$OMCC
OLD MARKET CAPITAL Corp

2019 Q2 Form 10-Q Financial Statement

#000156459019031992 Filed on August 14, 2019

View on sec.gov

Income Statement

Concept 2019 Q2 2018 Q2
Revenue $16.64M $18.76M
YoY Change -11.3% -15.5%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin $4.063M $3.432M
YoY Change 18.39% -59.86%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $90.00K $100.0K
YoY Change -10.0% -16.67%
% of Gross Profit
Operating Expenses $4.063M $3.432M
YoY Change 18.39% -81.38%
Operating Profit
YoY Change
Interest Expense $2.488M $2.540M
YoY Change -2.05% 3.46%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $797.0K $1.992M
YoY Change -59.99% 51.83%
Income Tax $206.0K $572.0K
% Of Pretax Income 25.85% 28.71%
Net Earnings $591.0K $1.420M
YoY Change -58.38% 74.88%
Net Earnings / Revenue 3.55% 7.57%
Basic Earnings Per Share $0.07 $0.18
Diluted Earnings Per Share $0.07 $0.18
COMMON SHARES
Basic Shares Outstanding 7.921M 7.819M
Diluted Shares Outstanding 7.922M 7.830M

Balance Sheet

Concept 2019 Q2 2018 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments $7.500M $5.000M
YoY Change 50.0% -35.06%
Cash & Equivalents $34.52M $4.981M
Short-Term Investments
Other Short-Term Assets $3.800M $1.200M
YoY Change 216.67% 50.0%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $13.00M $7.500M
YoY Change 73.33% -11.76%
LONG-TERM ASSETS
Property, Plant & Equipment $616.0K $800.0K
YoY Change -23.0% -33.33%
Goodwill $328.0K
YoY Change
Intangibles $93.00K
YoY Change
Long-Term Investments
YoY Change
Other Assets $35.90M $8.200M
YoY Change 337.8% -28.7%
Total Long-Term Assets $246.4M $265.4M
YoY Change -7.15% -16.07%
TOTAL ASSETS
Total Short-Term Assets $13.00M $7.500M
Total Long-Term Assets $246.4M $265.4M
Total Assets $259.4M $272.9M
YoY Change -4.94% -15.95%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $6.300M $5.500M
YoY Change 14.55% 10.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $1.500M $3.200M
YoY Change -53.13% 68.42%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $7.800M $8.700M
YoY Change -10.34% 19.18%
LONG-TERM LIABILITIES
Long-Term Debt $146.1M $151.0M
YoY Change -3.25% -25.98%
Other Long-Term Liabilities $3.300M
YoY Change -10.81%
Total Long-Term Liabilities $146.1M $154.3M
YoY Change -5.31% -25.71%
TOTAL LIABILITIES
Total Short-Term Liabilities $7.800M $8.700M
Total Long-Term Liabilities $146.1M $154.3M
Total Liabilities $153.9M $162.9M
YoY Change -5.52% -24.23%
SHAREHOLDERS EQUITY
Retained Earnings $141.3M
YoY Change
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $70.46M
YoY Change
Treasury Stock Shares $4.714M
Shareholders Equity $105.5M $110.0M
YoY Change
Total Liabilities & Shareholders Equity $259.4M $272.9M
YoY Change -4.94% -15.95%

Cashflow Statement

Concept 2019 Q2 2018 Q2
OPERATING ACTIVITIES
Net Income $591.0K $1.420M
YoY Change -58.38% 74.88%
Depreciation, Depletion And Amortization $90.00K $100.0K
YoY Change -10.0% -16.67%
Cash From Operating Activities $1.526M $5.145M
YoY Change -70.34% -23.44%
INVESTING ACTIVITIES
Capital Expenditures $14.00K $15.00K
YoY Change -6.67% -112.5%
Acquisitions $20.50M
YoY Change
Other Investing Activities -$8.490M $10.61M
YoY Change -180.02% 46.34%
Cash From Investing Activities -$8.508M $10.60M
YoY Change -180.29% 48.63%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 3.857M -13.39M
YoY Change -128.81% 48.91%
NET CHANGE
Cash From Operating Activities 1.526M 5.145M
Cash From Investing Activities -8.508M 10.60M
Cash From Financing Activities 3.857M -13.39M
Net Change In Cash -3.125M 2.355M
YoY Change -232.7% -51.54%
FREE CASH FLOW
Cash From Operating Activities $1.526M $5.145M
Capital Expenditures $14.00K $15.00K
Free Cash Flow $1.512M $5.130M
YoY Change -70.53% -25.0%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
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CY2019Q1 us-gaap Cash
Cash
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CY2019Q2 dei Current Fiscal Year End Date
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CY2019Q2 dei Entity Filer Category
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CY2019Q2 dei Document Type
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10-Q
CY2019Q2 dei Document Period End Date
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CY2019Q2 dei Amendment Flag
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CY2019Q2 dei Document Fiscal Year Focus
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CY2019Q2 dei Document Fiscal Period Focus
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CY2019Q2 dei Entity Small Business
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CY2019Q2 dei Entity Emerging Growth Company
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CY2019Q2 dei Entity Shell Company
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CY2019Q2 dei Entity Current Reporting Status
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CY2019Q2 dei Entity File Number
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CY2019Q2 dei Entity Tax Identification Number
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CY2019Q2 dei Entity Address Address Line1
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2454 McMullen Booth Road
CY2019Q2 dei Entity Address Address Line2
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Building C
CY2019Q2 dei Entity Address City Or Town
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Clearwater
CY2019Q2 dei Entity Address State Or Province
EntityAddressStateOrProvince
Florida
CY2019Q2 dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
33759
CY2019Q2 dei City Area Code
CityAreaCode
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CY2019Q2 dei Local Phone Number
LocalPhoneNumber
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CY2019Q3 dei Entity Common Stock Shares Outstanding
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CY2019Q2 us-gaap Cash
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CY2019Q2 us-gaap Marketing Expense
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CY2019Q2 us-gaap Amortization Of Intangible Assets
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CY2019Q2 us-gaap Depreciation Nonproduction
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CY2019Q2 us-gaap Interest Expense
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CY2019Q2 us-gaap Costs And Expenses
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CY2019Q2 nick Increase In Repossessed Assets
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CY2019Q2 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
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CY2019Q2 nick Increase Decrease In Income Taxes Receivable And Payable
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CY2018Q2 nick Increase Decrease In Income Taxes Receivable And Payable
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CY2019Q2 nick Increase Decrease In Unearned Insurance And Fee Commissions
IncreaseDecreaseInUnearnedInsuranceAndFeeCommissions
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CY2018Q2 nick Increase Decrease In Unearned Insurance And Fee Commissions
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CY2019Q2 us-gaap Net Cash Provided By Used In Operating Activities
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CY2019Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
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CY2019Q2 us-gaap Income Tax Expense Benefit
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EarningsPerShareDiluted
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EarningsPerShareDiluted
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CY2019Q2 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
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CY2019Q2 nick Amortization Of Dealer Discount
AmortizationOfDealerDiscount
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CY2019Q2 nick Amortization Of Insurance And Fee Commissions
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CY2018Q2 nick Amortization Of Insurance And Fee Commissions
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CY2019Q2 nick Accretion Of Purchase Price Discount
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CY2019Q2 us-gaap Deferred Income Tax Expense Benefit
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CY2019Q2 nick Purchase And Origination Of Finance Contracts
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CY2019Q2 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
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CY2019Q2 us-gaap Payments To Acquire Property Plant And Equipment
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RepaymentsOfLinesOfCredit
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CY2019Q2 us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
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CY2019Q2 nick Increase Decrease In Drafts Payable
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CY2019Q2 us-gaap Payments Of Debt Issuance Costs
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CY2018Q2 us-gaap Proceeds From Stock Options Exercised
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CY2019Q2 us-gaap Cash Period Increase Decrease
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CY2018Q2 us-gaap Cash Period Increase Decrease
CashPeriodIncreaseDecrease
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CY2019Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
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CY2018Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
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CY2019Q2 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="margin-bottom:0pt;margin-top:6pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Reclassifications</p> <p style="margin-bottom:0pt;margin-top:6pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company made certain reclassifications to the unearned insurance and fee commissions from a liability to net finance receivables, net of unearned discounts and insurance commissions. Net income and shareholders&#8217; equity were not changed.</p>
CY2019Q2 nick Accrual Of Interest Income On Finance Receivables Suspension Condition
AccrualOfInterestIncomeOnFinanceReceivablesSuspensionCondition
Accrual of interest income on finance receivables is suspended when a loan is contractually delinquent for 61 days or more, or the collateral is repossessed, whichever is earlier. The Company reverses the accrual of interest income when the loan is contractually delinquent 61 days or more.
CY2019Q2 nick Percentage Of Receivable Interest Discount
PercentageOfReceivableInterestDiscount
0.0828
CY2018Q2 nick Percentage Of Receivable Interest Discount
PercentageOfReceivableInterestDiscount
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CY2019Q2 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
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CY2018Q2 us-gaap Preferred Stock Dividends And Other Adjustments
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CY2019Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
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CY2018Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
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CY2019Q2 nick Weighted Average Common Shares Outstanding Including Shares Considered Participating Securities
WeightedAverageCommonSharesOutstandingIncludingSharesConsideredParticipatingSecurities
7973000
CY2018Q2 nick Weighted Average Common Shares Outstanding Including Shares Considered Participating Securities
WeightedAverageCommonSharesOutstandingIncludingSharesConsideredParticipatingSecurities
7890000
CY2019Q2 nick Weighted Average Participating Securities Outstanding
WeightedAverageParticipatingSecuritiesOutstanding
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CY2018Q2 nick Weighted Average Participating Securities Outstanding
WeightedAverageParticipatingSecuritiesOutstanding
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CY2019Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
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CY2018Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
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CY2019Q2 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
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CY2018Q2 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
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CY2019Q2 us-gaap Undistributed Earnings Loss Allocated To Participating Securities Diluted
UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted
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CY2018Q2 us-gaap Undistributed Earnings Loss Allocated To Participating Securities Diluted
UndistributedEarningsLossAllocatedToParticipatingSecuritiesDiluted
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CY2019Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1000
CY2018Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
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CY2019Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
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CY2018Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7830000
CY2019Q2 nick Performing Account Criteria Maximum Period
PerformingAccountCriteriaMaximumPeriod
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CY2019Q2 nick Percentage Of Payment Contractually For Delinquent
PercentageOfPaymentContractuallyForDelinquent
0.10
CY2019Q2 nick Non Performing Account Criteria Minimum Period
NonPerformingAccountCriteriaMinimumPeriod
P60D
CY2019Q2 nick Troubled Debt Restructurings Allowance For Credit Losses
TroubledDebtRestructuringsAllowanceForCreditLosses
212000000
CY2018Q2 nick Troubled Debt Restructurings Allowance For Credit Losses
TroubledDebtRestructuringsAllowanceForCreditLosses
774000000
CY2019Q2 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
49668000
CY2019Q2 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
99332000
CY2019Q2 us-gaap Debt Instrument Carrying Amount
DebtInstrumentCarryingAmount
149000000
CY2019Q2 us-gaap Debt Instrument Covenant Description
DebtInstrumentCovenantDescription
The minimum interest coverage ratio to 0.44 to 1.0 for the measurement period ended on December 31, 2019, 0.2 to 1.0 for the measurement period ended January 31, 2019, and 1.0 to 1.0 for the measurement period ended February 28, 2019 and thereafter
CY2019Q1 us-gaap Line Of Credit Facility Average Outstanding Amount
LineOfCreditFacilityAverageOutstandingAmount
140000000
CY2019Q1 nick Minimum Interest Coverage Ratio
MinimumInterestCoverageRatio
0.002
CY2019Q1 nick Minimum Interest Coverage Ratio
MinimumInterestCoverageRatio
0.010
CY2019Q2 us-gaap Effective Income Tax Rate Reconciliation Change In Enacted Tax Rate
EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate
0.258
CY2018Q2 us-gaap Effective Income Tax Rate Reconciliation Change In Enacted Tax Rate
EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate
0.287
CY2019Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
2738000
CY2019Q2 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
2700000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
1674000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
1312000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
521000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
120000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
40000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
8000
CY2019Q2 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
3675000
CY2019Q2 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
937000
CY2019Q2 us-gaap Operating Lease Cost
OperatingLeaseCost
466000
CY2019Q2 us-gaap Variable Lease Cost
VariableLeaseCost
116000
CY2019Q2 us-gaap Lease Cost
LeaseCost
582000
CY2019Q2 us-gaap Operating Lease Payments
OperatingLeasePayments
481000
CY2019Q2 nick Operating Lease Reduction Of Liability
OperatingLeaseReductionOfLiability
442000
CY2019Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P2Y
CY2019Q2 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.065
CY2019Q1 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
0
CY2019Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
0
CY2019Q1 nick Variable Interest Entity Monthly Servicing Fee Percent Of Outstanding Financed Receivables
VariableInterestEntityMonthlyServicingFeePercentOfOutstandingFinancedReceivables
0.025
CY2019Q2 nick Variable Interest Entity Recourse To Assets
VariableInterestEntityRecourseToAssets
0

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