$OPRT
Oportun Financial Corp

2019 Q4 Form 10-Q Financial Statement

#000153871619000003 Filed on November 13, 2019

View on sec.gov

Income Statement

Concept 2019 Q4 2019 Q3 2018 Q3
Revenue $130.9M $153.9M $128.5M
YoY Change 14.22% 19.77% 54.8%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin $100.5M $3.886M $2.895M
YoY Change 20.79% 34.23% -94.9%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $4.400M $2.300M $2.100M
YoY Change 41.94% 9.52%
% of Gross Profit
Operating Expenses $99.70M $3.886M $2.895M
YoY Change 24.94% 34.23% -96.53%
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $31.20M $14.42M $29.08M
YoY Change -10.34% -50.43% -9793.67%
Income Tax $8.000M $4.400M $8.200M
% Of Pretax Income 25.64% 30.52% 28.2%
Net Earnings $23.20M $10.03M $20.84M
YoY Change -8.3% -51.87% 3373.17%
Net Earnings / Revenue 17.72% 6.52% 16.22%
Basic Earnings Per Share -$6.39 $0.97
Diluted Earnings Per Share $2.168M -$6.39 $0.64
COMMON SHARES
Basic Shares Outstanding 27.00M shares 4.294M shares 2.631M shares
Diluted Shares Outstanding 4.294M shares 3.990M shares

Balance Sheet

Concept 2019 Q4 2019 Q3 2018 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $72.20M $154.5M
YoY Change
Cash & Equivalents $72.18M $154.5M $42.16M
Short-Term Investments
Other Short-Term Assets $12.20M $9.300M
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $108.2M $179.5M
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $22.83M $22.67M
YoY Change -1.56%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $65.50M $67.50M
YoY Change
Total Long-Term Assets $2.094B $1.913B
YoY Change
TOTAL ASSETS
Total Short-Term Assets $108.2M $179.5M
Total Long-Term Assets $2.094B $1.913B
Total Assets $2.202B $2.093B
YoY Change 26.55%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $5.900M $5.000M
YoY Change
Accrued Expenses $94.50M $80.50M
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $138.0M $118.9M
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $1.549B $1.492B
YoY Change
Other Long-Term Liabilities $1.000M $1.100M
YoY Change
Total Long-Term Liabilities $1.550B $1.493B
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $138.0M $118.9M
Total Long-Term Liabilities $1.550B $1.493B
Total Liabilities $1.713B $1.631B
YoY Change 22.95%
SHAREHOLDERS EQUITY
Retained Earnings $76.68M $53.52M
YoY Change 45.61%
Common Stock $418.3M $416.2M
YoY Change 841.83%
Preferred Stock $0.00 $0.00
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $488.8M $461.1M
YoY Change
Total Liabilities & Shareholders Equity $2.202B $2.093B
YoY Change 26.55%

Cashflow Statement

Concept 2019 Q4 2019 Q3 2018 Q3
OPERATING ACTIVITIES
Net Income $23.20M $10.03M $20.84M
YoY Change -8.3% -51.87% 3373.17%
Depreciation, Depletion And Amortization $4.400M $2.300M $2.100M
YoY Change 41.94% 9.52%
Cash From Operating Activities $51.20M $68.50M $29.30M
YoY Change 34.74% 133.79%
INVESTING ACTIVITIES
Capital Expenditures -$8.700M -$7.000M -$2.600M
YoY Change 7.41% 169.23%
Acquisitions
YoY Change
Other Investing Activities -$189.0M -$139.7M -$128.9M
YoY Change 16.67% 8.38%
Cash From Investing Activities -$197.7M -$146.7M -$131.5M
YoY Change 16.23% 11.56%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 62.30M 193.9M 105.4M
YoY Change -62.72% 83.97%
NET CHANGE
Cash From Operating Activities 51.20M 68.50M 29.30M
Cash From Investing Activities -197.7M -146.7M -131.5M
Cash From Financing Activities 62.30M 193.9M 105.4M
Net Change In Cash -84.20M 115.7M 3.200M
YoY Change -340.57% 3515.62%
FREE CASH FLOW
Cash From Operating Activities $51.20M $68.50M $29.30M
Capital Expenditures -$8.700M -$7.000M -$2.600M
Free Cash Flow $59.90M $75.50M $31.90M
YoY Change 29.93% 136.68%

Facts In Submission

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WeightedAverageNumberOfDilutedSharesOutstanding
4294107 shares
CY2018Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3990374 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3397503 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3750768 shares
CY2018Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
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CY2019Q1 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
142000 USD
CY2019Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
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1980000 USD
CY2019Q1 us-gaap New Accounting Pronouncement Or Change In Accounting Principle Effect Of Adoption Quantification
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-125000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
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-3000 USD
CY2019Q1 us-gaap Net Income Loss
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14614000 USD
CY2019Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
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363157000 USD
CY2019Q2 us-gaap Stock Issued During Period Value Stock Options Exercised
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4000 USD
CY2019Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
2035000 USD
CY2019Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-41000 USD
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
13792000 USD
CY2019Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
378947000 USD
CY2019Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
645000 USD
CY2019Q3 us-gaap Adjustments To Additional Paid In Capital Other
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-86000 USD
CY2019Q3 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
60479000 USD
CY2019Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
11163000 USD
CY2019Q3 oprt Shares Withheld Value Net Share Settlement
SharesWithheldValueNetShareSettlement
68000 USD
CY2019Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
8000 USD
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
10029000 USD
CY2019Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
461117000 USD
CY2017Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
216727000 USD
CY2018Q1 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
161000 USD
CY2018Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1477000 USD
CY2018Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
2000 USD
CY2018Q1 us-gaap Net Income Loss
NetIncomeLoss
38369000 USD
CY2018Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
256736000 USD
CY2018Q2 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
341000 USD
CY2018Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1709000 USD
CY2018Q2 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
3000 USD
CY2018Q2 us-gaap Net Income Loss
NetIncomeLoss
38913000 USD
CY2018Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
297702000 USD
CY2018Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
374000 USD
CY2018Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1850000 USD
CY2018Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
2000 USD
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
20839000 USD
CY2018Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
320767000 USD
us-gaap Net Income Loss
NetIncomeLoss
38435000 USD
us-gaap Net Income Loss
NetIncomeLoss
98121000 USD
us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
9658000 USD
us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
8698000 USD
us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
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us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
34047000 USD
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
2172000 USD
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
14032000 USD
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
25291000 USD
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
23371000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
15178000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
5036000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-3755000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
19597000 USD
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
5082000 USD
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
20891000 USD
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-6557000 USD
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
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us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
248441000 USD
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
201271000 USD
us-gaap Proceeds From Sale Of Other Loans Held For Sale
ProceedsFromSaleOfOtherLoansHeldForSale
269546000 USD
us-gaap Proceeds From Sale Of Other Loans Held For Sale
ProceedsFromSaleOfOtherLoansHeldForSale
224982000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
3407000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
3793000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
23283000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
6191000 USD
oprt Increase Decreasein Amount Dueto Whole Loan Buyer
IncreaseDecreaseinAmountDuetoWholeLoanBuyer
2159000 USD
oprt Increase Decreasein Amount Dueto Whole Loan Buyer
IncreaseDecreaseinAmountDuetoWholeLoanBuyer
1664000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
48408000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-921000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
167241000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
100434000 USD
us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
1035536000 USD
us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
938957000 USD
us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
753072000 USD
us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
647421000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
5765000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
7631000 USD
us-gaap Payments For Software
PaymentsForSoftware
11734000 USD
us-gaap Payments For Software
PaymentsForSoftware
2145000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-299963000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-301312000 USD
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
82000000 USD
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
207000000 USD
us-gaap Proceeds From Issuance Initial Public Offering
ProceedsFromIssuanceInitialPublicOffering
60479000 USD
us-gaap Proceeds From Issuance Initial Public Offering
ProceedsFromIssuanceInitialPublicOffering
0 USD
us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
249951000 USD
us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
413163000 USD
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
169000000 USD
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
145049000 USD
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
0 USD
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
274836000 USD
us-gaap Repayments Of Long Term Capital Lease Obligations
RepaymentsOfLongTermCapitalLeaseObligations
102000 USD
us-gaap Repayments Of Long Term Capital Lease Obligations
RepaymentsOfLongTermCapitalLeaseObligations
173000 USD
us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
638000 USD
us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
876000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
223966000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
200981000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
91244000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
103000 USD
CY2018Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
129175000 USD
CY2017Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
94155000 USD
CY2019Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
220419000 USD
CY2018Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
94258000 USD
CY2019Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
154512000 USD
CY2018Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
42163000 USD
CY2019Q3 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
65907000 USD
CY2018Q3 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
52095000 USD
CY2019Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
220419000 USD
CY2018Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
94258000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
2786000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
9631000 USD
us-gaap Interest Paid
InterestPaid
42845000 USD
us-gaap Interest Paid
InterestPaid
30149000 USD
us-gaap Operating Lease Payments
OperatingLeasePayments
9337000 USD
us-gaap Operating Lease Payments
OperatingLeasePayments
0 USD
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
46156000 USD
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
0 USD
us-gaap Dividends Preferred Stock Paidinkind
DividendsPreferredStockPaidinkind
37456000 USD
us-gaap Dividends Preferred Stock Paidinkind
DividendsPreferredStockPaidinkind
0 USD
us-gaap Noncash Or Part Noncash Acquisition Other Assets Acquired1
NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1
543000 USD
us-gaap Noncash Or Part Noncash Acquisition Other Assets Acquired1
NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1
12000 USD
us-gaap Noncash Or Part Noncash Acquisition Fixed Assets Acquired1
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
319000 USD
us-gaap Noncash Or Part Noncash Acquisition Fixed Assets Acquired1
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
311000 USD
CY2019Q3 oprt Shares Soldby Others Outsidethe Company
SharesSoldbyOthersOutsidetheCompany
2314144 shares
us-gaap Use Of Estimates
UseOfEstimates
<div style="line-height:120%;text-align:justify;text-indent:24px;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;"><br/></span></div><div style="line-height:120%;text-align:justify;text-indent:24px;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;font-weight:bold;">Use of Estimates ‑ </span><span style="font-family:inherit;font-size:9pt;">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions. </span></div>
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
10029000 USD
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
20839000 USD
us-gaap Net Income Loss
NetIncomeLoss
38435000 USD
us-gaap Net Income Loss
NetIncomeLoss
98121000 USD
CY2019Q3 us-gaap Dividends Preferred Stock Paidinkind
DividendsPreferredStockPaidinkind
37456000 USD
CY2018Q3 us-gaap Dividends Preferred Stock Paidinkind
DividendsPreferredStockPaidinkind
0 USD
us-gaap Dividends Preferred Stock Paidinkind
DividendsPreferredStockPaidinkind
37456000 USD
us-gaap Dividends Preferred Stock Paidinkind
DividendsPreferredStockPaidinkind
0 USD
CY2019Q3 us-gaap Undistributed Earnings Loss Allocated To Participating Securities Basic
UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
0 USD
CY2018Q3 us-gaap Undistributed Earnings Loss Allocated To Participating Securities Basic
UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
18274000 USD
us-gaap Undistributed Earnings Loss Allocated To Participating Securities Basic
UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
979000 USD
us-gaap Undistributed Earnings Loss Allocated To Participating Securities Basic
UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
85278000 USD
CY2019Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-27427000 USD
CY2018Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
2565000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
0 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
12843000 USD
CY2019Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4294107 shares
CY2018Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2631416 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3397503 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2468792 shares
CY2019Q3 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
0 shares
CY2018Q3 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
15503 shares
us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
0 shares
us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
15288 shares
CY2019Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4294107 shares
CY2019Q3 us-gaap Earnings Per Share Basic Undistributed
EarningsPerShareBasicUndistributed
-6.39
CY2018Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3990374 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3397503 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3750768 shares
CY2018Q3 us-gaap Earnings Per Share Basic Undistributed
EarningsPerShareBasicUndistributed
0.97
us-gaap Earnings Per Share Basic Undistributed
EarningsPerShareBasicUndistributed
0
us-gaap Earnings Per Share Basic Undistributed
EarningsPerShareBasicUndistributed
5.20
CY2019Q3 us-gaap Earnings Per Share Diluted Undistributed
EarningsPerShareDilutedUndistributed
-6.39
CY2018Q3 us-gaap Earnings Per Share Diluted Undistributed
EarningsPerShareDilutedUndistributed
0.64
us-gaap Earnings Per Share Diluted Undistributed
EarningsPerShareDilutedUndistributed
0
us-gaap Earnings Per Share Diluted Undistributed
EarningsPerShareDilutedUndistributed
3.42
CY2019Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
22187973 shares
CY2018Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
17501219 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
22396506 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
17597271 shares
CY2019Q3 us-gaap Variable Interest Entity Consolidated Assets Pledged
VariableInterestEntityConsolidatedAssetsPledged
1750331000 USD
CY2018Q4 us-gaap Variable Interest Entity Consolidated Assets Pledged
VariableInterestEntityConsolidatedAssetsPledged
1536033000 USD
CY2019Q3 us-gaap Variable Interest Entity Consolidated Liabilities No Recourse
VariableInterestEntityConsolidatedLiabilitiesNoRecourse
1493096000 USD
CY2018Q4 us-gaap Variable Interest Entity Consolidated Liabilities No Recourse
VariableInterestEntityConsolidatedLiabilitiesNoRecourse
1314279000 USD
CY2019Q3 oprt Interest Receivable Amortized Cost Loans
InterestReceivableAmortizedCostLoans
400000 USD
CY2018Q4 oprt Interest Receivable Amortized Cost Loans
InterestReceivableAmortizedCostLoans
2300000 USD
CY2019Q3 us-gaap Accrued Fees And Other Revenue Receivable
AccruedFeesAndOtherRevenueReceivable
0.0 USD
CY2018Q4 us-gaap Accrued Fees And Other Revenue Receivable
AccruedFeesAndOtherRevenueReceivable
100000 USD
CY2019Q3 us-gaap Financing Receivable Threshold Period Past Due
FinancingReceivableThresholdPeriodPastDue
P90Y
CY2019Q3 oprt Financing Receivable Reserve Rate90 Days Past Due
FinancingReceivableReserveRate90DaysPastDue
1
CY2019Q3 oprt Financing Receivables Troubled Debt Restructuring Percentageof Loansat Cost
FinancingReceivablesTroubledDebtRestructuringPercentageofLoansatCost
0.15
CY2018Q4 oprt Financing Receivables Troubled Debt Restructuring Percentageof Loansat Cost
FinancingReceivablesTroubledDebtRestructuringPercentageofLoansatCost
0.06
CY2019Q3 us-gaap Financing Receivable Threshold Period Past Due Writeoff
FinancingReceivableThresholdPeriodPastDueWriteoff
P30Y
oprt Financing Receivable Threshold Period Past Due Writeoff Two Payments
FinancingReceivableThresholdPeriodPastDueWriteoffTwoPayments
P120Y
oprt Financing Receivable Threshold Period Past Due Writeoff Two Payments
FinancingReceivableThresholdPeriodPastDueWriteoffTwoPayments
P120Y
CY2019Q3 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0 USD
CY2018Q3 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
7000 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
157000 USD
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
201300000 USD
CY2019Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
11094000 USD
CY2018Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
52748000 USD
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
26326000 USD
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
81577000 USD
CY2019Q3 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
-426000 USD
CY2018Q3 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
7066000 USD
us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
-3755000 USD
us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
19597000 USD
CY2019Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
5970000 USD
CY2018Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
19300000 USD
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
26494000 USD
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
66116000 USD
CY2019Q3 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
2224000 USD
CY2018Q3 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
2430000 USD
us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
10845000 USD
us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
7886000 USD
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
6922000 USD
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
42944000 USD
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
6922000 USD
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
42944000 USD
CY2019Q3 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
95200000 USD
CY2018Q3 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
75500000 USD
CY2019Q3 us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
9500000 USD
CY2018Q3 us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
8700000 USD
CY2019Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
3900000 USD
CY2018Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
3100000 USD
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
248400000 USD
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
25300000 USD
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
23400000 USD
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
11100000 USD
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
8500000 USD
CY2019Q3 oprt Minimum Loan Sale Rate Whole Loan Sale Program
MinimumLoanSaleRateWholeLoanSaleProgram
0.10
CY2019Q3 oprt Incremental Optional Loan Sale Rate Whole Loan Sale Program
IncrementalOptionalLoanSaleRateWholeLoanSaleProgram
0.05
CY2019Q3 oprt Current Total Loan Sale Rate Whole Loan Sale Program
CurrentTotalLoanSaleRateWholeLoanSaleProgram
0.15
CY2019Q3 oprt Minimum Loan Sale Rate Access Loan Program
MinimumLoanSaleRateAccessLoanProgram
1
CY2019Q3 us-gaap Machinery And Equipment Gross
MachineryAndEquipmentGross
9981000 USD
CY2018Q4 us-gaap Machinery And Equipment Gross
MachineryAndEquipmentGross
8459000 USD
CY2019Q3 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
10256000 USD
CY2018Q4 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
9542000 USD
CY2019Q3 oprt Other Purchased Software Gross
OtherPurchasedSoftwareGross
4443000 USD
CY2018Q4 oprt Other Purchased Software Gross
OtherPurchasedSoftwareGross
3955000 USD
CY2019Q3 us-gaap Property Plant And Equipment Other
PropertyPlantAndEquipmentOther
842000 USD
CY2018Q4 us-gaap Property Plant And Equipment Other
PropertyPlantAndEquipmentOther
842000 USD
CY2019Q3 us-gaap Leasehold Improvements Gross
LeaseholdImprovementsGross
25871000 USD
CY2018Q4 us-gaap Leasehold Improvements Gross
LeaseholdImprovementsGross
23006000 USD
CY2019Q3 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
51393000 USD
CY2018Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
45804000 USD
CY2019Q3 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
28719000 USD
CY2018Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
22609000 USD
CY2019Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
22674000 USD
CY2018Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
23195000 USD
CY2019Q3 us-gaap Capitalized Computer Software Gross
CapitalizedComputerSoftwareGross
31156000 USD
CY2018Q4 us-gaap Capitalized Computer Software Gross
CapitalizedComputerSoftwareGross
19022000 USD
CY2019Q3 us-gaap Capitalized Computer Software Accumulated Amortization
CapitalizedComputerSoftwareAccumulatedAmortization
16697000 USD
CY2018Q4 us-gaap Capitalized Computer Software Accumulated Amortization
CapitalizedComputerSoftwareAccumulatedAmortization
13530000 USD
CY2019Q3 us-gaap Capitalized Computer Software Net
CapitalizedComputerSoftwareNet
14459000 USD
CY2018Q4 us-gaap Capitalized Computer Software Net
CapitalizedComputerSoftwareNet
5492000 USD
CY2019Q3 us-gaap Income Tax Receivable
IncomeTaxReceivable
11070000 USD
CY2018Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
24597000 USD
CY2019Q3 us-gaap Accounts Receivable From Securitization
AccountsReceivableFromSecuritization
1326000 USD
CY2018Q4 us-gaap Accounts Receivable From Securitization
AccountsReceivableFromSecuritization
5769000 USD
CY2019Q3 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
9281000 USD
CY2018Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
9237000 USD
CY2019Q3 oprt Deferred Ipo Costs
DeferredIPOCosts
0 USD
CY2018Q4 oprt Deferred Ipo Costs
DeferredIPOCosts
3211000 USD
CY2019Q3 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
3204000 USD
CY2018Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
1797000 USD
CY2019Q3 us-gaap Other Assets
OtherAssets
62014000 USD
CY2018Q4 us-gaap Other Assets
OtherAssets
73298000 USD
CY2019Q3 us-gaap Depreciation
Depreciation
2300000 USD
CY2018Q3 us-gaap Depreciation
Depreciation
2100000 USD
us-gaap Depreciation
Depreciation
6200000 USD
us-gaap Depreciation
Depreciation
6100000 USD
CY2019Q3 us-gaap Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
1300000 USD
CY2018Q3 us-gaap Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
900000 USD
us-gaap Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
3200000 USD
us-gaap Capitalized Computer Software Amortization1
CapitalizedComputerSoftwareAmortization1
2600000 USD
CY2019Q3 us-gaap Capitalized Computer Software Additions
CapitalizedComputerSoftwareAdditions
5100000 USD
CY2018Q3 us-gaap Capitalized Computer Software Additions
CapitalizedComputerSoftwareAdditions
800000 USD
us-gaap Capitalized Computer Software Additions
CapitalizedComputerSoftwareAdditions
12200000 USD
us-gaap Capitalized Computer Software Additions
CapitalizedComputerSoftwareAdditions
2400000 USD
CY2019Q3 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
4978000 USD
CY2018Q4 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
7277000 USD
CY2019Q3 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
17521000 USD
CY2018Q4 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
15303000 USD
CY2019Q3 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
17409000 USD
CY2018Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
10335000 USD
CY2019Q3 us-gaap Deferred Rent Credit
DeferredRentCredit
0 USD
CY2018Q4 us-gaap Deferred Rent Credit
DeferredRentCredit
2208000 USD
CY2019Q3 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
3345000 USD
CY2018Q4 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
1610000 USD
CY2019Q3 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
3755000 USD
CY2018Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
3368000 USD
CY2019Q3 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
1141000 USD
CY2018Q4 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
1157000 USD
CY2019Q3 us-gaap Other Liabilities
OtherLiabilities
48149000 USD
CY2018Q4 us-gaap Other Liabilities
OtherLiabilities
41258000 USD
CY2019Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
1000000000 shares
CY2018Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
28181818 shares
CY2019Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2019Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
27264754 shares
CY2019Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
27001251 shares
CY2019Q3 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
263503 shares
CY2018Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
3194731 shares
CY2018Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
2935249 shares
CY2018Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
259482 shares
CY2018Q4 oprt Tender Offer Shares Repurchased
TenderOfferSharesRepurchased
30287 shares
CY2018Q4 oprt Tender Offer Aggregate Purchase Price
TenderOfferAggregatePurchasePrice
900000 USD
CY2019Q3 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
7900000 USD
CY2019Q3 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
11163000 USD
CY2018Q3 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
1850000 USD
us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
15178000 USD
us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
5036000 USD
CY2019Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Authorized
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
7469664 shares
CY2019Q3 us-gaap Employee Stock Ownership Plan Esop Shares In Esop
EmployeeStockOwnershipPlanESOPSharesInESOP
726186 shares
CY2019Q3 oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
136803000 USD
CY2018Q3 oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
113519000 USD
oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
389104000 USD
oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
317627000 USD
CY2019Q3 oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
2469000 USD
CY2018Q3 oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
2344000 USD
oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
6674000 USD
oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
6329000 USD
CY2019Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
139272000 USD
CY2018Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
115863000 USD
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
395778000 USD
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
323956000 USD
CY2019Q3 us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
9495000 USD
CY2018Q3 us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
8701000 USD
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
25291000 USD
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
23371000 USD
CY2019Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
3932000 USD
CY2018Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
3053000 USD
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
11149000 USD
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
8463000 USD
CY2019Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
288000 USD
CY2018Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
463000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
871000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
1564000 USD
CY2019Q3 us-gaap Sublease Income
SubleaseIncome
404000 USD
CY2018Q3 us-gaap Sublease Income
SubleaseIncome
404000 USD
us-gaap Sublease Income
SubleaseIncome
1217000 USD
us-gaap Sublease Income
SubleaseIncome
1213000 USD
CY2019Q3 us-gaap Other Income
OtherIncome
489000 USD
CY2018Q3 us-gaap Other Income
OtherIncome
0 USD
us-gaap Other Income
OtherIncome
498000 USD
us-gaap Other Income
OtherIncome
0 USD
CY2019Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
14608000 USD
CY2018Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
12621000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
39026000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
34611000 USD
CY2019Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4400000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
14800000 USD
CY2019Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.30
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.28
CY2018Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
8200000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
37200000 USD
CY2018Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.28
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.27
CY2019Q3 us-gaap Principal Amount Outstanding Of Loans Held In Portfolio
PrincipalAmountOutstandingOfLoansHeldInPortfolio
1615606000 USD
CY2019Q3 oprt Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
1681889000 USD
CY2018Q4 us-gaap Principal Amount Outstanding Of Loans Held In Portfolio
PrincipalAmountOutstandingOfLoansHeldInPortfolio
1177471000 USD
CY2018Q4 oprt Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
1227469000 USD
CY2019Q3 us-gaap Secured Debt
SecuredDebt
1113165000 USD
CY2019Q3 oprt Secured Debt Fair Value
SecuredDebtFairValue
1133095000 USD
CY2018Q4 us-gaap Secured Debt
SecuredDebt
863165000 USD
CY2018Q4 oprt Secured Debt Fair Value
SecuredDebtFairValue
867278000 USD
CY2019Q3 us-gaap Fair Value Option Loans Held As Assets90 Days Or More Past Due
FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue
6000000.0 USD
CY2019Q3 oprt Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due
FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue
13000000.0 USD
CY2018Q4 us-gaap Fair Value Option Loans Held As Assets90 Days Or More Past Due
FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue
1100000 USD
CY2018Q4 oprt Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due
FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue
7600000 USD
oprt Maximum Remaining Lease Term Retailand Office
MaximumRemainingLeaseTermRetailandOffice
P10Y
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
3273000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
12507000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
9601000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
6857000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
5717000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
4898000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
5240000 USD
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
48093000 USD
CY2019Q3 oprt Lessee Operating Lease Liability Imputed Interest
LesseeOperatingLeaseLiabilityImputedInterest
4985000 USD
CY2019Q3 oprt Lessee Operating Lease Liability Payments Due Netof Imputed Interest
LesseeOperatingLeaseLiabilityPaymentsDueNetofImputedInterest
43108000 USD
CY2019Q3 us-gaap Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year
LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear
422000 USD
CY2019Q3 us-gaap Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
861000 USD
CY2019Q3 us-gaap Lessor Operating Lease Payments To Be Received Two Years
LessorOperatingLeasePaymentsToBeReceivedTwoYears
0 USD
CY2019Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P4Y10M24D
CY2019Q3 us-gaap Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
1283000 USD
CY2019Q3 oprt Lessor Operating Lease Imputed Interest
LessorOperatingLeaseImputedInterest
19000 USD
CY2019Q3 oprt Lessor Operating Lease Paymentstobe Received Netof Imputed Interest
LessorOperatingLeasePaymentstobeReceivedNetofImputedInterest
1264000 USD
CY2019Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
41844000 USD
CY2019Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0449
CY2019Q3 oprt Lessee Operating Lease Lease Notyet Commenced Amount
LesseeOperatingLeaseLeaseNotyetCommencedAmount
7500000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
12994000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
12558000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
10035000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
7640000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
6500000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
12767000 USD
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
62494000 USD
CY2019Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
4500000 USD
CY2018Q3 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
3900000 USD
us-gaap Operating Lease Expense
OperatingLeaseExpense
13200000 USD
us-gaap Lease And Rental Expense
LeaseAndRentalExpense
12000000.0 USD
CY2019Q3 us-gaap Purchase Obligation Future Minimum Payments Remainder Of Fiscal Year
PurchaseObligationFutureMinimumPaymentsRemainderOfFiscalYear
1400000 USD
CY2019Q3 us-gaap Purchase Obligation Due In Next Twelve Months
PurchaseObligationDueInNextTwelveMonths
5400000 USD
CY2019Q3 us-gaap Purchase Obligation Due In Second Year
PurchaseObligationDueInSecondYear
4900000 USD
CY2019Q3 us-gaap Purchase Obligation Due In Third Year
PurchaseObligationDueInThirdYear
1200000 USD
CY2019Q3 us-gaap Purchase Obligation Due In Fourth Year
PurchaseObligationDueInFourthYear
200000 USD
CY2019Q3 us-gaap Purchase Obligation Due After Fifth Year
PurchaseObligationDueAfterFifthYear
0.0 USD
CY2019Q3 oprt Minimum Loan Sale Rate Whole Loan Sale Program
MinimumLoanSaleRateWholeLoanSaleProgram
0.10
CY2019Q3 oprt Incremental Optional Loan Sale Rate Whole Loan Sale Program
IncrementalOptionalLoanSaleRateWholeLoanSaleProgram
0.05
CY2019Q3 oprt Minimum Loan Sale Rate Access Loan Program
MinimumLoanSaleRateAccessLoanProgram
1
CY2019Q3 us-gaap Other Commitment
OtherCommitment
1600000 USD
CY2018Q4 us-gaap Other Commitment
OtherCommitment
700000 USD

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