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Insperity Inc

insperity.com

Insperity Inc (NYSE: NSP) is a professional employer organization (PEO) company that provides human resources and workforce management services to small and medium-sized businesses. It makes money by charging service fees tied to the number of worksite employees it co-employs on behalf of client companies, bundling payroll processing, benefits administration, workers' compensation coverage, and HR support into a per-employee service arrangement. Insperity is headquartered in Texas and is listed on the NYSE. The filing, a 10-K submitted February 11, 2026 for the fiscal year ended in 2025, identifies the company under the ticker NSP. The core business model pools worksite employees across many client businesses, allowing Insperity to negotiate benefits and workers' compensation coverage at scale and pass a portion of those cost advantages to clients while earning a margin on the service fee.

Products & Services

Professional employer organization (PEO) services including payroll processing, employee benefits administration, workers' compensation coverage, and human resources support bundled into a co-employment arrangement for client businesses.

Revenue Model

Per-worksite-employee service fees billed to client small and medium-sized businesses that co-employ their workforce through Insperity's PEO arrangement, covering payroll, benefits, workers' compensation, and HR administration.

Customers & Markets

Small and medium-sized businesses seeking outsourced HR and workforce administration. Client companies transfer their employees into a co-employment relationship with Insperity, which then manages payroll, benefits, and compliance obligations.

Geographic Exposure

Headquartered in Texas; listed on NYSE. Specific geographic revenue breakdown not supported by the available filing excerpts.

Financial Snapshot

Revenue
TTM
$6.872B
Gross Margin
TTM
12.78%
Net Income
TTM
-$16.00M
Current Assets
2026 Q2
Current Liabilities
2026 Q2
Current Ratio
2026 Q2
111.34%
Total Assets
2026 Q2
Total Liabilities
2026 Q2
$2.173B
Book Value
2026 Q2
$61.00M
Cash
2026 Q2
P/E
Last 4 Quarters
N/A
Free Cash Flow
TTM
$153.0M

Stock Price

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Market Cap: $1.9331 Billion

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