Insperity Inc (NYSE: NSP) is a professional employer organization (PEO) company that provides human resources and workforce management services to small and medium-sized businesses. It makes money by charging service fees tied to the number of worksite employees it co-employs on behalf of client companies, bundling payroll processing, benefits administration, workers' compensation coverage, and HR support into a per-employee service arrangement. Insperity is headquartered in Texas and is listed on the NYSE. The filing, a 10-K submitted February 11, 2026 for the fiscal year ended in 2025, identifies the company under the ticker NSP. The core business model pools worksite employees across many client businesses, allowing Insperity to negotiate benefits and workers' compensation coverage at scale and pass a portion of those cost advantages to clients while earning a margin on the service fee.

Revenue model

Per-worksite-employee service fees billed to client small and medium-sized businesses that co-employ their workforce through Insperity's PEO arrangement, covering payroll, benefits, workers' compensation, and HR administration.

Products and services

Professional employer organization (PEO) services including payroll processing, employee benefits administration, workers' compensation coverage, and human resources support bundled into a co-employment arrangement for client businesses.

Customers and end markets

Small and medium-sized businesses seeking outsourced HR and workforce administration. Client companies transfer their employees into a co-employment relationship with Insperity, which then manages payroll, benefits, and compliance obligations.

Value-chain role

Outsourced HR intermediary and co-employer sitting between client businesses and their workforces, aggregating employee headcount to negotiate benefits and workers' compensation coverage at scale.

Geographic exposure

Headquartered in Texas; listed on NYSE. Specific geographic revenue breakdown not supported by the available filing excerpts.

Source: SEC 10-K, filed 2026-02-11

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