2022 Q4 Form 10-K Financial Statement
#000181850223000005 Filed on March 29, 2023
Income Statement
Concept | 2022 Q4 | 2022 | 2021 |
---|---|---|---|
Revenue | $120.0M | $452.9M | $263.7M |
YoY Change | 25.09% | 71.75% | 31.69% |
Cost Of Revenue | $2.680M | $10.42M | $7.480M |
YoY Change | 21.82% | 39.28% | 81.41% |
Gross Profit | $117.4M | $442.4M | $343.1M |
YoY Change | 25.11% | 28.96% | 19.59% |
Gross Profit Margin | 97.77% | 97.7% | 130.12% |
Selling, General & Admin | $36.95M | $145.8M | $66.32M |
YoY Change | -20.55% | 119.88% | 133.13% |
% of Gross Profit | 31.48% | 32.96% | 19.33% |
Research & Development | $12.90M | $13.70M | |
YoY Change | -5.84% | 52.22% | |
% of Gross Profit | 2.92% | 3.99% | |
Depreciation & Amortization | $3.525M | $13.58M | $10.28M |
YoY Change | 17.77% | 32.09% | 52.73% |
% of Gross Profit | 3.0% | 3.07% | 3.0% |
Operating Expenses | $47.22M | $190.1M | $80.02M |
YoY Change | -9.9% | 137.53% | 113.68% |
Operating Profit | $70.13M | -$6.342M | $57.26M |
YoY Change | 69.43% | -111.08% | -26.14% |
Interest Expense | -$82.42M | -$269.1M | -$107.9M |
YoY Change | 108.14% | 149.4% | 459.57% |
% of Operating Profit | -117.53% | -188.46% | |
Other Income/Expense, Net | $2.381M | $9.405M | $30.54M |
YoY Change | -81.24% | -69.2% | -1670.39% |
Pretax Income | -$7.233M | $3.063M | $90.10M |
YoY Change | -143.47% | -96.6% | 16.23% |
Income Tax | -$2.034M | -$277.0K | $311.0K |
% Of Pretax Income | -9.04% | 0.35% | |
Net Earnings | $3.136M | $7.098M | $25.55M |
YoY Change | -72.56% | -72.22% | -67.03% |
Net Earnings / Revenue | 2.61% | 1.57% | 9.69% |
Basic Earnings Per Share | $0.51 | $1.93 | |
Diluted Earnings Per Share | $0.22 | $0.08 | $1.93 |
COMMON SHARES | |||
Basic Shares Outstanding | 109.6M shares | 13.91M shares | 13.22M shares |
Diluted Shares Outstanding | 84.26M shares | 13.23M shares |
Balance Sheet
Concept | 2022 Q4 | 2022 | 2021 |
---|---|---|---|
SHORT-TERM ASSETS | |||
Cash & Short-Term Investments | $49.67M | $49.67M | $25.06M |
YoY Change | 98.17% | 98.17% | -2.1% |
Cash & Equivalents | $49.67M | $49.67M | $25.06M |
Short-Term Investments | |||
Other Short-Term Assets | $550.0K | $550.0K | |
YoY Change | |||
Inventory | |||
Prepaid Expenses | |||
Receivables | -$96.00K | -$96.00K | -$803.0K |
Other Receivables | $2.000M | $2.000M | $0.00 |
Total Short-Term Assets | $49.67M | $49.67M | $25.06M |
YoY Change | 98.17% | 98.17% | -2.1% |
LONG-TERM ASSETS | |||
Property, Plant & Equipment | $14.04M | $27.63M | $14.64M |
YoY Change | -4.12% | 88.66% | 38.69% |
Goodwill | |||
YoY Change | |||
Intangibles | |||
YoY Change | |||
Long-Term Investments | |||
YoY Change | |||
Other Assets | $60.19M | $60.19M | $62.89M |
YoY Change | -4.3% | -4.3% | 213.58% |
Total Long-Term Assets | $530.2M | $530.2M | $477.0M |
YoY Change | 11.14% | 11.14% | 83.31% |
TOTAL ASSETS | |||
Total Short-Term Assets | $49.67M | $49.67M | $25.06M |
Total Long-Term Assets | $530.2M | $530.2M | $477.0M |
Total Assets | $579.8M | $579.8M | $502.1M |
YoY Change | 15.48% | 15.48% | 75.66% |
SHORT-TERM LIABILITIES | |||
YoY Change | |||
Accounts Payable | $6.338M | $6.338M | $6.100M |
YoY Change | 3.9% | 3.9% | 342.03% |
Accrued Expenses | $39.78M | $39.78M | $29.60M |
YoY Change | 34.41% | 34.41% | 29.89% |
Deferred Revenue | |||
YoY Change | |||
Short-Term Debt | $0.00 | $0.00 | $0.00 |
YoY Change | |||
Long-Term Debt Due | |||
YoY Change | |||
Total Short-Term Liabilities | $46.12M | $46.12M | $35.70M |
YoY Change | 29.19% | 29.19% | 47.71% |
LONG-TERM LIABILITIES | |||
Long-Term Debt | $347.1M | $347.1M | $274.0M |
YoY Change | 26.65% | 26.65% | 73.32% |
Other Long-Term Liabilities | $73.63M | $73.63M | $34.51M |
YoY Change | 113.34% | 113.34% | 713.88% |
Total Long-Term Liabilities | $420.7M | $420.7M | $308.5M |
YoY Change | 36.35% | 36.35% | 90.05% |
TOTAL LIABILITIES | |||
Total Short-Term Liabilities | $46.12M | $46.12M | $35.70M |
Total Long-Term Liabilities | $420.7M | $420.7M | $308.5M |
Total Liabilities | $420.7M | $420.7M | $511.1M |
YoY Change | 22.21% | -17.7% | 174.06% |
SHAREHOLDERS EQUITY | |||
Retained Earnings | -$63.55M | ||
YoY Change | -10.15% | ||
Common Stock | |||
YoY Change | |||
Preferred Stock | |||
YoY Change | |||
Treasury Stock (at cost) | |||
YoY Change | |||
Treasury Stock Shares | |||
Shareholders Equity | $159.2M | $159.2M | -$9.040M |
YoY Change | |||
Total Liabilities & Shareholders Equity | $579.8M | $579.8M | $502.1M |
YoY Change | 15.48% | 15.48% | 75.66% |
Cashflow Statement
Concept | 2022 Q4 | 2022 | 2021 |
---|---|---|---|
OPERATING ACTIVITIES | |||
Net Income | $3.136M | $7.098M | $25.55M |
YoY Change | -72.56% | -72.22% | -67.03% |
Depreciation, Depletion And Amortization | $3.525M | $13.58M | $10.28M |
YoY Change | 17.77% | 32.09% | 52.73% |
Cash From Operating Activities | $71.03M | $243.3M | $167.3M |
YoY Change | 50.32% | 45.39% | -12.89% |
INVESTING ACTIVITIES | |||
Capital Expenditures | $3.100M | $13.25M | -$14.37M |
YoY Change | -181.36% | -192.19% | 34.07% |
Acquisitions | |||
YoY Change | |||
Other Investing Activities | -$70.70M | -$304.0M | -$185.1M |
YoY Change | -17.49% | 64.23% | 111.32% |
Cash From Investing Activities | -$73.80M | -$317.2M | -$199.5M |
YoY Change | -17.53% | 59.04% | 102.89% |
FINANCING ACTIVITIES | |||
Cash Dividend Paid | |||
YoY Change | |||
Common Stock Issuance & Retirement, Net | |||
YoY Change | |||
Debt Paid & Issued, Net | |||
YoY Change | |||
Cash From Financing Activities | 1.966M | $61.26M | $48.83M |
YoY Change | -95.89% | 25.45% | -158.05% |
NET CHANGE | |||
Cash From Operating Activities | 71.03M | $243.3M | $167.3M |
Cash From Investing Activities | -73.80M | -$317.2M | -$199.5M |
Cash From Financing Activities | 1.966M | $61.26M | $48.83M |
Net Change In Cash | -799.0K | -$12.69M | $16.71M |
YoY Change | -114.37% | -175.98% | 72.61% |
FREE CASH FLOW | |||
Cash From Operating Activities | $71.03M | $243.3M | $167.3M |
Capital Expenditures | $3.100M | $13.25M | -$14.37M |
Free Cash Flow | $67.93M | $230.0M | $181.7M |
YoY Change | 33.03% | 26.59% | -10.41% |
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-9352000 | usd |
CY2021 | us-gaap |
Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
|
-26405000 | usd |
CY2020 | us-gaap |
Fair Value Adjustment Of Warrants
FairValueAdjustmentOfWarrants
|
0 | usd |
CY2022 | opfi |
Gain On Forgiveness Of Paycheck Protection Program Loan
GainOnForgivenessOfPaycheckProtectionProgramLoan
|
0 | usd |
CY2021 | opfi |
Gain On Forgiveness Of Paycheck Protection Program Loan
GainOnForgivenessOfPaycheckProtectionProgramLoan
|
6444000 | usd |
CY2020 | opfi |
Gain On Forgiveness Of Paycheck Protection Program Loan
GainOnForgivenessOfPaycheckProtectionProgramLoan
|
0 | usd |
CY2022 | us-gaap |
Increase Decrease In Loans Deferred Income
IncreaseDecreaseInLoansDeferredIncome
|
0 | usd |
CY2021 | us-gaap |
Increase Decrease In Loans Deferred Income
IncreaseDecreaseInLoansDeferredIncome
|
0 | usd |
CY2020 | us-gaap |
Increase Decrease In Loans Deferred Income
IncreaseDecreaseInLoansDeferredIncome
|
-4947000 | usd |
CY2022 | us-gaap |
Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
|
5148000 | usd |
CY2021 | us-gaap |
Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
|
2751000 | usd |
CY2020 | us-gaap |
Increase Decrease In Accrued Investment Income Receivable
IncreaseDecreaseInAccruedInvestmentIncomeReceivable
|
-5892000 | usd |
CY2022 | us-gaap |
Increase Decrease In Insurance Settlements Receivable
IncreaseDecreaseInInsuranceSettlementsReceivable
|
2000000 | usd |
CY2021 | us-gaap |
Increase Decrease In Insurance Settlements Receivable
IncreaseDecreaseInInsuranceSettlementsReceivable
|
0 | usd |
CY2020 | us-gaap |
Increase Decrease In Insurance Settlements Receivable
IncreaseDecreaseInInsuranceSettlementsReceivable
|
0 | usd |
CY2022 | us-gaap |
Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
|
-7000 | usd |
CY2021 | us-gaap |
Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
|
0 | usd |
CY2020 | us-gaap |
Increase Decrease In Operating Lease Liability
IncreaseDecreaseInOperatingLeaseLiability
|
0 | usd |
CY2022 | us-gaap |
Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
|
-2453000 | usd |
CY2021 | us-gaap |
Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
|
4969000 | usd |
CY2020 | us-gaap |
Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
|
-291000 | usd |
CY2022 | us-gaap |
Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
|
238000 | usd |
CY2021 | us-gaap |
Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
|
3437000 | usd |
CY2020 | us-gaap |
Increase Decrease In Accounts Payable
IncreaseDecreaseInAccountsPayable
|
-3370000 | usd |
CY2022 | us-gaap |
Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
|
-4881000 | usd |
CY2021 | us-gaap |
Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
|
8224000 | usd |
CY2020 | us-gaap |
Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
|
7228000 | usd |
CY2022 | us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
243297000 | usd |
CY2021 | us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
167346000 | usd |
CY2020 | us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
192112000 | usd |
CY2022 | us-gaap |
Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
|
738413000 | usd |
CY2021 | us-gaap |
Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
|
587639000 | usd |
CY2020 | us-gaap |
Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
|
473403000 | usd |
CY2022 | us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
434419000 | usd |
CY2021 | us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
402542000 | usd |
CY2020 | us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
395716000 | usd |
CY2022 | us-gaap |
Payments For Securities Purchased Under Agreements To Resell
PaymentsForSecuritiesPurchasedUnderAgreementsToResell
|
0 | usd |
CY2021 | us-gaap |
Payments For Securities Purchased Under Agreements To Resell
PaymentsForSecuritiesPurchasedUnderAgreementsToResell
|
0 | usd |
CY2020 | us-gaap |
Payments For Securities Purchased Under Agreements To Resell
PaymentsForSecuritiesPurchasedUnderAgreementsToResell
|
9905000 | usd |
CY2022 | us-gaap |
Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
|
13250000 | usd |
CY2021 | us-gaap |
Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
|
14373000 | usd |
CY2020 | us-gaap |
Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
|
10720000 | usd |
CY2022 | us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-317244000 | usd |
CY2021 | us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-199470000 | usd |
CY2020 | us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-98312000 | usd |
CY2022 | us-gaap |
Payments Of Distributions To Affiliates
PaymentsOfDistributionsToAffiliates
|
1309000 | usd |
CY2021 | us-gaap |
Payments Of Distributions To Affiliates
PaymentsOfDistributionsToAffiliates
|
51024000 | usd |
CY2020 | us-gaap |
Payments Of Distributions To Affiliates
PaymentsOfDistributionsToAffiliates
|
15776000 | usd |
CY2022 | us-gaap |
Proceeds From Contributions From Affiliates
ProceedsFromContributionsFromAffiliates
|
0 | usd |
CY2021 | us-gaap |
Proceeds From Contributions From Affiliates
ProceedsFromContributionsFromAffiliates
|
200000 | usd |
CY2020 | us-gaap |
Proceeds From Contributions From Affiliates
ProceedsFromContributionsFromAffiliates
|
0 | usd |
CY2022 | opfi |
Payments For Reverse Recapitalization
PaymentsForReverseRecapitalization
|
0 | usd |
CY2021 | opfi |
Payments For Reverse Recapitalization
PaymentsForReverseRecapitalization
|
91646000 | usd |
CY2020 | opfi |
Payments For Reverse Recapitalization
PaymentsForReverseRecapitalization
|
0 | usd |
CY2022 | opfi |
Proceeds From Reverse Recapitalization Transaction
ProceedsFromReverseRecapitalizationTransaction
|
0 | usd |
CY2021 | opfi |
Proceeds From Reverse Recapitalization Transaction
ProceedsFromReverseRecapitalizationTransaction
|
91857000 | usd |
CY2020 | opfi |
Proceeds From Reverse Recapitalization Transaction
ProceedsFromReverseRecapitalizationTransaction
|
0 | usd |
CY2022 | opfi |
Payments On Reverse Recapitalization Transaction
PaymentsOnReverseRecapitalizationTransaction
|
0 | usd |
CY2021 | opfi |
Payments On Reverse Recapitalization Transaction
PaymentsOnReverseRecapitalizationTransaction
|
21591000 | usd |
CY2020 | opfi |
Payments On Reverse Recapitalization Transaction
PaymentsOnReverseRecapitalizationTransaction
|
0 | usd |
CY2022 | us-gaap |
Proceeds From Repayments Of Secured Debt
ProceedsFromRepaymentsOfSecuredDebt
|
-21687000 | usd |
CY2021 | us-gaap |
Proceeds From Repayments Of Secured Debt
ProceedsFromRepaymentsOfSecuredDebt
|
6418000 | usd |
CY2020 | us-gaap |
Proceeds From Repayments Of Secured Debt
ProceedsFromRepaymentsOfSecuredDebt
|
-1383000 | usd |
CY2022 | opfi |
Proceeds From Repayments Of Senior Debt
ProceedsFromRepaymentsOfSeniorDebt
|
92734000 | usd |
CY2021 | opfi |
Proceeds From Repayments Of Senior Debt
ProceedsFromRepaymentsOfSeniorDebt
|
120943000 | usd |
CY2020 | opfi |
Proceeds From Repayments Of Senior Debt
ProceedsFromRepaymentsOfSeniorDebt
|
-70944000 | usd |
CY2022 | us-gaap |
Repayments Of Subordinated Debt
RepaymentsOfSubordinatedDebt
|
0 | usd |
CY2021 | us-gaap |
Repayments Of Subordinated Debt
RepaymentsOfSubordinatedDebt
|
4000000 | usd |
CY2020 | us-gaap |
Repayments Of Subordinated Debt
RepaymentsOfSubordinatedDebt
|
0 | usd |
CY2022 | us-gaap |
Repayments Of Notes Payable
RepaymentsOfNotesPayable
|
1627000 | usd |
CY2021 | us-gaap |
Repayments Of Notes Payable
RepaymentsOfNotesPayable
|
0 | usd |
CY2020 | us-gaap |
Repayments Of Notes Payable
RepaymentsOfNotesPayable
|
0 | usd |
CY2022 | us-gaap |
Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
|
0 | usd |
CY2021 | us-gaap |
Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
|
0 | usd |
CY2020 | us-gaap |
Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
|
6354000 | usd |
CY2022 | us-gaap |
Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
|
4521000 | usd |
CY2021 | us-gaap |
Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
|
2328000 | usd |
CY2020 | us-gaap |
Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
|
2373000 | usd |
CY2022 | us-gaap |
Proceeds From Stock Plans
ProceedsFromStockPlans
|
125000 | usd |
CY2021 | us-gaap |
Proceeds From Stock Plans
ProceedsFromStockPlans
|
0 | usd |
CY2022 | us-gaap |
Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
|
2460000 | usd |
CY2021 | us-gaap |
Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
|
0 | usd |
CY2020 | us-gaap |
Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
|
0 | usd |
CY2022 | us-gaap |
Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
|
61255000 | usd |
CY2021 | us-gaap |
Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
|
48829000 | usd |
CY2022 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
|
-12692000 | usd |
CY2021Q4 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
62362000 | usd |
CY2020Q4 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
45657000 | usd |
CY2022 | us-gaap |
Interest Paid Net
InterestPaidNet
|
32086000 | usd |
CY2021 | us-gaap |
Interest Paid Net
InterestPaidNet
|
22041000 | usd |
CY2020 | us-gaap |
Interest Paid Net
InterestPaidNet
|
19973000 | usd |
CY2022 | us-gaap |
Income Taxes Paid
IncomeTaxesPaid
|
356000 | usd |
CY2021 | us-gaap |
Income Taxes Paid
IncomeTaxesPaid
|
0 | usd |
CY2020 | us-gaap |
Income Taxes Paid
IncomeTaxesPaid
|
0 | usd |
CY2022 | opfi |
Non Cash Change From Adopting Fair Value Option
NonCashChangeFromAdoptingFairValueOption
|
0 | usd |
CY2021 | opfi |
Non Cash Change From Adopting Fair Value Option
NonCashChangeFromAdoptingFairValueOption
|
69435000 | usd |
CY2020 | opfi |
Non Cash Change From Adopting Fair Value Option
NonCashChangeFromAdoptingFairValueOption
|
0 | usd |
CY2022 | opfi |
Operating Lease Right Of Use Asset Recognized From Accounting Standard Update
OperatingLeaseRightOfUseAssetRecognizedFromAccountingStandardUpdate
|
15459000 | usd |
CY2022 | opfi |
Operating Lease Liability Recognized From Accounting Standard Update
OperatingLeaseLiabilityRecognizedFromAccountingStandardUpdate
|
17972000 | usd |
CY2022 | opfi |
Noncash Reclassification Of Finance Receivables At Amortized Cost To Assets Held For Sale
NoncashReclassificationOfFinanceReceivablesAtAmortizedCostToAssetsHeldForSale
|
550000 | usd |
CY2021 | opfi |
Prepaid Insurance Financed With Promissory Notes
PrepaidInsuranceFinancedWithPromissoryNotes
|
0 | usd |
CY2020 | opfi |
Prepaid Insurance Financed With Promissory Notes
PrepaidInsuranceFinancedWithPromissoryNotes
|
0 | usd |
CY2022 | opfi |
Warrant Liabilities Recognized In Reverse Recapitalization
WarrantLiabilitiesRecognizedInReverseRecapitalization
|
0 | usd |
CY2021 | opfi |
Warrant Liabilities Recognized In Reverse Recapitalization
WarrantLiabilitiesRecognizedInReverseRecapitalization
|
37645000 | usd |
CY2020 | opfi |
Warrant Liabilities Recognized In Reverse Recapitalization
WarrantLiabilitiesRecognizedInReverseRecapitalization
|
0 | usd |
CY2022 | opfi |
Adjustments To Additional Paid In Capital Recapitalization Transaction Costs
AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts
|
0 | usd |
CY2021 | opfi |
Adjustments To Additional Paid In Capital Recapitalization Transaction Costs
AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts
|
78468000 | usd |
CY2020 | opfi |
Adjustments To Additional Paid In Capital Recapitalization Transaction Costs
AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts
|
0 | usd |
CY2022 | opfi |
Adjustments To Additional Paid In Capital Conversion Of Warrant Unit Liability
AdjustmentsToAdditionalPaidInCapitalConversionOfWarrantUnitLiability
|
0 | usd |
CY2021 | opfi |
Adjustments To Additional Paid In Capital Conversion Of Warrant Unit Liability
AdjustmentsToAdditionalPaidInCapitalConversionOfWarrantUnitLiability
|
5517000 | usd |
CY2020 | opfi |
Adjustments To Additional Paid In Capital Conversion Of Warrant Unit Liability
AdjustmentsToAdditionalPaidInCapitalConversionOfWarrantUnitLiability
|
0 | usd |
CY2022 | opfi |
Noncash Forgiveness Of Paycheck Protection Program Loan
NoncashForgivenessOfPaycheckProtectionProgramLoan
|
0 | usd |
CY2021 | opfi |
Noncash Forgiveness Of Paycheck Protection Program Loan
NoncashForgivenessOfPaycheckProtectionProgramLoan
|
6444000 | usd |
CY2020 | opfi |
Noncash Forgiveness Of Paycheck Protection Program Loan
NoncashForgivenessOfPaycheckProtectionProgramLoan
|
0 | usd |
CY2022 | us-gaap |
Nature Of Operations
NatureOfOperations
|
Organization and Nature of Operations<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">OppFi Inc. (“OppFi”), formerly FG New America Acquisition Corp. (“FGNA”), collectively with its subsidiaries (“Company”), is a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance products. OppFi’s primary products are offered by its installment loan product, OppLoans. OppFi’s products also include its payroll deduction secured installment loan product, SalaryTap, and credit card product, OppFi Card. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On July 20, 2021 (“Closing Date”), the Company completed a business combination pursuant to the Business Combination Agreement (“Business Combination Agreement”), dated as of February 9, 2021, by and among Opportunity Financial, LLC (“OppFi-LLC”), a Delaware limited liability company, OppFi Shares, LLC (“OFS”), a Delaware limited liability company, and Todd Schwartz (“Members’ Representative”), in his capacity as the representative of the members of OppFi-LLC (“Members”) immediately prior to the closing (“Closing”). The transactions contemplated by the Business Combination Agreement are referred to herein as the “Business Combination.” At the Closing, FGNA changed its name to “OppFi Inc.” OppFi’s Class A common stock, par value $0.0001 per share (“Class A Common Stock”) and redeemable warrants exercisable for Class A Common Stock (“Public Warrants”) are listed on the New York Stock Exchange (“NYSE”) under the symbols “OPFI” and “OPFI WS,” respectively. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Following the Closing, the Company is organized in an “Up-C” structure in which substantially all of the assets and the business of the Company are held by OppFi-LLC and its subsidiaries, and OppFi’s only direct assets consist of Class A common units of OppFi-LLC (“OppFi Units”). As of December 31, 2022 and 2021, OppFi owned approximately 13.5% and 12.4% of the OppFi Units, respectively, and controls OppFi-LLC as the sole manager of OppFi-LLC in accordance with the terms of the Third Amended and Restated Limited Liability Company Agreement of OppFi-LLC (“OppFi A&R LLCA”). All remaining OppFi Units (“Retained OppFi Units”) are beneficially owned by the Members. OFS holds a controlling voting interest in OppFi through its ownership of shares of Class V common stock, par value $0.0001 per share, of OppFi (“Class V Voting Stock”) in an amount equal to the number of Retained OppFi Units and therefore has the ability to control OppFi-LLC.</span></div> | |
CY2022Q4 | opfi |
Reverse Recapitalization Ownership Interest Held Percent
ReverseRecapitalizationOwnershipInterestHeldPercent
|
0.135 | |
CY2021Q4 | opfi |
Reverse Recapitalization Ownership Interest Held Percent
ReverseRecapitalizationOwnershipInterestHeldPercent
|
0.124 | |
CY2022 | us-gaap |
Use Of Estimates
UseOfEstimates
|
<div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Use of estimates: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The preparation of consolidated financial statements in accordance with GAAP requires management to make estimates and assumptions, including those impacted by COVID-19, that affect the reported amounts of assets, liabilities and operations and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The judgements, assumptions, and estimates used by management are based on historical experience, management’s experience and qualitative factors. The areas subject to significant estimation techniques include, but are not limited to, the determination of fair value of installment finance receivables and warrants, the adequacy of the allowance for credit losses on finance receivables, valuation allowance of deferred tax assets, stock-based compensation expense and income tax provision. For the aforementioned estimates, it is reasonably possible the recorded amounts or related disclosures could significantly change in the near future as new information is available.</span></div> | |
CY2021Q4 | us-gaap |
Settlement Liabilities Current
SettlementLiabilitiesCurrent
|
0 | usd |
CY2022 | opfi |
Finance Receivables Originated Through Bank Partnership Arrangements Percentage
FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage
|
0.94 | |
CY2021 | opfi |
Finance Receivables Originated Through Bank Partnership Arrangements Percentage
FinanceReceivablesOriginatedThroughBankPartnershipArrangementsPercentage
|
0.89 | |
CY2022Q4 | opfi |
Finance Receivables Originated Through Bank Partnership Arrangements
FinanceReceivablesOriginatedThroughBankPartnershipArrangements
|
11200000 | usd |
CY2021Q4 | opfi |
Finance Receivables Originated Through Bank Partnership Arrangements
FinanceReceivablesOriginatedThroughBankPartnershipArrangements
|
9500000 | usd |
CY2020Q2 | opfi |
Financing Receivable Delinquency Percent Of Scheduled Payment Considered As A Qualifying Payment
FinancingReceivableDelinquencyPercentOfScheduledPaymentConsideredAsAQualifyingPayment
|
0.50 | |
CY2020Q2 | opfi |
Financing Receivable Delinquency Percent Of Scheduled Payment Considered As A Qualifying Payment
FinancingReceivableDelinquencyPercentOfScheduledPaymentConsideredAsAQualifyingPayment
|
0.90 | |
CY2022 | opfi |
Financing Receivable Nonaccrual Threshold Delinquency Period
FinancingReceivableNonaccrualThresholdDelinquencyPeriod
|
P60D | |
CY2022Q4 | us-gaap |
Assets Held For Sale Not Part Of Disposal Group
AssetsHeldForSaleNotPartOfDisposalGroup
|
500000 | usd |
CY2022 | us-gaap |
Research And Development Expense Software Excluding Acquired In Process Cost
ResearchAndDevelopmentExpenseSoftwareExcludingAcquiredInProcessCost
|
12900000 | usd |
CY2021 | us-gaap |
Research And Development Expense Software Excluding Acquired In Process Cost
ResearchAndDevelopmentExpenseSoftwareExcludingAcquiredInProcessCost
|
13700000 | usd |
CY2022 | us-gaap |
Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
|
12700000 | usd |
CY2021 | us-gaap |
Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
|
9300000 | usd |
CY2020 | us-gaap |
Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
|
6000000.0 | usd |
CY2021Q3 | opfi |
Tax Receivable Agreement Liability Percent Of Tax Benefits With Provided Payment
TaxReceivableAgreementLiabilityPercentOfTaxBenefitsWithProvidedPayment
|
0.90 | |
CY2021Q3 | opfi |
Tax Receivable Agreement Liability Percent Of Tax Benefits Retained By Company
TaxReceivableAgreementLiabilityPercentOfTaxBenefitsRetainedByCompany
|
0.10 | |
CY2022Q4 | opfi |
Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
|
25600000 | usd |
CY2022Q4 | opfi |
Deferred Tax Assets Tax Receivable Agreement Liability
DeferredTaxAssetsTaxReceivableAgreementLiability
|
6200000 | usd |
CY2022Q4 | opfi |
Additional Paid In Capital Tax Receivable Agreement Liability
AdditionalPaidInCapitalTaxReceivableAgreementLiability
|
19400000 | usd |
CY2021Q4 | opfi |
Tax Receivable Agreement Liability
TaxReceivableAgreementLiability
|
23300000 | usd |
CY2021Q4 | opfi |
Deferred Tax Assets Tax Receivable Agreement Liability
DeferredTaxAssetsTaxReceivableAgreementLiability
|
5600000 | usd |
CY2021Q4 | opfi |
Additional Paid In Capital Tax Receivable Agreement Liability
AdditionalPaidInCapitalTaxReceivableAgreementLiability
|
17700000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
643000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
4220000 | usd |
CY2021Q3 | opfi |
Reverse Recapitalization Consideration Transferred
ReverseRecapitalizationConsiderationTransferred
|
806500000 | usd |
CY2021Q3 | opfi |
Payments For Reverse Recapitalization
PaymentsForReverseRecapitalization
|
91600000 | usd |
CY2021Q3 | opfi |
Reverse Recapitalization Transaction Costs
ReverseRecapitalizationTransactionCosts
|
30600000 | usd |
CY2021Q3 | opfi |
Adjustments To Additional Paid In Capital Recapitalization Transaction Costs
AdjustmentsToAdditionalPaidInCapitalRecapitalizationTransactionCosts
|
-21600000 | usd |
CY2021Q3 | opfi |
Reverse Recapitalization Transaction Costs Prepaid Expense
ReverseRecapitalizationTransactionCostsPrepaidExpense
|
800000 | usd |
CY2021Q3 | opfi |
Reverse Recapitalization Transaction Costs Professional Fees
ReverseRecapitalizationTransactionCostsProfessionalFees
|
8200000 | usd |
CY2021Q3 | opfi |
Reverse Recapitalization Ownership Interest Held Percent
ReverseRecapitalizationOwnershipInterestHeldPercent
|
0.118 | |
CY2021Q3 | opfi |
Tax Receivable Agreement Liability Percent Of Tax Benefits With Provided Payment
TaxReceivableAgreementLiabilityPercentOfTaxBenefitsWithProvidedPayment
|
0.90 | |
CY2021Q3 | opfi |
Reverse Recapitalization Deferred Income Tax Asset Net
ReverseRecapitalizationDeferredIncomeTaxAssetNet
|
24300000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus
|
369643000 | usd |
CY2021Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Accrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentAccrualStatus
|
307059000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus
|
32537000 | usd |
CY2021Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment Nonaccrual Status
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustmentNonaccrualStatus
|
25185000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment
|
402180000 | usd |
CY2021Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Before Fair Value Option Adjustment
FinancingReceivableAfterAllowanceForCreditLossBeforeFairValueOptionAdjustment
|
332244000 | usd |
CY2022Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual
|
436552000 | usd |
CY2021Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Accrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionAccrual
|
369576000 | usd |
CY2022Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual
|
4944000 | usd |
CY2021Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option Nonaccrual
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOptionNonaccrual
|
3677000 | usd |
CY2022Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption
|
441496000 | usd |
CY2021Q4 | opfi |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss Fair Value Option
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossFairValueOption
|
373253000 | usd |
CY2022Q4 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
15800000 | usd |
CY2021Q4 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
10637000 | usd |
CY2022Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Fair Value Option
FinancingReceivableAfterAllowanceForCreditLossFairValueOption
|
457296000 | usd |
CY2021Q4 | opfi |
Financing Receivable After Allowance For Credit Loss Fair Value Option
FinancingReceivableAfterAllowanceForCreditLossFairValueOption
|
383890000 | usd |
CY2022Q4 | us-gaap |
Fair Value Option Aggregate Differences Loans And Long Term Receivables
FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
|
39316000 | usd |
CY2021Q4 | us-gaap |
Fair Value Option Aggregate Differences Loans And Long Term Receivables
FairValueOptionAggregateDifferencesLoansAndLongTermReceivables
|
41009000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
|
730000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
|
5285000 | usd |
CY2022Q4 | opfi |
Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss
|
9000 | usd |
CY2021Q4 | opfi |
Financing Receivables Accrued Interest And Fees Before Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesBeforeAllowanceForCreditLoss
|
24000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
|
0 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
|
286000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
96000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
803000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
803000 | usd |
CY2020Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
55031000 | usd |
CY2019Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
53146000 | usd |
CY2022 | us-gaap |
Financing Receivable Excluding Accrued Interest Change In Method Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestChangeInMethodCreditLossExpenseReversal
|
0 | usd |
CY2021 | us-gaap |
Financing Receivable Excluding Accrued Interest Change In Method Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestChangeInMethodCreditLossExpenseReversal
|
-55031000 | usd |
CY2020 | us-gaap |
Financing Receivable Excluding Accrued Interest Change In Method Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestChangeInMethodCreditLossExpenseReversal
|
0 | usd |
CY2022 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
1940000 | usd |
CY2021 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
929000 | usd |
CY2020 | us-gaap |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
|
81619000 | usd |
CY2022 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
2653000 | usd |
CY2021 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
126000 | usd |
CY2020 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
|
90174000 | usd |
CY2022 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
6000 | usd |
CY2021 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
0 | usd |
CY2020 | us-gaap |
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
|
10440000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
96000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
803000 | usd |
CY2020Q4 | us-gaap |
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
|
55031000 | usd |
CY2022 | opfi |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal Assets Held For Sale
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalAssetsHeldForSale
|
-1400000 | usd |
CY2020 | opfi |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal Assets Held For Sale
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalAssetsHeldForSale
|
-1400000 | usd |
CY2021 | opfi |
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal Assets Held For Sale
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalAssetsHeldForSale
|
-1400000 | usd |
CY2021Q1 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss
|
0 | usd |
CY2020Q4 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss
|
4241000 | usd |
CY2019Q4 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss
|
4978000 | usd |
CY2021 | us-gaap |
Securities Purchased Under Agreements To Resell Change In Method Credit Loss Expense Reversal
SecuritiesPurchasedUnderAgreementsToResellChangeInMethodCreditLossExpenseReversal
|
-4241000 | usd |
CY2020 | us-gaap |
Securities Purchased Under Agreements To Resell Change In Method Credit Loss Expense Reversal
SecuritiesPurchasedUnderAgreementsToResellChangeInMethodCreditLossExpenseReversal
|
0 | usd |
CY2021 | us-gaap |
Securities Purchased Under Agreements To Resell Credit Loss Expense Reversal
SecuritiesPurchasedUnderAgreementsToResellCreditLossExpenseReversal
|
0 | usd |
CY2020 | us-gaap |
Securities Purchased Under Agreements To Resell Credit Loss Expense Reversal
SecuritiesPurchasedUnderAgreementsToResellCreditLossExpenseReversal
|
9168000 | usd |
CY2021 | us-gaap |
Securities Purchased Under Agreement To Resell Allowance For Credit Loss Writeoff
SecuritiesPurchasedUnderAgreementToResellAllowanceForCreditLossWriteoff
|
0 | usd |
CY2020 | us-gaap |
Securities Purchased Under Agreement To Resell Allowance For Credit Loss Writeoff
SecuritiesPurchasedUnderAgreementToResellAllowanceForCreditLossWriteoff
|
10755000 | usd |
CY2021 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss Recovery
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLossRecovery
|
0 | usd |
CY2020 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss Recovery
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLossRecovery
|
850000 | usd |
CY2021Q4 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss
|
0 | usd |
CY2020Q4 | us-gaap |
Securities Purchased Under Agreements To Resell Allowance For Credit Loss
SecuritiesPurchasedUnderAgreementsToResellAllowanceForCreditLoss
|
4241000 | usd |
CY2022Q4 | us-gaap |
Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
|
8646000 | usd |
CY2021Q4 | us-gaap |
Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
|
11779000 | usd |
CY2022Q4 | opfi |
Accrual For Services Rendered And Goods Purchased
AccrualForServicesRenderedAndGoodsPurchased
|
8589000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
|
100000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
|
100000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
|
0 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
|
0 | usd |
CY2022Q4 | us-gaap |
Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
|
51419000 | usd |
CY2021Q4 | us-gaap |
Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
|
39357000 | usd |
CY2022Q4 | us-gaap |
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
|
37380000 | usd |
CY2021Q4 | us-gaap |
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
|
24714000 | usd |
CY2022Q4 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
14039000 | usd |
CY2021Q4 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
14643000 | usd |
CY2022 | us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
13600000 | usd |
CY2021 | us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
10300000 | usd |
CY2020 | us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
6700000 | usd |
CY2021Q4 | opfi |
Accrual For Services Rendered And Goods Purchased
AccrualForServicesRenderedAndGoodsPurchased
|
10631000 | usd |
CY2022Q4 | us-gaap |
Accrued Rent Current And Noncurrent
AccruedRentCurrentAndNoncurrent
|
0 | usd |
CY2021Q4 | us-gaap |
Accrued Rent Current And Noncurrent
AccruedRentCurrentAndNoncurrent
|
2513000 | usd |
CY2022Q4 | us-gaap |
Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
|
5985000 | usd |
CY2021Q4 | us-gaap |
Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
|
4672000 | usd |
CY2022Q4 | us-gaap |
Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
|
23220000 | usd |
CY2021Q4 | us-gaap |
Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
|
29595000 | usd |
CY2021Q4 | us-gaap |
Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
|
0 | usd |
CY2022Q4 | us-gaap |
Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
|
0 | usd |
CY2022Q4 | opfi |
Number Of Office Facility
NumberOfOfficeFacility
|
1 | office_facility |
CY2022Q4 | us-gaap |
Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
|
900000 | usd |
CY2022Q4 | opfi |
Lessor Operating Lease Payments To Be Received Deferred Lease Revenue
LessorOperatingLeasePaymentsToBeReceivedDeferredLeaseRevenue
|
800000 | usd |
CY2022 | opfi |
Lessor Operating Lease Remaining Lease Term
LessorOperatingLeaseRemainingLeaseTerm
|
P32M | |
CY2022 | us-gaap |
Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
|
500000 | usd |
CY2022 | us-gaap |
Operating Lease Cost
OperatingLeaseCost
|
4400000 | usd |
CY2022 | us-gaap |
Variable Lease Payment
VariableLeasePayment
|
2300000 | usd |
CY2022 | us-gaap |
Sublease Income
SubleaseIncome
|
53000 | usd |
CY2022 | us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
2300000 | usd |
CY2022 | us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
2271000 | usd |
CY2022 | us-gaap |
Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
|
465000 | usd |
CY2022 | us-gaap |
Sublease Income
SubleaseIncome
|
53000 | usd |
CY2022 | us-gaap |
Lease Cost
LeaseCost
|
4359000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
|
2339000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
|
2410000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
|
2482000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
|
2557000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
|
2633000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
|
7650000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
|
20071000 | usd |
CY2022Q4 | us-gaap |
Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
|
3513000 | usd |
CY2022Q4 | us-gaap |
Operating Lease Liability
OperatingLeaseLiability
|
16558000 | usd |
CY2022Q4 | us-gaap |
Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
|
P7Y9M | |
CY2022Q4 | us-gaap |
Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
|
0.05 | |
CY2021 | us-gaap |
Lease And Rental Expense
LeaseAndRentalExpense
|
3800000 | usd |
CY2020 | us-gaap |
Lease And Rental Expense
LeaseAndRentalExpense
|
3100000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
|
2271000000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
|
2339000000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
|
2410000000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
|
2482000000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
|
2557000000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
|
10283000000 | usd |
CY2021Q4 | us-gaap |
Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
|
22342000000 | usd |
CY2022Q4 | us-gaap |
Warrants And Rights Outstanding
WarrantsAndRightsOutstanding
|
1900000 | usd |
CY2021Q4 | us-gaap |
Warrants And Rights Outstanding
WarrantsAndRightsOutstanding
|
11200000 | usd |
CY2021Q3 | opfi |
Number Of Classes Of Partnership Interests
NumberOfClassesOfPartnershipInterests
|
2 | class |
CY2022Q4 | us-gaap |
Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
|
1000000 | shares |
CY2022Q4 | us-gaap |
Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
|
0.0001 | |
CY2021Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
|
3375000 | shares |
CY2021Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
|
15.23 | |
CY2021 | us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
|
P9Y7M6D | |
CY2021Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
|
0 | usd |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
|
553794 | shares |
CY2022 | us-gaap |
Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
|
3.94 | |
CY2022 | us-gaap |
Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
|
0 | shares |
CY2022 | us-gaap |
Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
|
0 | |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
|
1949822 | shares |
CY2022 | us-gaap |
Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
|
14.29 | |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
|
1978972 | shares |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
|
12.99 | |
CY2022 | us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
|
P8Y8M12D | |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
|
0 | usd |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber
|
1118750 | shares |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice
|
15.23 | |
CY2022 | us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1
|
P8Y7M6D | |
CY2022Q4 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
|
0 | usd |
CY2022Q4 | us-gaap |
Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Stock Options
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions
|
1700000 | usd |
CY2021Q4 | us-gaap |
Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Stock Options
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions
|
6100000 | usd |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
|
2.33 | |
CY2021 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
|
2.45 | |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate Minimum
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMinimum
|
0.6000 | |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate Maximum
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMaximum
|
0.6500 | |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate Minimum
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum
|
0.0171 | |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate Maximum
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum
|
0.0302 | |
CY2022 | us-gaap |
Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
|
P6Y1M6D | |
CY2022 | us-gaap |
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
|
0 | |
CY2022Q4 | us-gaap |
Accrued Employee Benefits Current And Noncurrent
AccruedEmployeeBenefitsCurrentAndNoncurrent
|
200000 | usd |
CY2022 | us-gaap |
Employee Benefits And Share Based Compensation
EmployeeBenefitsAndShareBasedCompensation
|
100000 | usd |
CY2022 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-300000 | usd |
CY2022 | us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
3100000 | usd |
CY2022 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
-0.090 | |
CY2021 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
300000 | usd |
CY2021 | us-gaap |
Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
|
90100000 | usd |
CY2021 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.003 | |
CY2022 | us-gaap |
Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
|
0 | usd |
CY2021 | us-gaap |
Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
|
-4000 | usd |
CY2020 | us-gaap |
Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
|
0 | usd |
CY2022 | us-gaap |
Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
|
-350000 | usd |
CY2021 | us-gaap |
Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
|
-225000 | usd |
CY2020 | us-gaap |
Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
|
0 | usd |
CY2022 | us-gaap |
Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
|
312000 | usd |
CY2021 | us-gaap |
Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
|
582000 | usd |
CY2020 | us-gaap |
Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
|
0 | usd |
CY2022 | us-gaap |
Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
|
-239000 | usd |
CY2021 | us-gaap |
Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
|
-42000 | usd |
CY2020 | us-gaap |
Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
|
0 | usd |
CY2022 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-277000 | usd |
CY2021 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
311000 | usd |
CY2020 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
0 | usd |
CY2022 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
CY2021 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
CY2022 | us-gaap |
Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
|
643000 | usd |
CY2022 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.210 | |
CY2021 | us-gaap |
Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
|
18922000 | usd |
CY2021Q4 | us-gaap |
Deferred Tax Assets Gross
DeferredTaxAssetsGross
|
25593000 | usd |
CY2021Q3 | us-gaap |
Deferred Tax Assets Investments
DeferredTaxAssetsInvestments
|
18900000 | usd |
CY2022Q4 | us-gaap |
Deferred Tax Assets Investments
DeferredTaxAssetsInvestments
|
16200000 | usd |
CY2021Q3 | opfi |
Tax Receivable Agreement Liability Percent Of Tax Benefits With Provided Payment
TaxReceivableAgreementLiabilityPercentOfTaxBenefitsWithProvidedPayment
|
0.90 | |
CY2021Q3 | opfi |
Tax Receivable Agreement Liability Percent Of Tax Benefits Retained By Company
TaxReceivableAgreementLiabilityPercentOfTaxBenefitsRetainedByCompany
|
0.10 | |
opfi |
Tax Receivable Agreement Liability Increase Decrease
TaxReceivableAgreementLiabilityIncreaseDecrease
|
2400000 | usd | |
CY2022 | opfi |
Deferred Tax Assets Tax Receivable Agreement Liability Increase Decrease
DeferredTaxAssetsTaxReceivableAgreementLiabilityIncreaseDecrease
|
600000 | usd |
CY2022Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
20000 | usd |
CY2021Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
0 | usd |
CY2021 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.210 | |
CY2020 | us-gaap |
Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
|
0 | usd |
CY2020 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0 | |
CY2022 | us-gaap |
Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
|
73000 | usd |
CY2022 | us-gaap |
Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
|
0.024 | |
CY2021 | us-gaap |
Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
|
549000 | usd |
CY2021 | us-gaap |
Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
|
0.006 | |
CY2020 | us-gaap |
Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
|
0 | usd |
CY2020 | us-gaap |
Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
|
0 | |
CY2022 | opfi |
Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Amount
EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsAmount
|
-1964000 | usd |
CY2022 | opfi |
Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Percent
EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsPercent
|
-0.641 | |
CY2021 | opfi |
Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Amount
EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsAmount
|
-5545000 | usd |
CY2021 | opfi |
Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Percent
EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsPercent
|
-0.062 | |
CY2020 | opfi |
Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Amount
EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsAmount
|
0 | usd |
CY2020 | opfi |
Effective Income Tax Rate Reconciliation Fair Market Value Adjustments Of Warrants Percent
EffectiveIncomeTaxRateReconciliationFairMarketValueAdjustmentsOfWarrantsPercent
|
0 | |
CY2022 | opfi |
Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Amount
EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityAmount
|
981000 | usd |
CY2022 | opfi |
Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Percent
EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityPercent
|
0.320 | |
CY2021 | opfi |
Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Amount
EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityAmount
|
-13615000 | usd |
CY2021 | opfi |
Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Percent
EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityPercent
|
-0.151 | |
CY2020 | opfi |
Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Amount
EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityAmount
|
0 | usd |
CY2020 | opfi |
Effective Income Tax Rate Reconciliation Effect Of Flow Through Entity Percent
EffectiveIncomeTaxRateReconciliationEffectOfFlowThroughEntityPercent
|
0 | |
CY2022 | us-gaap |
Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
|
-10000 | usd |
CY2022 | us-gaap |
Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
|
-0.003 | |
CY2021 | us-gaap |
Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
|
0 | usd |
CY2021 | us-gaap |
Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
|
0 | |
CY2020 | us-gaap |
Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
|
0 | usd |
CY2020 | us-gaap |
Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
|
0 | |
CY2022 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-277000 | usd |
CY2022 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
-0.090 | |
CY2021 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
311000 | usd |
CY2021 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.003 | |
CY2020 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
0 | usd |
CY2020 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0 | |
CY2022 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
CY2021 | us-gaap |
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
|
0.21 | |
CY2022Q4 | us-gaap |
Deferred Tax Assets Investments
DeferredTaxAssetsInvestments
|
16239000 | usd |
CY2021Q4 | us-gaap |
Deferred Tax Assets Investments
DeferredTaxAssetsInvestments
|
16951000 | usd |
CY2022Q4 | opfi |
Deferred Tax Assets Tax Receivable Agreement Liability
DeferredTaxAssetsTaxReceivableAgreementLiability
|
6195000 | usd |
CY2021Q4 | opfi |
Deferred Tax Assets Tax Receivable Agreement Liability
DeferredTaxAssetsTaxReceivableAgreementLiability
|
5583000 | usd |
CY2022Q4 | us-gaap |
Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
|
3603000 | usd |
CY2021Q4 | us-gaap |
Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
|
1609000 | usd |
CY2022Q4 | us-gaap |
Deferred Tax Assets Goodwill And Intangible Assets
DeferredTaxAssetsGoodwillAndIntangibleAssets
|
580000 | usd |
CY2021Q4 | us-gaap |
Deferred Tax Assets Goodwill And Intangible Assets
DeferredTaxAssetsGoodwillAndIntangibleAssets
|
618000 | usd |
CY2022Q4 | us-gaap |
Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
|
82000 | usd |
CY2021Q4 | us-gaap |
Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
|
603000 | usd |
CY2022Q4 | us-gaap |
Deferred Tax Assets Other
DeferredTaxAssetsOther
|
60000 | usd |
CY2021Q4 | us-gaap |
Deferred Tax Assets Other
DeferredTaxAssetsOther
|
229000 | usd |
CY2022Q4 | us-gaap |
Deferred Tax Assets Gross
DeferredTaxAssetsGross
|
26758000 | usd |
CY2021Q4 | us-gaap |
Income Tax Examination Penalties And Interest Accrued
IncomeTaxExaminationPenaltiesAndInterestAccrued
|
0 | usd |
CY2022Q4 | us-gaap |
Income Tax Examination Penalties And Interest Accrued
IncomeTaxExaminationPenaltiesAndInterestAccrued
|
0 | usd |
CY2021Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
0 | usd |
CY2020Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
0 | usd |
CY2022 | us-gaap |
Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
|
20000 | usd |
CY2021 | us-gaap |
Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
|
0 | usd |
CY2022 | us-gaap |
Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
|
0 | usd |
CY2021 | us-gaap |
Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
|
0 | usd |
CY2022 | us-gaap |
Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
|
0 | usd |
CY2021 | us-gaap |
Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
|
0 | usd |
CY2022 | us-gaap |
Unrecognized Tax Benefits Increases Resulting From Settlements With Taxing Authorities
UnrecognizedTaxBenefitsIncreasesResultingFromSettlementsWithTaxingAuthorities
|
0 | usd |
CY2021 | us-gaap |
Unrecognized Tax Benefits Increases Resulting From Settlements With Taxing Authorities
UnrecognizedTaxBenefitsIncreasesResultingFromSettlementsWithTaxingAuthorities
|
0 | usd |
CY2022 | opfi |
Unrecognized Tax Benefits Other Net
UnrecognizedTaxBenefitsOtherNet
|
0 | usd |
CY2021 | opfi |
Unrecognized Tax Benefits Other Net
UnrecognizedTaxBenefitsOtherNet
|
0 | usd |
CY2022 | us-gaap |
Unrecognized Tax Benefits Period Increase Decrease
UnrecognizedTaxBenefitsPeriodIncreaseDecrease
|
20000 | usd |
CY2021 | us-gaap |
Unrecognized Tax Benefits Period Increase Decrease
UnrecognizedTaxBenefitsPeriodIncreaseDecrease
|
0 | usd |
CY2022Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
20000 | usd |
CY2021Q4 | us-gaap |
Unrecognized Tax Benefits
UnrecognizedTaxBenefits
|
0 | usd |
CY2022 | opfi |
Interest And Fee Income Loans And Leases Gross
InterestAndFeeIncomeLoansAndLeasesGross
|
451448000 | usd |
CY2021 | opfi |
Interest And Fee Income Loans And Leases Gross
InterestAndFeeIncomeLoansAndLeasesGross
|
349029000 | usd |
CY2020 | opfi |
Interest And Fee Income Loans And Leases Gross
InterestAndFeeIncomeLoansAndLeasesGross
|
322165000 | usd |
CY2022 | us-gaap |
Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
|
0 | usd |
CY2021 | us-gaap |
Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
|
0 | usd |
CY2020 | us-gaap |
Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
|
-31940000 | usd |
CY2022 | us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
451448000 | usd |
CY2021 | us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
349029000 | usd |
CY2020 | us-gaap |
Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
|
290225000 | usd |
CY2022 | us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
32790000 | usd |
CY2021 | us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
21809000 | usd |
CY2020 | us-gaap |
Interest Expense Debt
InterestExpenseDebt
|
18722000 | usd |
CY2022 | us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
2372000 | usd |
CY2021 | us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
2310000 | usd |
CY2020 | us-gaap |
Amortization Of Financing Costs
AmortizationOfFinancingCosts
|
1945000 | usd |
CY2022 | opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
35162000 | usd |
CY2021 | opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
24119000 | usd |
CY2020 | opfi |
Interest Expense And Amortized Debt Issuance Costs
InterestExpenseAndAmortizedDebtIssuanceCosts
|
20667000 | usd |
CY2022Q4 | us-gaap |
Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
|
16239000 | usd |
CY2022Q4 | us-gaap |
Restricted Cash And Cash Equivalents At Carrying Value
RestrictedCashAndCashEquivalentsAtCarryingValue
|
33431000 | usd |
CY2022Q4 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
15800000 | usd |
CY2022Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
643000 | usd |
CY2022Q4 | us-gaap |
Insurance Settlements Receivable
InsuranceSettlementsReceivable
|
2000000 | usd |
CY2022Q4 | us-gaap |
Assets Held For Sale Not Part Of Disposal Group
AssetsHeldForSaleNotPartOfDisposalGroup
|
550000 | usd |
CY2022Q4 | us-gaap |
Secured Debt
SecuredDebt
|
756000 | usd |
CY2022Q4 | us-gaap |
Senior Notes
SeniorNotes
|
344688000 | usd |
CY2022Q4 | us-gaap |
Other Long Term Debt
OtherLongTermDebt
|
1616000 | usd |
CY2021Q4 | us-gaap |
Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
|
25064000 | usd |
CY2021Q4 | us-gaap |
Restricted Cash And Cash Equivalents At Carrying Value
RestrictedCashAndCashEquivalentsAtCarryingValue
|
37298000 | usd |
CY2021Q4 | opfi |
Financing Receivables Accrued Interest And Fees After Allowance For Credit Loss
FinancingReceivablesAccruedInterestAndFeesAfterAllowanceForCreditLoss
|
10637000 | usd |
CY2021Q4 | us-gaap |
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
|
4220000 | usd |
CY2021Q4 | us-gaap |
Secured Debt
SecuredDebt
|
22443000 | usd |
CY2021Q4 | us-gaap |
Senior Notes
SeniorNotes
|
251578000 | usd |
CY2021Q4 | us-gaap |
Litigation Settlement Amount Awarded To Other Party
LitigationSettlementAmountAwardedToOtherParty
|
300000 | usd |
CY2021Q4 | us-gaap |
Loss Contingency Accrual At Carrying Value
LossContingencyAccrualAtCarryingValue
|
1500000 | usd |
CY2021Q4 | us-gaap |
Loss Contingency Accrual At Carrying Value
LossContingencyAccrualAtCarryingValue
|
1500000 | usd |
CY2022 | us-gaap |
Loss Contingency Accrual Payments
LossContingencyAccrualPayments
|
1500000 | usd |
CY2022 | us-gaap |
Management Fee Expense
ManagementFeeExpense
|
0 | usd |
CY2021 | us-gaap |
Management Fee Expense
ManagementFeeExpense
|
400000 | usd |
CY2020 | us-gaap |
Management Fee Expense
ManagementFeeExpense
|
700000 | usd |
CY2022 | us-gaap |
Defined Contribution Plan Employer Matching Contribution Percent Of Match
DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
|
0.04 | |
CY2022 | us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
1500000 | usd |
CY2021 | us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
1500000 | usd |
CY2020 | us-gaap |
Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
|
1100000 | usd |
CY2022 | us-gaap |
Net Income Loss
NetIncomeLoss
|
7098000 | usd |
CY2021 | us-gaap |
Net Income Loss
NetIncomeLoss
|
25554000 | usd |
CY2022 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
7098000 | usd |
CY2021 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
25554000 | usd |
CY2022 | us-gaap |
Dilutive Securities
DilutiveSecurities
|
0 | usd |
CY2021 | us-gaap |
Dilutive Securities
DilutiveSecurities
|
0 | usd |
CY2022 | opfi |
Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest
IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest
|
-908000 | usd |
CY2021 | opfi |
Income Tax Expense Benefit Portion Attributable To Noncontrolling Interest
IncomeTaxExpenseBenefitPortionAttributableToNoncontrollingInterest
|
4626000 | usd |
CY2022 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
4248000 | usd |
CY2021 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
40199000 | usd |
CY2022 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
13913626 | shares |
CY2021 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
13218119 | shares |
CY2022 | us-gaap |
Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
|
0 | shares |
CY2021 | us-gaap |
Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
|
0 | shares |
CY2022 | us-gaap |
Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
|
70342458 | shares |
CY2021 | us-gaap |
Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
|
71255920 | shares |
CY2022 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
84256084 | shares |
CY2021 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
84474039 | shares |
CY2022 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
0.51 | |
CY2021 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
1.93 | |
CY2022 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
0.05 | |
CY2021 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
0.48 | |
CY2022 | us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
45062796 | shares |
CY2021 | us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
46060058 | shares |