$OPFI
OppFi Inc.

2021 Q2 Form 10-Q Financial Statement

#000110465921102860 Filed on August 10, 2021

View on sec.gov

Income Statement

Concept 2021 Q2 2021 Q1 2020 Q4
Revenue $162.6M $61.86M $92.32M
YoY Change -17.19%
Cost Of Revenue $1.700M $1.600M $1.300M
YoY Change 112.5% 77.78%
Gross Profit $76.70M $82.60M $91.00M
YoY Change 26.78% 12.08%
Gross Profit Margin 47.16% 133.53% 98.57%
Selling, General & Admin $67.65M $9.397M $40.23M
YoY Change -44.4%
% of Gross Profit 88.2% 11.38% 44.21%
Research & Development $2.700M
YoY Change
% of Gross Profit 3.27%
Depreciation & Amortization $4.577M $2.164M $1.957M
YoY Change 52.57% 54.57%
% of Gross Profit 5.97% 2.62% 2.15%
Operating Expenses $75.57M $12.10M $71.52M
YoY Change -76.0%
Operating Profit -$543.6K $24.38M $19.48M
YoY Change -100.9% 4.65%
Interest Expense -$43.53M -$26.48M -$4.154M
YoY Change 706.02% 307.32%
% of Operating Profit -108.58% -21.32%
Other Income/Expense, Net -$15.72M -$521.0K -$493.7K
YoY Change
Pretax Income $42.37M $24.38M $16.16M
YoY Change 44.28%
Income Tax $0.00 $0.00
% Of Pretax Income 0.0% 0.0%
Net Earnings -$16.26M -$3.086M $16.16M
YoY Change -118.26%
Net Earnings / Revenue -10.0% -4.99% 17.5%
Basic Earnings Per Share
Diluted Earnings Per Share $0.00 $221.7K $146.9K
COMMON SHARES
Basic Shares Outstanding
Diluted Shares Outstanding

Balance Sheet

Concept 2021 Q2 2021 Q1 2020 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments $55.25M $575.4K $1.138M
YoY Change
Cash & Equivalents $311.2K $95.97M $25.60M
Short-Term Investments
Other Short-Term Assets $212.5K $228.5K
YoY Change
Inventory
Prepaid Expenses $116.7K $228.5K
Receivables $0.00
Other Receivables $0.00
Total Short-Term Assets $428.0K $787.9K $1.366M
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $12.56M $10.56M
YoY Change
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $243.4M $243.4M
YoY Change
Other Assets $65.53M
YoY Change
Total Long-Term Assets $243.4M $243.4M $284.5M
YoY Change
TOTAL ASSETS
Total Short-Term Assets $428.0K $787.9K $1.366M
Total Long-Term Assets $243.4M $243.4M $284.5M
Total Assets $243.8M $244.2M $285.8M
YoY Change
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $1.540M $1.368M $135.6K
YoY Change
Accrued Expenses $28.62M
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $1.540M $1.368M $135.6K
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $230.6M $0.00 $0.00
YoY Change
Other Long-Term Liabilities $0.00 $23.72M $22.44M
YoY Change
Total Long-Term Liabilities $230.6M $23.72M $22.44M
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $1.540M $1.368M $135.6K
Total Long-Term Liabilities $230.6M $23.72M $22.44M
Total Liabilities $40.98M $25.09M $186.5M
YoY Change
SHAREHOLDERS EQUITY
Retained Earnings -$27.39M $92.32M
YoY Change
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $5.000M $5.000M $5.000M
YoY Change
Total Liabilities & Shareholders Equity $243.8M $244.2M $285.8M
YoY Change

Cashflow Statement

Concept 2021 Q2 2021 Q1 2020 Q4
OPERATING ACTIVITIES
Net Income -$16.26M -$3.086M $16.16M
YoY Change -118.26%
Depreciation, Depletion And Amortization $4.577M $2.164M $1.957M
YoY Change 52.57% 54.57%
Cash From Operating Activities $85.39M $45.36M $48.69M
YoY Change
INVESTING ACTIVITIES
Capital Expenditures -$6.581M -$2.589M
YoY Change -215.46%
Acquisitions
YoY Change
Other Investing Activities -$41.29M -$6.000K -$52.07M
YoY Change 1964.55%
Cash From Investing Activities -$47.87M -$4.642M -$54.66M
YoY Change
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $0.00
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 38.16M $9.594M 7.408M
YoY Change
NET CHANGE
Cash From Operating Activities 85.39M $45.36M 48.69M
Cash From Investing Activities -47.87M -$4.642M -54.66M
Cash From Financing Activities 38.16M $9.594M 7.408M
Net Change In Cash 75.68M $50.31M 1.441M
YoY Change
FREE CASH FLOW
Cash From Operating Activities $85.39M $45.36M $48.69M
Capital Expenditures -$6.581M -$2.589M
Free Cash Flow $91.97M $51.28M
YoY Change -1713.58%

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