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FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
|
|---|---|---|---|
| INTEREST AND DIVIDEND INCOME | |||
| Interest and fees on loans | |||
| Interest on investment securities | |||
| Interest on cash equivalents and other | |||
| Interest and dividends on cash equivalents and other | |||
| Total interest and dividend income | |||
| INTEREST EXPENSE | |||
| Interest on deposits | |||
| Interest on borrowings | |||
| Total interest expense | |||
| NET INTEREST INCOME | |||
| PROVISION FOR CREDIT LOSSES | |||
| Provision for credit losses - loans | |||
| (Release of) provision for credit losses - unfunded commitments | |||
| Total provision for credit losses | |||
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | |||
| NONINTEREST INCOME | |||
| Customer service fees | |||
| Increase in cash surrender value of BOLI | |||
| Mortgage banking income | |||
| Swap contract income | |||
| Loss on sale of available-for-sale securities, net | |||
| Employee retention credit income | |||
| Other income | |||
| Total noninterest income | |||
| NONINTEREST EXPENSE | |||
| Salaries and employee benefits | |||
| Director and professional service fees | |||
| Occupancy and equipment expenses | |||
| Data processing expenses | |||
| Charitable contribution expense | |||
| Marketing expense | |||
| Marketing and charitable contribution expenses | |||
| FDIC and state insurance assessments | |||
| Merger and acquisition expenses | |||
| General and administrative expenses | |||
| Total noninterest expense | |||
| INCOME BEFORE TAXES | |||
| INCOME TAX EXPENSE | |||
| NET INCOME | |||
| Weighted average common shares outstanding, basic | |||
| Weighted average common shares outstanding, diluted | |||
| Earnings per share, basic | |||
| Earnings per share, diluted |
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