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FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
|
|---|---|---|---|
| Interest income | |||
| Debt securities available-for-sale | |||
| Loans and fees on loans | |||
| Loans and fees on loans - PPP loans | |||
| Interest from affiliates | |||
| Other interest earning assets | |||
| Total interest income | |||
| Interest expense | |||
| Deposits | |||
| Interest expense | |||
| Notes and securitizations | |||
| Bank and FHLB borrowings | |||
| Notes payable related parties | |||
| Total interest expense | |||
| Net interest income | |||
| Provision for credit losses | |||
| Net interest income after provision for credit losses | |||
| Noninterest income | |||
| Dividend income | |||
| Loan servicing asset revaluation | |||
| Net loss on loan servicing assets | |||
| Servicing income | |||
| Non-affiliate | |||
| Total servicing income | |||
| Net gains on sales of loans | |||
| Net gain on residuals in securitizations | |||
| Net gain on loans under the fair value option | |||
| Technology and IT support income | |||
| Electronic payment processing income | |||
| Other noninterest income | |||
| Total noninterest income | |||
| Noninterest expense | |||
| Salaries and employee benefits expense | |||
| Technology services expense | |||
| Electronic payment processing expense | |||
| Professional services expense | |||
| Other loan origination and maintenance expense | |||
| Depreciation and amortization | |||
| Loss on extinguishment of debt | |||
| Other general and administrative costs | |||
| Total noninterest expense | |||
| Net income before taxes | |||
| Income tax expense | |||
| Net income | |||
| Dividends to preferred shareholders | |||
| Net income available to common shareholders | |||
| Earnings per Common Share: | |||
| Basic (in dollars per share) | |||
| Diluted (in dollars per share) |
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