$OPRT
Oportun Financial Corp

2024 Q4 Form 10-Q Financial Statement

#000153871624000138 Filed on November 12, 2024

View on sec.gov

Income Statement

Concept 2024 Q4 2024 Q3
Revenue $250.0M
YoY Change -6.81%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin $12.99M
YoY Change 9.52%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $800.0K
YoY Change -11.11%
% of Gross Profit
Operating Expenses $102.1M
YoY Change -16.67%
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income -$39.46M
YoY Change 5.6%
Income Tax -$9.500M
% Of Pretax Income
Net Earnings -$29.96M
YoY Change 41.72%
Net Earnings / Revenue -11.98%
Basic Earnings Per Share -$0.75
Diluted Earnings Per Share -$0.75
COMMON SHARES
Basic Shares Outstanding 35.97M shares 35.72M shares
Diluted Shares Outstanding 39.96M shares

Balance Sheet

Concept 2024 Q4 2024 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $71.84M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $3.889M
YoY Change -50.71%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $3.251B
YoY Change -5.21%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities
Total Liabilities $2.924B
YoY Change -2.17%
SHAREHOLDERS EQUITY
Retained Earnings -$261.3M
YoY Change 97.89%
Common Stock $595.1M
YoY Change 2.66%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $327.6M
YoY Change
Total Liabilities & Shareholders Equity $3.251B
YoY Change -5.21%

Cashflow Statement

Concept 2024 Q4 2024 Q3
OPERATING ACTIVITIES
Net Income -$29.96M
YoY Change 41.72%
Depreciation, Depletion And Amortization $800.0K
YoY Change -11.11%
Cash From Operating Activities
YoY Change
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities
YoY Change
Cash From Investing Activities
YoY Change
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities
YoY Change
NET CHANGE
Cash From Operating Activities
Cash From Investing Activities
Cash From Financing Activities
Net Change In Cash
YoY Change
FREE CASH FLOW
Cash From Operating Activities
Capital Expenditures
Free Cash Flow
YoY Change

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2024
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
dei Entity Central Index Key
EntityCentralIndexKey
0001538716
dei Amendment Flag
AmendmentFlag
false
dei Document Type
DocumentType
10-Q
dei Document Quarterly Report
DocumentQuarterlyReport
true
dei Document Period End Date
DocumentPeriodEndDate
2024-09-30
dei Document Transition Report
DocumentTransitionReport
false
dei Entity Registrant Name
EntityRegistrantName
OPORTUN FINANCIAL CORPORATION
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
DE
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
45-3361983
dei Entity Address Address Line1
EntityAddressAddressLine1
2 Circle Star Way
dei Entity Address City Or Town
EntityAddressCityOrTown
San Carlos,
dei Entity Address State Or Province
EntityAddressStateOrProvince
CA
dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
94070
dei City Area Code
CityAreaCode
650
dei Local Phone Number
LocalPhoneNumber
810-8823
dei Security12b Title
Security12bTitle
Common Stock, $0.0001 par value per share
dei Trading Symbol
TradingSymbol
OPRT
dei Security Exchange Name
SecurityExchangeName
NASDAQ
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
dei Entity Shell Company
EntityShellCompany
false
CY2024Q3 oprt Capitalized Software And Other Intangibles Net
CapitalizedSoftwareAndOtherIntangiblesNet
92045000 usd
CY2023Q4 oprt Capitalized Software And Other Intangibles Net
CapitalizedSoftwareAndOtherIntangiblesNet
114735000 usd
CY2024Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
9666000 usd
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
21105000 usd
CY2024Q3 us-gaap Other Assets
OtherAssets
139954000 usd
CY2023Q4 us-gaap Other Assets
OtherAssets
107680000 usd
CY2024Q3 us-gaap Assets
Assets
3251298000 usd
CY2023Q4 us-gaap Assets
Assets
3411888000 usd
CY2024Q3 us-gaap Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
125393000 usd
CY2023Q4 us-gaap Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
289951000 usd
CY2023Q4 oprt Acquisition And Corporate Financing Debt
AcquisitionAndCorporateFinancingDebt
258746000 usd
CY2024Q3 oprt Operating Lease Liability Net
OperatingLeaseLiabilityNet
19728000 usd
CY2023Q4 oprt Operating Lease Liability Net
OperatingLeaseLiabilityNet
28376000 usd
CY2024Q3 us-gaap Other Liabilities
OtherLiabilities
66859000 usd
CY2023Q4 us-gaap Other Liabilities
OtherLiabilities
68938000 usd
CY2024Q3 us-gaap Liabilities
Liabilities
2923742000 usd
CY2023Q4 us-gaap Liabilities
Liabilities
3007484000 usd
CY2024Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2023Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2024Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
1000000000 shares
CY2023Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
1000000000 shares
CY2024Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
36243060 shares
CY2024Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
35971037 shares
CY2023Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
34741076 shares
CY2023Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
34469053 shares
CY2024Q3 us-gaap Common Stock Value
CommonStockValue
7000 usd
CY2023Q4 us-gaap Common Stock Value
CommonStockValue
7000 usd
CY2024Q3 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
595127000 usd
CY2023Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
584555000 usd
CY2024Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-261269000 usd
CY2023Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-173849000 usd
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
58822000 usd
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
72955000 usd
CY2024Q3 us-gaap Revenues
Revenues
249951000 usd
CY2023Q3 us-gaap Revenues
Revenues
268220000 usd
us-gaap Revenues
Revenues
750829000 usd
us-gaap Revenues
Revenues
794295000 usd
CY2024Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
55749000 usd
CY2023Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
46965000 usd
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
164458000 usd
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
127410000 usd
CY2024Q3 us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-131585000 usd
CY2023Q3 us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-136119000 usd
us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-384554000 usd
us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-458319000 usd
CY2024Q3 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
62617000 usd
CY2023Q3 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
85136000 usd
us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
208566000 usd
CY2023Q3 us-gaap Communications Information Technology And Occupancy
CommunicationsInformationTechnologyAndOccupancy
52663000 usd
us-gaap Communications Information Technology And Occupancy
CommunicationsInformationTechnologyAndOccupancy
128291000 usd
us-gaap Communications Information Technology And Occupancy
CommunicationsInformationTechnologyAndOccupancy
164653000 usd
CY2024Q3 us-gaap Business Development
BusinessDevelopment
17403000 usd
us-gaap Labor And Related Expense
LaborAndRelatedExpense
67462000 usd
us-gaap Labor And Related Expense
LaborAndRelatedExpense
96727000 usd
CY2024Q3 us-gaap Professional Fees
ProfessionalFees
10088000 usd
CY2023Q3 us-gaap Professional Fees
ProfessionalFees
10482000 usd
us-gaap Professional Fees
ProfessionalFees
28704000 usd
us-gaap Professional Fees
ProfessionalFees
34184000 usd
CY2024Q3 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
12991000 usd
CY2023Q3 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
11862000 usd
us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
46784000 usd
us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
52147000 usd
CY2024Q3 us-gaap Operating Expenses
OperatingExpenses
102081000 usd
CY2023Q3 us-gaap Operating Expenses
OperatingExpenses
122506000 usd
us-gaap Operating Expenses
OperatingExpenses
320905000 usd
us-gaap Operating Expenses
OperatingExpenses
404940000 usd
CY2024Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
-39464000 usd
CY2023Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
-37370000 usd
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
-119088000 usd
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
-196374000 usd
CY2024Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-9508000 usd
CY2023Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-16232000 usd
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-31668000 usd
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-58247000 usd
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-29956000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-21138000 usd
us-gaap Net Income Loss
NetIncomeLoss
-87420000 usd
us-gaap Net Income Loss
NetIncomeLoss
-138127000 usd
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-87420000 usd
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-87420000 usd
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-138127000 usd
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-138127000 usd
CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.75
CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.55
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-2.21
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-3.80
CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.75
CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.55
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-2.21
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-3.80
CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
39964322 shares
CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
38283071 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
39562204 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
36333570 shares
CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
39964322 shares
CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
38283071 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
39562204 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
36333570 shares
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
404404000 usd
CY2024Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
4239000 usd
CY2024Q1 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-232000 usd
CY2023Q2 us-gaap Net Income Loss
NetIncomeLoss
-14899000 usd
CY2024Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
71838000 usd
CY2023Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
91187000 usd
CY2024Q3 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
156699000 usd
CY2023Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
114829000 usd
CY2024Q3 oprt Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
2728515000 usd
CY2023Q4 oprt Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
2962352000 usd
CY2023Q4 oprt Secured Debt Fair Value
SecuredDebtFairValue
1780005000 usd
CY2024Q3 oprt Acquisition And Corporate Financing Debt
AcquisitionAndCorporateFinancingDebt
215697000 usd
CY2024Q3 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
272023 shares
CY2023Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
272023 shares
CY2024Q3 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
6309000 usd
CY2023Q4 us-gaap Treasury Stock Common Value
TreasuryStockCommonValue
6309000 usd
CY2024Q3 us-gaap Stockholders Equity
StockholdersEquity
327556000 usd
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
404404000 usd
CY2024Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
3251298000 usd
CY2023Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
3411888000 usd
CY2024Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
230044000 usd
CY2023Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
243258000 usd
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
692007000 usd
CY2024Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
19907000 usd
CY2023Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
24962000 usd
us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
201817000 usd
CY2024Q3 us-gaap Communications Information Technology And Occupancy
CommunicationsInformationTechnologyAndOccupancy
40561000 usd
CY2023Q3 us-gaap Business Development
BusinessDevelopment
18852000 usd
us-gaap Business Development
BusinessDevelopment
49664000 usd
us-gaap Business Development
BusinessDevelopment
57229000 usd
CY2024Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
21038000 usd
CY2023Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
28647000 usd
CY2024Q3 us-gaap Stockholders Equity
StockholdersEquity
327556000 usd
CY2023Q2 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
-95000 usd
CY2023Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
4754000 usd
CY2023Q2 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-267000 usd
CY2024Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-9500000 usd
us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 usd
CY2024Q2 us-gaap Net Income Loss
NetIncomeLoss
-31025000 usd
dei Entity File Number
EntityFileNumber
001-39050
dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
dei Entity Small Business
EntitySmallBusiness
true
CY2024Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
35971037 shares
CY2023Q4 us-gaap Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
0 usd
CY2024Q3 oprt Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
1109370000 usd
CY2023Q4 oprt Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
581468000 usd
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
721340000 usd
CY2024Q1 us-gaap Stockholders Equity
StockholdersEquity
381972000 usd
CY2024Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3169000 usd
CY2024Q2 us-gaap Stockholders Equity
StockholdersEquity
354116000 usd
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 numberofsegment
CY2023Q1 us-gaap Impairment Of Intangible Asset Finite Lived Statement Of Income Or Comprehensive Income Extensible Enumeration
ImpairmentOfIntangibleAssetFiniteLivedStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration
http://fasb.org/us-gaap/2024#SellingGeneralAndAdministrativeExpense
CY2024Q3 us-gaap Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
52581000 usd
CY2024Q3 oprt Secured Debt Fair Value
SecuredDebtFairValue
1386695000 usd
CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-29956000 usd
CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-29956000 usd
CY2023Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-21138000 usd
CY2023Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-21138000 usd
CY2024Q1 us-gaap Net Income Loss
NetIncomeLoss
-26439000 usd
CY2024Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3436000 usd
CY2024Q3 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-40000 usd
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-29956000 usd
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
547599000 usd
CY2023Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
5329000 usd
CY2023Q1 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-1364000 usd
CY2023Q1 us-gaap Adjustments To Additional Paid In Capital Warrant Issued
AdjustmentsToAdditionalPaidInCapitalWarrantIssued
6672000 usd
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
-102090000 usd
CY2023Q1 us-gaap Stockholders Equity
StockholdersEquity
456146000 usd
CY2023Q2 us-gaap Adjustments To Additional Paid In Capital Warrant Issued
AdjustmentsToAdditionalPaidInCapitalWarrantIssued
12759000 usd
CY2023Q2 us-gaap Stockholders Equity
StockholdersEquity
458398000 usd
CY2023Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
49000 usd
CY2023Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
4706000 usd
CY2023Q3 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-652000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-21138000 usd
CY2023Q3 us-gaap Stockholders Equity
StockholdersEquity
441363000 usd
us-gaap Net Income Loss
NetIncomeLoss
-87420000 usd
us-gaap Net Income Loss
NetIncomeLoss
-138127000 usd
us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
39677000 usd
us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
41102000 usd
us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-384554000 usd
us-gaap Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
-458319000 usd
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
12610000 usd
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
19348000 usd
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
4266000 usd
us-gaap Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
6140000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
10141000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
13709000 usd
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
19980000 usd
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
41344000 usd
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
82984000 usd
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
41562000 usd
us-gaap Proceeds From Sale Of Other Loans Held For Sale
ProceedsFromSaleOfOtherLoansHeldForSale
87297000 usd
us-gaap Proceeds From Sale Of Other Loans Held For Sale
ProceedsFromSaleOfOtherLoansHeldForSale
47128000 usd
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
12332000 usd
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
27283000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
302077000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
286454000 usd
us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
1104309000 usd
us-gaap Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
1179886000 usd
us-gaap Proceeds From Sale Of Loans Held For Investment
ProceedsFromSaleOfLoansHeldForInvestment
2840000 usd
us-gaap Proceeds From Sale Of Loans Held For Investment
ProceedsFromSaleOfLoansHeldForInvestment
2758000 usd
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
977891000 usd
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
1014147000 usd
us-gaap Payments For Software
PaymentsForSoftware
13129000 usd
us-gaap Payments For Software
PaymentsForSoftware
25180000 usd
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
555000 usd
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
1207000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-137262000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-189368000 usd
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
278266000 usd
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
185100000 usd
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
440494000 usd
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
80581000 usd
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
456923000 usd
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
505778000 usd
oprt Proceeds From Issuance Of Asset Backed Borrowings At Amortized Cost
ProceedsFromIssuanceOfAssetBackedBorrowingsAtAmortizedCost
767313000 usd
oprt Proceeds From Issuance Of Asset Backed Borrowings At Amortized Cost
ProceedsFromIssuanceOfAssetBackedBorrowingsAtAmortizedCost
257639000 usd
oprt Repayments Of Asset Backed Notes At Amortized Cost
RepaymentsOfAssetBackedNotesAtAmortizedCost
231580000 usd
oprt Repayments Of Asset Backed Notes At Amortized Cost
RepaymentsOfAssetBackedNotesAtAmortizedCost
9839000 usd
oprt Proceeds From Issuance Of Acquisition And Corporate Financing Debt
ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt
0 usd
oprt Proceeds From Issuance Of Acquisition And Corporate Financing Debt
ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt
73355000 usd
oprt Repayments Of Acquisition And Corporate Financing Debt
RepaymentsOfAcquisitionAndCorporateFinancingDebt
51442000 usd
oprt Repayments Of Acquisition And Corporate Financing Debt
RepaymentsOfAcquisitionAndCorporateFinancingDebt
17275000 usd
us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
7162000 usd
us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
1550000 usd
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-272000 usd
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-2329000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-142294000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-101258000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
22521000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-4172000 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
206016000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
203817000 usd
CY2024Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
228537000 usd
CY2023Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
199645000 usd
CY2024Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
71838000 usd
CY2023Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
81886000 usd
CY2024Q3 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
156699000 usd
CY2023Q3 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
117759000 usd
CY2024Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
228537000 usd
CY2023Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
199645000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
556000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1420000 usd
us-gaap Interest Paid Net
InterestPaidNet
160492000 usd
us-gaap Interest Paid Net
InterestPaidNet
126724000 usd
us-gaap Operating Lease Payments
OperatingLeasePayments
9601000 usd
us-gaap Operating Lease Payments
OperatingLeasePayments
10772000 usd
oprt Right Of Use Asset Obtained In Exchange For Operating Lease Liability Net Of Impairments
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiabilityNetOfImpairments
-5589000 usd
oprt Right Of Use Asset Obtained In Exchange For Operating Lease Liability Net Of Impairments
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiabilityNetOfImpairments
1382000 usd
oprt Noncash Investments In Capitalized Assets
NoncashInvestmentsInCapitalizedAssets
1108000 usd
oprt Noncash Investments In Capitalized Assets
NoncashInvestmentsInCapitalizedAssets
100000 usd
oprt Other Noncash Financing Activities
OtherNoncashFinancingActivities
29144000 usd
oprt Other Noncash Financing Activities
OtherNoncashFinancingActivities
19431000 usd
us-gaap Use Of Estimates
UseOfEstimates
<div style="text-align:justify;text-indent:18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates ‑ </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions.</span></div>
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
-29956000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
-21138000 usd
us-gaap Net Income Loss
NetIncomeLoss
-87420000 usd
us-gaap Net Income Loss
NetIncomeLoss
-138127000 usd
CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-29956000 usd
CY2024Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-29956000 usd
CY2023Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-21138000 usd
CY2023Q3 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-21138000 usd
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-87420000 usd
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-87420000 usd
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-138127000 usd
us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
-138127000 usd
CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
39964322 shares
CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
38283071 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
39562204 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
36333570 shares
CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
39964322 shares
CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
38283071 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
39562204 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
36333570 shares
CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.75
CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.55
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-2.21
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-3.80
CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.75
CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.55
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-2.21
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-3.80
CY2024Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
6918809 shares
CY2023Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
6271437 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
6498290 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
6759983 shares
CY2024Q3 us-gaap Capitalized Computer Software Accumulated Amortization
CapitalizedComputerSoftwareAccumulatedAmortization
150930000 usd
CY2023Q4 us-gaap Capitalized Computer Software Accumulated Amortization
CapitalizedComputerSoftwareAccumulatedAmortization
119810000 usd
CY2024Q3 us-gaap Capitalized Computer Software Net
CapitalizedComputerSoftwareNet
70342000 usd
CY2023Q4 us-gaap Capitalized Computer Software Net
CapitalizedComputerSoftwareNet
87267000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
21423000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
15658000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
21703000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
27468000 usd
CY2024Q3 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1900000 usd
CY2023Q3 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1900000 usd
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
5800000 usd
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
5500000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year
FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear
1773000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
4929000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
4929000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
4929000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
4780000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
0 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Amortization Expense After Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive
0 usd
CY2024Q3 oprt Finite Lived Intangible Asset Expected Amortization
FiniteLivedIntangibleAssetExpectedAmortization
21340000 usd
CY2024Q3 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
42436000 usd
CY2023Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
48944000 usd
CY2024Q3 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
38547000 usd
CY2023Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
41953000 usd
CY2024Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
3889000 usd
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
6991000 usd
CY2024Q3 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
11967000 usd
CY2023Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
15758000 usd
CY2024Q3 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
81830000 usd
CY2023Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
48123000 usd
CY2024Q3 us-gaap Income Tax Receivable
IncomeTaxReceivable
3619000 usd
CY2023Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
4731000 usd
CY2024Q3 oprt Receivable From Banking Partner
ReceivableFromBankingPartner
4922000 usd
CY2023Q4 oprt Receivable From Banking Partner
ReceivableFromBankingPartner
4050000 usd
CY2024Q3 us-gaap Derivative Assets
DerivativeAssets
12732000 usd
CY2023Q4 us-gaap Derivative Assets
DerivativeAssets
9307000 usd
CY2024Q3 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
20995000 usd
CY2023Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
18720000 usd
CY2024Q3 us-gaap Other Assets
OtherAssets
139954000 usd
CY2023Q4 us-gaap Other Assets
OtherAssets
107680000 usd
CY2024Q3 us-gaap Depreciation
Depreciation
800000 usd
CY2023Q3 us-gaap Depreciation
Depreciation
900000 usd
us-gaap Depreciation
Depreciation
2800000 usd
us-gaap Depreciation
Depreciation
3200000 usd
CY2024Q3 us-gaap Line Of Credit Facility Maximum Borrowing Capacity
LineOfCreditFacilityMaximumBorrowingCapacity
611652000 usd
CY2024Q3 us-gaap Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
125393000 usd
CY2023Q4 us-gaap Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
289951000 usd
CY2024Q3 oprt Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
1109370000 usd
CY2023Q4 oprt Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
581468000 usd
CY2024Q3 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
4522000 usd
CY2023Q4 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
5288000 usd
CY2024Q3 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
8153000 usd
CY2023Q4 us-gaap Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
15359000 usd
CY2024Q3 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
24022000 usd
CY2023Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
24791000 usd
CY2024Q3 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
10621000 usd
CY2023Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
8415000 usd
CY2024Q3 us-gaap Servicing Liability At Amortized Value Balance
ServicingLiabilityAtAmortizedValueBalance
8751000 usd
CY2023Q4 us-gaap Servicing Liability At Amortized Value Balance
ServicingLiabilityAtAmortizedValueBalance
4169000 usd
CY2024Q3 oprt Current Tax Liabilities Net
CurrentTaxLiabilitiesNet
7872000 usd
CY2023Q4 oprt Current Tax Liabilities Net
CurrentTaxLiabilitiesNet
7139000 usd
CY2024Q3 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
2918000 usd
CY2023Q4 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
3777000 usd
CY2024Q3 us-gaap Other Liabilities
OtherLiabilities
66859000 usd
CY2023Q4 us-gaap Other Liabilities
OtherLiabilities
68938000 usd
CY2024Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
100000000 shares
CY2023Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
100000000 shares
CY2024Q3 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
CY2024Q3 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2023Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
CY2023Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2023Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
1000000000 shares
CY2024Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
1000000000 shares
CY2024Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2023Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.0001
CY2024Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
36243060 shares
CY2024Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
35971037 shares
CY2024Q3 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
272023 shares
CY2023Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
34741076 shares
CY2023Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
34469053 shares
CY2023Q4 us-gaap Treasury Stock Common Shares
TreasuryStockCommonShares
272023 shares
CY2024Q3 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
3217000 usd
CY2023Q3 us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
4362000 usd
us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
10141000 usd
us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
13709000 usd
CY2024Q3 us-gaap Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
200000 usd
us-gaap Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
700000 usd
CY2023Q3 us-gaap Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
300000 usd
us-gaap Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
1100000 usd
us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
2800000 usd
us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
3800000 usd
CY2024Q3 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
400000 usd
us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
2200000 usd
CY2023Q3 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
400000 usd
us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
3000000 usd
CY2024Q3 oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
226199000 usd
CY2023Q3 oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
238824000 usd
oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
680124000 usd
oprt Interest Income Loans Consumer
InterestIncomeLoansConsumer
707052000 usd
CY2024Q3 oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
3845000 usd
CY2023Q3 oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
4434000 usd
oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
11883000 usd
oprt Fee Income Loans Consumer
FeeIncomeLoansConsumer
14288000 usd
CY2024Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
230044000 usd
CY2023Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
243258000 usd
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
692007000 usd
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
721340000 usd
CY2024Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
3440000 usd
CY2023Q3 us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
3809000 usd
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
10312000 usd
us-gaap Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
11033000 usd
CY2024Q3 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
6346000 usd
CY2023Q3 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
6233000 usd
us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
18302000 usd
us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
19412000 usd
CY2024Q3 oprt Interest On Members Accounts
InterestOnMembersAccounts
5707000 usd
CY2023Q3 oprt Interest On Members Accounts
InterestOnMembersAccounts
5227000 usd
oprt Interest On Members Accounts
InterestOnMembersAccounts
19403000 usd
oprt Interest On Members Accounts
InterestOnMembersAccounts
16656000 usd
CY2024Q3 us-gaap Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
4414000 usd
CY2023Q3 us-gaap Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
9693000 usd
us-gaap Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
10805000 usd
us-gaap Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
25854000 usd
CY2024Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
19907000 usd
CY2023Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
24962000 usd
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
58822000 usd
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
72955000 usd
CY2024Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-9500000 usd
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-31700000 usd
CY2024Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.241
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.266
CY2023Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-16200000 usd
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-58200000 usd
CY2023Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.434
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.297
CY2024Q3 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
6700000 usd
CY2024Q3 us-gaap Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
0.41
CY2023Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-16200000 usd
us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
26600000 usd
us-gaap Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
0.46
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-58200000 usd
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-31700000 usd
CY2024Q3 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
3400000 usd
CY2024Q3 us-gaap Principal Amount Outstanding Of Loans Held In Portfolio
PrincipalAmountOutstandingOfLoansHeldInPortfolio
2677885000 usd
CY2024Q3 oprt Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
2728515000 usd
CY2023Q4 us-gaap Principal Amount Outstanding Of Loans Held In Portfolio
PrincipalAmountOutstandingOfLoansHeldInPortfolio
2935487000 usd
CY2023Q4 oprt Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
2962352000 usd
CY2024Q3 oprt Financing Receivable Held For Sale Unpaid Principal
FinancingReceivableHeldForSaleUnpaidPrincipal
84980000 usd
CY2024Q3 us-gaap Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
52581000 usd
CY2023Q4 oprt Financing Receivable Held For Sale Unpaid Principal
FinancingReceivableHeldForSaleUnpaidPrincipal
0 usd
CY2023Q4 us-gaap Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
0 usd
CY2024Q3 us-gaap Secured Debt
SecuredDebt
1417483000 usd
CY2024Q3 oprt Secured Debt Fair Value
SecuredDebtFairValue
1386695000 usd
CY2023Q4 us-gaap Secured Debt
SecuredDebt
1874406000 usd
CY2023Q4 oprt Secured Debt Fair Value
SecuredDebtFairValue
1780005000 usd
CY2024Q3 us-gaap Derivative Assets
DerivativeAssets
12700000 usd
CY2023Q4 us-gaap Derivative Assets
DerivativeAssets
9300000 usd
CY2024Q3 oprt Derivative Underlying Cash Flows
DerivativeUnderlyingCashFlows
16100000 usd
CY2023Q4 oprt Derivative Underlying Cash Flows
DerivativeUnderlyingCashFlows
12200000 usd
CY2023Q3 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 usd
us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 usd
us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 usd
us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 usd
CY2024Q3 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 usd
CY2024Q3 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 usd
CY2023 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 usd
CY2023 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 usd
CY2023Q3 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 usd
CY2024Q3 us-gaap Lessee Operating Lease Remaining Lease Term
LesseeOperatingLeaseRemainingLeaseTerm
P7Y
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
3117000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
11329000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
5319000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
2107000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
796000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
247000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
95000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
23010000 usd
CY2024Q3 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1947000 usd
CY2024Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
21063000 usd
CY2024Q3 us-gaap Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year
LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear
145000 usd
CY2024Q3 us-gaap Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
587000 usd
CY2024Q3 us-gaap Lessor Operating Lease Payments To Be Received Two Years
LessorOperatingLeasePaymentsToBeReceivedTwoYears
605000 usd
CY2024Q3 us-gaap Lessor Operating Lease Payments To Be Received Three Years
LessorOperatingLeasePaymentsToBeReceivedThreeYears
153000 usd
CY2024Q3 oprt Lessor Operating Lease Payment To Be Received After Year Four
LessorOperatingLeasePaymentToBeReceivedAfterYearFour
0 usd
CY2024Q3 us-gaap Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
1490000 usd
CY2024Q3 oprt Lessor Operating Lease Asset Undiscounted Excess Amount
LessorOperatingLeaseAssetUndiscountedExcessAmount
155000 usd
CY2024Q3 oprt Operating Lease Asset
OperatingLeaseAsset
1335000 usd
CY2024Q3 oprt Operating Lease Liability Net
OperatingLeaseLiabilityNet
19728000 usd
CY2024Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P2Y4M24D
CY2024Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0498
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
12786000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
10851000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
4700000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
1661000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
435000 usd
CY2023Q4 oprt Lessee Operating Lease Liability To Be Paid Year Six
LesseeOperatingLeaseLiabilityToBePaidYearSix
40000 usd
CY2023Q4 oprt Lessee Operating Lease Liability To Be Paid After Year Six
LesseeOperatingLeaseLiabilityToBePaidAfterYearSix
0 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
30473000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
2097000 usd
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
28376000 usd
CY2023Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P2Y8M12D
CY2023Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0472
CY2024Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
2600000 usd
us-gaap Operating Lease Expense
OperatingLeaseExpense
9800000 usd
CY2023Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
4300000 usd
us-gaap Operating Lease Expense
OperatingLeaseExpense
13400000 usd
CY2024Q3 us-gaap Other Commitment
OtherCommitment
27200000 usd
CY2023Q4 us-gaap Other Commitment
OtherCommitment
32900000 usd
CY2024Q3 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2024Q3 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2024Q3 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2024Q3 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false

Files In Submission

Name View Source Status
0001538716-24-000138-index-headers.html Edgar Link pending
0001538716-24-000138-index.html Edgar Link pending
0001538716-24-000138.txt Edgar Link pending
0001538716-24-000138-xbrl.zip Edgar Link pending
ceocertificationexhibit3q24.htm Edgar Link pending
cfocertificationexhibit3q24.htm Edgar Link pending
exhibit_102.htm Edgar Link pending
exhibit_103.htm Edgar Link pending
exhibit_103001.jpg Edgar Link pending
exhibit_103002.jpg Edgar Link pending
exhibit_103003.jpg Edgar Link pending
exhibit_103004.jpg Edgar Link pending
exhibit_103005.jpg Edgar Link pending
exhibit_103006.jpg Edgar Link pending
exhibit_103007.jpg Edgar Link pending
exhibit_103008.jpg Edgar Link pending
exhibit_103009.jpg Edgar Link pending
exhibit_103010.jpg Edgar Link pending
exhibit_103011.jpg Edgar Link pending
exhibit_103012.jpg Edgar Link pending
exhibit_103013.jpg Edgar Link pending
exhibit_103014.jpg Edgar Link pending
exhibit_103015.jpg Edgar Link pending
exhibit_103016.jpg Edgar Link pending
exhibit_103017.jpg Edgar Link pending
exhibit_103018.jpg Edgar Link pending
exhibit_103019.jpg Edgar Link pending
exhibit_103020.jpg Edgar Link pending
exhibit_103021.jpg Edgar Link pending
exhibit_103022.jpg Edgar Link pending
exhibit_103023.jpg Edgar Link pending
exhibit_103024.jpg Edgar Link pending
exhibit_103025.jpg Edgar Link pending
exhibit_103026.jpg Edgar Link pending
exhibit_103027.jpg Edgar Link pending
exhibit_103028.jpg Edgar Link pending
exhibit_103029.jpg Edgar Link pending
exhibit_103030.jpg Edgar Link pending
exhibit_103031.jpg Edgar Link pending
exhibit_103032.jpg Edgar Link pending
exhibit_103033.jpg Edgar Link pending
exhibit_103034.jpg Edgar Link pending
exhibit_103035.jpg Edgar Link pending
exhibit_103036.jpg Edgar Link pending
exhibit_103037.jpg Edgar Link pending
exhibit_103038.jpg Edgar Link pending
exhibit_103039.jpg Edgar Link pending
exhibit_103040.jpg Edgar Link pending
exhibit_103041.jpg Edgar Link pending
exhibit_103042.jpg Edgar Link pending
exhibit_103043.jpg Edgar Link pending
exhibit_103044.jpg Edgar Link pending
exhibit_103045.jpg Edgar Link pending
exhibit_103046.jpg Edgar Link pending
exhibit_103047.jpg Edgar Link pending
exhibit_103048.jpg Edgar Link pending
exhibit_103049.jpg Edgar Link pending
exhibit_103050.jpg Edgar Link pending
exhibit_103051.jpg Edgar Link pending
exhibit_103052.jpg Edgar Link pending
exhibit_103053.jpg Edgar Link pending
exhibit_103054.jpg Edgar Link pending
exhibit_103055.jpg Edgar Link pending
exhibit_103056.jpg Edgar Link pending
exhibit_103057.jpg Edgar Link pending
exhibit_103058.jpg Edgar Link pending
exhibit_103059.jpg Edgar Link pending
exhibit_103060.jpg Edgar Link pending
exhibit_103061.jpg Edgar Link pending
exhibit_103062.jpg Edgar Link pending
exhibit_103063.jpg Edgar Link pending
exhibit_103064.jpg Edgar Link pending
exhibit_103065.jpg Edgar Link pending
exhibit_103066.jpg Edgar Link pending
exhibit_103067.jpg Edgar Link pending
exhibit_104.htm Edgar Link pending
exhibit_105.htm Edgar Link pending
exhibit_106.htm Edgar Link pending
exhibit_107.htm Edgar Link pending
Financial_Report.xlsx Edgar Link pending
image_0a.jpg Edgar Link pending
MetaLinks.json Edgar Link pending
oprt-20240930.htm Edgar Link pending
oprt-20240930.xsd Edgar Link pending
oprt-20240930_g1.jpg Edgar Link pending
oprt-20240930_g2.jpg Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
oprt-20240930_cal.xml Edgar Link unprocessable
oprt-20240930_def.xml Edgar Link unprocessable
oprt-20240930_lab.xml Edgar Link unprocessable
oprt-20240930_pre.xml Edgar Link unprocessable
oprt-20240930_htm.xml Edgar Link completed
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
section1350certificationex.htm Edgar Link pending
Show.js Edgar Link pending