2024 Q4 Form 10-Q Financial Statement
#000153871624000138 Filed on November 12, 2024
Income Statement
Concept | 2024 Q4 | 2024 Q3 |
---|---|---|
Revenue | $250.0M | |
YoY Change | -6.81% | |
Cost Of Revenue | ||
YoY Change | ||
Gross Profit | ||
YoY Change | ||
Gross Profit Margin | ||
Selling, General & Admin | $12.99M | |
YoY Change | 9.52% | |
% of Gross Profit | ||
Research & Development | ||
YoY Change | ||
% of Gross Profit | ||
Depreciation & Amortization | $800.0K | |
YoY Change | -11.11% | |
% of Gross Profit | ||
Operating Expenses | $102.1M | |
YoY Change | -16.67% | |
Operating Profit | ||
YoY Change | ||
Interest Expense | ||
YoY Change | ||
% of Operating Profit | ||
Other Income/Expense, Net | ||
YoY Change | ||
Pretax Income | -$39.46M | |
YoY Change | 5.6% | |
Income Tax | -$9.500M | |
% Of Pretax Income | ||
Net Earnings | -$29.96M | |
YoY Change | 41.72% | |
Net Earnings / Revenue | -11.98% | |
Basic Earnings Per Share | -$0.75 | |
Diluted Earnings Per Share | -$0.75 | |
COMMON SHARES | ||
Basic Shares Outstanding | 35.97M shares | 35.72M shares |
Diluted Shares Outstanding | 39.96M shares |
Balance Sheet
Concept | 2024 Q4 | 2024 Q3 |
---|---|---|
SHORT-TERM ASSETS | ||
Cash & Short-Term Investments | $71.84M | |
YoY Change | -12.29% | |
Cash & Equivalents | $71.84M | |
Short-Term Investments | ||
Other Short-Term Assets | $11.97M | |
YoY Change | -27.03% | |
Inventory | ||
Prepaid Expenses | ||
Receivables | ||
Other Receivables | ||
Total Short-Term Assets | $83.81M | |
YoY Change | -34.17% | |
LONG-TERM ASSETS | ||
Property, Plant & Equipment | $3.889M | |
YoY Change | -50.71% | |
Goodwill | ||
YoY Change | ||
Intangibles | ||
YoY Change | ||
Long-Term Investments | ||
YoY Change | ||
Other Assets | $238.5M | |
YoY Change | 59.34% | |
Total Long-Term Assets | $3.167B | |
YoY Change | -4.09% | |
TOTAL ASSETS | ||
Total Short-Term Assets | $83.81M | |
Total Long-Term Assets | $3.167B | |
Total Assets | $3.251B | |
YoY Change | -5.21% | |
SHORT-TERM LIABILITIES | ||
YoY Change | ||
Accounts Payable | $4.522M | |
YoY Change | -30.43% | |
Accrued Expenses | $62.52M | |
YoY Change | -13.4% | |
Deferred Revenue | ||
YoY Change | ||
Short-Term Debt | $0.00 | |
YoY Change | ||
Long-Term Debt Due | ||
YoY Change | ||
Total Short-Term Liabilities | $74.92M | |
YoY Change | -12.58% | |
LONG-TERM LIABILITIES | ||
Long-Term Debt | $2.837B | |
YoY Change | -1.96% | |
Other Long-Term Liabilities | $11.67M | |
YoY Change | 31.11% | |
Total Long-Term Liabilities | $2.849B | |
YoY Change | -1.86% | |
TOTAL LIABILITIES | ||
Total Short-Term Liabilities | $74.92M | |
Total Long-Term Liabilities | $2.849B | |
Total Liabilities | $2.924B | |
YoY Change | -2.17% | |
SHAREHOLDERS EQUITY | ||
Retained Earnings | -$261.3M | |
YoY Change | 97.89% | |
Common Stock | $595.1M | |
YoY Change | 2.66% | |
Preferred Stock | ||
YoY Change | ||
Treasury Stock (at cost) | ||
YoY Change | ||
Treasury Stock Shares | ||
Shareholders Equity | $327.6M | |
YoY Change | ||
Total Liabilities & Shareholders Equity | $3.251B | |
YoY Change | -5.21% |
Cashflow Statement
Concept | 2024 Q4 | 2024 Q3 |
---|---|---|
OPERATING ACTIVITIES | ||
Net Income | -$29.96M | |
YoY Change | 41.72% | |
Depreciation, Depletion And Amortization | $800.0K | |
YoY Change | -11.11% | |
Cash From Operating Activities | $108.5M | |
YoY Change | 1.28% | |
INVESTING ACTIVITIES | ||
Capital Expenditures | $4.972M | |
YoY Change | -25.79% | |
Acquisitions | ||
YoY Change | ||
Other Investing Activities | -$105.3M | |
YoY Change | 33.81% | |
Cash From Investing Activities | -$110.3M | |
YoY Change | 29.14% | |
FINANCING ACTIVITIES | ||
Cash Dividend Paid | ||
YoY Change | ||
Common Stock Issuance & Retirement, Net | ||
YoY Change | ||
Debt Paid & Issued, Net | ||
YoY Change | ||
Cash From Financing Activities | -6.283M | |
YoY Change | -74.36% | |
NET CHANGE | ||
Cash From Operating Activities | 108.5M | |
Cash From Investing Activities | -110.3M | |
Cash From Financing Activities | -6.283M | |
Net Change In Cash | -8.099M | |
YoY Change | 189.25% | |
FREE CASH FLOW | ||
Cash From Operating Activities | $108.5M | |
Capital Expenditures | $4.972M | |
Free Cash Flow | $103.5M | |
YoY Change | 3.08% |
Facts In Submission
Frame | Concept Type | Concept / XBRL Key | Value | Unit |
---|---|---|---|---|
dei |
Current Fiscal Year End Date
CurrentFiscalYearEndDate
|
--12-31 | ||
dei |
Document Fiscal Year Focus
DocumentFiscalYearFocus
|
2024 | ||
dei |
Document Fiscal Period Focus
DocumentFiscalPeriodFocus
|
Q3 | ||
dei |
Entity Central Index Key
EntityCentralIndexKey
|
0001538716 | ||
dei |
Amendment Flag
AmendmentFlag
|
false | ||
dei |
Document Quarterly Report
DocumentQuarterlyReport
|
true | ||
dei |
Document Period End Date
DocumentPeriodEndDate
|
2024-09-30 | ||
dei |
Document Transition Report
DocumentTransitionReport
|
false | ||
dei |
Entity Registrant Name
EntityRegistrantName
|
OPORTUN FINANCIAL CORPORATION | ||
dei |
Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
|
DE | ||
dei |
Entity Tax Identification Number
EntityTaxIdentificationNumber
|
45-3361983 | ||
dei |
Entity Address Address Line1
EntityAddressAddressLine1
|
2 Circle Star Way | ||
dei |
Entity Address City Or Town
EntityAddressCityOrTown
|
San Carlos, | ||
dei |
Entity Address State Or Province
EntityAddressStateOrProvince
|
CA | ||
dei |
Entity Address Postal Zip Code
EntityAddressPostalZipCode
|
94070 | ||
dei |
City Area Code
CityAreaCode
|
650 | ||
dei |
Local Phone Number
LocalPhoneNumber
|
810-8823 | ||
dei |
Security12b Title
Security12bTitle
|
Common Stock, $0.0001 par value per share | ||
dei |
Trading Symbol
TradingSymbol
|
OPRT | ||
dei |
Security Exchange Name
SecurityExchangeName
|
NASDAQ | ||
dei |
Entity Current Reporting Status
EntityCurrentReportingStatus
|
Yes | ||
dei |
Entity Interactive Data Current
EntityInteractiveDataCurrent
|
Yes | ||
dei |
Entity Emerging Growth Company
EntityEmergingGrowthCompany
|
false | ||
dei |
Entity Shell Company
EntityShellCompany
|
false | ||
CY2024Q3 | oprt |
Capitalized Software And Other Intangibles Net
CapitalizedSoftwareAndOtherIntangiblesNet
|
92045000 | usd |
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Capitalized Software And Other Intangibles Net
CapitalizedSoftwareAndOtherIntangiblesNet
|
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Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
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Operating Lease Right Of Use Asset
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Other Assets
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Other Assets
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Assets
Assets
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Assets
Assets
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Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
|
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Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
|
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Acquisition And Corporate Financing Debt
AcquisitionAndCorporateFinancingDebt
|
258746000 | usd |
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Operating Lease Liability Net
OperatingLeaseLiabilityNet
|
19728000 | usd |
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Operating Lease Liability Net
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|
28376000 | usd |
CY2024Q3 | us-gaap |
Other Liabilities
OtherLiabilities
|
66859000 | usd |
CY2023Q4 | us-gaap |
Other Liabilities
OtherLiabilities
|
68938000 | usd |
CY2024Q3 | us-gaap |
Liabilities
Liabilities
|
2923742000 | usd |
CY2023Q4 | us-gaap |
Liabilities
Liabilities
|
3007484000 | usd |
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Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
|
0.0001 | |
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Common Stock Par Or Stated Value Per Share
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Common Stock Shares Authorized
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Common Stock Shares Issued
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Additional Paid In Capital Common Stock
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Additional Paid In Capital Common Stock
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Retained Earnings Accumulated Deficit
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Retained Earnings Accumulated Deficit
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|
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Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
|
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us-gaap |
Noninterest Income Other Operating Income
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|
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Revenues
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Interest Expense Borrowings
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Debt Securities Realized Gain Loss
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|
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Debt Securities Realized Gain Loss
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|
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EarningsPerShareBasic
|
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Earnings Per Share Basic
EarningsPerShareBasic
|
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us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
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us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
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|
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|
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|
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Earnings Per Share Diluted
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|
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|
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Weighted Average Number Of Shares Outstanding Basic
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InterestAndFeeIncomeLoansConsumer
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Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
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NoninterestIncomeOtherOperatingIncome
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|
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BusinessDevelopment
|
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Business Development
BusinessDevelopment
|
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Business Development
BusinessDevelopment
|
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Labor And Related Expense
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|
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Labor And Related Expense
LaborAndRelatedExpense
|
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Stockholders Equity
StockholdersEquity
|
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Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
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Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
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Income Tax Expense Benefit
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|
-9500000 | usd |
us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
|
0 | usd | |
CY2024Q2 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-31025000 | usd |
dei |
Entity File Number
EntityFileNumber
|
001-39050 | ||
dei |
Entity Filer Category
EntityFilerCategory
|
Accelerated Filer | ||
dei |
Entity Small Business
EntitySmallBusiness
|
true | ||
CY2024Q4 | dei |
Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
|
35971037 | shares |
CY2023Q4 | us-gaap |
Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
|
0 | usd |
CY2024Q3 | oprt |
Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
|
1109370000 | usd |
CY2023Q4 | oprt |
Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
|
581468000 | usd |
us-gaap |
Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
|
721340000 | usd | |
CY2024Q1 | us-gaap |
Stockholders Equity
StockholdersEquity
|
381972000 | usd |
CY2024Q2 | us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
3169000 | usd |
CY2024Q2 | us-gaap |
Stockholders Equity
StockholdersEquity
|
354116000 | usd |
us-gaap |
Number Of Reportable Segments
NumberOfReportableSegments
|
1 | numberofsegment | |
CY2023Q1 | us-gaap |
Impairment Of Intangible Asset Finite Lived Statement Of Income Or Comprehensive Income Extensible Enumeration
ImpairmentOfIntangibleAssetFiniteLivedStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration
|
http://fasb.org/us-gaap/2024#SellingGeneralAndAdministrativeExpense | |
CY2024Q3 | us-gaap |
Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
|
52581000 | usd |
CY2024Q3 | oprt |
Secured Debt Fair Value
SecuredDebtFairValue
|
1386695000 | usd |
CY2024Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-29956000 | usd |
CY2024Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-29956000 | usd |
CY2023Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-21138000 | usd |
CY2023Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-21138000 | usd |
CY2024Q1 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-26439000 | usd |
CY2024Q3 | us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
3436000 | usd |
CY2024Q3 | us-gaap |
Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
|
-40000 | usd |
CY2024Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-29956000 | usd |
CY2022Q4 | us-gaap |
Stockholders Equity
StockholdersEquity
|
547599000 | usd |
CY2023Q1 | us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
5329000 | usd |
CY2023Q1 | us-gaap |
Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
|
-1364000 | usd |
CY2023Q1 | us-gaap |
Adjustments To Additional Paid In Capital Warrant Issued
AdjustmentsToAdditionalPaidInCapitalWarrantIssued
|
6672000 | usd |
CY2023Q1 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-102090000 | usd |
CY2023Q1 | us-gaap |
Stockholders Equity
StockholdersEquity
|
456146000 | usd |
CY2023Q2 | us-gaap |
Adjustments To Additional Paid In Capital Warrant Issued
AdjustmentsToAdditionalPaidInCapitalWarrantIssued
|
12759000 | usd |
CY2023Q2 | us-gaap |
Stockholders Equity
StockholdersEquity
|
458398000 | usd |
CY2023Q3 | us-gaap |
Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
|
49000 | usd |
CY2023Q3 | us-gaap |
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
|
4706000 | usd |
CY2023Q3 | us-gaap |
Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
|
-652000 | usd |
CY2023Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-21138000 | usd |
CY2023Q3 | us-gaap |
Stockholders Equity
StockholdersEquity
|
441363000 | usd |
us-gaap |
Net Income Loss
NetIncomeLoss
|
-87420000 | usd | |
us-gaap |
Net Income Loss
NetIncomeLoss
|
-138127000 | usd | |
us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
39677000 | usd | |
us-gaap |
Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
|
41102000 | usd | |
us-gaap |
Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
|
-384554000 | usd | |
us-gaap |
Debt Securities Realized Gain Loss
DebtSecuritiesRealizedGainLoss
|
-458319000 | usd | |
us-gaap |
Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
|
12610000 | usd | |
us-gaap |
Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
|
19348000 | usd | |
us-gaap |
Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
|
4266000 | usd | |
us-gaap |
Gain Loss On Sales Of Consumer Loans
GainLossOnSalesOfConsumerLoans
|
6140000 | usd | |
us-gaap |
Share Based Compensation
ShareBasedCompensation
|
10141000 | usd | |
us-gaap |
Share Based Compensation
ShareBasedCompensation
|
13709000 | usd | |
us-gaap |
Other Noncash Income Expense
OtherNoncashIncomeExpense
|
19980000 | usd | |
us-gaap |
Other Noncash Income Expense
OtherNoncashIncomeExpense
|
41344000 | usd | |
us-gaap |
Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
|
82984000 | usd | |
us-gaap |
Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
|
41562000 | usd | |
us-gaap |
Proceeds From Sale Of Other Loans Held For Sale
ProceedsFromSaleOfOtherLoansHeldForSale
|
87297000 | usd | |
us-gaap |
Proceeds From Sale Of Other Loans Held For Sale
ProceedsFromSaleOfOtherLoansHeldForSale
|
47128000 | usd | |
us-gaap |
Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
|
12332000 | usd | |
us-gaap |
Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
|
27283000 | usd | |
us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
302077000 | usd | |
us-gaap |
Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
|
286454000 | usd | |
us-gaap |
Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
|
1104309000 | usd | |
us-gaap |
Payments To Acquire Loans Held For Investment
PaymentsToAcquireLoansHeldForInvestment
|
1179886000 | usd | |
us-gaap |
Proceeds From Sale Of Loans Held For Investment
ProceedsFromSaleOfLoansHeldForInvestment
|
2840000 | usd | |
us-gaap |
Proceeds From Sale Of Loans Held For Investment
ProceedsFromSaleOfLoansHeldForInvestment
|
2758000 | usd | |
us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
977891000 | usd | |
us-gaap |
Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
|
1014147000 | usd | |
us-gaap |
Payments For Software
PaymentsForSoftware
|
13129000 | usd | |
us-gaap |
Payments For Software
PaymentsForSoftware
|
25180000 | usd | |
us-gaap |
Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
|
555000 | usd | |
us-gaap |
Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
|
1207000 | usd | |
us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-137262000 | usd | |
us-gaap |
Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
|
-189368000 | usd | |
us-gaap |
Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
|
278266000 | usd | |
us-gaap |
Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
|
185100000 | usd | |
us-gaap |
Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
|
440494000 | usd | |
us-gaap |
Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
|
80581000 | usd | |
us-gaap |
Repayments Of Secured Debt
RepaymentsOfSecuredDebt
|
456923000 | usd | |
us-gaap |
Repayments Of Secured Debt
RepaymentsOfSecuredDebt
|
505778000 | usd | |
oprt |
Proceeds From Issuance Of Asset Backed Borrowings At Amortized Cost
ProceedsFromIssuanceOfAssetBackedBorrowingsAtAmortizedCost
|
767313000 | usd | |
oprt |
Proceeds From Issuance Of Asset Backed Borrowings At Amortized Cost
ProceedsFromIssuanceOfAssetBackedBorrowingsAtAmortizedCost
|
257639000 | usd | |
oprt |
Repayments Of Asset Backed Notes At Amortized Cost
RepaymentsOfAssetBackedNotesAtAmortizedCost
|
231580000 | usd | |
oprt |
Repayments Of Asset Backed Notes At Amortized Cost
RepaymentsOfAssetBackedNotesAtAmortizedCost
|
9839000 | usd | |
oprt |
Proceeds From Issuance Of Acquisition And Corporate Financing Debt
ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt
|
0 | usd | |
oprt |
Proceeds From Issuance Of Acquisition And Corporate Financing Debt
ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt
|
73355000 | usd | |
oprt |
Repayments Of Acquisition And Corporate Financing Debt
RepaymentsOfAcquisitionAndCorporateFinancingDebt
|
51442000 | usd | |
oprt |
Repayments Of Acquisition And Corporate Financing Debt
RepaymentsOfAcquisitionAndCorporateFinancingDebt
|
17275000 | usd | |
us-gaap |
Payments Of Financing Costs
PaymentsOfFinancingCosts
|
7162000 | usd | |
us-gaap |
Payments Of Financing Costs
PaymentsOfFinancingCosts
|
1550000 | usd | |
us-gaap |
Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
|
-272000 | usd | |
us-gaap |
Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
|
-2329000 | usd | |
us-gaap |
Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
|
-142294000 | usd | |
us-gaap |
Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
|
-101258000 | usd | |
us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
|
22521000 | usd | |
us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
|
-4172000 | usd | |
CY2023Q4 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
206016000 | usd |
CY2022Q4 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
203817000 | usd |
CY2024Q3 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
228537000 | usd |
CY2023Q3 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
199645000 | usd |
CY2024Q3 | us-gaap |
Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
|
71838000 | usd |
CY2023Q3 | us-gaap |
Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
|
81886000 | usd |
CY2024Q3 | us-gaap |
Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
|
156699000 | usd |
CY2023Q3 | us-gaap |
Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
|
117759000 | usd |
CY2024Q3 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
228537000 | usd |
CY2023Q3 | us-gaap |
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
|
199645000 | usd |
us-gaap |
Income Taxes Paid Net
IncomeTaxesPaidNet
|
556000 | usd | |
us-gaap |
Income Taxes Paid Net
IncomeTaxesPaidNet
|
1420000 | usd | |
us-gaap |
Interest Paid Net
InterestPaidNet
|
160492000 | usd | |
us-gaap |
Interest Paid Net
InterestPaidNet
|
126724000 | usd | |
us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
9601000 | usd | |
us-gaap |
Operating Lease Payments
OperatingLeasePayments
|
10772000 | usd | |
oprt |
Right Of Use Asset Obtained In Exchange For Operating Lease Liability Net Of Impairments
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiabilityNetOfImpairments
|
-5589000 | usd | |
oprt |
Right Of Use Asset Obtained In Exchange For Operating Lease Liability Net Of Impairments
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiabilityNetOfImpairments
|
1382000 | usd | |
oprt |
Noncash Investments In Capitalized Assets
NoncashInvestmentsInCapitalizedAssets
|
1108000 | usd | |
oprt |
Noncash Investments In Capitalized Assets
NoncashInvestmentsInCapitalizedAssets
|
100000 | usd | |
oprt |
Other Noncash Financing Activities
OtherNoncashFinancingActivities
|
29144000 | usd | |
oprt |
Other Noncash Financing Activities
OtherNoncashFinancingActivities
|
19431000 | usd | |
us-gaap |
Use Of Estimates
UseOfEstimates
|
<div style="text-align:justify;text-indent:18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates ‑ </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions.</span></div> | ||
CY2024Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-29956000 | usd |
CY2023Q3 | us-gaap |
Net Income Loss
NetIncomeLoss
|
-21138000 | usd |
us-gaap |
Net Income Loss
NetIncomeLoss
|
-87420000 | usd | |
us-gaap |
Net Income Loss
NetIncomeLoss
|
-138127000 | usd | |
CY2024Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-29956000 | usd |
CY2024Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-29956000 | usd |
CY2023Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-21138000 | usd |
CY2023Q3 | us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-21138000 | usd |
us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-87420000 | usd | |
us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-87420000 | usd | |
us-gaap |
Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
|
-138127000 | usd | |
us-gaap |
Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
|
-138127000 | usd | |
CY2024Q3 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
39964322 | shares |
CY2023Q3 | us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
38283071 | shares |
us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
39562204 | shares | |
us-gaap |
Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
|
36333570 | shares | |
CY2024Q3 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
39964322 | shares |
CY2023Q3 | us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
38283071 | shares |
us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
39562204 | shares | |
us-gaap |
Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
|
36333570 | shares | |
CY2024Q3 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
-0.75 | |
CY2023Q3 | us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
-0.55 | |
us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
-2.21 | ||
us-gaap |
Earnings Per Share Basic
EarningsPerShareBasic
|
-3.80 | ||
CY2024Q3 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
-0.75 | |
CY2023Q3 | us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
-0.55 | |
us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
-2.21 | ||
us-gaap |
Earnings Per Share Diluted
EarningsPerShareDiluted
|
-3.80 | ||
CY2024Q3 | us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
6918809 | shares |
CY2023Q3 | us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
6271437 | shares |
us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
6498290 | shares | |
us-gaap |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
|
6759983 | shares | |
CY2024Q3 | us-gaap |
Capitalized Computer Software Accumulated Amortization
CapitalizedComputerSoftwareAccumulatedAmortization
|
150930000 | usd |
CY2023Q4 | us-gaap |
Capitalized Computer Software Accumulated Amortization
CapitalizedComputerSoftwareAccumulatedAmortization
|
119810000 | usd |
CY2024Q3 | us-gaap |
Capitalized Computer Software Net
CapitalizedComputerSoftwareNet
|
70342000 | usd |
CY2023Q4 | us-gaap |
Capitalized Computer Software Net
CapitalizedComputerSoftwareNet
|
87267000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
|
21423000 | usd |
CY2023Q4 | us-gaap |
Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
|
15658000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
|
21703000 | usd |
CY2023Q4 | us-gaap |
Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
|
27468000 | usd |
CY2024Q3 | us-gaap |
Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
|
1900000 | usd |
CY2023Q3 | us-gaap |
Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
|
1900000 | usd |
us-gaap |
Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
|
5800000 | usd | |
us-gaap |
Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
|
5500000 | usd | |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year
FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear
|
1773000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
|
4929000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
|
4929000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
|
4929000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
|
4780000 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
|
0 | usd |
CY2024Q3 | us-gaap |
Finite Lived Intangible Assets Amortization Expense After Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive
|
0 | usd |
CY2024Q3 | oprt |
Finite Lived Intangible Asset Expected Amortization
FiniteLivedIntangibleAssetExpectedAmortization
|
21340000 | usd |
CY2024Q3 | us-gaap |
Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
|
42436000 | usd |
CY2023Q4 | us-gaap |
Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
|
48944000 | usd |
CY2024Q3 | us-gaap |
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
|
38547000 | usd |
CY2023Q4 | us-gaap |
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
|
41953000 | usd |
CY2024Q3 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
3889000 | usd |
CY2023Q4 | us-gaap |
Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
|
6991000 | usd |
CY2024Q3 | us-gaap |
Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
|
11967000 | usd |
CY2023Q4 | us-gaap |
Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
|
15758000 | usd |
CY2024Q3 | us-gaap |
Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
|
81830000 | usd |
CY2023Q4 | us-gaap |
Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
|
48123000 | usd |
CY2024Q3 | us-gaap |
Income Tax Receivable
IncomeTaxReceivable
|
3619000 | usd |
CY2023Q4 | us-gaap |
Income Tax Receivable
IncomeTaxReceivable
|
4731000 | usd |
CY2024Q3 | oprt |
Receivable From Banking Partner
ReceivableFromBankingPartner
|
4922000 | usd |
CY2023Q4 | oprt |
Receivable From Banking Partner
ReceivableFromBankingPartner
|
4050000 | usd |
CY2024Q3 | us-gaap |
Derivative Assets
DerivativeAssets
|
12732000 | usd |
CY2023Q4 | us-gaap |
Derivative Assets
DerivativeAssets
|
9307000 | usd |
CY2024Q3 | us-gaap |
Other Assets Miscellaneous
OtherAssetsMiscellaneous
|
20995000 | usd |
CY2023Q4 | us-gaap |
Other Assets Miscellaneous
OtherAssetsMiscellaneous
|
18720000 | usd |
CY2024Q3 | us-gaap |
Other Assets
OtherAssets
|
139954000 | usd |
CY2023Q4 | us-gaap |
Other Assets
OtherAssets
|
107680000 | usd |
CY2024Q3 | us-gaap |
Depreciation
Depreciation
|
800000 | usd |
CY2023Q3 | us-gaap |
Depreciation
Depreciation
|
900000 | usd |
us-gaap |
Depreciation
Depreciation
|
2800000 | usd | |
us-gaap |
Depreciation
Depreciation
|
3200000 | usd | |
CY2024Q3 | us-gaap |
Line Of Credit Facility Maximum Borrowing Capacity
LineOfCreditFacilityMaximumBorrowingCapacity
|
611652000 | usd |
CY2024Q3 | us-gaap |
Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
|
125393000 | usd |
CY2023Q4 | us-gaap |
Warehouse Agreement Borrowings
WarehouseAgreementBorrowings
|
289951000 | usd |
CY2024Q3 | oprt |
Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
|
1109370000 | usd |
CY2023Q4 | oprt |
Secured Debt At Amortized Cost
SecuredDebtAtAmortizedCost
|
581468000 | usd |
CY2024Q3 | us-gaap |
Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
|
4522000 | usd |
CY2023Q4 | us-gaap |
Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
|
5288000 | usd |
CY2024Q3 | us-gaap |
Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
|
8153000 | usd |
CY2023Q4 | us-gaap |
Employee Related Liabilities Current And Noncurrent
EmployeeRelatedLiabilitiesCurrentAndNoncurrent
|
15359000 | usd |
CY2024Q3 | us-gaap |
Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
|
24022000 | usd |
CY2023Q4 | us-gaap |
Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
|
24791000 | usd |
CY2024Q3 | us-gaap |
Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
|
10621000 | usd |
CY2023Q4 | us-gaap |
Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
|
8415000 | usd |
CY2024Q3 | us-gaap |
Servicing Liability At Amortized Value Balance
ServicingLiabilityAtAmortizedValueBalance
|
8751000 | usd |
CY2023Q4 | us-gaap |
Servicing Liability At Amortized Value Balance
ServicingLiabilityAtAmortizedValueBalance
|
4169000 | usd |
CY2024Q3 | oprt |
Current Tax Liabilities Net
CurrentTaxLiabilitiesNet
|
7872000 | usd |
CY2023Q4 | oprt |
Current Tax Liabilities Net
CurrentTaxLiabilitiesNet
|
7139000 | usd |
CY2024Q3 | us-gaap |
Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
|
2918000 | usd |
CY2023Q4 | us-gaap |
Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
|
3777000 | usd |
CY2024Q3 | us-gaap |
Other Liabilities
OtherLiabilities
|
66859000 | usd |
CY2023Q4 | us-gaap |
Other Liabilities
OtherLiabilities
|
68938000 | usd |
CY2024Q3 | us-gaap |
Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
|
100000000 | shares |
CY2023Q4 | us-gaap |
Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
|
100000000 | shares |
CY2024Q3 | us-gaap |
Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
|
0 | shares |
CY2024Q3 | us-gaap |
Preferred Stock Shares Issued
PreferredStockSharesIssued
|
0 | shares |
CY2023Q4 | us-gaap |
Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
|
0 | shares |
CY2023Q4 | us-gaap |
Preferred Stock Shares Issued
PreferredStockSharesIssued
|
0 | shares |
CY2023Q4 | us-gaap |
Common Stock Shares Authorized
CommonStockSharesAuthorized
|
1000000000 | shares |
CY2024Q3 | us-gaap |
Common Stock Shares Authorized
CommonStockSharesAuthorized
|
1000000000 | shares |
CY2024Q3 | us-gaap |
Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
|
0.0001 | |
CY2023Q4 | us-gaap |
Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
|
0.0001 | |
CY2024Q3 | us-gaap |
Common Stock Shares Issued
CommonStockSharesIssued
|
36243060 | shares |
CY2024Q3 | us-gaap |
Common Stock Shares Outstanding
CommonStockSharesOutstanding
|
35971037 | shares |
CY2024Q3 | us-gaap |
Treasury Stock Common Shares
TreasuryStockCommonShares
|
272023 | shares |
CY2023Q4 | us-gaap |
Common Stock Shares Issued
CommonStockSharesIssued
|
34741076 | shares |
CY2023Q4 | us-gaap |
Common Stock Shares Outstanding
CommonStockSharesOutstanding
|
34469053 | shares |
CY2023Q4 | us-gaap |
Treasury Stock Common Shares
TreasuryStockCommonShares
|
272023 | shares |
CY2024Q3 | us-gaap |
Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
|
3217000 | usd |
CY2023Q3 | us-gaap |
Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
|
4362000 | usd |
us-gaap |
Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
|
10141000 | usd | |
us-gaap |
Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
|
13709000 | usd | |
CY2024Q3 | us-gaap |
Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
|
200000 | usd |
us-gaap |
Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
|
700000 | usd | |
CY2023Q3 | us-gaap |
Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
|
300000 | usd |
us-gaap |
Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount
EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount
|
1100000 | usd | |
us-gaap |
Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
|
2800000 | usd | |
us-gaap |
Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
|
3800000 | usd | |
CY2024Q3 | us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
400000 | usd |
us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
2200000 | usd | |
CY2023Q3 | us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
400000 | usd |
us-gaap |
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
|
3000000 | usd | |
CY2024Q3 | oprt |
Interest Income Loans Consumer
InterestIncomeLoansConsumer
|
226199000 | usd |
CY2023Q3 | oprt |
Interest Income Loans Consumer
InterestIncomeLoansConsumer
|
238824000 | usd |
oprt |
Interest Income Loans Consumer
InterestIncomeLoansConsumer
|
680124000 | usd | |
oprt |
Interest Income Loans Consumer
InterestIncomeLoansConsumer
|
707052000 | usd | |
CY2024Q3 | oprt |
Fee Income Loans Consumer
FeeIncomeLoansConsumer
|
3845000 | usd |
CY2023Q3 | oprt |
Fee Income Loans Consumer
FeeIncomeLoansConsumer
|
4434000 | usd |
oprt |
Fee Income Loans Consumer
FeeIncomeLoansConsumer
|
11883000 | usd | |
oprt |
Fee Income Loans Consumer
FeeIncomeLoansConsumer
|
14288000 | usd | |
CY2024Q3 | us-gaap |
Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
|
230044000 | usd |
CY2023Q3 | us-gaap |
Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
|
243258000 | usd |
us-gaap |
Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
|
692007000 | usd | |
us-gaap |
Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
|
721340000 | usd | |
CY2024Q3 | us-gaap |
Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
|
3440000 | usd |
CY2023Q3 | us-gaap |
Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
|
3809000 | usd |
us-gaap |
Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
|
10312000 | usd | |
us-gaap |
Contractually Specified Servicing Fees Amount
ContractuallySpecifiedServicingFeesAmount
|
11033000 | usd | |
CY2024Q3 | us-gaap |
Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
|
6346000 | usd |
CY2023Q3 | us-gaap |
Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
|
6233000 | usd |
us-gaap |
Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
|
18302000 | usd | |
us-gaap |
Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
|
19412000 | usd | |
CY2024Q3 | oprt |
Interest On Members Accounts
InterestOnMembersAccounts
|
5707000 | usd |
CY2023Q3 | oprt |
Interest On Members Accounts
InterestOnMembersAccounts
|
5227000 | usd |
oprt |
Interest On Members Accounts
InterestOnMembersAccounts
|
19403000 | usd | |
oprt |
Interest On Members Accounts
InterestOnMembersAccounts
|
16656000 | usd | |
CY2024Q3 | us-gaap |
Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
|
4414000 | usd |
CY2023Q3 | us-gaap |
Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
|
9693000 | usd |
us-gaap |
Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
|
10805000 | usd | |
us-gaap |
Gain Loss On Sale Of Notes Receivable
GainLossOnSaleOfNotesReceivable
|
25854000 | usd | |
CY2024Q3 | us-gaap |
Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
|
19907000 | usd |
CY2023Q3 | us-gaap |
Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
|
24962000 | usd |
us-gaap |
Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
|
58822000 | usd | |
us-gaap |
Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
|
72955000 | usd | |
CY2024Q3 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-9500000 | usd |
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-31700000 | usd | |
CY2024Q3 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.241 | |
us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.266 | ||
CY2023Q3 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-16200000 | usd |
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-58200000 | usd | |
CY2023Q3 | us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.434 | |
us-gaap |
Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
|
0.297 | ||
CY2024Q3 | us-gaap |
Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
|
6700000 | usd |
CY2024Q3 | us-gaap |
Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
|
0.41 | |
CY2023Q3 | us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-16200000 | usd |
us-gaap |
Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
|
26600000 | usd | |
us-gaap |
Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
|
0.46 | ||
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-58200000 | usd | |
us-gaap |
Income Tax Expense Benefit
IncomeTaxExpenseBenefit
|
-31700000 | usd | |
CY2024Q3 | us-gaap |
Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
|
3400000 | usd |
CY2024Q3 | us-gaap |
Principal Amount Outstanding Of Loans Held In Portfolio
PrincipalAmountOutstandingOfLoansHeldInPortfolio
|
2677885000 | usd |
CY2024Q3 | oprt |
Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
|
2728515000 | usd |
CY2023Q4 | us-gaap |
Principal Amount Outstanding Of Loans Held In Portfolio
PrincipalAmountOutstandingOfLoansHeldInPortfolio
|
2935487000 | usd |
CY2023Q4 | oprt |
Loansand Leases Receivable Grossat Fair Value
LoansandLeasesReceivableGrossatFairValue
|
2962352000 | usd |
CY2024Q3 | oprt |
Financing Receivable Held For Sale Unpaid Principal
FinancingReceivableHeldForSaleUnpaidPrincipal
|
84980000 | usd |
CY2024Q3 | us-gaap |
Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
|
52581000 | usd |
CY2023Q4 | oprt |
Financing Receivable Held For Sale Unpaid Principal
FinancingReceivableHeldForSaleUnpaidPrincipal
|
0 | usd |
CY2023Q4 | us-gaap |
Loans Receivable Held For Sale Amount
LoansReceivableHeldForSaleAmount
|
0 | usd |
CY2024Q3 | us-gaap |
Secured Debt
SecuredDebt
|
1417483000 | usd |
CY2024Q3 | oprt |
Secured Debt Fair Value
SecuredDebtFairValue
|
1386695000 | usd |
CY2023Q4 | us-gaap |
Secured Debt
SecuredDebt
|
1874406000 | usd |
CY2023Q4 | oprt |
Secured Debt Fair Value
SecuredDebtFairValue
|
1780005000 | usd |
CY2024Q3 | us-gaap |
Derivative Assets
DerivativeAssets
|
12700000 | usd |
CY2023Q4 | us-gaap |
Derivative Assets
DerivativeAssets
|
9300000 | usd |
CY2024Q3 | oprt |
Derivative Underlying Cash Flows
DerivativeUnderlyingCashFlows
|
16100000 | usd |
CY2023Q4 | oprt |
Derivative Underlying Cash Flows
DerivativeUnderlyingCashFlows
|
12200000 | usd |
CY2023Q3 | us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
|
0 | usd |
us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
|
0 | usd | |
us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
|
0 | usd | |
us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
|
0 | usd | |
CY2024Q3 | us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
|
0 | usd |
CY2024Q3 | us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
|
0 | usd |
CY2023 | us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
|
0 | usd |
CY2023 | us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
|
0 | usd |
CY2023Q3 | us-gaap |
Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
|
0 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Remaining Lease Term
LesseeOperatingLeaseRemainingLeaseTerm
|
P7Y | |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
|
3117000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
|
11329000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
|
5319000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
|
2107000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
|
796000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
|
247000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
|
95000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
|
23010000 | usd |
CY2024Q3 | us-gaap |
Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
|
1947000 | usd |
CY2024Q3 | us-gaap |
Operating Lease Liability
OperatingLeaseLiability
|
21063000 | usd |
CY2024Q3 | us-gaap |
Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year
LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear
|
145000 | usd |
CY2024Q3 | us-gaap |
Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
|
587000 | usd |
CY2024Q3 | us-gaap |
Lessor Operating Lease Payments To Be Received Two Years
LessorOperatingLeasePaymentsToBeReceivedTwoYears
|
605000 | usd |
CY2024Q3 | us-gaap |
Lessor Operating Lease Payments To Be Received Three Years
LessorOperatingLeasePaymentsToBeReceivedThreeYears
|
153000 | usd |
CY2024Q3 | oprt |
Lessor Operating Lease Payment To Be Received After Year Four
LessorOperatingLeasePaymentToBeReceivedAfterYearFour
|
0 | usd |
CY2024Q3 | us-gaap |
Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
|
1490000 | usd |
CY2024Q3 | oprt |
Lessor Operating Lease Asset Undiscounted Excess Amount
LessorOperatingLeaseAssetUndiscountedExcessAmount
|
155000 | usd |
CY2024Q3 | oprt |
Operating Lease Asset
OperatingLeaseAsset
|
1335000 | usd |
CY2024Q3 | oprt |
Operating Lease Liability Net
OperatingLeaseLiabilityNet
|
19728000 | usd |
CY2024Q3 | us-gaap |
Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
|
P2Y4M24D | |
CY2024Q3 | us-gaap |
Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
|
0.0498 | |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
|
12786000 | usd |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
|
10851000 | usd |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
|
4700000 | usd |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
|
1661000 | usd |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
|
435000 | usd |
CY2023Q4 | oprt |
Lessee Operating Lease Liability To Be Paid Year Six
LesseeOperatingLeaseLiabilityToBePaidYearSix
|
40000 | usd |
CY2023Q4 | oprt |
Lessee Operating Lease Liability To Be Paid After Year Six
LesseeOperatingLeaseLiabilityToBePaidAfterYearSix
|
0 | usd |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
|
30473000 | usd |
CY2023Q4 | us-gaap |
Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
|
2097000 | usd |
CY2023Q4 | us-gaap |
Operating Lease Liability
OperatingLeaseLiability
|
28376000 | usd |
CY2023Q4 | us-gaap |
Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
|
P2Y8M12D | |
CY2023Q4 | us-gaap |
Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
|
0.0472 | |
CY2024Q3 | us-gaap |
Operating Lease Expense
OperatingLeaseExpense
|
2600000 | usd |
us-gaap |
Operating Lease Expense
OperatingLeaseExpense
|
9800000 | usd | |
CY2023Q3 | us-gaap |
Operating Lease Expense
OperatingLeaseExpense
|
4300000 | usd |
us-gaap |
Operating Lease Expense
OperatingLeaseExpense
|
13400000 | usd | |
CY2024Q3 | us-gaap |
Other Commitment
OtherCommitment
|
27200000 | usd |
CY2023Q4 | us-gaap |
Other Commitment
OtherCommitment
|
32900000 | usd |
CY2024Q3 | ecd |
Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
|
false | |
CY2024Q3 | ecd |
Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
|
false | |
CY2024Q3 | ecd |
Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
|
false | |
CY2024Q3 | ecd |
Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
|
false |