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Consolidated Statements of Financial Position

In millions of USD, except per-share amounts
Q4 FY2025
As of Dec 31, 2025
Q4 FY2024
As of Dec 31, 2024
Q4 FY2023
As of Dec 31, 2023
Q4 FY2022
As of Dec 31, 2022
Q4 FY2021
As of Dec 31, 2021
Assets
Cash and cash equivalents
Financial assets at fair value through profit or loss
Securities
Collateral for credit card operations
Derivatives
Financial assets at fair value through other comprehensive income
Financial assets at amortized cost
Credit card receivables
Loans to customers
Compulsory and other deposits at central banks
Customer crypto safeguarding asset
Other receivables
Other financial assets
Other assets
Deferred tax assets
Investments in associates
Right-of-use assets
Property, plant and equipment
Intangible assets
Goodwill
Total assets
Financial liabilities at fair value through profit or loss
Instruments eligible as capital
Financial liabilities at amortized cost
Deposits
Payables to network
Borrowings and financing (i)
Repurchase agreements
Salaries, allowances and social security contributions
Tax liabilities
Lease liabilities
Provisions and contingent liabilities
Deferred income
Other liabilities
Total liabilities
Share capital
Share premium reserve
Accumulated gains
Retained earnings
Other comprehensive income (loss)
Equity attributable to shareholders of the parent company
Equity attributable to non-controlling interests
Total equity
Total liabilities and equity

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