|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
|
|---|---|---|
| Cash Flows from Operating Activities | ||
| Net income | ||
| Adjustments to reconcile consolidated net income to net cash and cash equivalents provided by operating activities: | ||
| Depreciation | ||
| Provision (Benefit) for Credit Losses | ||
| Provision (benefit) for credit loss and unfunded commitments | ||
| Provision for credit losses | ||
| Commitments to grant loans | ||
| Intangible asset impairment | ||
| Amortization of intangible asset | ||
| Amortization of bond premium | ||
| Amortization of debt issuance costs | ||
| Net gain on sale of loans | ||
| Proceeds from sales of loans held for sale | ||
| Origination of mortgage loans held for sale | ||
| Net (gain) loss on sales of other real estate | ||
| Net loss on disposal of premises and equipment | ||
| Net loss on sale of mortgage servicing rights | ||
| Net gain on sale of available for sale debt securities | ||
| Net gain on extinguishment of debt | ||
| Change in fair value of mortgage servicing rights | ||
| Deferred tax expense (benefit) | ||
| Change in fair value of equity securities | ||
| Change in mortgage banking derivatives | ||
| Net change in: | ||
| Other assets | ||
| Accrued and other liabilities | ||
| Other liabilities | ||
| Net cash and cash equivalents provided by operating activities | ||
| Cash Flows from Investing Activities | ||
| Purchase of FHLB stock | ||
| Redemption of FHLB stock | ||
| Proceeds from sale of available for sale debt securities | ||
| Purchase of available for sale debt securities | ||
| Proceeds from sale of mortgage servicing rights | ||
| Purchase of mortgage servicing rights | ||
| Proceeds from sales of other real estate | ||
| Purchases of premises and equipment | ||
| Net increase in loans | ||
| Contributions to lender risk account ("LRA") | ||
| Proceeds from release of LRA funds | ||
| Net cash and cash equivalents used in investing activities | ||
| Cash Flows from Financing Activities | ||
| Net change in deposits | ||
| Cash dividends paid on common stock | ||
| Subordinated debt call and repayment | ||
| Subordinated debt issuance, net of costs | ||
| Advances of FHLB borrowings | ||
| Repayment of FHLB borrowings | ||
| Net change in other borrowings | ||
| Issuance of common stock, net | ||
| Preferred stock dividend | ||
| Preferred stock repurchase | ||
| Restricted stock units issued, net | ||
| Stock repurchased | ||
| Proceeds from exercised stock options | ||
| Net cash and cash equivalents provided by financing activities | ||
| Net increase in cash and cash equivalents | ||
| Cash and cash equivalents - beginning of year | ||
| Cash and cash equivalents - end of year | ||
| Supplemental cash flow information | ||
| Cash paid for: | ||
| Interest | ||
| Income taxes | ||
| Non-cash supplemental information: | ||
| Change in rebooked GNMA loans over 90 days | ||
| Loans transferred to other real estate | ||
| Loans transferred from loans to loans held for sale at fair value | ||
| Adoption of ASC 326 |
Loading...
