Financial Snapshot

Revenue
$249.7M
TTM
Gross Margin
92.32%
TTM
Net Earnings
$45.49M
TTM
Current Assets
$224.6M
Q3 2024
Current Liabilities
$726.9M
Q3 2024
Current Ratio
30.9%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$281.8M
Q3 2024
Cash
Q3 2024
P/E
8.206
Nov 29, 2024 EST
Free Cash Flow
-$81.89M
TTM

Revenues

Revenues

Loading...

Revenue YoY Change

Loading...

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Revenue $203.7M $143.1M $160.3M $103.6M $109.7M $92.70M $78.30M $62.60M $59.90M $134.4M $143.6M $131.1M $125.3M $112.7M $105.7M $98.90M $92.80M $88.20M $95.90M $70.20M $60.50M $34.70M $23.90M $8.700M $11.90M $600.0K
YoY Change 42.29% -10.72% 54.77% -5.56% 18.34% 18.39% 25.08% 4.51% -55.43% -6.41% 9.53% 4.63% 11.18% 6.62% 6.88% 6.57% 5.22% -8.03% 36.61% 16.03% 74.35% 45.19% 174.71% -26.89% 1883.33%

Expenses

Cost Of Revenues

Loading...

Gross Profit

Loading...

Gross Profit Margin

Loading...

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Revenue $203.7M $143.1M $160.3M $103.6M $109.7M $92.70M $78.30M $62.60M $59.90M $134.4M $143.6M $131.1M $125.3M $112.7M $105.7M $98.90M $92.80M $88.20M $95.90M $70.20M $60.50M $34.70M $23.90M $8.700M $11.90M $600.0K
Cost Of Revenue $18.33M $0.00 $67.00M
Gross Profit $185.4M $59.90M $67.40M
Gross Profit Margin 91.0% 100.0% 50.15%

Selling, General & Admin Expense

Loading...

Research & Development

Loading...

Depreciation, Depletion & Amortization

Loading...

SGA Expense to Gross Profit Ratio

Loading...

R&D To Gross Profit Ratio

Loading...

DDA To Gross Profit Ratio

Loading...

Operating Expenses Total

Loading...

Operating Profits/Loss

Loading...

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Selling, General & Admin $107.5M $65.74M $60.44M $41.90M $43.70M $39.40M $35.50M $31.50M $25.50M $45.60M $45.10M $40.00M $39.20M $36.10M $34.30M $38.80M $42.70M $35.30M $35.70M $24.40M $15.40M $9.700M $6.300M $4.100M $1.400M $400.0K
YoY Change 63.6% 8.77% 44.24% -4.12% 10.91% 10.99% 12.7% 23.53% -44.08% 1.11% 12.75% 2.04% 8.59% 5.25% -11.6% -9.13% 20.96% -1.12% 46.31% 58.44% 58.76% 53.97% 53.66% 192.86% 250.0%
% of Gross Profit 58.02% 42.57% 67.66%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $2.884M $239.0K $304.0K $400.0K $500.0K $480.0K $400.0K $300.0K $330.0K $40.00K $3.280M $3.040M $3.960M $4.710M $5.850M $7.580M $7.360M $6.370M $4.550M $2.460M $500.0K $150.0K $70.00K $10.00K $0.00 $0.00
YoY Change 1106.69% -21.38% -24.0% -20.0% 4.17% 20.0% 33.33% -9.09% 725.0% -98.78% 7.89% -23.23% -15.92% -19.49% -22.82% 2.99% 15.54% 40.0% 84.96% 392.0% 233.33% 114.29% 600.0%
% of Gross Profit 1.56% 0.55% 0.06%
Operating Expenses $124.7M $65.98M $60.74M $42.30M $44.20M $39.80M $35.40M $31.80M $25.80M $48.70M $125.5M $116.1M $113.3M $110.9M $100.3M $100.1M $95.40M $74.80M $65.40M $39.90M $25.10M $13.30M $7.400M $4.900M $1.400M $400.0K
YoY Change 89.01% 8.62% 43.59% -4.3% 11.06% 12.43% 11.32% 23.26% -47.02% -61.2% 8.1% 2.47% 2.16% 10.57% 0.2% 4.93% 27.54% 14.37% 63.91% 58.96% 88.72% 79.73% 51.02% 250.0% 250.0%
Operating Profit $60.66M $34.10M $18.70M
YoY Change 82.35%

Interest Expenses

Loading...

Interest Expenses To Operating Income %

Loading...

Other Expense/Income

Loading...

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Interest Expense -$67.74M -$37.98M -$12.58M -$28.60M -$20.90M -$15.00M -$1.800M $1.700M $2.400M -$9.000M -$7.100M -$5.600M -$9.000M -$900.0K -$9.500M -$10.90M -$14.80M -$17.00M -$16.40M -$14.00M -$15.90M -$13.80M -$14.30M -$8.700M -$2.400M -$200.0K
YoY Change 78.38% 201.87% -56.01% 36.84% 39.33% 733.33% -205.88% -29.17% -126.67% 26.76% 26.79% -37.78% 900.0% -90.53% -12.84% -26.35% -12.94% 3.66% 17.14% -11.95% 15.22% -3.5% 64.37% 262.5% 1100.0%
% of Operating Profit -111.68% 7.04% -48.13%
Other Income/Expense, Net $56.07M -$6.464M -$1.327M $1.000M -$3.200M -$1.100M -$2.200M -$5.100M -$900.0K $0.00
YoY Change -967.37% 387.11% -232.7% -131.25% 190.91% -50.0% -56.86% 466.67%

Income/Loss

Pretax Income

Loading...

Income Tax

Loading...

Net Profits/Loss

Loading...

Pretax Income YoY Change

Loading...

Income Tax Rate

Loading...

Net Profits/Loss YoY Change

Loading...

Basic EPS

Loading...

Net Income To Revenue Ratio

Loading...

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Pretax Income $48.71M $32.31M $84.14M $33.60M $41.10M $35.70M $39.00M $27.30M $35.70M $8.000M $11.10M $9.400M $2.000M $900.0K -$4.000M -$13.10M -$17.50M -$3.600M $13.20M $16.20M $18.10M $7.500M $2.000M -$4.900M $8.000M $0.00
YoY Change 50.76% -61.6% 150.42% -18.25% 15.13% -8.46% 42.86% -23.53% 346.25% -27.93% 18.09% 370.0% 122.22% -122.5% -69.47% -25.14% 386.11% -127.27% -18.52% -10.5% 141.33% 275.0% -140.82% -161.25%
Income Tax $5.748M $6.464M $1.327M $0.00 $0.00 $4.100M $3.900M $3.900M -$1.200M -$400.0K -$2.600M -$2.100M -$6.400M -$600.0K $6.500M $6.500M $7.100M $2.700M $500.0K $800.0K $0.00 $0.00
% Of Pretax Income 11.8% 20.01% 1.58% 0.0% 0.0% 51.25% 35.14% 41.49% -60.0% -44.44% 49.24% 40.12% 39.23% 36.0% 25.0% 0.0%
Net Earnings $41.51M $32.31M $84.14M $33.60M $41.10M $35.70M $39.00M $27.30M $35.70M $4.000M $7.500M $5.600M $3.300M $1.400M -$400.0K -$10.50M -$11.20M -$2.100M $7.700M $10.60M $9.600M $8.200M $900.0K -$3.400M $5.400M $100.0K
YoY Change 28.47% -61.6% 150.42% -18.25% 15.13% -8.46% 42.86% -23.53% 792.5% -46.67% 33.93% 69.7% 135.71% -450.0% -96.19% -6.25% 433.33% -127.27% -27.36% 10.42% 17.07% 811.11% -126.47% -162.96% 5300.0%
Net Earnings / Revenue 20.38% 22.57% 52.48% 32.43% 37.47% 38.51% 49.81% 43.61% 59.6% 2.98% 5.22% 4.27% 2.63% 1.24% -0.38% -10.62% -12.07% -2.38% 8.03% 15.1% 15.87% 23.63% 3.77% -39.08% 45.38% 16.67%
Basic Earnings Per Share $1.89 $1.34 $3.69
Diluted Earnings Per Share $1.70 $1.34 $3.691M $1.592M $2.130M $1.909M $2.254M $1.883M $3.306M $526.3K $986.8K $767.1K $458.3K $194.4K -$56.34K -$1.479M -$1.556M -$300.0K $1.116M $1.738M $1.846M $1.673M $204.5K -$871.8K $1.459M $27.03K

Assets & Liabilities

Cash & Short-Term Investments

Loading...

Cash & Equivalents

Loading...

Cash To Operating Expenses Ratio

Loading...

Inventory

Loading...

Receivables

Loading...

Total Short-Term Assets

Loading...

Property, Plant And Equipment

Loading...

Long-Term Investments

Loading...

Total Long-Term Assets

Loading...

Total Assets

Loading...

Net Income To Total Assets Percentage

Loading...

Accounts Payable

Loading...

Short-Term Debt

Loading...

Long Term Debt Due

Loading...

Total Short-Term Liabilities

Loading...

Long-Term Debt

Loading...

Other Long-Term Liabilities

Loading...

Total Long-Term Liabilities

Loading...

Total Liabilities

Loading...

Short-Term To Long-Term Debt Ratio

Loading...

Short-Term Assets To Debt Ratio

Loading...

Long-Term Debt To Net Income Ratio

Loading...

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Cash & Short-Term Investments $153.1M $53.69M $2.397M $2.100M $1.800M $2.300M $2.500M $2.100M $4.300M $17.80M $12.50M $14.20M $11.20M $10.40M $12.60M $16.90M $25.40M $26.70M $23.90M $29.50M $33.40M $41.20M $31.20M $34.70M $25.50M $1.600M
YoY Change 185.12% 2139.97% 14.14% 16.67% -21.74% -8.0% 19.05% -51.16% -75.84% 42.4% -11.97% 26.79% 7.69% -17.46% -25.44% -33.46% -4.87% 11.72% -18.98% -11.68% -18.93% 32.05% -10.09% 36.08% 1493.75%
Cash & Equivalents $139.2M $2.500M $2.100M $4.300M $17.80M $12.50M $14.20M $11.20M $10.40M $12.60M $16.90M $25.40M $26.70M $23.90M $29.50M $33.40M $41.20M $31.20M $34.70M $25.50M $1.600M
Short-Term Investments
Other Short-Term Assets $16.50M $18.50M $11.00M $11.80M $7.800M $7.500M $9.600M $22.70M $25.20M $24.00M $19.50M $15.20M $15.00M $11.60M $12.60M $8.200M $300.0K
YoY Change -10.81% 68.18% -6.78% 51.28% 4.0% -21.88% -57.71% -9.92% 5.0% 23.08% 28.29% 1.33% 29.31% -7.94% 53.66% 2633.33%
Inventory
Prepaid Expenses
Receivables -$200.0K $9.000M $10.90M $8.200M $10.00M $5.000M $5.200M $4.000M $1.600M $2.100M $1.600M $500.0K $700.0K $200.0K
Other Receivables $3.500M $16.20M $16.70M $4.900M $12.00M $6.500M $300.0K $500.0K $500.0K $400.0K $2.100M $2.900M $3.200M $0.00
Total Short-Term Assets $215.3M $55.03M $51.33M $60.90M $55.90M $48.10M $13.30M $8.300M $39.40M $37.60M $56.20M $52.80M $36.10M $40.20M $31.60M $32.00M $52.60M $54.00M $50.40M $52.70M $52.00M $60.10M $43.00M $47.30M $33.70M $1.900M
YoY Change 291.27% 7.21% -15.72% 8.94% 16.22% 261.65% 60.24% -78.93% 4.79% -33.1% 6.44% 46.26% -10.2% 27.22% -1.25% -39.16% -2.59% 7.14% -4.36% 1.35% -13.48% 39.77% -9.09% 40.36% 1673.68%
Property, Plant & Equipment $5.701M $6.484M $7.310M $6.900M $8.000M $300.0K $3.700M $3.500M $2.900M $3.200M $3.600M $5.100M $5.400M $4.500M $6.600M $2.000M $700.0K $500.0K $100.0K $0.00 $0.00 $0.00
YoY Change -12.08% -11.3% 5.94% -13.75% -91.89% 5.71% 20.69% -9.38% -11.11% -29.41% -5.56% 20.0% -31.82% 230.0% 185.71% 40.0% 400.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $718.4M $525.8M $498.4M $432.0M $443.2M $369.5M $303.5M $223.9M $162.5M $156.0M $83.70M $43.10M $21.90M $2.300M $0.00 $1.300M $5.800M $3.700M $3.200M $1.700M $5.100M $14.50M $15.60M $8.300M $400.0K
YoY Change 36.63% 5.5% 15.37% -2.53% 19.95% 21.75% 35.55% 37.78% 4.17% 86.38% 94.2% 96.8% 852.17% -77.59% 56.76% 15.63% 88.24% -66.67% -64.83% -7.05% 87.95% 1975.0%
Other Assets $31.38M $71.91M $184.5M $49.40M $31.40M $29.00M $18.10M $20.80M $22.90M $18.30M $20.50M $10.80M $14.40M $10.70M $6.700M $8.400M $12.90M $11.30M $20.10M $23.70M $2.100M $0.00
YoY Change -56.36% -61.01% 273.41% 57.32% 8.28% 60.22% -12.98% -9.17% 25.14% -10.73% 89.81% -25.0% 34.58% 59.7% -20.24% -34.88% 14.16% -43.78% -15.19% 1028.57%
Total Long-Term Assets $1.207B $943.9M $1.005B $780.1M $741.5M $605.2M $506.3M $393.2M $313.0M $264.2M $142.4M $99.90M $93.70M $124.8M $104.5M $137.5M $165.2M $186.7M $214.6M $175.7M $140.2M $109.0M $40.40M $36.20M $20.90M $2.000M
YoY Change 27.9% -6.1% 28.86% 5.21% 22.52% 19.53% 28.76% 25.62% 18.47% 85.53% 42.54% 6.62% -24.92% 19.43% -24.0% -16.77% -11.52% -13.0% 22.14% 25.32% 28.62% 169.8% 11.6% 73.21% 945.0%
Total Assets $1.422B $998.9M $1.057B $841.0M $797.4M $653.3M $519.6M $401.5M $352.4M $301.8M $198.6M $152.7M $129.8M $165.0M $136.1M $169.5M $217.8M $240.7M $265.0M $228.4M $192.2M $169.1M $83.40M $83.50M $54.60M $3.900M
YoY Change
Accounts Payable $35.59M $20.21M $3.132M $21.00M $14.80M $17.00M $11.70M $9.800M $8.900M $4.000M $7.400M $11.20M $12.10M $10.30M $8.300M $9.300M $10.30M $8.500M $10.30M $9.700M $6.100M $4.200M $1.500M $2.500M $1.200M $100.0K
YoY Change 76.07% 545.37% -85.09% 41.89% -12.94% 45.3% 19.39% 10.11% 122.5% -45.95% -33.93% -7.44% 17.48% 24.1% -10.75% -9.71% 21.18% -17.48% 6.19% 59.02% 45.24% 180.0% -40.0% 108.33% 1100.0%
Accrued Expenses $6.952M $7.973M $13.78M $11.70M $13.40M $4.200M $3.400M $2.500M $1.600M $1.900M
YoY Change -12.81% -42.12% 17.74% -12.69% 219.05% 23.53% 36.0% -15.79%
Deferred Revenue
YoY Change
Short-Term Debt $463.5M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $0.00 $900.0K $2.200M $3.600M $8.700M $16.90M $35.50M $51.90M $70.60M $79.10M $86.30M $92.00M $76.30M $65.60M $65.20M $49.60M $56.10M $31.60M $200.0K
YoY Change -100.0% -59.09% -38.89% -58.62% -48.52% -52.39% -31.6% -26.49% -10.75% -8.34% -6.2% 20.58% 16.31% 0.61% 31.45% -11.59% 77.53% 15700.0%
Total Short-Term Liabilities $534.6M $65.02M $167.7M $38.40M $30.80M $25.00M $16.90M $15.10M $15.90M $12.80M $18.30M $19.90M $29.00M $45.80M $60.20M $79.90M $89.40M $94.80M $102.3M $86.00M $71.70M $69.40M $51.10M $58.60M $32.80M $300.0K
YoY Change 722.21% -61.23% 336.73% 24.68% 23.2% 47.93% 11.92% -5.03% 24.22% -30.05% -8.04% -31.38% -36.68% -23.92% -24.66% -10.63% -5.7% -7.33% 18.95% 19.94% 3.31% 35.81% -12.8% 78.66% 10833.33%
Long-Term Debt $644.1M $539.3M $472.1M $451.8M $431.9M $331.6M $216.3M $171.2M $131.8M $122.6M $102.0M $62.50M $39.90M $28.10M $16.30M $26.00M $26.80M $27.00M $44.40M $41.80M $61.00M $64.00M $14.10M $10.00M $7.600M $2.600M
YoY Change 19.43% 14.25% 4.48% 4.61% 30.25% 53.31% 26.34% 29.89% 7.5% 20.2% 63.2% 56.64% 41.99% 72.39% -37.31% -2.99% -0.74% -39.19% 6.22% -31.48% -4.69% 353.9% 41.0% 31.58% 192.31%
Other Long-Term Liabilities $0.00 $183.0K $100.0K $1.300M $1.400M $1.600M $32.60M $1.900M $2.200M $2.000M $2.800M $1.500M $1.200M
YoY Change -100.0% -92.31% -7.14% -12.5% -95.09% 1615.79% -13.64% 10.0% -28.57% 86.67% 25.0%
Total Long-Term Liabilities $644.1M $539.3M $472.2M $451.8M $431.9M $331.6M $216.3M $171.2M $131.8M $122.7M $103.3M $63.90M $41.50M $60.70M $18.20M $28.20M $28.80M $29.80M $45.90M $43.00M $61.00M $64.00M $14.10M $10.00M $7.600M $2.600M
YoY Change 19.43% 14.21% 4.52% 4.61% 30.25% 53.31% 26.34% 29.89% 7.42% 18.78% 61.66% 53.98% -31.63% 233.52% -35.46% -2.08% -3.36% -35.08% 6.74% -29.51% -4.69% 353.9% 41.0% 31.58% 192.31%
Total Liabilities $1.179B $623.5M $652.7M $501.6M $475.2M $365.9M $241.3M $192.4M $148.5M $135.4M $123.3M $85.90M $71.80M $110.7M $83.70M $115.8M $141.0M $153.7M $177.5M $151.3M $151.9M $141.9M $72.00M $74.30M $46.30M $3.100M
YoY Change 89.04% -4.46% 30.12% 5.56% 29.87% 51.64% 25.42% 29.56% 9.68% 9.81% 43.54% 19.64% -35.14% 32.26% -27.72% -17.87% -8.26% -13.41% 17.32% -0.39% 7.05% 97.08% -3.1% 60.48% 1393.55%

Ownership

Basic Shares Outstanding

Loading...

Diluted Shares Outstanding

Loading...

Preferred Stock

Loading...

Treasury Stock Shares

Loading...

Stock Issuance & Repurchase

Loading...

Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Basic Shares Outstanding 24.26M shares 24.20M shares 22.80M shares
Diluted Shares Outstanding 24.35M shares 24.20M shares 22.80M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Loading...

Book Value

Loading...

Free Cash Flow

Loading...

Free Cash Flow YoY

Loading...

Free Cash Flow Margin

Loading...

Dividends

Dividends

Loading...

Stock Price

Loading...
Market Cap: $373.27 Million

About NewtekOne, Inc.

NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. The company is headquartered in Boca Raton, Florida and currently employs 528 full-time employees. The firm provides a range of business and financial solutions under the Newtek brand to the small and medium-sized business (SMB) market. NewtekOne’s business and financial solutions include complete lending solutions, account receivable lines of credit, small balance unsecured term loans, electronic payment processing and tablet-based payment, processing solutions, mobile payment processing solutions, payroll and benefit processing solutions, Web design and full e-commerce business solutions, health insurance and benefits, commercial/personal insurance, complete information technology (IT) solutions, and the cloud-based operating platform. The Company’s registered trademarks include Newtek, NewtekOne, Newtek Bank, National Association, Your Business Solutions Company, and One Solution for All Your Business Needs. The firm serves approximately 50 states.

Industry: National Commercial Banks Peers: GAMCO INVESTORS, INC. ET AL Blackstone Inc. FIDUS INVESTMENT Corp GLADSTONE CAPITAL CORP GLADSTONE INVESTMENT CORPORATION\DE Runway Growth Finance Corp. PENNANTPARK INVESTMENT CORP TriplePoint Venture Growth BDC Corp. WhiteHorse Finance, Inc.