$OSBC Cashflow Statement | Understand Stock

$OSBC

$24.60 -$0.17 (0.69%) Close

$OSBC Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Cash Flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Cash flows from operating activities
Net income
Adjustments to reconcile net income to net cash provided by operating activities:
Net premium / discount amortization on securities
Securities (gains)/losses, net
Provision for credit losses
Originations of loans held-for-sale
Proceeds from sales of loans held-for-sale
Net gains on sales of mortgage loans
Mortgage servicing rights mark to market loss
Net accretion of discount on loans
Net change in cash surrender value of BOLI
Net gains on sale of other real estate owned
Provision for other real estate owned valuation losses
Depreciation of fixed assets and amortization of leasehold improvements
Write-down of fixed assets
Amortization of operating lease right-of-use asset
Net gains on disposal and transfer of fixed assets
Loss on lease termination
Amortization of core deposit intangibles
Change in current income taxes receivable
Deferred tax expense (benefit)
Change in accrued interest receivable and other assets
Accretion of purchase accounting adjustment on time deposits
Amortization of purchase accounting adjustment on notes payable and other borrowings
Amortization of subordinated debentures issuance costs
Amortization of senior notes issuance costs
Change in accrued interest payable and other liabilities
Payments on operating lease payable
Stock based compensation

Net cash provided by operating activities
Cash flows from investing activities
Proceeds from maturities and calls, including pay down of securities available-for-sale
Purchases of securities available-for-sale
Proceeds from redemption of FHLBC/FRBC stock
Net (purchases) redemptions of FHLBC/FRBC stock
Net change in loans
Purchases of BOLI policies
Proceeds from claims on BOLI, net of claims receivable
Proceeds from sales of other real estate owned, net of participations
Proceeds from disposition of premises and equipment
Net purchases of premises and equipment
Cash paid for acquisition, net of cash and cash equivalents retained
Net cash used in investing activities

Cash flows from financing activities
Net change in deposits
Net change in securities sold under repurchase agreements
Net change in other short-term borrowings
Issuance of subordinated debentures, net of issuance costs
Repayment of term note
Repayment of senior notes
Net change in notes payable and other borrowings, excluding term note
Dividends paid on common stock
Purchase of treasury stock
Net cash used in financing activities

Net change in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
Supplemental cash flow information
Income taxes paid, net
Interest paid for deposits
Interest paid for borrowings
Operating leases recognized
Supplemental non-cash disclosures:
Transfer of loans to other real estate owned
Transfer of fixed assets to other assets
Total fair value of assets acquired
Total fair value of liabilities assumed
Bancorp Financial
First Merchants Corporation

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