$OFG Income Statement | Understand Stock

$OFG

$50.96 -$0.55 (1.07%) Close

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of operations

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Loans
Mortgage-backed securities
Investment securities and other
Total interest income
Interest expense:
Deposits
Securities sold under agreements to repurchase
Advances from FHLB and other borrowings
Subordinated capital notes
Total interest expense
Net interest income
Provision for credit losses
Net interest income after provision for credit losses
Non-interest income:
Banking service revenue
Wealth management revenue
Mortgage banking activities
Total banking and financial service revenues
Sale of securities
Early extinguishment of debt
Bargain purchase from Scotiabank Acquisition
Other non-interest income
Total non-interest income
Non-interest expense:
Compensation and employee benefits
Occupancy, equipment and infrastructure costs
Electronic banking charges
Information technology expenses
Professional and service fees
Taxes, other than payroll and income taxes
Insurance
Advertising, business promotion, and strategic initiatives
Pandemic expenses
Loan servicing and clearing expenses
Communication
Printing, postage, stationery and supplies
Foreclosed real estate and other repossessed assets (income) expenses, net
Merger and restructuring charges
Climate events expenses
Director and investor relations
Foreclosed real estate and other repossessed assets expenses (income), net
Other
Total non-interest expense

Income before income taxes
Income tax expense
Net income
Less: dividends on preferred stock
Net income available to common shareholders
Earnings per common share:
Basic (in dollars per share)
Diluted (in dollars per share)
Average common shares outstanding and equivalents (in shares)
Cash dividends per share of common stock (in dollars per share)

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