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Oportun Financial Corp

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Oportun Financial Corp (NASDAQ: OPRT) is a consumer lending company that provides personal loans to borrowers with limited or no credit history. The company earns revenue primarily through interest and fee income on its loan portfolio, targeting individuals underserved by traditional financial institutions. The filing excerpts provided from the 10-K filed 2026-02-27 (accession 000153871626000015) do not contain sufficient detail to characterize segment revenue, customer counts, geographic breakdown, or competitive positioning with specificity. Based solely on the available excerpts, Oportun operates as a direct-to-consumer lender focused on the non-prime borrower segment.

Products & Services

Personal loans. Additional product or service details are not supported by the available filing excerpts.

Revenue Model

Interest and fee income on personal loans to non-prime and credit-limited borrowers. Specific revenue figures and segment breakdowns are not supported by the available filing excerpts.

Customers & Markets

Consumers with limited or no credit history, underserved by traditional financial institutions. Specific customer counts or end-market data are not supported by the available filing excerpts.

Geographic Exposure

Not supported by the available filing excerpts.

Financial Snapshot

Revenue
TTM
$792.2M
Gross Margin
Last 4 Quarters
N/A
Net Income
TTM
$17.82M
Current Assets
2026 Q1
$142.1M
Current Liabilities
2026 Q1
$56.98M
Current Ratio
2026 Q1
249.35%
Total Assets
2026 Q1
Total Liabilities
2026 Q1
Book Value
2026 Q1
$396.3M
Cash
2026 Q1
P/E
TTM
14.27
Free Cash Flow
TTM
$390.2M

Stock Price

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Market Cap: $254.3 Million

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