$NBBK Cashflow Statement | Understand Stock

$NBBK

$22.63 +$0.00 (0.0%) After hours

$NBBK Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Cash Flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
Adjustments to reconcile net income to net cash from operating activities:
Net accretion of available-for-sale securities
Loss on sale of available-for-sale securities, net
Amortization of core deposit intangible
Provision for credit losses
Loan hedge fair value adjustments, including amortization
Change in net deferred loan origination fees
Mortgage loans originated for sale
Proceeds from sale of mortgage loans held for sale
Write down on consumer loans transferred to held for sale
Gain on sale of mortgage loans
Depreciation and amortization expense
Gain from BOLI death benefit
Increase in cash surrender values of BOLI
Deferred income taxes (credits)
Deferred income tax expense (benefit)
ESOP expense
Stock-based compensation
Changes in operating assets and liabilities:
Accrued interest receivable
Prepaid expenses and other assets
Income tax refunds receivable
Accrued expenses and other liabilities
Accrued retirement liabilities
NET CASH PROVIDED BY OPERATING ACTIVITIES
CASH FLOWS FROM INVESTING ACTIVITIES
Loan originations and purchases, net of repayments
Purchases of available-for-sale securities
Proceeds from sales of available-for-sale securities
Proceeds from maturities, calls and paydowns of available-for-sale securities
Purchases of Federal Home Loan Bank stock, net
Purchases of Federal Reserve Bank stock, net
Recoveries of loans previously charged off
Net change in non-public investments
Purchases of BOLI policies
Acquisition, net of cash and cash equivalents acquired
Proceeds from BOLI death benefit
Proceeds from surrender (purchases) of BOLI policies
Purchases of banking premises and equipment
NET CASH USED IN INVESTING ACTIVITIES
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits
Net change in mortgagors' escrow accounts
Net proceeds from stock offering and issuance of common shares
Purchase of common shares by the ESOP
Net proceeds (costs) from stock offering and issuance of common shares
Purchase of common shares held by ESOP
Repurchase of common shares under share repurchase plans
Dividends declared and paid
(Decrease) increase in FHLB borrowings, net
NET CASH PROVIDED BY FINANCING ACTIVITIES
NET CHANGE IN CASH AND CASH EQUIVALENTS
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD
CASH AND CASH EQUIVALENTS AT END OF PERIOD
Supplemental disclosure of cash paid during the period for:
Interest
Income taxes
UNITED STATES
Massachusetts
Jurisdictions below 5 percent of total income taxes paid, net of refunds
Total uNITED STATES
Total income taxes
Supplemental disclosure of non-cash transactions:
Cumulative effect adjustment of adoption of ASU, net of income taxes
ASU 2016-13
ASU 2023-02
Total cumulative effect adjustment of adoption of ASU, net of income taxes
Initial recognition of operating lease right of use assets and lease liabilities
Increase in operating lease right of use assets and lease liabilities resulting from lease modifications
Unrealized gains on available-for-sale securities
Unrecognized Pension Losses on Director Pension Plan
Unrealized holding losses on cash flow hedge
Unrealized holding losses (gains) on cash flow hedge
Mortgage loans transferred to loans held for sale
Consumer loans transferred to loans held for sale
Unrealized pension losses (gains) from director pension plan
Restricted stock awards granted
Fair value of assets acquired in Provident Acquisition, net of cash
Fair value of liabilities assumed in Provident Acquisition
Goodwill from Provident Acquisition
Common stock issued for Provident Acquisition

Comments