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Company Executives

Officer Age In this role Joined Pay Source
Jose Rafael Fernandez
CEO; Chairman BOD
Title from the Form 4 dated Sep 15, 2026
Not stated Not stated Not stated Not reported
José R. Fernández Also a director
Chief Executive Officer
62 Not stated Not stated Not reported
Maritza Arizmendi
Chief Financial Officer
57 Since 2017
9 years
Not stated Not reported
Hugh González
General Counsel
46 Since 2021
5 years
2012 Not reported
César A. Ortiz
Chief Risk Officer
51 Since 2023
3 years
Not stated Not reported
Mari Evelyn Rodríguez
Chief Retail Banking Officer
55 Since 2023
3 years
Not stated Not reported
Mari Evelyn Rodriguez
Chief Retail Banking Officer
Title from the Form 4 dated May 19, 2026
Not stated Not stated Not stated Not reported
Hugh Gonzalez
General Counsel
Title from the Form 4 dated Mar 26, 2026
Not stated Not stated Not stated Not reported
Cesar A Ortiz
Chief Risk Officer
Title from the Form 4 dated Mar 19, 2026
Not stated Not stated Not stated Not reported
Ada García
Managing Dir Customer Intelli
Title from the Form 4 dated Mar 10, 2026
62 Not stated Not stated Not reported
Patrick Haggarty
Managing Director Comm. Bankin
Title from the Form 4 dated Mar 10, 2026
66 Not stated Not stated Not reported

Each officer opens the passage of the filing that names them. A title that changed since the list comes from the officer's latest Form 3, 4 or 5, and its start year is not stated there. "Not stated" means the filing does not say. Pay is the proxy's Summary Compensation Table, which reports only the named executive officers.

Directors
9
serving now
Independent
8 of 9
stated in the proxy
Average tenure
7.4 years
from year joined
CEO also chairs the board
Yes
José R. Fernández
Director Age On board Independent Committees Other public boards Pay Source
José R. Fernández
62 2005
21 years
Not independent None stated None stated Paid as CEO
Néstor De Jesús
73 2016
10 years
Independent
Risk and Compliance · Chair
None stated Not stated
Jorge Colón-Gerena
59 2014
12 years
Independent None stated None stated Not stated
Annette Franqui
64 2021
5 years
Independent None stated Arcos Dorados Holdings Inc. (NYSE:ARCO) Not stated
Roberto García
62 2024
2 years
Independent
Audit
None stated Not stated
Lynda Grindstaff
55 2024
2 years
Independent None stated None stated Not stated
Susan Harnett
69 2019
7 years
Independent
Corporate Governance and Nominating · Chair
Extra Space Storage Inc. Not stated
Angel Vázquez
58 2023
3 years
Independent
Audit
None stated Not stated
Rafael Vélez
52 2021
5 years
Independent None stated None stated Not stated

Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.

2 disclosed in the proxy filed Mar 3, 2026
Brother of José Rafael Fernández, principal partner of Delgado & Fernández, LLP
brother of our President and CEO; principal partner at that firm
$1,235,564
2025

Legal services provided to the Company by Delgado & Fernández, LLP, which has provided legal and notarial services since 1997.

With Delgado & Fernández, LLP Open in proxy
Brother of José Rafael Fernández, principal partner of Delgado & Fernández, LLP
brother of our President and CEO; principal partner at that firm
$672,403
2025

Notarial services provided by Delgado & Fernández, LLP in connection with loan closings paid for by clients of the Company.

With Delgado & Fernández, LLP Open in proxy

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