$OPFI Income Statement | Understand Stock

$OPFI

$5.45 -$0.02 (0.37%) Close

Financial Statements

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Revenue:
Interest on finance receivables
Other revenue
Interest and other income
Change in fair value of finance receivables
Provision for credit losses on finance receivables
Provision for repurchase liability
Net revenue

Expenses:
Salaries and employee benefits
Direct marketing costs
Interest expense and amortized debt issuance costs
Interest expense - related party
Professional fees
Technology costs
Payment processing fees
Depreciation and amortization
Occupancy
Lower of cost or market adjustment on transfer of finance receivables from held for sale to held for investment
Impairment of assets held for sale
Management fees - related party
Related Party
Total management fees - related party

General, administrative and other
Total expenses
Income from operations
Other (expense) income:
Change in fair value of warrant liabilities
Gain on forgiveness of Paycheck Protection Program loan
Income from equity method investment
Other (expense) income, net
Income before income taxes
Income tax expense
Net income
Less: net income attributable to noncontrolling interest
Net income (loss) attributable to OppFi Inc.
Earnings (loss) per common share:
Basic (in dollars per share)
Diluted (in dollars per share)
Weighted average common shares outstanding:
Basic (in shares)
Diluted (in shares)

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