$OPFI
OppFi Inc. Stock $opfi

$opfi Overview Financials Valuation SEC Filings Company Website

2021 Q4 Form 10-K Financial Statement

#000181850222000001 Filed on March 11, 2022

Income Statement

Concept	2021 Q4	2021	2020 Q4
Revenue	$95.96M	$263.7M	$92.32M
YoY Change	3.94%	31.69%
Cost Of Revenue	$2.200M	$7.480M	$1.300M
YoY Change	69.23%	81.41%
Gross Profit	$93.80M	$343.1M	$91.00M
YoY Change	3.08%	19.59%
Gross Profit Margin	97.75%	130.12%	98.57%
Selling, General & Admin	$46.50M	$66.32M	$40.23M
YoY Change	15.59%	133.13%
% of Gross Profit	49.58%	19.33%	44.21%
Research & Development		$13.70M
YoY Change		52.22%
% of Gross Profit		3.99%
Depreciation & Amortization	$2.993M	$10.28M	$1.957M
YoY Change	52.91%	52.73%
% of Gross Profit	3.19%	3.0%	2.15%
Operating Expenses	$52.41M	$80.02M	$71.52M
YoY Change	-26.72%	113.68%
Operating Profit	$41.39M	$57.26M	$19.48M
YoY Change	112.42%	-26.14%
Interest Expense	-$39.60M	-$107.9M	-$4.154M
YoY Change	853.32%	459.57%
% of Operating Profit	-95.67%	-188.46%	-21.32%
Other Income/Expense, Net	$12.69M	$30.54M	-$493.7K
YoY Change	-2670.75%	-1670.39%
Pretax Income	$16.64M	$90.10M	$16.16M
YoY Change	2.98%	16.23%
Income Tax	-$392.0K	$311.0K
% Of Pretax Income	-2.36%	0.35%
Net Earnings	$11.43M	$25.55M	$16.16M
YoY Change	-29.27%	-67.03%
Net Earnings / Revenue	11.91%	9.69%	17.5%
Basic Earnings Per Share		$1.93
Diluted Earnings Per Share	$103.9K	$1.93	$146.9K
COMMON SHARES
Basic Shares Outstanding		13.22M shares
Diluted Shares Outstanding		13.23M shares

Balance Sheet

Concept	2021 Q4	2021	2020 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments	$25.06M	$25.06M	$1.138M
YoY Change	2103.06%	-2.1%
Cash & Equivalents	$25.06M	$25.06M	$25.60M
Short-Term Investments
Other Short-Term Assets			$228.5K
YoY Change
Inventory
Prepaid Expenses			$228.5K
Receivables	-$800.0K	-$803.0K
Other Receivables	$0.00	$0.00
Total Short-Term Assets	$25.06M	$25.06M	$1.366M
YoY Change	1734.64%	-2.1%
LONG-TERM ASSETS
Property, Plant & Equipment	$14.64M	$14.64M	$10.56M
YoY Change	38.69%	38.69%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments			$243.4M
YoY Change
Other Assets	$62.89M	$62.89M
YoY Change		213.58%
Total Long-Term Assets	$477.0M	$477.0M	$284.5M
YoY Change	67.69%	83.31%
TOTAL ASSETS
Total Short-Term Assets	$25.06M	$25.06M	$1.366M
Total Long-Term Assets	$477.0M	$477.0M	$284.5M
Total Assets	$502.1M	$502.1M	$285.8M
YoY Change	75.66%	75.66%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$6.100M	$6.100M	$135.6K
YoY Change	4396.93%	342.03%
Accrued Expenses	$29.60M	$29.60M
YoY Change		29.89%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$35.70M	$35.70M	$135.6K
YoY Change	26214.43%	47.71%
LONG-TERM LIABILITIES
Long-Term Debt	$274.0M	$274.0M	$0.00
YoY Change		73.32%
Other Long-Term Liabilities	$34.51M	$34.51M	$22.44M
YoY Change	53.82%	713.88%
Total Long-Term Liabilities	$308.5M	$308.5M	$22.44M
YoY Change	1275.16%	90.05%
TOTAL LIABILITIES
Total Short-Term Liabilities	$35.70M	$35.70M	$135.6K
Total Long-Term Liabilities	$308.5M	$308.5M	$22.44M
Total Liabilities	$344.2M	$511.1M	$186.5M
YoY Change	84.56%	174.06%
SHAREHOLDERS EQUITY
Retained Earnings	-$70.72M		$92.32M
YoY Change	-176.61%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)	$0.00
YoY Change
Treasury Stock Shares
Shareholders Equity	-$9.040M	-$9.040M	$5.000M
YoY Change
Total Liabilities & Shareholders Equity	$502.1M	$502.1M	$285.8M
YoY Change	75.66%	75.66%

Cashflow Statement

Concept	2021 Q4	2021	2020 Q4
OPERATING ACTIVITIES
Net Income	$11.43M	$25.55M	$16.16M
YoY Change	-29.27%	-67.03%
Depreciation, Depletion And Amortization	$2.993M	$10.28M	$1.957M
YoY Change	52.91%	52.73%
Cash From Operating Activities	$47.26M	$167.3M	$48.69M
YoY Change	-2.95%	-12.89%
INVESTING ACTIVITIES
Capital Expenditures	-$3.810M	-$14.37M	-$2.589M
YoY Change	47.14%	34.07%
Acquisitions
YoY Change
Other Investing Activities	-$85.68M	-$185.1M	-$52.07M
YoY Change	64.55%	111.32%
Cash From Investing Activities	-$89.49M	-$199.5M	-$54.66M
YoY Change	63.73%	102.89%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	47.80M	$48.83M	7.408M
YoY Change	545.22%	-158.05%
NET CHANGE
Cash From Operating Activities	47.26M	$167.3M	48.69M
Cash From Investing Activities	-89.49M	-$199.5M	-54.66M
Cash From Financing Activities	47.80M	$48.83M	7.408M
Net Change In Cash	5.560M	$16.71M	1.441M
YoY Change	285.79%	72.61%
FREE CASH FLOW
Cash From Operating Activities	$47.26M	$167.3M	$48.69M
Capital Expenditures	-$3.810M	-$14.37M	-$2.589M
Free Cash Flow	$51.07M	$181.7M	$51.28M
YoY Change	-0.42%	-10.41%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
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CY2021	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2021
CY2021	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2021	dei	Entity Central Index Key EntityCentralIndexKey	0001818502
CY2021	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1	segment
CY2021	dei	Document Type DocumentType	10-K
CY2021	dei	Document Annual Report DocumentAnnualReport	true
CY2021	dei	Document Period End Date DocumentPeriodEndDate	2021-12-31
CY2021	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2021	dei	Document Transition Report DocumentTransitionReport	false
CY2021	dei	Entity File Number EntityFileNumber	001-39550
CY2021	dei	Entity Registrant Name EntityRegistrantName	OppFi Inc.
CY2021	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2021	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	85-1648122
CY2021	dei	Entity Address Address Line1 EntityAddressAddressLine1	130 E. Randolph Street
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CY2021	dei	Entity Address State Or Province EntityAddressStateOrProvince	IL
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CY2021	dei	City Area Code CityAreaCode	312
CY2021	dei	Local Phone Number LocalPhoneNumber	212-8079
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CY2021	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
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CY2021	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2021	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
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CY2019	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0
CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	13218119	shares
CY2020	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	0	shares
CY2019	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	0	shares
CY2021	opfi	Contribution Made From Limited Liability Company Llc Member Cash Contributions ContributionMadeFromLimitedLiabilityCompanyLLCMemberCashContributions	200000	USD
CY2021	us-gaap	Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared	51024000	USD
CY2021	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	13227049	shares
CY2020	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	0	shares
CY2019	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	0	shares
CY2018Q4	us-gaap	Limited Liability Company Llc Members Equity Including Portion Attributable To Noncontrolling Interest LimitedLiabilityCompanyLlcMembersEquityIncludingPortionAttributableToNoncontrollingInterest	13870000	USD
CY2019	opfi	Adjustments To Additional Paid In Capital Profit Interest Compensation AdjustmentsToAdditionalPaidInCapitalProfitInterestCompensation	67000	USD
CY2019	us-gaap	Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared	9485000	USD
CY2019	us-gaap	Profit Loss ProfitLoss	32995000	USD
CY2019Q4	us-gaap	Limited Liability Company Llc Members Equity Including Portion Attributable To Noncontrolling Interest LimitedLiabilityCompanyLlcMembersEquityIncludingPortionAttributableToNoncontrollingInterest	37447000	USD
CY2020	opfi	Adjustments To Additional Paid In Capital Profit Interest Compensation AdjustmentsToAdditionalPaidInCapitalProfitInterestCompensation	144000	USD
CY2020	us-gaap	Distribution Made To Limited Liability Company Llc Member Cash Distributions Declared DistributionMadeToLimitedLiabilityCompanyLLCMemberCashDistributionsDeclared	15775000	USD
CY2020	us-gaap	Profit Loss ProfitLoss	77516000	USD
CY2020Q4	us-gaap	Limited Liability Company Llc Members Equity Including Portion Attributable To Noncontrolling Interest LimitedLiabilityCompanyLlcMembersEquityIncludingPortionAttributableToNoncontrollingInterest	99332000	USD
CY2021	opfi	Effects Of Adopting Fair Value Option EffectsOfAdoptingFairValueOption	69435000	USD
CY2021	opfi	Adjustments To Additional Paid In Capital Profit Interest Compensation AdjustmentsToAdditionalPaidInCapitalProfitInterestCompensation	229000	USD
CY2021	opfi	Stock Issued During Period Value Reverse Recapitalization StockIssuedDuringPeriodValueReverseRecapitalization	-58117000	USD
CY2020	opfi	Gain Loss On Tax Receivable Agreement Liability GainLossOnTaxReceivableAgreementLiability	0	USD
CY2021	opfi	Stock Issued During Period Value Exchange Of Shares StockIssuedDuringPeriodValueExchangeOfShares	0	USD
CY2021	us-gaap	Stock Issued During Period Value Restricted Stock Award Gross StockIssuedDuringPeriodValueRestrictedStockAwardGross	0	USD
CY2021	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	2511000	USD
CY2021Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	157878000	USD
CY2021	us-gaap	Profit Loss ProfitLoss	89795000	USD
CY2020	us-gaap	Profit Loss ProfitLoss	77516000	USD
CY2019	us-gaap	Profit Loss ProfitLoss	32995000	USD
CY2021	opfi	Change In Fair Value Of Finance Receivables ChangeInFairValueOfFinanceReceivables	-85960000	USD
CY2020	opfi	Change In Fair Value Of Finance Receivables ChangeInFairValueOfFinanceReceivables	0	USD
CY2019	opfi	Change In Fair Value Of Finance Receivables ChangeInFairValueOfFinanceReceivables	0	USD
CY2021	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	929000	USD
CY2020	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	81619000	USD
CY2019	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	99389000	USD
CY2021	us-gaap	Provision For Other Credit Losses ProvisionForOtherCreditLosses	0	USD
CY2020	us-gaap	Provision For Other Credit Losses ProvisionForOtherCreditLosses	9168000	USD
CY2019	us-gaap	Provision For Other Credit Losses ProvisionForOtherCreditLosses	14865000	USD
CY2021	us-gaap	Depreciation And Amortization DepreciationAndAmortization	10282000	USD
CY2020	us-gaap	Depreciation And Amortization DepreciationAndAmortization	6732000	USD
CY2019	us-gaap	Depreciation And Amortization DepreciationAndAmortization	4281000	USD
CY2021	opfi	Debt Issuance Cost Amortization DebtIssuanceCostAmortization	2310000	USD
CY2020	opfi	Debt Issuance Cost Amortization DebtIssuanceCostAmortization	1945000	USD
CY2019	opfi	Debt Issuance Cost Amortization DebtIssuanceCostAmortization	1785000	USD
CY2021	us-gaap	Share Based Compensation ShareBasedCompensation	3012000	USD
CY2020	us-gaap	Share Based Compensation ShareBasedCompensation	144000	USD
CY2019	us-gaap	Share Based Compensation ShareBasedCompensation	66000	USD
CY2021	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	-6000	USD
CY2020	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	0	USD
CY2019	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	0	USD
CY2021	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-544000	USD
CY2020	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	0	USD
CY2019	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	0	USD
CY2021	opfi	Gain Loss On Tax Receivable Agreement Liability GainLossOnTaxReceivableAgreementLiability	-296000	USD
CY2021	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	-26405000	USD
CY2020	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	0	USD
CY2019	us-gaap	Fair Value Adjustment Of Warrants FairValueAdjustmentOfWarrants	0	USD
CY2019	opfi	Gain Loss On Tax Receivable Agreement Liability GainLossOnTaxReceivableAgreementLiability	0	USD
CY2021	opfi	Fair Value Adjustment Of Derivative Liabilities FairValueAdjustmentOfDerivativeLiabilities	4208000	USD
CY2020	opfi	Fair Value Adjustment Of Derivative Liabilities FairValueAdjustmentOfDerivativeLiabilities	0	USD
CY2019	opfi	Fair Value Adjustment Of Derivative Liabilities FairValueAdjustmentOfDerivativeLiabilities	0	USD
CY2021	opfi	Gain On Forgiveness Of Paycheck Protection Program Loan GainOnForgivenessOfPaycheckProtectionProgramLoan	6444000	USD
CY2020	opfi	Gain On Forgiveness Of Paycheck Protection Program Loan GainOnForgivenessOfPaycheckProtectionProgramLoan	0	USD
CY2019	opfi	Gain On Forgiveness Of Paycheck Protection Program Loan GainOnForgivenessOfPaycheckProtectionProgramLoan	0	USD
CY2021	us-gaap	Increase Decrease In Loans Deferred Income IncreaseDecreaseInLoansDeferredIncome	0	USD
CY2020	us-gaap	Increase Decrease In Loans Deferred Income IncreaseDecreaseInLoansDeferredIncome	-4947000	USD
CY2019	us-gaap	Increase Decrease In Loans Deferred Income IncreaseDecreaseInLoansDeferredIncome	8273000	USD
CY2021	us-gaap	Increase Decrease In Accrued Investment Income Receivable IncreaseDecreaseInAccruedInvestmentIncomeReceivable	2751000	USD
CY2020	us-gaap	Increase Decrease In Accrued Investment Income Receivable IncreaseDecreaseInAccruedInvestmentIncomeReceivable	-5892000	USD
CY2019	us-gaap	Increase Decrease In Accrued Investment Income Receivable IncreaseDecreaseInAccruedInvestmentIncomeReceivable	5057000	USD
CY2021	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	4969000	USD
CY2020	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	-291000	USD
CY2019	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	1809000	USD
CY2021	us-gaap	Increase Decrease In Accounts Payable IncreaseDecreaseInAccountsPayable	3437000	USD
CY2020	us-gaap	Increase Decrease In Accounts Payable IncreaseDecreaseInAccountsPayable	-3370000	USD
CY2019	us-gaap	Increase Decrease In Accounts Payable IncreaseDecreaseInAccountsPayable	1144000	USD
CY2021	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	8224000	USD
CY2020	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	7228000	USD
CY2019	us-gaap	Increase Decrease In Accrued Liabilities IncreaseDecreaseInAccruedLiabilities	9533000	USD
CY2021	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	167346000	USD
CY2020	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	192112000	USD
CY2019	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	148919000	USD
CY2021	us-gaap	Payments To Acquire Finance Receivables PaymentsToAcquireFinanceReceivables	587639000	USD
CY2020	us-gaap	Payments To Acquire Finance Receivables PaymentsToAcquireFinanceReceivables	473403000	USD
CY2019	us-gaap	Payments To Acquire Finance Receivables PaymentsToAcquireFinanceReceivables	476315000	USD
CY2021	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	402542000	USD
CY2020	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	395716000	USD
CY2019	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	283677000	USD
CY2021	us-gaap	Payments For Securities Purchased Under Agreements To Resell PaymentsForSecuritiesPurchasedUnderAgreementsToResell	0	USD
CY2020	us-gaap	Payments For Securities Purchased Under Agreements To Resell PaymentsForSecuritiesPurchasedUnderAgreementsToResell	9905000	USD
CY2019	us-gaap	Payments For Securities Purchased Under Agreements To Resell PaymentsForSecuritiesPurchasedUnderAgreementsToResell	14870000	USD
CY2021	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	14373000	USD
CY2020	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	10720000	USD
CY2019	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	6642000	USD
CY2021	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-199470000	USD
CY2020	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-98312000	USD
CY2019	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-214150000	USD
CY2021	us-gaap	Payments Of Distributions To Affiliates PaymentsOfDistributionsToAffiliates	51024000	USD
CY2020	us-gaap	Payments Of Distributions To Affiliates PaymentsOfDistributionsToAffiliates	15776000	USD
CY2019	us-gaap	Payments Of Distributions To Affiliates PaymentsOfDistributionsToAffiliates	9485000	USD
CY2021	us-gaap	Proceeds From Contributions From Affiliates ProceedsFromContributionsFromAffiliates	200000	USD
CY2020	us-gaap	Proceeds From Contributions From Affiliates ProceedsFromContributionsFromAffiliates	0	USD
CY2019	opfi	Proceeds From Reverse Recapitalization Transaction ProceedsFromReverseRecapitalizationTransaction	0	USD
CY2019	us-gaap	Proceeds From Contributions From Affiliates ProceedsFromContributionsFromAffiliates	0	USD
CY2021	opfi	Payments For Reverse Recapitalization PaymentsForReverseRecapitalization	91646000	USD
CY2020	opfi	Payments For Reverse Recapitalization PaymentsForReverseRecapitalization	0	USD
CY2019	opfi	Payments For Reverse Recapitalization PaymentsForReverseRecapitalization	0	USD
CY2021	opfi	Proceeds From Reverse Recapitalization Transaction ProceedsFromReverseRecapitalizationTransaction	91857000	USD
CY2020	opfi	Proceeds From Reverse Recapitalization Transaction ProceedsFromReverseRecapitalizationTransaction	0	USD
CY2021	opfi	Payments On Reverse Recapitalization Transaction PaymentsOnReverseRecapitalizationTransaction	21591000	USD
CY2020	opfi	Payments On Reverse Recapitalization Transaction PaymentsOnReverseRecapitalizationTransaction	0	USD
CY2019	opfi	Payments On Reverse Recapitalization Transaction PaymentsOnReverseRecapitalizationTransaction	0	USD
CY2021	us-gaap	Proceeds From Repayments Of Secured Debt ProceedsFromRepaymentsOfSecuredDebt	6418000	USD
CY2020	us-gaap	Proceeds From Repayments Of Secured Debt ProceedsFromRepaymentsOfSecuredDebt	-1383000	USD
CY2019	us-gaap	Proceeds From Repayments Of Secured Debt ProceedsFromRepaymentsOfSecuredDebt	8328000	USD
CY2021	opfi	Proceeds From Repayments Of Senior Debt ProceedsFromRepaymentsOfSeniorDebt	120943000	USD
CY2020	opfi	Proceeds From Repayments Of Senior Debt ProceedsFromRepaymentsOfSeniorDebt	-70944000	USD
CY2019	opfi	Proceeds From Repayments Of Senior Debt ProceedsFromRepaymentsOfSeniorDebt	81479000	USD
CY2021	us-gaap	Repayments Of Subordinated Debt RepaymentsOfSubordinatedDebt	4000000	USD
CY2020Q4	us-gaap	Fair Value Disclosure Offbalance Sheet Risks Amount Asset FairValueDisclosureOffbalanceSheetRisksAmountAsset	19700000	USD
CY2020	us-gaap	Repayments Of Subordinated Debt RepaymentsOfSubordinatedDebt	0	USD
CY2019	us-gaap	Repayments Of Subordinated Debt RepaymentsOfSubordinatedDebt	0	USD
CY2021	us-gaap	Proceeds From Other Debt ProceedsFromOtherDebt	0	USD
CY2020	us-gaap	Proceeds From Other Debt ProceedsFromOtherDebt	6354000	USD
CY2019	us-gaap	Proceeds From Other Debt ProceedsFromOtherDebt	0	USD
CY2021	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	2328000	USD
CY2020	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	2373000	USD
CY2019	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	2311000	USD
CY2021	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	48829000	USD
CY2020	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-84122000	USD
CY2019	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	78011000	USD
CY2021	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	16705000	USD
CY2020	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	9678000	USD
CY2019	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	12780000	USD
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	45657000	USD
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	35979000	USD
CY2018Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	23199000	USD
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	62362000	USD
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	45657000	USD
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	35979000	USD
CY2021	us-gaap	Interest Paid Net InterestPaidNet	22041000	USD
CY2020	us-gaap	Interest Paid Net InterestPaidNet	19973000	USD
CY2019	us-gaap	Interest Paid Net InterestPaidNet	19687000	USD
CY2021	opfi	Non Cash Change From Adopting Fair Value Option NonCashChangeFromAdoptingFairValueOption	69435000	USD
CY2020	opfi	Non Cash Change From Adopting Fair Value Option NonCashChangeFromAdoptingFairValueOption	0	USD
CY2019	opfi	Non Cash Change From Adopting Fair Value Option NonCashChangeFromAdoptingFairValueOption	0	USD
CY2021	opfi	Warrant Liabilities Recognized In Reverse Recapitalization WarrantLiabilitiesRecognizedInReverseRecapitalization	37645000	USD
CY2020	opfi	Warrant Liabilities Recognized In Reverse Recapitalization WarrantLiabilitiesRecognizedInReverseRecapitalization	0	USD
CY2019	opfi	Warrant Liabilities Recognized In Reverse Recapitalization WarrantLiabilitiesRecognizedInReverseRecapitalization	0	USD
CY2021	opfi	Adjustments To Additional Paid In Capital Recapitalization Transaction Costs AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts	78468000	USD
CY2020	opfi	Adjustments To Additional Paid In Capital Recapitalization Transaction Costs AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts	0	USD
CY2019	opfi	Adjustments To Additional Paid In Capital Recapitalization Transaction Costs AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts	0	USD
CY2019	opfi	Noncash Forgiveness Of Paycheck Protection Program Loan NoncashForgivenessOfPaycheckProtectionProgramLoan	0	USD
CY2020Q4	us-gaap	Off Balance Sheet Credit Loss Liability OffBalanceSheetCreditLossLiability	4200000	USD
CY2021	us-gaap	Nature Of Operations NatureOfOperations	Organization and Nature of Operations<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">OppFi Inc. (“OppFi”), formerly FG New America Acquisition Corp. (“FGNA”), collectively with its wholly-owned subsidiaries (“Company”), is a leading mission-driven financial technology platform that powers banks to offer accessible lending products to everyday consumers through its proprietary technology and artificial intelligence and a top-rated experience. OppFi’s platform facilitates credit access products primarily through its installment loan product, OppLoans. OppFi’s credit access products also include its payroll deduction secured installment loan product, SalaryTap, and credit card product, OppFi Card. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On July 20, 2021 (“Closing Date”), the Company completed a business combination pursuant to the Business Combination Agreement (“Business Combination Agreement”), dated as of February 9, 2021, by and among Opportunity Financial, LLC (“OppFi-LLC”), a Delaware limited liability company, OppFi Shares, LLC (“OFS”), a Delaware limited liability company, and Todd Schwartz (“Members’ Representative”), in his capacity as the representative of the members of OppFi-LLC (“Members”) immediately prior to the closing (“Closing”). The transactions contemplated by the Business Combination Agreement are referred to herein as the “Business Combination.” At the Closing, FGNA changed its name to “OppFi Inc.” OppFi’s Class A common stock, par value $0.0001 per share (“Class A Common Stock”) and redeemable warrants exercisable for Class A Common Stock (“Public Warrants”) are listed on the New York Stock Exchange (“NYSE”) under the symbols “OPFI” and “OPFI WS,” respectively. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Following the Closing, the Company is organized in an “Up-C” structure in which substantially all of the assets and the business of the Company are held by OppFi-LLC and its subsidiaries, and OppFi’s only direct assets consist of Class A common units of OppFi-LLC (“OppFi Units”). As of December 31, 2021, OppFi owned approximately 12.4% of the OppFi Units and controls OppFi-LLC as the sole manager of OppFi-LLC in accordance with the terms of the Third Amended and Restated Limited Liability Company Agreement of OppFi-LLC (“OppFi A&R LLCA”). All remaining OppFi Units (“Retained OppFi Units”) are beneficially owned by the Members. OFS holds a controlling voting interest in OppFi through its ownership of shares of Class V common stock, par value $0.0001 per share, of OppFi (“Class V Voting Stock”) in an amount equal to the number of Retained OppFi Units and therefore has the ability to control OppFi-LLC.</span></div>
CY2021Q4	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.124
CY2021	us-gaap	Use Of Estimates UseOfEstimates	<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Use of estimates: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The preparation of consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions, including those impacted by COVID-19, that affect the reported amounts of assets, liabilities and operations and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The judgements, assumptions, and estimates used by management are based on historical experience, management’s experience and qualitative factors. The areas subject to significant estimation techniques are the determination of fair value of installment finance receivables and warrants, and the adequacy of the allowance for credit losses on finance receivables. For the aforementioned estimates, it is reasonably possible the recorded amounts or related disclosures could significantly change in the near future as new information is available.</span></div>
CY2020	opfi	Noncash Forgiveness Of Paycheck Protection Program Loan NoncashForgivenessOfPaycheckProtectionProgramLoan	0	USD
CY2020Q4	us-gaap	Restricted Cash RestrictedCash	3100000	USD
CY2021	opfi	Adjustments To Additional Paid In Capital Conversion Of Warrant Unit Liability AdjustmentsToAdditionalPaidInCapitalConversionOfWarrantUnitLiability	5517000	USD
CY2020	opfi	Adjustments To Additional Paid In Capital Conversion Of Warrant Unit Liability AdjustmentsToAdditionalPaidInCapitalConversionOfWarrantUnitLiability	0	USD
CY2019	opfi	Adjustments To Additional Paid In Capital Conversion Of Warrant Unit Liability AdjustmentsToAdditionalPaidInCapitalConversionOfWarrantUnitLiability	0	USD
CY2021	opfi	Noncash Forgiveness Of Paycheck Protection Program Loan NoncashForgivenessOfPaycheckProtectionProgramLoan	6444000	USD
CY2020Q4	us-gaap	Fair Value Disclosure Offbalance Sheet Risks Amount Asset FairValueDisclosureOffbalanceSheetRisksAmountAsset	19700000	USD
CY2020Q4	us-gaap	Settlement Liabilities Current SettlementLiabilitiesCurrent	800000	USD
CY2021	opfi	Finance Receivables Originated Through Bank Partnership Arrangements Percentage FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage	0.89
CY2020	opfi	Finance Receivables Originated Through Bank Partnership Arrangements Percentage FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage	0.62
CY2021Q4	opfi	Finance Receivables Originated Through Bank Partnership Arrangements FinanceReceivablesOriginatedThroughBankPartnershipArrangements	9500000	USD
CY2020Q4	opfi	Finance Receivables Originated Through Bank Partnership Arrangements FinanceReceivablesOriginatedThroughBankPartnershipArrangements	3300000	USD
CY2021	us-gaap	Financing Receivable Allowance For Credit Losses Policy For Uncollectible Amounts FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts	<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Allowance for credit losses on finance receivables: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Prior to the adoption of Accounting Standards Update (“ASU”) 2016-13, </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%">Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">, on January 1, 2021, the Company used a static pool methodology for determining the adequacy of the allowance for credit losses on all finance receivables. Under the static pool methodology, a provision for credit losses on finance receivables was recorded when the allowance for credit losses was determined to be insufficient to absorb estimated losses. Such provisions were charged to income in amounts sufficient to maintain the allowance for losses on finance receivables at an adequate level. The allowance was an amount that management believed would be adequate to absorb estimated losses on existing finance receivables based on an evaluation of the collectability of the finance receivables and prior loss experience. This evaluation also took into consideration such factors as changes in the nature and volume of the finance receivable portfolio, overall portfolio quality and current economic conditions that may affect the borrower's ability to pay. While management used the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in any of the factors.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The Company’s charge-off policy is based on a review of delinquent finance receivables on a loan by loan basis. Finance receivables are charged off at the earlier of the time when accounts reach 90 days past due on a recency basis, when the Company receives notification of a customer bankruptcy, or is otherwise deemed uncollectible.</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The allowance consists of quantitative and qualitative factors. The quantitative factors are based on historical charge-off experience. The qualitative factors are determined based on management’s assessment of internal and/or external influences on credit quality that are not fully reflected in the historical losses.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Finance receivables are considered small balance homogeneous receivables and are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual small balance homogeneous receivables for impairment disclosures, unless such receivables are the subject of a restructuring agreement.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Effective January 1, 2021, the Company adopted ASU 2016-13. The amendments in ASU 2016-13 replaced the Company’s incurred loss impairment methodology with the current expected credit losses (“CECL”) methodology. Under the CECL methodology, the Company determines the allowance for credit losses and records a provision for credit losses considering all </span></div>anticipated credit losses over the remaining expected life of its SalaryTap and OppFi Card finance receivables. The Company uses competitive research and considers qualitative factors, such as changes to regulatory requirements, general economic conditions and other events impacting the credit quality of the portfolio for determining the anticipated credit loses of its SalaryTap and OppFi Card finance receivables. The Company will continue to leverage competitive research until sufficient Company performance data exists. While management uses the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in any of the factors.
CY2021	opfi	Financing Receivable Nonaccrual Threshold Delinquency Period FinancingReceivableNonaccrualThresholdDelinquencyPeriod	P60D
CY2021Q3	opfi	Tax Receivable Agreement Liability Percent Of Tax Benefits With Provided Payment TaxReceivableAgreementLiabilityPercentOfTaxBenefitsWithProvidedPayment	0.90
CY2021Q3	opfi	Tax Receivable Agreement Liability Percent Of Tax Benefits Retained By Company TaxReceivableAgreementLiabilityPercentOfTaxBenefitsRetainedByCompany	0.10
CY2021Q4	opfi	Tax Receivable Agreement Liability TaxReceivableAgreementLiability	23300000	USD
CY2021Q4	opfi	Deferred Tax Assets Tax Receivable Agreement Liability DeferredTaxAssetsTaxReceivableAgreementLiability	5600000	USD
CY2021	opfi	Adjustments To Additional Paid In Capital Tax Receivable Agreement Liability AdjustmentsToAdditionalPaidInCapitalTaxReceivableAgreementLiability	17700000	USD
CY2020Q2	opfi	Financing Receivable Delinquency Percent Of Scheduled Payment Considered As A Qualifying Payment FinancingReceivableDelinquencyPercentOfScheduledPaymentConsideredAsAQualifyingPayment	0.50
CY2020Q2	opfi	Financing Receivable Delinquency Percent Of Scheduled Payment Considered As A Qualifying Payment FinancingReceivableDelinquencyPercentOfScheduledPaymentConsideredAsAQualifyingPayment	0.90
CY2021	us-gaap	Research And Development Expense Software Excluding Acquired In Process Cost ResearchAndDevelopmentExpenseSoftwareExcludingAcquiredInProcessCost	13700000	USD
CY2020	us-gaap	Research And Development Expense Software Excluding Acquired In Process Cost ResearchAndDevelopmentExpenseSoftwareExcludingAcquiredInProcessCost	9000000.0	USD
CY2021	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	9300000	USD
CY2020	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	6000000.0	USD
CY2019	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	3800000	USD
CY2021Q3	opfi	Reverse Recapitalization Transaction Costs ReverseRecapitalizationTransactionCosts	30600000	USD
CY2021Q3	opfi	Adjustments To Additional Paid In Capital Recapitalization Transaction Costs AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts	-21600000	USD
CY2021Q3	opfi	Reverse Recapitalization Transaction Costs Prepaid Expense ReverseRecapitalizationTransactionCostsPrepaidExpense	800000	USD
CY2021Q3	opfi	Reverse Recapitalization Transaction Costs Professional Fees ReverseRecapitalizationTransactionCostsProfessionalFees	8200000	USD
CY2021Q3	opfi	Tax Receivable Agreement Liability Percent Of Tax Benefits With Provided Payment TaxReceivableAgreementLiabilityPercentOfTaxBenefitsWithProvidedPayment	0.90
CY2021Q3	opfi	Reverse Recapitalization Deferred Income Tax Asset Net ReverseRecapitalizationDeferredIncomeTaxAssetNet	24300000	USD
CY2021Q3	opfi	Reverse Recapitalization Consideration Transferred ReverseRecapitalizationConsiderationTransferred	806500000	USD
CY2021Q3	opfi	Payments For Reverse Recapitalization PaymentsForReverseRecapitalization	91600000	USD
CY2021Q4	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus	307059000	USD
CY2021Q4	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus	25185000	USD
CY2021Q4	opfi	Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment	332244000	USD
CY2021Q4	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual	369576000	USD
CY2021Q4	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual	3677000	USD
CY2021Q4	opfi	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption	373253000	USD
CY2021Q4	opfi	Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss	10637000	USD
CY2021Q4	opfi	Financing Receivable After Allowance For Credit Loss Fair Value Option FinancingReceivableAfterAllowanceForCreditLossFairValueOption	383890000	USD
CY2021Q4	us-gaap	Fair Value Option Aggregate Differences Loans And Long Term Receivables FairValueOptionAggregateDifferencesLoansAndLongTermReceivables	41009000	USD
CY2021Q4	us-gaap	Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss	5285000	USD
CY2020Q4	us-gaap	Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss	255943000	USD
CY2021Q4	opfi	Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss	24000	USD
CY2020Q4	opfi	Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss	7910000	USD
CY2021Q4	us-gaap	Financing Receivable Deferred Income FinancingReceivableDeferredIncome	286000	USD
CY2020Q4	us-gaap	Financing Receivable Deferred Income FinancingReceivableDeferredIncome	0	USD
CY2021Q4	us-gaap	Financing Receivable Unamortized Loan Fee Cost FinancingReceivableUnamortizedLoanFeeCost	0	USD
CY2020Q4	us-gaap	Financing Receivable Unamortized Loan Fee Cost FinancingReceivableUnamortizedLoanFeeCost	13421000	USD
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	803000	USD
CY2020Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	55031000	USD
CY2021Q4	us-gaap	Notes Receivable Net NotesReceivableNet	4220000	USD
CY2020Q4	us-gaap	Notes Receivable Net NotesReceivableNet	222243000	USD
CY2020Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	55031000	USD
CY2019Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	53146000	USD
CY2018Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	27117000	USD
CY2021	us-gaap	Financing Receivable Change In Method Credit Loss Expense Reversal FinancingReceivableChangeInMethodCreditLossExpenseReversal	-55031000	USD
CY2020	us-gaap	Financing Receivable Change In Method Credit Loss Expense Reversal FinancingReceivableChangeInMethodCreditLossExpenseReversal	0	USD
CY2019	us-gaap	Financing Receivable Change In Method Credit Loss Expense Reversal FinancingReceivableChangeInMethodCreditLossExpenseReversal	0	USD
CY2021	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	929000	USD
CY2020	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	81619000	USD
CY2019	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	99389000	USD
CY2019	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	78882000	USD
CY2021	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	0	USD
CY2020Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	55031000	USD
CY2019Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	53146000	USD
CY2021	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	126000	USD
CY2020	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	90174000	USD
CY2020	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	10440000	USD
CY2019	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	5522000	USD
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	803000	USD
CY2021	us-gaap	Securities Purchased Under Agreements To Resell Credit Loss Expense Reversal SecuritiesPurchasedUnderAgreementsToResellCreditLossExpenseReversal	0	USD
CY2020Q4	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	4241000	USD
CY2019Q4	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	4978000	USD
CY2018Q4	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	4983000	USD
CY2021	us-gaap	Securities Purchased Under Agreements To Resell Change In Method Credit Loss Expense Reversal SecuritiesPurchasedUnderAgreementsToResellChangeInMethodCreditLossExpenseReversal	-4241000	USD
CY2020	us-gaap	Securities Purchased Under Agreements To Resell Change In Method Credit Loss Expense Reversal SecuritiesPurchasedUnderAgreementsToResellChangeInMethodCreditLossExpenseReversal	0	USD
CY2019	us-gaap	Securities Purchased Under Agreements To Resell Change In Method Credit Loss Expense Reversal SecuritiesPurchasedUnderAgreementsToResellChangeInMethodCreditLossExpenseReversal	0	USD
CY2020	us-gaap	Securities Purchased Under Agreement To Resell Allowance For Credit Loss Writeoff SecuritiesPurchasedUnderAgreementToResellAllowanceForCreditLossWriteoff	10755000	USD
CY2019	us-gaap	Securities Purchased Under Agreement To Resell Allowance For Credit Loss Writeoff SecuritiesPurchasedUnderAgreementToResellAllowanceForCreditLossWriteoff	15581000	USD
CY2020	us-gaap	Securities Purchased Under Agreements To Resell Credit Loss Expense Reversal SecuritiesPurchasedUnderAgreementsToResellCreditLossExpenseReversal	9168000	USD
CY2019	us-gaap	Securities Purchased Under Agreements To Resell Credit Loss Expense Reversal SecuritiesPurchasedUnderAgreementsToResellCreditLossExpenseReversal	14865000	USD
CY2021	us-gaap	Securities Purchased Under Agreement To Resell Allowance For Credit Loss Writeoff SecuritiesPurchasedUnderAgreementToResellAllowanceForCreditLossWriteoff	0	USD
CY2021	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss Recovery SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLossRecovery	0	USD
CY2020	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss Recovery SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLossRecovery	850000	USD
CY2019	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss Recovery SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLossRecovery	711000	USD
CY2021Q4	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	0	USD
CY2020Q4	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	4241000	USD
CY2019Q4	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	4978000	USD
CY2021Q1	us-gaap	Securities Purchased Under Agreements To Resell Allowance For Credit Loss SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss	0	USD
CY2021Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	100000	USD
CY2020Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	19300000	USD
CY2020Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	0	USD
CY2021Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	0	USD
CY2021Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	39357000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	24998000	USD
CY2021Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	24714000	USD
CY2020Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	14440000	USD
CY2021Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	14643000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	10558000	USD
CY2021	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	10300000	USD
CY2020	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	6700000	USD
CY2019	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	4300000	USD
CY2021Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	11779000	USD
CY2020Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	9987000	USD
CY2021Q4	opfi	Accrual For Services Rendered And Goods Purchased AccrualForServicesRenderedAndGoodsPurchased	10631000	USD
CY2020Q4	opfi	Accrual For Services Rendered And Goods Purchased AccrualForServicesRenderedAndGoodsPurchased	5478000	USD
CY2021Q4	us-gaap	Accrued Rent Current And Noncurrent AccruedRentCurrentAndNoncurrent	2513000	USD
CY2020Q4	us-gaap	Accrued Rent Current And Noncurrent AccruedRentCurrentAndNoncurrent	2128000	USD
CY2021Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	4672000	USD
CY2020Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	5192000	USD
CY2021Q4	us-gaap	Accrued Liabilities Current And Noncurrent AccruedLiabilitiesCurrentAndNoncurrent	29595000	USD
CY2020Q4	us-gaap	Accrued Liabilities Current And Noncurrent AccruedLiabilitiesCurrentAndNoncurrent	22785000	USD
CY2021Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Next Twelve Months LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths	0	USD
CY2021Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Two LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo	0	USD
CY2021Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Three LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree	0	USD
CY2021Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Four LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour	50000000	USD
CY2021Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive	0	USD
CY2021Q4	us-gaap	Long Term Debt LongTermDebt	50000000	USD
CY2020Q4	us-gaap	Derivative Liabilities DerivativeLiabilities	1300000	USD
CY2021Q3	us-gaap	Derivative Liabilities DerivativeLiabilities	5500000	USD
CY2021Q3	us-gaap	Derivative Liabilities DerivativeLiabilities	0	USD
CY2021Q4	us-gaap	Warrants And Rights Outstanding WarrantsAndRightsOutstanding	11200000	USD
CY2021Q3	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.118
CY2021Q4	opfi	Reverse Recapitalization Ownership Interest Held Percent ReverseRecapitalizationOwnershipInterestHeldPercent	0.124
CY2021Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	1000000	shares
CY2021Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.0001
CY2021Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2021Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	0	shares
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	0
CY2020Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	0	USD
CY2021	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross	5600000	shares
CY2021	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice	15.23
CY2021	us-gaap	Stock Issued During Period Shares Stock Options Exercised StockIssuedDuringPeriodSharesStockOptionsExercised	0	shares
CY2021	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice	0
CY2021	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod	2225000	shares
CY2021	us-gaap	Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice	15.23
CY2021Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	3375000	shares
CY2021Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	15.23
CY2021	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2	P9Y7M6D
CY2021Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	0	USD
CY2021Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber	0	shares
CY2021Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice	0
CY2021	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1	P0Y
CY2021Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue	0	USD
CY2021Q4	us-gaap	Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Stock Options EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions	6100000	USD
CY2021	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue	2.45
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	300000	USD
CY2021	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	90100000	USD
CY2021	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.0034
CY2021	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	582000	USD
CY2021	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	-4000	USD
CY2020	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	0	USD
CY2019	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	0	USD
CY2021	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	-225000	USD
CY2020	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	0	USD
CY2019	us-gaap	Deferred Federal Income Tax Expense Benefit DeferredFederalIncomeTaxExpenseBenefit	0	USD
CY2020	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	0	USD
CY2019	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	0	USD
CY2021	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	-42000	USD
CY2020	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	0	USD
CY2019	us-gaap	Deferred State And Local Income Tax Expense Benefit DeferredStateAndLocalIncomeTaxExpenseBenefit	0	USD
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	311000	USD
CY2020	opfi	Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Amount EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsAmount	0	USD
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	0	USD
CY2019	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	0	USD
CY2020	opfi	Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Percent EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsPercent	0
CY2021	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2021	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	18922000	USD
CY2021	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.2100
CY2020	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	0	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0
CY2019	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	0	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0
CY2021	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	549000	USD
CY2021	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.0061
CY2020	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	0	USD
CY2020	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0
CY2019	us-gaap	Income Tax Reconciliation State And Local Income Taxes IncomeTaxReconciliationStateAndLocalIncomeTaxes	0	USD
CY2019	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0
CY2021	opfi	Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Amount EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsAmount	-5545000	USD
CY2021	opfi	Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Percent EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsPercent	-0.0616
CY2019	opfi	Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Amount EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsAmount	0	USD
CY2019	opfi	Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Percent EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsPercent	0
CY2021	opfi	Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Amount EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityAmount	-13615000	USD
CY2021	opfi	Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Percent EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityPercent	-0.1511
CY2020	opfi	Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Amount EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityAmount	0	USD
CY2020	opfi	Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Percent EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityPercent	0
CY2019	opfi	Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Amount EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityAmount	0	USD
CY2019	opfi	Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Percent EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityPercent	0
CY2021	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	311000	USD
CY2021	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.0034
CY2021Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost	603000	USD
CY2020	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	0	USD
CY2020	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0
CY2019	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	0	USD
CY2019	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0
CY2021	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.21
CY2021Q4	us-gaap	Deferred Tax Assets Investments DeferredTaxAssetsInvestments	16951000	USD
CY2020Q4	us-gaap	Deferred Tax Assets Investments DeferredTaxAssetsInvestments	0	USD
CY2021Q4	opfi	Deferred Tax Assets Tax Receivable Agreement Liability DeferredTaxAssetsTaxReceivableAgreementLiability	5583000	USD
CY2020Q4	opfi	Deferred Tax Assets Tax Receivable Agreement Liability DeferredTaxAssetsTaxReceivableAgreementLiability	0	USD
CY2021Q4	us-gaap	Deferred Tax Assets Operating Loss Carryforwards DeferredTaxAssetsOperatingLossCarryforwards	1609000	USD
CY2020Q4	us-gaap	Deferred Tax Assets Operating Loss Carryforwards DeferredTaxAssetsOperatingLossCarryforwards	0	USD
CY2021Q4	us-gaap	Deferred Tax Assets Goodwill And Intangible Assets DeferredTaxAssetsGoodwillAndIntangibleAssets	618000	USD
CY2020Q4	us-gaap	Deferred Tax Assets Goodwill And Intangible Assets DeferredTaxAssetsGoodwillAndIntangibleAssets	0	USD
CY2020Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost	0	USD
CY2021Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	229000	USD
CY2020Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	0	USD
CY2021Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	25593000	USD
CY2020Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	0	USD
CY2021Q3	us-gaap	Deferred Tax Assets Investments DeferredTaxAssetsInvestments	18900000	USD
CY2021Q4	us-gaap	Deferred Tax Assets Investments DeferredTaxAssetsInvestments	17000000.0	USD
CY2021Q3	opfi	Tax Receivable Agreement Liability Percent Of Tax Benefits With Provided Payment TaxReceivableAgreementLiabilityPercentOfTaxBenefitsWithProvidedPayment	0.90
CY2021Q3	opfi	Tax Receivable Agreement Liability Percent Of Tax Benefits Retained By Company TaxReceivableAgreementLiabilityPercentOfTaxBenefitsRetainedByCompany	0.10
	opfi	Tax Receivable Agreement Liability Increase Decrease TaxReceivableAgreementLiabilityIncreaseDecrease	300000	USD
CY2021Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	0	USD
CY2020Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	0	USD
CY2021Q4	us-gaap	Income Tax Examination Penalties And Interest Accrued IncomeTaxExaminationPenaltiesAndInterestAccrued	0	USD
CY2021	opfi	Interest And Fee Income Loans And Leases Gross InterestAndFeeIncomeLoansAndLeasesGross	349029000	USD
CY2020	opfi	Interest And Fee Income Loans And Leases Gross InterestAndFeeIncomeLoansAndLeasesGross	322165000	USD
CY2019	opfi	Interest And Fee Income Loans And Leases Gross InterestAndFeeIncomeLoansAndLeasesGross	267166000	USD
CY2021	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	0	USD
CY2020	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	-31940000	USD
CY2019	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	-38968000	USD
CY2021	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	349029000	USD
CY2020	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	290225000	USD
CY2019	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	228198000	USD
CY2020	opfi	Interest Expense And Amortized Debt Issuance Costs InterestExpenseAndAmortizedDebtIssuanceCosts	20667000	USD
CY2021	us-gaap	Interest Expense Debt InterestExpenseDebt	21809000	USD
CY2020	us-gaap	Interest Expense Debt InterestExpenseDebt	18722000	USD
CY2019	us-gaap	Interest Expense Debt InterestExpenseDebt	20091000	USD
CY2021	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	2310000	USD
CY2020	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	1945000	USD
CY2019	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	1785000	USD
CY2021	opfi	Interest Expense And Amortized Debt Issuance Costs InterestExpenseAndAmortizedDebtIssuanceCosts	24119000	USD
CY2019	opfi	Interest Expense And Amortized Debt Issuance Costs InterestExpenseAndAmortizedDebtIssuanceCosts	21876000	USD
CY2021Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	25064000	USD
CY2021Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	37298000	USD
CY2021Q4	opfi	Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss	10637000	USD
CY2021Q4	us-gaap	Notes Receivable Net NotesReceivableNet	4220000	USD
CY2021Q4	us-gaap	Secured Debt SecuredDebt	22443000	USD
CY2021Q4	us-gaap	Senior Notes SeniorNotes	251578000	USD
CY2020Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	25601000	USD
CY2020Q4	us-gaap	Restricted Cash And Cash Equivalents At Carrying Value RestrictedCashAndCashEquivalentsAtCarryingValue	20056000	USD
CY2020Q4	us-gaap	Notes Receivable Net NotesReceivableNet	222243000	USD
CY2020Q4	us-gaap	Securities Sold Under Agreements To Repurchase SecuritiesSoldUnderAgreementsToRepurchase	4241000	USD
CY2020Q4	us-gaap	Secured Debt SecuredDebt	16025000	USD
CY2020Q4	us-gaap	Senior Notes SeniorNotes	131726000	USD
CY2020Q4	us-gaap	Subordinated Debt SubordinatedDebt	4000000	USD
CY2020Q4	us-gaap	Other Long Term Debt OtherLongTermDebt	6354000	USD
CY2020Q4	us-gaap	Letters Of Credit Outstanding Amount LettersOfCreditOutstandingAmount	0	USD
CY2021Q4	us-gaap	Letters Of Credit Outstanding Amount LettersOfCreditOutstandingAmount	0	USD
CY2021	us-gaap	Lease And Rental Expense LeaseAndRentalExpense	3800000	USD
CY2020	us-gaap	Lease And Rental Expense LeaseAndRentalExpense	3100000	USD
CY2019	us-gaap	Lease And Rental Expense LeaseAndRentalExpense	2100000	USD
CY2021	us-gaap	Dilutive Securities DilutiveSecurities	0	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due Current OperatingLeasesFutureMinimumPaymentsDueCurrent	2271000	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due In Two Years OperatingLeasesFutureMinimumPaymentsDueInTwoYears	2339000	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due In Three Years OperatingLeasesFutureMinimumPaymentsDueInThreeYears	2410000	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due In Four Years OperatingLeasesFutureMinimumPaymentsDueInFourYears	2482000	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due In Five Years OperatingLeasesFutureMinimumPaymentsDueInFiveYears	2557000	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due Thereafter OperatingLeasesFutureMinimumPaymentsDueThereafter	10283000	USD
CY2021Q4	us-gaap	Operating Leases Future Minimum Payments Due OperatingLeasesFutureMinimumPaymentsDue	22342000	USD
CY2021Q4	us-gaap	Litigation Settlement Amount Awarded To Other Party LitigationSettlementAmountAwardedToOtherParty	300000	USD
CY2021Q4	us-gaap	Loss Contingency Accrual At Carrying Value LossContingencyAccrualAtCarryingValue	1500000	USD
CY2021Q4	us-gaap	Loss Contingency Accrual At Carrying Value LossContingencyAccrualAtCarryingValue	1500000	USD
CY2021	us-gaap	Management Fee Expense ManagementFeeExpense	400000	USD
CY2020	us-gaap	Management Fee Expense ManagementFeeExpense	700000	USD
CY2021Q4	us-gaap	Accrued Employee Benefits Current AccruedEmployeeBenefitsCurrent	1300000	USD
CY2021	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	25554000	USD
CY2021	us-gaap	Defined Contribution Plan Employer Matching Contribution Percent Of Match DefinedContributionPlanEmployerMatchingContributionPercentOfMatch	0.04
CY2021	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	1500000	USD
CY2020	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	1100000	USD
CY2019	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	600000	USD
CY2021	us-gaap	Profit Loss ProfitLoss	89795000	USD
CY2021	us-gaap	Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest	64241000	USD
CY2021	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	25554000	USD
CY2021	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	13218119	shares
CY2021	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	0	shares
CY2021	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	8930	shares
CY2021	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	13227049	shares
CY2021	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.93
CY2021	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.93
CY2021	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	20560058	shares

Files In Submission

Name	View Source	Status
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$OPFI
OppFi Inc. Stock $opfi

2021 Q4 Form 10-K Financial Statement

#000181850222000001 Filed on March 11, 2022

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPFI OppFi Inc. Stock $opfi

2021 Q4 Form 10-K Financial Statement

#000181850222000001 Filed on March 11, 2022

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPFI
OppFi Inc. Stock $opfi