares
CY2020Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	126803096	shares
CY2019Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2019Q4	us-gaap	Preferred Units Authorized PreferredUnitsAuthorized	50965118000	shares
CY2019Q4	lpro	Preferred Units Issued And Outstanding PreferredUnitsIssuedAndOutstanding	50965118000	shares
CY2020	lpro	Preferred Stock Convertible Unit Conversion Threshold Percentage PreferredStockConvertibleUnitConversionThresholdPercentage	0.80
CY2020Q4	lpro	Class Of Warrant Or Right Exercised ClassOfWarrantOrRightExercised	9160776	shares
CY2020	us-gaap	Proceeds From Warrant Exercises ProceedsFromWarrantExercises	105300000	USD
CY2018Q4	us-gaap	Contract With Customer Asset Net ContractWithCustomerAssetNet	41260000	USD
CY2019	us-gaap	Contract With Customer Asset Increase Decrease For Contract Acquired In Business Combination ContractWithCustomerAssetIncreaseDecreaseForContractAcquiredInBusinessCombination	87990000	USD
CY2019	us-gaap	Contract With Customer Asset Cumulative Catch Up Adjustment To Revenue Change In Measure Of Progress ContractWithCustomerAssetCumulativeCatchUpAdjustmentToRevenueChangeInMeasureOfProgress	-4857000	USD
CY2019	us-gaap	Contract With Customer Asset Reclassified To Receivable ContractWithCustomerAssetReclassifiedToReceivable	34746000	USD
CY2019	lpro	Payments Received From Insurance Carriers PaymentsReceivedFromInsuranceCarriers	36410000	USD
CY2019Q4	us-gaap	Contract With Customer Asset Net ContractWithCustomerAssetNet	62951000	USD
CY2020	us-gaap	Contract With Customer Asset Increase Decrease For Contract Acquired In Business Combination ContractWithCustomerAssetIncreaseDecreaseForContractAcquiredInBusinessCombination	110532000	USD
CY2020	us-gaap	Contract With Customer Asset Cumulative Catch Up Adjustment To Revenue Change In Measure Of Progress ContractWithCustomerAssetCumulativeCatchUpAdjustmentToRevenueChangeInMeasureOfProgress	1640000	USD
CY2020	us-gaap	Contract With Customer Asset Reclassified To Receivable ContractWithCustomerAssetReclassifiedToReceivable	43661000	USD
CY2020	lpro	Payments Received From Insurance Carriers PaymentsReceivedFromInsuranceCarriers	38840000	USD
CY2020Q4	us-gaap	Contract With Customer Asset Net ContractWithCustomerAssetNet	89342000	USD
CY2020	us-gaap	Contract With Customer Asset Cumulative Catch Up Adjustment To Revenue Change In Measure Of Progress ContractWithCustomerAssetCumulativeCatchUpAdjustmentToRevenueChangeInMeasureOfProgress	1600000	USD
CY2019	us-gaap	Contract With Customer Asset Cumulative Catch Up Adjustment To Revenue Change In Measure Of Progress ContractWithCustomerAssetCumulativeCatchUpAdjustmentToRevenueChangeInMeasureOfProgress	-4900000	USD
CY2020Q4	us-gaap	Contract With Customer Asset Net Current ContractWithCustomerAssetNetCurrent	50400000	USD
CY2019Q4	us-gaap	Contract With Customer Asset Net Current ContractWithCustomerAssetNetCurrent	29800000	USD
CY2020Q4	us-gaap	Contract With Customer Asset Net Noncurrent ContractWithCustomerAssetNetNoncurrent	39000000.0	USD
CY2019Q4	us-gaap	Contract With Customer Asset Net Noncurrent ContractWithCustomerAssetNetNoncurrent	33200000	USD
CY2018Q4	us-gaap	Assets Current AssetsCurrent	34302000	USD
CY2018Q4	us-gaap	Assets Noncurrent AssetsNoncurrent	23349000	USD
CY2018Q4	us-gaap	Liabilities Current LiabilitiesCurrent	13844000	USD
CY2018Q4	us-gaap	Liabilities Noncurrent LiabilitiesNoncurrent	3313000	USD
CY2018Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	-107042000	USD
CY2019	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	92847000	USD
CY2017Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber	12814203	shares
CY2017Q4	lpro	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested And Expected To Vest Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExpectedToVestOutstandingNumber	9891696	shares
CY2017Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber	2922507	shares
CY2018	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Granted ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted	1317768	shares
CY2018	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Granted ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted	1317768	shares
CY2018	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Forfeitures ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures	2813	shares
CY2018	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Forfeitures ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures	2813	shares
CY2018Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber	14129158	shares
CY2018Q4	lpro	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested And Expected To Vest Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExpectedToVestOutstandingNumber	11703477	shares
CY2018Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber	2425681	shares
CY2019Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber	14129158	shares
CY2019Q4	lpro	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested And Expected To Vest Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExpectedToVestOutstandingNumber	13199998	shares
CY2019Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber	929160	shares
CY2020Q2	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber	14129158	shares
CY2020Q2	lpro	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested And Expected To Vest Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExpectedToVestOutstandingNumber	14129158	shares
CY2020Q2	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber	0	shares
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Exercised ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised	14129158	shares
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Exercised ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised	14129158	shares
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber	0	shares
CY2020Q4	lpro	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested And Expected To Vest Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedAndExpectedToVestOutstandingNumber	0	shares
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber	0	shares
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue	0	USD
CY2020Q4	lpro	Share Based Compensation Arrangement By Share Based Payment Award Options Aggregate Intrinsic Value Nonvested ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueNonvested	280000	USD
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	280000	USD
CY2020	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate	0
CY2020	lpro	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Weighted Average Vesting Term Simplified Method Percentage ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsWeightedAverageVestingTermSimplifiedMethodPercentage	0.25
CY2020Q4	us-gaap	Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized	6046000	USD
CY2019	us-gaap	Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition1 EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1	P3Y10M6D
CY2020	us-gaap	Net Income Loss NetIncomeLoss	-97564000	USD
CY2019	us-gaap	Net Income Loss NetIncomeLoss	62544000	USD
CY2018	us-gaap	Net Income Loss NetIncomeLoss	28279000	USD
CY2020	us-gaap	Preferred Stock Dividends Income Statement Impact PreferredStockDividendsIncomeStatementImpact	40689000	USD
CY2019	us-gaap	Preferred Stock Dividends Income Statement Impact PreferredStockDividendsIncomeStatementImpact	11058000	USD
CY2018	us-gaap	Preferred Stock Dividends Income Statement Impact PreferredStockDividendsIncomeStatementImpact	9066000	USD
CY2020	lpro	Noncash Adjustment To Redemption Amount Of The Redeemable Convertible Preferred Units NoncashAdjustmentToRedemptionAmountOfTheRedeemableConvertiblePreferredUnits	-47537000	USD
CY2019	lpro	Noncash Adjustment To Redemption Amount Of The Redeemable Convertible Preferred Units NoncashAdjustmentToRedemptionAmountOfTheRedeemableConvertiblePreferredUnits	163425000	USD
CY2018	lpro	Noncash Adjustment To Redemption Amount Of The Redeemable Convertible Preferred Units NoncashAdjustmentToRedemptionAmountOfTheRedeemableConvertiblePreferredUnits	63311000	USD
CY2020	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-90716000	USD
CY2019	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-111939000	USD
CY2018	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-44098000	USD
CY2020	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	82908772	shares
CY2019	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	37631052	shares
CY2018	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	37631052	shares
CY2020	us-gaap	Earnings Per Share Basic And Diluted EarningsPerShareBasicAndDiluted	-1.09
CY2020	us-gaap	Earnings Per Share Basic And Diluted EarningsPerShareBasicAndDiluted	-1.09
CY2019	us-gaap	Earnings Per Share Basic And Diluted EarningsPerShareBasicAndDiluted	-2.97
CY2019	us-gaap	Earnings Per Share Basic And Diluted EarningsPerShareBasicAndDiluted	-2.97
CY2018	us-gaap	Earnings Per Share Basic And Diluted EarningsPerShareBasicAndDiluted	-1.17
CY2018	us-gaap	Earnings Per Share Basic And Diluted EarningsPerShareBasicAndDiluted	-1.17
CY2020	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	10136198000	shares
CY2019	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	14278603000	shares
CY2018	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	14278603000	shares
CY2020Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	101513000	USD
CY2020Q4	us-gaap	Cash And Cash Equivalents Fair Value Disclosure CashAndCashEquivalentsFairValueDisclosure	101513000	USD
CY2019Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	7676000	USD
CY2019Q4	us-gaap	Cash And Cash Equivalents Fair Value Disclosure CashAndCashEquivalentsFairValueDisclosure	7676000	USD
CY2020Q4	us-gaap	Restricted Cash Current RestrictedCashCurrent	2635000	USD
CY2020Q4	lpro	Restricted Cash Fair Value RestrictedCashFairValue	2635000	USD
CY2019Q4	us-gaap	Restricted Cash Current RestrictedCashCurrent	2222000	USD
CY2019Q4	lpro	Restricted Cash Fair Value RestrictedCashFairValue	2222000	USD
CY2020Q4	us-gaap	Accounts Receivable Net Current AccountsReceivableNetCurrent	4352000	USD
CY2020Q4	us-gaap	Accounts Receivable Fair Value Disclosure AccountsReceivableFairValueDisclosure	4352000	USD
CY2019Q4	us-gaap	Accounts Receivable Net Current AccountsReceivableNetCurrent	3767000	USD
CY2019Q4	us-gaap	Accounts Receivable Fair Value Disclosure AccountsReceivableFairValueDisclosure	3767000	USD
CY2020Q4	lpro	Interest Rate Swaps Other Assets InterestRateSwapsOtherAssets	0	USD
CY2020Q4	lpro	Interest Rate Swap Fair Value Disclosure InterestRateSwapFairValueDisclosure	0	USD
CY2019Q4	lpro	Interest Rate Swaps Other Assets InterestRateSwapsOtherAssets	9000	USD
CY2019Q4	lpro	Interest Rate Swap Fair Value Disclosure InterestRateSwapFairValueDisclosure	9000	USD
CY2020Q4	lpro	Financial Assets FinancialAssets	108500000	USD
CY2020Q4	us-gaap	Assets Fair Value Disclosure AssetsFairValueDisclosure	108500000	USD
CY2019Q4	lpro	Financial Assets FinancialAssets	13674000	USD
CY2019Q4	us-gaap	Assets Fair Value Disclosure AssetsFairValueDisclosure	13674000	USD
CY2020Q4	us-gaap	Notes Payable NotesPayable	157747000	USD
CY2020Q4	us-gaap	Notes Payable Fair Value Disclosure NotesPayableFairValueDisclosure	157747000	USD
CY2019Q4	us-gaap	Notes Payable NotesPayable	3313000	USD
CY2019Q4	us-gaap	Notes Payable Fair Value Disclosure NotesPayableFairValueDisclosure	3313000	USD
CY2020Q4	us-gaap	Accounts Payable Current AccountsPayableCurrent	3442000	USD
CY2020Q4	us-gaap	Accounts Payable Fair Value Disclosure AccountsPayableFairValueDisclosure	3442000	USD
CY2019Q4	us-gaap	Accounts Payable Current AccountsPayableCurrent	1337000	USD
CY2019Q4	us-gaap	Accounts Payable Fair Value Disclosure AccountsPayableFairValueDisclosure	1337000	USD
CY2020Q4	us-gaap	Accrued Liabilities Current AccruedLiabilitiesCurrent	3033000	USD
CY2020Q4	us-gaap	Accrued Liabilities Fair Value Disclosure AccruedLiabilitiesFairValueDisclosure	3033000	USD
CY2019Q4	us-gaap	Accrued Liabilities Current AccruedLiabilitiesCurrent	2006000	USD
CY2019Q4	us-gaap	Accrued Liabilities Fair Value Disclosure AccruedLiabilitiesFairValueDisclosure	2006000	USD
CY2020Q4	us-gaap	Accrued Income Taxes AccruedIncomeTaxes	1640000	USD
CY2020Q4	lpro	Accrued Income Tax Fair Value Disclosure AccruedIncomeTaxFairValueDisclosure	1640000	USD
CY2019Q4	us-gaap	Accrued Income Taxes AccruedIncomeTaxes	0	USD
CY2019Q4	lpro	Accrued Income Tax Fair Value Disclosure AccruedIncomeTaxFairValueDisclosure		USD
CY2020Q4	lpro	Financial Liabilities FinancialLiabilities	165862000	USD
CY2020Q4	us-gaap	Liabilities Fair Value Disclosure LiabilitiesFairValueDisclosure	165862000	USD
CY2019Q4	lpro	Financial Liabilities FinancialLiabilities	6656000	USD
CY2019Q4	us-gaap	Liabilities Fair Value Disclosure LiabilitiesFairValueDisclosure	6656000	USD
CY2020Q4	lpro	Long Term Debt Interest And Fees LongTermDebtInterestAndFees	236970000	USD
CY2020Q4	lpro	Long Term Debt Interest And Fees To Be Paid Year One LongTermDebtInterestAndFeesToBePaidYearOne	17438000	USD
CY2020Q4	lpro	Long Term Debt Interest And Fees To Be Paid Year One Through Three LongTermDebtInterestAndFeesToBePaidYearOneThroughThree	36647000	USD
CY2020Q4	lpro	Long Term Debt Interest And Fees To Be Paid Year Three Through Five LongTermDebtInterestAndFeesToBePaidYearThreeThroughFive	38584000	USD
CY2020Q4	lpro	Long Term Debt Interest And Fees To Be Paid After Year Five LongTermDebtInterestAndFeesToBePaidAfterYearFive	144301000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	7475000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	774000	USD
CY2020Q4	lpro	Lessee Operating Lease Liability To Be Paid Year One Through Three LesseeOperatingLeaseLiabilityToBePaidYearOneThroughThree	1763000	USD
CY2020Q4	lpro	Lessee Operating Lease Liability To Be Paid Year Three Through Five LesseeOperatingLeaseLiabilityToBePaidYearThreeThroughFive	1865000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	3073000	USD
CY2020Q4	us-gaap	Other Commitment OtherCommitment	574000	USD
CY2020Q4	us-gaap	Other Commitment Due In Next Twelve Months OtherCommitmentDueInNextTwelveMonths	445000	USD
CY2020Q4	lpro	Other Commitment To Be Paid Year One Through Three OtherCommitmentToBePaidYearOneThroughThree	129000	USD
CY2020Q4	lpro	Other Commitment To Be Paid Year Three Through Five OtherCommitmentToBePaidYearThreeThroughFive	0	USD
CY2020Q4	us-gaap	Other Commitment Due After Fifth Year OtherCommitmentDueAfterFifthYear	0	USD
CY2020Q4	us-gaap	Contractual Obligation ContractualObligation	245019000	USD
CY2020Q4	us-gaap	Contractual Obligation Due In Next Twelve Months ContractualObligationDueInNextTwelveMonths	18657000	USD
CY2020Q4	lpro	Contractual Obligation To Be Paid Year One Through Three ContractualObligationToBePaidYearOneThroughThree	38539000	USD
CY2020Q4	lpro	Contractual Obligation To Be Paid Year Three Through Five ContractualObligationToBePaidYearThreeThroughFive	40449000	USD
CY2020Q4	us-gaap	Contractual Obligation Due After Fifth Year ContractualObligationDueAfterFifthYear	147374000	USD
CY2020	us-gaap	Lease Cost LeaseCost	900000	USD
CY2019	us-gaap	Lease Cost LeaseCost	600000	USD
CY2018	us-gaap	Lease Cost LeaseCost	600000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Remaining Lease Term LesseeOperatingLeaseRemainingLeaseTerm	P100M
CY2020	lpro	Lessee Operating Lease Lease Payment Grace Period LesseeOperatingLeaseLeasePaymentGracePeriod	P4M
CY2020Q4	us-gaap	Lessee Operating Lease Renewal Term LesseeOperatingLeaseRenewalTerm	P60M
CY2020Q4	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	37500000	USD
CY2020Q4	us-gaap	Stock Repurchased During Period Shares StockRepurchasedDuringPeriodShares	1395089	shares
CY2020	lpro	Defined Contribution Plan Minimum Employee Age Requirement For Participation DefinedContributionPlanMinimumEmployeeAgeRequirementForParticipation	P21Y
CY2020	lpro	Defined Contribution Plan Minimum Days Of Service Required For Participation DefinedContributionPlanMinimumDaysOfServiceRequiredForParticipation	P60D
CY2020	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent DefinedContributionPlanEmployerMatchingContributionPercent	0.03
CY2020	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	0	USD
CY2019	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	33600	USD
CY2018	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	33000	USD
CY2020	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	377724	USD
CY2019	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	292204	USD
CY2018	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	230146	USD
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	6600000	USD
CY2019	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-30000	USD
CY2018	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	37000	USD
CY2020	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	-0.072
CY2019	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	-0.001
CY2018	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.001
CY2020Q2	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	89900000	USD
CY2020	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	1234000	USD
CY2019	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	0	USD
CY2018	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	0	USD
CY2020	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	605000	USD
CY2019	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	-30000	USD
CY2018	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	37000	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2020	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	7463000	USD
CY2019	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	0	USD
CY2018	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	0	USD
CY2020	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	-2729000	USD
CY2019	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	0	USD
CY2018	us-gaap	Deferred Foreign Income Tax Expense Benefit DeferredForeignIncomeTaxExpenseBenefit	0	USD
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	6573000	USD
CY2019	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-30000	USD
CY2018	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	37000	USD
CY2020	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	-19102000	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2019	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	13128000	USD
CY2018	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	5946000	USD
CY2018	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.210
CY2020	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	-1706000	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.019
CY2019	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	-30000	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	-0.001
CY2018	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	37000	USD
CY2018	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.001
CY2020	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	0	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation Tax Exempt Income EffectiveIncomeTaxRateReconciliationTaxExemptIncome	0
CY2019	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	13128000	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation Tax Exempt Income EffectiveIncomeTaxRateReconciliationTaxExemptIncome	0.210
CY2018	us-gaap	Income Tax Reconciliation Tax Exempt Income IncomeTaxReconciliationTaxExemptIncome	5946000	USD
CY2018	us-gaap	Effective Income Tax Rate Reconciliation Tax Exempt Income EffectiveIncomeTaxRateReconciliationTaxExemptIncome	0.210
CY2020	us-gaap	Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost	27706000	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost	-0.305
CY2019	us-gaap	Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost	0	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost	0
CY2018	us-gaap	Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost	0	USD
CY2018	us-gaap	Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost	0
CY2020	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	-325000	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation Other Adjustments EffectiveIncomeTaxRateReconciliationOtherAdjustments	0.004
CY2019	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	0	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation Other Adjustments EffectiveIncomeTaxRateReconciliationOtherAdjustments	0
CY2018	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	0	USD
CY2018	us-gaap	Effective Income Tax Rate Reconciliation Other Adjustments EffectiveIncomeTaxRateReconciliationOtherAdjustments	0
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	6573000	USD
CY2020	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	-0.072
CY2019	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-30000	USD
CY2019	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	-0.001
CY2018	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	37000	USD
CY2018	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.001
CY2020Q4	us-gaap	Deferred Tax Assets Investments DeferredTaxAssetsInvestments	85219000	USD
CY2019Q4	us-gaap	Deferred Tax Assets Investments DeferredTaxAssetsInvestments	0	USD
CY2020Q4	lpro	Deferred Tax Assets Operating Lease Liability DeferredTaxAssetsOperatingLeaseLiability	1394000	USD
CY2019Q4	lpro	Deferred Tax Assets Operating Lease Liability DeferredTaxAssetsOperatingLeaseLiability	0	USD
CY2020Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost	37000	USD
CY2019Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost	0	USD
CY2020Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	21000	USD
CY2019Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	0	USD
CY2020Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	86671000	USD
CY2019Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	0	USD
CY2020Q4	us-gaap	Deferred Tax Liabilities Leasing Arrangements DeferredTaxLiabilitiesLeasingArrangements	1453000	USD
CY2019Q4	us-gaap	Deferred Tax Liabilities Leasing Arrangements DeferredTaxLiabilitiesLeasingArrangements	0	USD
CY2020Q4	us-gaap	Deferred Income Tax Liabilities DeferredIncomeTaxLiabilities	1453000	USD
CY2019Q4	us-gaap	Deferred Income Tax Liabilities DeferredIncomeTaxLiabilities	0	USD
CY2020Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	85218000	USD
CY2019Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	0	USD
CY2020Q4	lpro	Tax Receivable Agreement Percent Of Net Cash Savings Payable TaxReceivableAgreementPercentOfNetCashSavingsPayable	0.85
CY2020Q4	lpro	Tax Receivable Agreement Percent Of Cash Savings Retain The Benefit TaxReceivableAgreementPercentOfCashSavingsRetainTheBenefit	0.15
CY2020	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-4300000	USD
CY2020Q4	us-gaap	Other Liabilities Noncurrent OtherLiabilitiesNoncurrent	92400000	USD
CY2020Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	104900000	USD
CY2020Q4	lpro	Tax Receivable Agreement Percent Of Cash Savings Retain The Benefit TaxReceivableAgreementPercentOfCashSavingsRetainTheBenefit	0.15
CY2020Q1	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	17430000	USD
CY2020Q2	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	22067000	USD
CY2020Q3	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	29762000	USD
CY2020Q4	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	39633000	USD
CY2020Q1	us-gaap	Gross Profit GrossProfit	14935000	USD
CY2020Q2	us-gaap	Gross Profit GrossProfit	20240000	USD
CY2020Q3	us-gaap	Gross Profit GrossProfit	27266000	USD
CY2020Q4	us-gaap	Gross Profit GrossProfit	36665000	USD
CY2020Q1	us-gaap	Operating Income Loss OperatingIncomeLoss	8931000	USD
CY2020Q2	us-gaap	Operating Income Loss OperatingIncomeLoss	3946000	USD
CY2020Q3	us-gaap	Operating Income Loss OperatingIncomeLoss	19554000	USD
CY2020Q4	us-gaap	Operating Income Loss OperatingIncomeLoss	24286000	USD
CY2020Q1	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	0	USD
CY2020Q2	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	48802000	USD
CY2020Q3	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	83130000	USD
CY2020Q4	us-gaap	Business Combination Contingent Consideration Arrangements Change In Amount Of Contingent Consideration Liability1 BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1	0	USD
CY2020Q1	us-gaap	Net Income Loss NetIncomeLoss	8172000	USD
CY2020Q2	us-gaap	Net Income Loss NetIncomeLoss	-49805000	USD
CY2020Q3	us-gaap	Net Income Loss NetIncomeLoss	-71133000	USD
CY2020Q4	us-gaap	Net Income Loss NetIncomeLoss	15202000	USD
CY2020Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.29
CY2020Q2	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-1.01
CY2020Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-0.62
CY2020Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.12
CY2020Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.16
CY2020Q2	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-1.01
CY2020Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-0.62
CY2020Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.12
CY2019Q1	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	19484000	USD
CY2019Q2	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	25183000	USD
CY2019Q3	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	22104000	USD
CY2019Q4	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	26076000	USD
CY2019Q1	us-gaap	Gross Profit GrossProfit	17957000	USD
CY2019Q2	us-gaap	Gross Profit GrossProfit	23116000	USD
CY2019Q3	us-gaap	Gross Profit GrossProfit	20181000	USD
CY2019Q4	us-gaap	Gross Profit GrossProfit	23787000	USD
CY2019Q1	us-gaap	Operating Income Loss OperatingIncomeLoss	12863000	USD
CY2019Q2	us-gaap	Operating Income Loss OperatingIncomeLoss	17580000	USD
CY2019Q3	us-gaap	Operating Income Loss OperatingIncomeLoss	14817000	USD
CY2019Q4	us-gaap	Operating Income Loss OperatingIncomeLoss	17355000	USD
CY2019Q1	us-gaap	Net Income Loss NetIncomeLoss	12904000	USD
CY2019Q2	us-gaap	Net Income Loss NetIncomeLoss	17484000	USD
CY2019Q3	us-gaap	Net Income Loss NetIncomeLoss	14716000	USD
CY2019Q4	us-gaap	Net Income Loss NetIncomeLoss	17440000	USD
CY2019Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-0.34
CY2019Q2	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-0.19
CY2019Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-1.25
CY2019Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-1.19
CY2019Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-0.34
CY2019Q2	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-0.19
CY2019Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-1.25
CY2019Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-1.19

Files In Submission

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$LPRO
Open Lending Corp Stock $lpro

2020 Q4 Form 10-K Financial Statement

#000180620121000012 Filed on March 16, 2021

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$LPRO Open Lending Corp Stock $lpro

2020 Q4 Form 10-K Financial Statement

#000180620121000012 Filed on March 16, 2021

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$LPRO
Open Lending Corp Stock $lpro