$pbhc 2017 10-K

Concept	2017	2016	2015 Q4
Revenue	$29.41M	$24.09M
YoY Change	22.08%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$1.035M	$1.019M	$250.0K
YoY Change	1.57%	-1.07%	-41.86%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense	$6.290M	$3.804M
YoY Change	65.35%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$4.345M	$4.409M	$1.030M
YoY Change	-1.45%	10.23%	-16.26%
Income Tax	$922.0K	$1.111M	$240.0K
% Of Pretax Income	21.22%	25.2%	23.3%
Net Earnings	$3.491M	$3.272M	$780.0K
YoY Change	6.69%	13.22%	-6.02%
Net Earnings / Revenue	11.87%	13.58%
Basic Earnings Per Share	$0.86	$0.79
Diluted Earnings Per Share	$0.83	$0.78	$185.3K
COMMON SHARES
Basic Shares Outstanding	4.081M
Diluted Shares Outstanding	4.189M

Concept	2017	2016	2015 Q4
OPERATING ACTIVITIES
Net Income	$3.491M	$3.272M	$780.0K
YoY Change	6.69%	13.22%	-6.02%
Depreciation, Depletion And Amortization	$1.035M	$1.019M	$250.0K
YoY Change	1.57%	-1.07%	-41.86%
Cash From Operating Activities	$6.842M	$6.370M	$2.040M
YoY Change	7.41%	0.95%	-41.38%
INVESTING ACTIVITIES
Capital Expenditures	$1.975M	-$1.360M	-$980.0K
YoY Change	-245.22%	-48.29%	-25.19%
Acquisitions
YoY Change
Other Investing Activities	-$132.0M	-$120.1M	-$18.84M
YoY Change	9.88%	104.08%	14.81%
Cash From Investing Activities	-$133.9M	-$121.5M	-$19.83M
YoY Change	10.28%	97.53%	11.91%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net	$0.00	$1.755M
YoY Change	-100.0%	17450.0%
Debt Paid & Issued, Net	$7.000M	$3.000M
YoY Change	133.33%
Cash From Financing Activities	126.7M	122.3M	15.65M
YoY Change	3.61%	107.01%	1.56%
NET CHANGE
Cash From Operating Activities	6.842M	6.370M	2.040M
Cash From Investing Activities	-133.9M	-121.5M	-19.83M
Cash From Financing Activities	126.7M	122.3M	15.65M
Net Change In Cash	-428.0K	7.170M	-2.140M
YoY Change	-105.97%	84.79%	-282.91%
FREE CASH FLOW
Cash From Operating Activities	$6.842M	$6.370M	$2.040M
Capital Expenditures	$1.975M	-$1.360M	-$980.0K
Free Cash Flow	$4.867M	$7.730M	$3.020M
YoY Change	-37.04%	-13.53%	-36.95%

Frame	Concept Type	Concept / XBRL Key	Value
CY2017Q2	dei	Entity Public Float EntityPublicFloat	66900000
CY2018Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	4292586
CY2017	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2017
CY2017	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2017	dei	Document Type DocumentType	10-K
CY2017	dei	Amendment Flag AmendmentFlag	false
CY2017	dei	Document Period End Date DocumentPeriodEndDate	2017-12-31
CY2017	dei	Trading Symbol TradingSymbol	PBHC
CY2016Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	6968000
CY2016Q4	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	15451000
CY2016Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	22419000
CY2016Q4	us-gaap	Available For Sale Securities AvailableForSaleSecurities	141955000
CY2016Q4	us-gaap	Held To Maturity Securities HeldToMaturitySecurities	54645000
CY2016Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	4236744
CY2016Q4	us-gaap	Held To Maturity Securities Fair Value HeldToMaturitySecuritiesFairValue	54429000
CY2016Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2016Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	25000000
CY2017	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax	-582000
CY2017	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax	-196000
CY2016	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax	-236000
CY2017	pbhc	Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Tax OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodTax	-76000
CY2017	pbhc	Esop Shares Earned EsopSharesEarned	367000
CY2017	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	345000
CY2017	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	155000
CY2016	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.79
CY2017	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.83
CY2016	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.78
CY2017	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.215
CY2016	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.200
CY2017	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax	150000
CY2017	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	1038000
CY2016	us-gaap	Interest Expense Long Term Debt InterestExpenseLongTermDebt	270000
CY2017	us-gaap	Interest Expense Debt InterestExpenseDebt	794000
CY2016	us-gaap	Interest Expense Debt InterestExpenseDebt	792000
CY2017	us-gaap	Interest Income Securities Taxable InterestIncomeSecuritiesTaxable	3598000
CY2016	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	865000
CY2017	us-gaap	Dividend Income Operating DividendIncomeOperating	229000
CY2016	us-gaap	Dividend Income Operating DividendIncomeOperating	134000
CY2017	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	156000
CY2016	us-gaap	Interest Income Federal Funds Sold InterestIncomeFederalFundsSold	64000
CY2017	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	29413000
CY2016	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	24093000
CY2017	us-gaap	Interest Expense Deposits InterestExpenseDeposits	3904000
CY2016	us-gaap	Interest Expense Deposits InterestExpenseDeposits	2441000
CY2017	us-gaap	Interest Expense Short Term Borrowings InterestExpenseShortTermBorrowings	997000
CY2016	us-gaap	Interest Expense Short Term Borrowings InterestExpenseShortTermBorrowings	301000
CY2017	us-gaap	Interest Expense Long Term Debt InterestExpenseLongTermDebt	595000
CY2017	us-gaap	Interest Expense InterestExpense	6290000
CY2016	us-gaap	Interest Expense InterestExpense	3804000
CY2017	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	23123000
CY2016	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	20289000
CY2017	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	1769000
CY2016	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	953000
CY2017	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	21354000
CY2016	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	19336000
CY2017	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	1130000
CY2016	us-gaap	Fees And Commissions Depositor Accounts FeesAndCommissionsDepositorAccounts	1141000
CY2017	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	284000
CY2016	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	307000
CY2017	us-gaap	Servicing Fees Net ServicingFeesNet	149000
CY2016	us-gaap	Servicing Fees Net ServicingFeesNet	138000
CY2017	us-gaap	Gain Loss On Sale Of Investments GainLossOnSaleOfInvestments	489000
CY2016	us-gaap	Gain Loss On Sale Of Investments GainLossOnSaleOfInvestments	594000
CY2017	us-gaap	Other Noninterest Expense OtherNoninterestExpense	2709000
CY2016	us-gaap	Professional Fees ProfessionalFees	834000
CY2017	us-gaap	Advertising Expense AdvertisingExpense	809000
CY2016	us-gaap	Advertising Expense AdvertisingExpense	730000
CY2017	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	473000
CY2016	us-gaap	Federal Deposit Insurance Corporation Premium Expense FederalDepositInsuranceCorporationPremiumExpense	345000
CY2017	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	353000
CY2016	us-gaap	General And Administrative Expense GeneralAndAdministrativeExpense	329000
CY2016	us-gaap	Other Noninterest Expense OtherNoninterestExpense	2482000
CY2017	us-gaap	Noninterest Expense NoninterestExpense	21188000
CY2016	us-gaap	Noninterest Expense NoninterestExpense	19110000
CY2017	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	4345000
CY2016	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	4409000
CY2017	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	922000
CY2016	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1111000
CY2017	us-gaap	Profit Loss ProfitLoss	3423000
CY2017	pbhc	Net Gains Losses On Sales Of Loans And Foreclosed Real Estate NetGainsLossesOnSalesOfLoansAndForeclosedRealEstate	37000
CY2016	pbhc	Net Gains Losses On Sales Of Loans And Foreclosed Real Estate NetGainsLossesOnSalesOfLoansAndForeclosedRealEstate	-40000
CY2017	us-gaap	Fees And Commissions Debit Cards FeesAndCommissionsDebitCards	578000
CY2016	us-gaap	Fees And Commissions Debit Cards FeesAndCommissionsDebitCards	557000
CY2017	us-gaap	Fees And Commissions Other FeesAndCommissionsOther	1512000
CY2016	us-gaap	Fees And Commissions Other FeesAndCommissionsOther	1486000
CY2017	us-gaap	Noninterest Income NoninterestIncome	4179000
CY2016	us-gaap	Noninterest Income NoninterestIncome	4183000
CY2017	us-gaap	Salaries And Wages SalariesAndWages	11917000
CY2016	us-gaap	Salaries And Wages SalariesAndWages	10772000
CY2017	us-gaap	Occupancy Net OccupancyNet	2196000
CY2016	us-gaap	Occupancy Net OccupancyNet	1936000
CY2017	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1779000
CY2016	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	1682000
CY2017	us-gaap	Professional Fees ProfessionalFees	952000
CY2016	us-gaap	Profit Loss ProfitLoss	3298000
CY2017	us-gaap	Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest	-68000
CY2016	us-gaap	Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest	26000
CY2017	us-gaap	Net Income Loss NetIncomeLoss	3491000
CY2016	us-gaap	Net Income Loss NetIncomeLoss	3272000
CY2016	us-gaap	Preferred Stock Dividends And Other Adjustments PreferredStockDividendsAndOtherAdjustments	16000
CY2017	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3491000
CY2016	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3256000
CY2017	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.86
CY2016	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax	222000
CY2017	us-gaap	Other Comprehensive Income Loss Finalization Of Pension And Non Pension Postretirement Plan Valuation Before Tax OtherComprehensiveIncomeLossFinalizationOfPensionAndNonPensionPostretirementPlanValuationBeforeTax	631000
CY2016	us-gaap	Other Comprehensive Income Loss Finalization Of Pension And Non Pension Postretirement Plan Valuation Before Tax OtherComprehensiveIncomeLossFinalizationOfPensionAndNonPensionPostretirementPlanValuationBeforeTax	-330000
CY2017	us-gaap	Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax	481000
CY2016	us-gaap	Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax	-552000
CY2016	us-gaap	Other Comprehensive Income Unrealized Gain Loss On Derivatives Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax	2000
CY2016	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax	-25000
CY2016	us-gaap	Other Comprehensive Income Loss Derivatives Qualifying As Hedges Before Tax OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax	27000
CY2017	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	1454000
CY2016	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-2394000
CY2017	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax	489000
CY2016	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax	594000
CY2017	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax	965000
CY2016	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax	-2988000
CY2017	pbhc	Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Before Tax OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodBeforeTax	191000
CY2016	pbhc	Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Before Tax OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodBeforeTax	316000
CY2017	us-gaap	Other Comprehensive Income Loss Before Tax OtherComprehensiveIncomeLossBeforeTax	675000
CY2016	us-gaap	Other Comprehensive Income Loss Before Tax OtherComprehensiveIncomeLossBeforeTax	-2093000
CY2017	us-gaap	Other Comprehensive Income Loss Tax OtherComprehensiveIncomeLossTax	271000
CY2016	us-gaap	Other Comprehensive Income Loss Tax OtherComprehensiveIncomeLossTax	-836000
CY2017	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	404000
CY2016	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	-1257000
CY2016	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	264000
CY2016	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	143000
CY2016	pbhc	Common Stock Value Acquired CommonStockValueAcquired	-1755000
CY2016	us-gaap	Dividends Common Stock DividendsCommonStock	820000
CY2016	pbhc	Distributions From Affiliates DistributionsFromAffiliates	18000
CY2017	us-gaap	Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest	3827000
CY2016	us-gaap	Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest	2041000
CY2017	us-gaap	Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest	-68000
CY2016	us-gaap	Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest	26000
CY2017	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	3895000
CY2016	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2015000
CY2017	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax	61000
CY2016	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax	87000
CY2017	us-gaap	Other Comprehensive Income Finalization Of Pension And Non Pension Postretirement Plan Valuation Tax OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationTax	252000
CY2016	us-gaap	Other Comprehensive Income Finalization Of Pension And Non Pension Postretirement Plan Valuation Tax OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationTax	-134000
CY2016	us-gaap	Other Comprehensive Income Loss Derivatives Qualifying As Hedges Tax OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax	-1000
CY2016	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax	10000
CY2016	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax	958000
CY2016	pbhc	Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Tax OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodTax	-126000
CY2017	us-gaap	Dividends Common Stock DividendsCommonStock	880000
CY2017	pbhc	Distributions From Affiliates DistributionsFromAffiliates	31000
CY2015Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	71229000
CY2016	us-gaap	Stock Redeemed Or Called During Period Value StockRedeemedOrCalledDuringPeriodValue	13000000
CY2016	us-gaap	Dividends Preferred Stock DividendsPreferredStock	16000
CY2016	pbhc	Esop Shares Earned EsopSharesEarned	293000
CY2016	us-gaap	Stock Redeemed Or Called During Period Shares StockRedeemedOrCalledDuringPeriodShares	13000
CY2017	us-gaap	Stock Issued During Period Shares Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures	15720
CY2017	us-gaap	Employee Stock Ownership Plan Esop Shares Contributed To Esop EmployeeStockOwnershipPlanESOPSharesContributedToESOP	24442
CY2016	us-gaap	Employee Stock Ownership Plan Esop Shares Contributed To Esop EmployeeStockOwnershipPlanESOPSharesContributedToESOP	18332
CY2016	pbhc	Common Stock Shares Acquired CommonStockSharesAcquired	143400
CY2017	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.34
CY2017	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-100000
CY2016	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-249000
CY2017	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	53000
CY2016	us-gaap	Proceeds From Sale Of Loans Held For Sale ProceedsFromSaleOfLoansHeldForSale	202000
CY2017	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	53000
CY2016	us-gaap	Payments For Origination Of Mortgage Loans Held For Sale PaymentsForOriginationOfMortgageLoansHeldForSale	197000
CY2017	pbhc	Gains Losses On Real Estate Acquired Through Foreclosure GainsLossesOnRealEstateAcquiredThroughForeclosure	31000
CY2016	pbhc	Gains Losses On Real Estate Acquired Through Foreclosure GainsLossesOnRealEstateAcquiredThroughForeclosure	-50000
CY2017	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	6000
CY2016	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	10000
CY2017	us-gaap	Available For Sale Securities Gross Realized Gains Losses Sale Proceeds AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds	29000
CY2016	us-gaap	Available For Sale Securities Gross Realized Gains Losses Sale Proceeds AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds	456000
CY2017	us-gaap	Heldtomaturity Securities Sold Security Realized Gain Loss Excluding Other Than Temporary Impairments HeldtomaturitySecuritiesSoldSecurityRealizedGainLossExcludingOtherThanTemporaryImpairments	32000
CY2016	us-gaap	Heldtomaturity Securities Sold Security Realized Gain Loss Excluding Other Than Temporary Impairments HeldtomaturitySecuritiesSoldSecurityRealizedGainLossExcludingOtherThanTemporaryImpairments	53000
CY2017	us-gaap	Depreciation Depreciation	1035000
CY2016	us-gaap	Depreciation Depreciation	1019000
CY2017	us-gaap	Amortization Of Mortgage Servicing Rights Ms Rs AmortizationOfMortgageServicingRightsMSRs	28000
CY2016	us-gaap	Amortization Of Mortgage Servicing Rights Ms Rs AmortizationOfMortgageServicingRightsMSRs	12000
CY2017	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	322000
CY2016	us-gaap	Amortization Of Financing Costs AmortizationOfFinancingCosts	222000
CY2017	us-gaap	Amortization Of Financing Costs And Discounts AmortizationOfFinancingCostsAndDiscounts	34000
CY2016	us-gaap	Amortization Of Financing Costs And Discounts AmortizationOfFinancingCostsAndDiscounts	34000
CY2017	pbhc	Bank Owned Life Insurance Income Operating Activities BankOwnedLifeInsuranceIncomeOperatingActivities	284000
CY2016	pbhc	Bank Owned Life Insurance Income Operating Activities BankOwnedLifeInsuranceIncomeOperatingActivities	307000
CY2017	us-gaap	Amortization Of Debt Discount Premium AmortizationOfDebtDiscountPremium	1678000
CY2016	us-gaap	Amortization Of Debt Discount Premium AmortizationOfDebtDiscountPremium	1211000
CY2017	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	16000
CY2017	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-133943000
CY2016	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-121457000
CY2016	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	16000
CY2017	us-gaap	Stock Option Plan Expense StockOptionPlanExpense	712000
CY2016	us-gaap	Stock Option Plan Expense StockOptionPlanExpense	557000
CY2017	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	515000
CY2016	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	479000
CY2017	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	1246000
CY2016	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-574000
CY2017	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	6842000
CY2016	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	6371000
CY2017	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	132748000
CY2016	us-gaap	Payments To Acquire Available For Sale Securities PaymentsToAcquireAvailableForSaleSecurities	145264000
CY2017	us-gaap	Payments To Acquire Held To Maturity Securities PaymentsToAcquireHeldToMaturitySecurities	21449000
CY2016	us-gaap	Payments To Acquire Held To Maturity Securities PaymentsToAcquireHeldToMaturitySecurities	16859000
CY2017	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	605000
CY2016	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	826000
CY2017	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	38262000
CY2016	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	68506000
CY2017	us-gaap	Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities	7080000
CY2016	us-gaap	Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities	3659000
CY2017	us-gaap	Proceeds From Sale Of Available For Sale Securities ProceedsFromSaleOfAvailableForSaleSecurities	65010000
CY2016	us-gaap	Proceeds From Sale Of Available For Sale Securities ProceedsFromSaleOfAvailableForSaleSecurities	30228000
CY2017	us-gaap	Proceeds From Sale Of Held To Maturity Securities ProceedsFromSaleOfHeldToMaturitySecurities	2635000
CY2016	us-gaap	Proceeds From Sale Of Held To Maturity Securities ProceedsFromSaleOfHeldToMaturitySecurities	3000000
CY2017	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	993000
CY2016	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	279000
CY2017	pbhc	Realized Gains Losses On Hedging Activity RealizedGainsLossesOnHedgingActivity	428000
CY2016	pbhc	Realized Gains Losses On Hedging Activity RealizedGainsLossesOnHedgingActivity	85000
CY2017	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	90718000
CY2016	us-gaap	Payments For Proceeds From Loans And Leases PaymentsForProceedsFromLoansAndLeases	62733000
CY2017	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	1975000
CY2016	us-gaap	Payments To Acquire Productive Assets PaymentsToAcquireProductiveAssets	1362000
CY2017	us-gaap	Increase Decrease In Demand Deposits IncreaseDecreaseInDemandDeposits	92470000
CY2016	us-gaap	Increase Decrease In Demand Deposits IncreaseDecreaseInDemandDeposits	57830000
CY2017	us-gaap	Increase Decrease In Time Deposits IncreaseDecreaseInTimeDeposits	18329000
CY2016	us-gaap	Increase Decrease In Time Deposits IncreaseDecreaseInTimeDeposits	28594000
CY2017	pbhc	Increase Decrease In Brokered Deposits IncreaseDecreaseInBrokeredDeposits	1821000
CY2016	pbhc	Increase Decrease In Brokered Deposits IncreaseDecreaseInBrokeredDeposits	34244000
CY2017	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	-11347000
CY2016	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	17147000
CY2017	us-gaap	Repayments Of Long Term Debt RepaymentsOfLongTermDebt	7000000
CY2016	us-gaap	Repayments Of Long Term Debt RepaymentsOfLongTermDebt	3000000
CY2017	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	33228000
CY2016	us-gaap	Proceeds From Issuance Of Long Term Debt ProceedsFromIssuanceOfLongTermDebt	3500000
CY2017	pbhc	Repayment Of Loan On Cash Surrender Value On Bank Owned Life Insurance RepaymentOfLoanOnCashSurrenderValueOnBankOwnedLifeInsurance	0
CY2016	pbhc	Repayment Of Loan On Cash Surrender Value On Bank Owned Life Insurance RepaymentOfLoanOnCashSurrenderValueOnBankOwnedLifeInsurance	536000
CY2017	us-gaap	Proceeds From Repurchase Of Redeemable Preferred Stock ProceedsFromRepurchaseOfRedeemablePreferredStock	0
CY2016	us-gaap	Proceeds From Repurchase Of Redeemable Preferred Stock ProceedsFromRepurchaseOfRedeemablePreferredStock	-13000000
CY2017	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	0
CY2016	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	1755000
CY2017	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	155000
CY2016	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	143000
CY2017	us-gaap	Payments Of Dividends Preferred Stock And Preference Stock PaymentsOfDividendsPreferredStockAndPreferenceStock	0
CY2016	us-gaap	Payments Of Dividends Preferred Stock And Preference Stock PaymentsOfDividendsPreferredStockAndPreferenceStock	49000
CY2017	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	884000
CY2016	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	866000
CY2017Q4	pbhc	Number Of Loans Outstanding NumberOfLoansOutstanding	1082
CY2017	us-gaap	Proceeds From Payments To Minority Shareholders ProceedsFromPaymentsToMinorityShareholders	-99000
CY2016	us-gaap	Proceeds From Payments To Minority Shareholders ProceedsFromPaymentsToMinorityShareholders	8000
CY2017	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	126673000
CY2016	us-gaap	Net Cash Provided By Used In Financing Activities Continuing Operations NetCashProvidedByUsedInFinancingActivitiesContinuingOperations	122260000
CY2017	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	-428000
CY2016	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	7174000
CY2015Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	15245000
CY2017	us-gaap	Interest Paid InterestPaid	6179000
CY2016	us-gaap	Interest Paid InterestPaid	3928000
CY2017	us-gaap	Income Taxes Paid IncomeTaxesPaid	945000
CY2016	us-gaap	Income Taxes Paid IncomeTaxesPaid	970000
CY2017	pbhc	Transfer Of Loans To Foreclosed Real Estate TransferOfLoansToForeclosedRealEstate	822000
CY2016	pbhc	Transfer Of Loans To Foreclosed Real Estate TransferOfLoansToForeclosedRealEstate	390000
CY2017	us-gaap	Description Of New Accounting Pronouncements Not Yet Adopted DescriptionOfNewAccountingPronouncementsNotYetAdopted	<div> <p style="margin-bottom:12pt;margin-top:18pt;text-align:justify;text-indent:0%;font-weight:bold;font-family:Times New Roman;letter-spacing:0pt;font-size:10pt;letter-spacing:-0.1pt;font-style:normal;text-transform:none;font-variant: normal;">NOTE 2:  NEW ACCOUNTING PRONOUNCEMENTS  <font style="font-weight:normal;"> </font></p> <p style="margin-bottom:12pt;text-align:justify;margin-top:0pt;text-indent:0%;font-family:Times New Roman;letter-spacing:0pt;font-size:10pt;letter-spacing:-0.1pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The following Table provides a description of accounting standards that were adopted in 2017 as well as standards that are currently effective but could have an impact on the Company's consolidated financial statements upon adoption.</p> <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</p></td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</p></td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</p></td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</p></td> </tr> <tr> <td colspan="7" valign="bottom" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Adopted in 2017</p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Improvements to Employee Share-Based Payment Accounting  (<font style="font-style:italic;">ASU 2016-09: Compensation—Stock Compensation [Topic 718]: Improvements to Employee Share-Based Payment Accounting</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires that all excess tax benefits and tax deficiencies related to share-based compensation be recognized in income tax expense in the income statement and that such amounts be recognized in the period in which the tax deduction arises or in the period in which an expiration of an award occurs.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2017</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The adoption of this guidance resulted in a $37,000 reduction of income tax expense for the year ended December 31, 2017 that under previous accounting guidance would have been recognized directly in shareholders’ equity.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Simplifying the Transition to Equity Method of Accounting (<font style="font-style:italic;">ASU 2016-07: Investments—Equity Method and Joint Ventures [Topic 323]: Simplifying the Transition to the Equity Method of Accounting</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance eliminates the requirement that an investor retroactively apply the equity method of accounting as a result of an increase in the level of ownership interest or degree of influence.  The amended guidance instead requires the investor to adopt the equity method of accounting as of the date the investment first qualifies for such accounting.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2017</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The adoption of this guidance did not have a material effect on the Company’s consolidated financial position or results of operations.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Derivatives and Hedging Amendments<font style="font-style:italic;"> (ASU 2016-05: Derivatives and Hedging [Topic 815]: Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">One amendment clarifies that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument does not, in and of itself, require dedesignation of that hedging relationship provided that all other hedge accounting criteria continue to be met. A second amendment clarifies the requirements for assessing whether contingent call (put) options that can accelerate the payment of principal on debt instruments are clearly and closely related to their debt hosts.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2017</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The adoption of this guidance did not have a material effect on the Company’s consolidated financial position or results of operations.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income (<font style="font-style:italic;">ASU 2018-02: Income Statement—Reporting Comprehensive Income [Topic 220]: Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income)</font></p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance allows a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the newly enacted federal corporate income tax rate. The amount of reclassification would be the difference between the historical corporate income tax and the new enacted 21 percent corporate income tax rate.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018  (Early adoption permitted)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company early adopted the amended guidance following enactment of the Tax Act in 2017. The adoption of this guidance resulted in a $790,000 reclassification from AOCI to retained earnings.</p></td> </tr> </table></div> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;"> </p> <p style="margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><br /></p> <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</p></td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Revenue from Contracts with Customers (<font style="font-style:italic;">ASU 2014-09:  Revenue from Contracts with Customers [Topic 606]</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The core principle of the accounting guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the revenue recognition guidance effective January 1, 2018, and expects to apply the modified retrospective approach for reporting purposes.  A significant amount of the Company’s revenues are derived from net interest income on financial assets and liabilities, which are excluded from the scope of the amended guidance.  With respect to noninterest income, under the new guidance credit card interchange revenue will be presented net of rewards expense in other revenues from operations.  For the years ended December 31, 2017 and 2016, The Company recognized $94,000 and $111,000, respectively, of credit card rewards expense in other costs of operations.  The adjustment to beginning retained earnings as well as the impact of any changes in the timing of revenue recognition of noninterest income items within the scope of this guidance will not be material to the Company’s financial position or results of operations.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Recognition and Measurement of Financial Assets and Financial Liabilities (<font style="font-style:italic;">ASU 2016-01: Financial Instruments—Overall [Subtopic 825-10]: Recognition and Measurement of Financial Assets and Financial Liabilities</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires equity investments (excluding those accounted for under the equity method of accounting or those that result in consolidation of the investee) be measured at fair value with changes in fair value recognized in net income, public entities to use the exit price when measuring the fair value of financial instruments for disclosure purposes, and an entity to present separately in other comprehensive income a change in the instrument-specific credit risk when the entity has elected to measure a liability at fair value in accordance with the fair value option.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company held marketable equity securities with a fair value of $515,000 in its available-for-sale portfolio at December 31, 2017.  Effective January 1, 2018, fair value changes in such equity securities will be recognized in the consolidated statement of income as opposed to AOCI where they had been recognized under previous accounting guidance.  Although those securities have historically fluctuated in value, how those securities could change in value in the future is not predictable.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Improvements to Accounting for Hedging Activities (<font style="font-style:italic;">ASU 2017-12: Derivatives and Hedging [Topic 815]: Targeted Improvements to Accounting for Hedging Activities</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance expands and clarifies hedge accounting for nonfinancial and financial risk components, aligns the recognition and presentation of the effects of the hedging instrument and hedged item in the financial statements, and simplifies the requirements for assessing effectiveness in a hedging relationship.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2019 (Early adoption permitted)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the amended guidance on January 1, 2018 and does not expect such adoption will have a material impact on its consolidated financial statements.</p></td> </tr> </table></div> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;"> </p> <p style="margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><br /></p> <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</p></td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost (<font style="font-style:italic;">ASU 2017-07: Compensation — Retirement Benefits [Topic 715] Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires the service cost component of the net periodic pension cost and net periodic postretirement benefit cost to be reported in the same line item in the income statement as other compensation costs arising from services rendered by the pertinent employees during the period.  The amendments also require that the other components of net benefit costs be presented separately from the service cost component.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the new reporting requirements effective January 1, 2018.  The Company has previously reported all of its net periodic pension and postretirement benefit costs in salaries and employee benefits within the consolidated statement of income.  Information about net periodic pension and postretirement benefit costs that were not service cost-related is included in Note 14.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Scope of Modification Accounting for Share-Based Payment Awards (<font style="font-style:italic;">ASU 2016-09: Compensation — Stock Compensation [Topic 718]: Improvements to Employee Share-Based Payment Accounting</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance addresses which changes to the terms and conditions of a share-based payment award require an entity to apply modification accounting.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the amended guidance on January 1, 2018.  The guidance is to be applied on a prospective basis for awards modified on or after the adoption date.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Restricted Cash (<font style="font-style:italic;">ASU 2016-18: Statements of Cash Flows [Topic 230]: Restricted Cash</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires that restricted cash and restricted cash equivalents be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows.  In addition, when cash, cash equivalents, and restricted cash or restricted cash equivalents are presented in more than one line item within the statement of financial position, the line items and amounts must be presented on the face of the statement of cash flows or disclosed in the notes to the financial statements.  Information about the nature of restrictions on an entity’s cash and cash equivalents must also be disclosed.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance will be applied using a retrospective transition method beginning with first quarter 2018 reporting.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Classification of Certain Cash Receipts and Cash Payments (<font style="font-style:italic;">ASU 2016-15: Statement of Cash Flows [Topic 230]: Classification of Certain Cash Receipts and Cash Payments</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">This amendment provides clarifying guidance for classifying cash inflows or outflows on the statement of cash flows where current guidance is unclear or silent.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance will be applied using a retrospective transition method beginning with first quarter 2018 reporting.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Clarifying the Definition of a Business (<font style="font-style:italic;">ASU 2017-01: Business Combinations [Topic 805]: Clarifying the Definition of a Business</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance clarifies the definition of a business for purposes of evaluating whether transactions would be accounted for as acquisitions (or disposals) of assets or businesses.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance should be applied using a prospective transition method. The Company does not expect the guidance to have a material impact on its consolidated financial statements.</p></td> </tr> </table></div> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;"> </p> <p style="margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><br /></p> <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</p></td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Leases (<font style="font-style:italic;">ASU 2016-02: Leases [Topic 842]</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The new guidance requires lessees to record a right-of-use asset and a lease liability for all leases with a term greater than 12 months.  While the guidance requires all leases to be recognized in the balance sheet, there continues to be a differentiation between finance leases and operating leases for purposes of income statement recognition and cash flow statement presentation.  For finance leases, interest on the lease liability and amortization of the right-of-use asset will be recognized separately in the statement of income.  Repayments of principal on those lease liabilities will be classified within financing activities and payments of interest on the lease liability will be classified within operating activities in the statement of cash flows.  For operating leases, a single lease cost is recognized in the statement of income and allocated over the lease term, generally on a straight-line basis.  All cash payments are presented within operating activities in the statement of cash flows. The accounting applied by lessors is largely unchanged from existing GAAP, however, the guidance eliminates the accounting model for leveraged leases for leases that commence after the effective date of the guidance.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2019 (Early adoption permitted)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company occupies certain banking offices and uses certain equipment under noncancelable operating lease agreements which currently are not reflected in its consolidated balance sheet.  Upon adoption of the guidance, the Company expects to report increased assets and increased liabilities as a result of recognizing right-of-use assets and lease liabilities on its consolidated balance sheet. The Company was committed to $1.1 million of minimum lease payments under noncancelable operating lease agreements at December 31, 2017.  The Company does not expect the new guidance will have a material impact to its consolidated statement of income.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Premium Amortization on Purchased Callable Debt Securities (<font style="font-style:italic;">ASU 2017-08: Receivables—Nonrefundable Fees and Other Costs [Subtopic 310-20]: Premium Amortization on Purchased Callable Debt Securities</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires the premium on callable debt securities to be amortized to the earliest call date.  The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2019 (Early adoption permitted)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amendments should be applied on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption. The Company does not expect the guidance to have a material impact on its consolidated financial statements.</p></td> </tr> </table></div> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;"> </p> <p style="margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><br /></p> <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</p></td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Measurement of Credit Losses on Financial Instruments (<font style="font-style:italic;">ASU 2016-13: Financial Instruments—Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance replaces the current incurred loss model for determining the allowance for credit losses. The guidance requires financial assets measured at amortized cost to be presented at the net amount expected to be collected.  The allowance for credit losses will represent a valuation account that is deducted from the amortized cost basis of the financial assets to present their net carrying value at the amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets as well as expected increases or decreases of expected credit losses that have taken place during the period. When determining the allowance, expected credit losses over the contractual term of the financial asset(s) (taking into account prepayments) will be estimated considering relevant information about past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount.  The amended guidance also requires recording an allowance for credit losses for purchased financial assets with a more-than-insignificant amount of credit deterioration since origination.  The initial allowance for these assets will be added to the purchase price at acquisition rather than being reported as an expense.  Subsequent changes in the allowance will be recorded through the income statement as an expense adjustment.  In addition, the amended guidance requires credit losses relating to available-for-sale debt securities to be recorded through an allowance for credit losses. The calculation of credit losses for available-for-sale securities will be similar to how it is determined under existing guidance.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2020 (Early adoption permitted as of January 1, 2019)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company is assessing the new guidance to determine what modifications to existing credit estimation processes may be required.  The Company expects that the new guidance will result in an increase in its allowance for credit losses as a result of considering credit losses over the expected life of its loan and debt securities portfolios.  Increases in the level of allowances will also reflect new requirements to include estimated credit losses on investment securities classified as held-to-maturity, if any.  The Company has formed an Implementation Committee, whose membership includes representatives of senior management, to develop plans that will encompass: (1) internal methodology changes (2) data collection and management activities, (3) internal communication requirements, and (4) estimation of the projected impact of this guidance.  The amount of any change in the allowance for credit losses resulting from the new guidance will ultimately be impacted by the provisions of this guidance as well as by the loan and debt security portfolios composition and asset quality at the adoption date, and economic conditions and forecasts at the time of adoption.</p></td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Simplifying the Test for Goodwill Impairment (<font style="font-style:italic;">ASU 2017-04: Intangibles—Goodwill and Other [Topic 350]: Simplifying the Test for Goodwill Impairment</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance eliminates Step 2 from the goodwill impairment test.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2020 (Early adoption permitted)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amendments should be applied using a prospective transition method. The Company does not expect the guidance will have a material impact on its consolidated financial statements, unless at some point in the future one of its reporting units were to fail Step 1 of the goodwill impairment test.</p></td> </tr> </table></div> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;"> </p> <p style="margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><br /></p> <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</p></td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</p></td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Share-based Payment Awards (<font style="font-style:italic;">ASU 2017-11: Earnings per Share [Topic 260]</font>)</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance clarifies which changes to the terms or conditions of a share-based payment award require an entity to apply modification accounting in FASB Topic 18. An entity should account for the effects of a modification unless specific criteria regarding fair value, vesting condition, and classification are met. The current disclosure requirements in FASB Topic 18 apply regardless of whether an entity is required to apply modification accounting under the amendments in this guidance.</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </p></td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance will be applied using a prospective transition method. The Company does not expect the guidance to have a material impact on its consolidated financial statements.</p></td> </tr> </table></div> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;"> </p></div>
CY2017Q4	us-gaap	Time Deposits Less Than100000 TimeDepositsLessThan100000	160736000
CY2017	us-gaap	Use Of Estimates UseOfEstimates	<div> <p style="text-align:justify;margin-top:18pt;margin-bottom:0pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Use of Estimates in the Preparation of Consolidated Financial Statements</p> <p style="text-align:justify;margin-top:6pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.  Management has identified the allowance for loan losses, deferred income taxes, pension obligations, the annual evaluation of the Company’s goodwill for possible impairment and the evaluation of investment securities for other than temporary impairment and the estimation of fair values for accounting and disclosure purposes to be the accounting areas that require the most subjective and complex judgments, and as such, could be the most subject to revision as new information becomes available.</p> <p style="text-align:justify;margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company is subject to the regulations of various governmental agencies.  The Company also undergoes periodic examinations by the regulatory agencies which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions resulting from the regulators' judgments based on information available to them at the time of their examinations.</p></div>
CY2017	us-gaap	Concentration Risk Credit Risk ConcentrationRiskCreditRisk	<div> <p style="text-align:justify;margin-top:18pt;margin-bottom:0pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Significant Group Concentrations of Credit Risk</p> <p style="text-align:justify;margin-top:6pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Most of the Company’s activities are with customers located primarily in Oswego and Onondaga counties of New York State.  A large portion of the Company’s portfolio is centered in residential and commercial real estate.  The Company closely monitors real estate collateral values and requires additional reviews of commercial real estate appraisals by a qualified third party for commercial real estate loans in excess of $400,000.  <font style="font-family:Times New (W1);">All residential loan appraisals are reviewed by an individual or third party who is independent of the loan origination or approval process and was not involved in the approval of appraisers or selection of the appraiser for the transaction, and has no direct or indirect interest, financial or otherwise in the property or the transaction.  </font>Note 4 discusses the types of securities that the Company invests in.  Note 5 discusses the types of lending that the Company engages in.  The Company does not have any significant concentrations to any one industry or customer.</p></div>
CY2017	us-gaap	Prior Period Reclassification Adjustment Description PriorPeriodReclassificationAdjustmentDescription	<div> <p style="text-align:justify;margin-top:8pt;margin-bottom:0pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Reclassifications</p> <p style="text-align:justify;margin-top:6pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Certain amounts in the 2016 consolidated financial statements have been reclassified to conform to the current year presentation.  These reclassifications had no effect on net income as previously reported.</p></div>
CY2016	us-gaap	Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax	-210000
CY2017Q4	pbhc	Number Of Wholly Owned Subsidiaries NumberOfWhollyOwnedSubsidiaries	2
CY2017Q4	pbhc	Consolidation Of Membership Interest In Subsidiary ConsolidationOfMembershipInterestInSubsidiary	1.00
CY2017Q4	pbhc	Number Of Offices Located In Oswego County NumberOfOfficesLocatedInOswegoCounty	7
CY2017Q4	pbhc	Number Of Offices Located In Onondaga County NumberOfOfficesLocatedInOnondagaCounty	2
CY2017Q4	pbhc	Number Of Loan Production Office Located In Oneida County NumberOfLoanProductionOfficeLocatedInOneidaCounty	1
CY2017Q4	pbhc	Minimum Commercial Real Estate Loans Amount Required For Additional Review MinimumCommercialRealEstateLoansAmountRequiredForAdditionalReview	400000
CY2017	pbhc	Maturity Period For Classification As Cash And Cash Equivalents Maximum MaturityPeriodForClassificationAsCashAndCashEquivalentsMaximum	P3M
CY2017Q4	pbhc	Maximum Percentage For Estimating Specific And General Losses MaximumPercentageForEstimatingSpecificAndGeneralLosses	0.10
CY2017Q4	pbhc	Individual Residential Mortgage Loans Threshold For Evaluations Of Impairment IndividualResidentialMortgageLoansThresholdForEvaluationsOfImpairment	300000
CY2017	pbhc	Consecutive Months Of Current Payments Before Non Accrual Troubled Debt Restructured Loans Are Restored To Accrual Status ConsecutiveMonthsOfCurrentPaymentsBeforeNonAccrualTroubledDebtRestructuredLoansAreRestoredToAccrualStatus	P6M
CY2017Q4	pbhc	Unrealized Loss On Securities Transferred To Held To Maturity Tax Effect UnrealizedLossOnSecuritiesTransferredToHeldToMaturityTaxEffect	155000
CY2017	pbhc	Repurchase Agreements Period RepurchaseAgreementsPeriod	P30D
CY2017Q4	pbhc	Tax Cuts And Jobs Act Of2017 Change In Tax Rate Income Tax Expense Benefit TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit	-155000
CY2017Q4	us-gaap	Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax	2220000
CY2017Q4	pbhc	Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligations	3003000
CY2016Q4	pbhc	Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligations	2520000
CY2016Q4	us-gaap	Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax	1513000
CY2017Q4	pbhc	Unrealized Gains Available For Sale Securities UnrealizedGainsAvailableForSaleSecurities	-2108000
CY2017Q4	pbhc	Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations Tax Effect UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligationsTaxEffect	783000
CY2016Q4	pbhc	Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations Tax Effect UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligationsTaxEffect	1007000
CY2016Q4	pbhc	Unrealized Gains Available For Sale Securities UnrealizedGainsAvailableForSaleSecurities	-3072000
CY2017Q4	pbhc	Unrealized Gains On Available For Sale Securities Tax Effect UnrealizedGainsOnAvailableForSaleSecuritiesTaxEffect	550000
CY2016Q4	pbhc	Unrealized Gains On Available For Sale Securities Tax Effect UnrealizedGainsOnAvailableForSaleSecuritiesTaxEffect	1227000
CY2017Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-1558000
CY2016Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-1845000
CY2017Q4	pbhc	Unrealized Loss On Securities Transferred To Held To Maturity UnrealizedLossOnSecuritiesTransferredToHeldToMaturity	-585000
CY2016Q4	pbhc	Unrealized Loss On Securities Transferred To Held To Maturity UnrealizedLossOnSecuritiesTransferredToHeldToMaturity	-774000
CY2017	us-gaap	Finite Lived Intangible Asset Useful Life FiniteLivedIntangibleAssetUsefulLife	P15Y
CY2017	us-gaap	Description Of Derivative Activity Volume DescriptionOfDerivativeActivityVolume	1
CY2016	us-gaap	Proceeds From Payments For In Securities Sold Under Agreements To Repurchase ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase	25000000
CY2017	us-gaap	Proceeds From Payments For In Securities Sold Under Agreements To Repurchase ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase	40000000
CY2016Q4	pbhc	Unrealized Loss On Securities Transferred To Held To Maturity Tax Effect UnrealizedLossOnSecuritiesTransferredToHeldToMaturityTaxEffect	310000
CY2017Q4	pbhc	Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Net Of Taxes OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTaxes	-430000
CY2016Q4	pbhc	Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Net Of Taxes OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTaxes	-464000
CY2017	us-gaap	Lessee Leasing Arrangements Operating Leases Term Of Contract LesseeLeasingArrangementsOperatingLeasesTermOfContract	P12M
CY2017	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	3491000
CY2016	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	3256000
CY2017Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	173246000
CY2017Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	290000
CY2017Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	2398000
CY2017Q4	us-gaap	Held To Maturity Securities Accumulated Unrecognized Holding Gain HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain	949000
CY2017Q4	us-gaap	Held To Maturity Securities Accumulated Unrecognized Holding Loss HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss	719000
CY2016Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	145020000
CY2016Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	117000
CY2016Q4	us-gaap	Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	3182000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities Within One Year Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost	21555000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	28957000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost	11587000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost	8596000
CY2017Q4	pbhc	Aggregate Of Available For Sale Securities Debt Maturities Amortized Cost Basis AggregateOfAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostBasis	70695000
CY2017Q4	us-gaap	Available For Sale Debt Securities Amortized Cost Basis AvailableForSaleDebtSecuritiesAmortizedCostBasis	172583000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities Within One Year Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue	21506000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	28830000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	11642000
CY2017Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue	8283000
CY2017Q4	pbhc	Aggregate Of Available For Sale Securities Debt Maturities Fair Value AggregateOfAvailableForSaleSecuritiesDebtMaturitiesFairValue	70261000
CY2017Q4	pbhc	Available For Sale Securities Debt Maturities Fair Value Net AvailableForSaleSecuritiesDebtMaturitiesFairValueNet	170403000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount	1680000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount	11381000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount	16993000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount	18335000
CY2017Q4	pbhc	Aggregate Of Held To Maturity Securities Debt Maturities Carrying Amount AggregateOfHeldToMaturitySecuritiesDebtMaturitiesCarryingAmount	48389000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities Within One Year Fair Value HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue	1680000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	11488000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	17479000
CY2017Q4	us-gaap	Held To Maturity Securities Debt Maturities After Ten Years Fair Value HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue	18064000
CY2017Q4	pbhc	Aggregate Of Held To Maturity Securities Debt Maturities Fair Value AggregateOfHeldToMaturitySecuritiesDebtMaturitiesFairValue	48711000
CY2017Q4	pbhc	Held To Maturity Number Of Securities In Unrealized Loss Positions Less Than Twelve Months HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsLessThanTwelveMonths	18
CY2017Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	302000
CY2017Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	16516000
CY2017Q4	pbhc	Held To Maturity Number Of Securities In Unrealized Loss Positions Twelve Months Or More HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsTwelveMonthsOrMore	13
CY2017Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	417000
CY2017Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	11719000
CY2017Q4	pbhc	Held To Maturity Number Of Securities In Unrealized Loss Positions HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositions	31
CY2017Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss	719000
CY2017Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue	28235000
CY2016Q4	pbhc	Held To Maturity Number Of Securities In Unrealized Loss Positions Less Than Twelve Months HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsLessThanTwelveMonths	26
CY2016Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	1030000
CY2016Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	18687000
CY2016Q4	pbhc	Held To Maturity Number Of Securities In Unrealized Loss Positions Twelve Months Or More HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsTwelveMonthsOrMore	0
CY2016Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	0
CY2016Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	0
CY2016Q4	pbhc	Held To Maturity Number Of Securities In Unrealized Loss Positions HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositions	26
CY2016Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss	1030000
CY2016Q4	us-gaap	Held To Maturity Securities Continuous Unrealized Loss Position Fair Value HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue	18687000
CY2017	pbhc	Proceeds From Sale Of Available For Sale Securities And Held To Maturity Securities ProceedsFromSaleOfAvailableForSaleSecuritiesAndHeldToMaturitySecurities	67600000
CY2016	pbhc	Proceeds From Sale Of Available For Sale Securities And Held To Maturity Securities ProceedsFromSaleOfAvailableForSaleSecuritiesAndHeldToMaturitySecurities	33200000
CY2017	pbhc	Realized Gains On Investments Sold RealizedGainsOnInvestmentsSold	427000
CY2016	pbhc	Realized Gains On Investments Sold RealizedGainsOnInvestmentsSold	526000
CY2017	pbhc	Realized Losses On Sale Of Investments RealizedLossesOnSaleOfInvestments	366000
CY2016	pbhc	Realized Losses On Sale Of Investments RealizedLossesOnSaleOfInvestments	17000
CY2017Q4	pbhc	Securities Pledged To Collateralize Deposit SecuritiesPledgedToCollateralizeDeposit	113000000
CY2016Q4	pbhc	Securities Pledged To Collateralize Deposit SecuritiesPledgedToCollateralizeDeposit	96400000
CY2017Q4	pbhc	Securities Pledged To Collateralize Borrowing SecuritiesPledgedToCollateralizeBorrowing	19900000
CY2016Q4	pbhc	Securities Pledged To Collateralize Borrowing SecuritiesPledgedToCollateralizeBorrowing	12900000
CY2017Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	581244000
CY2016Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	492612000
CY2017Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	413000
CY2016Q4	us-gaap	Loans And Leases Receivable Deferred Income LoansAndLeasesReceivableDeferredIncome	465000
CY2017Q1	us-gaap	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Outstanding Balance CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance	15600000
CY2017Q2	us-gaap	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Outstanding Balance CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance	10200000
CY2017	pbhc	Participating Interest Of Acquired Loan Percentage ParticipatingInterestOfAcquiredLoanPercentage	0.90
CY2017	pbhc	Number Of Loans Secured By Liens On Automobiles NumberOfLoansSecuredByLiensOnAutomobiles	1231
CY2017Q4	us-gaap	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet	19600000
CY2017	pbhc	Number Of Acquired Loan Charged Off As Uncollectible NumberOfAcquiredLoanChargedOffAsUncollectible	2
CY2017	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	44800
CY2017Q4	us-gaap	Financing Receivable Recorded Investment Past Due FinancingReceivableRecordedInvestmentPastDue	12349000
CY2017Q4	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	568895000
CY2016Q4	us-gaap	Financing Receivable Recorded Investment Past Due FinancingReceivableRecordedInvestmentPastDue	9763000
CY2016Q4	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	482849000
CY2017Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	4894000
CY2016Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	4811000
CY2017Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	0
CY2016Q4	us-gaap	Financing Receivable Recorded Investment90 Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing	0
CY2016Q4	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	29000
CY2017Q4	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	9243000
CY2017	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	74000
CY2017Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	7126000
CY2015Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	5706000
CY2017Q4	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	9300000
CY2016	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	519000
CY2016	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	107000
CY2016Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	1130000
CY2016Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	5117000
CY2016Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	8592000
CY2016Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	484020000
CY2017Q4	pbhc	Financing Receivable Allowance For Credit Losses Specifically Reserved FinancingReceivableAllowanceForCreditLossesSpecificallyReserved	1103000
CY2017Q4	pbhc	Financing Receivable Allowance For Credit Losses Historical Loss Rate FinancingReceivableAllowanceForCreditLossesHistoricalLossRate	362000
CY2017Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	1103000
CY2016Q4	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	8592000
CY2016Q4	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	8743000
CY2016Q4	us-gaap	Impaired Financing Receivable Related Allowance ImpairedFinancingReceivableRelatedAllowance	1130000
CY2017	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	8356000
CY2016	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	6632000
CY2017	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	388000
CY2016	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	304000
CY2016Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	6247000
CY2017	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	964000
CY2017Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	1103000
CY2017Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	6023000
CY2017Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	9243000
CY2017Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	572001000
CY2017Q4	pbhc	Financing Receivable Allowance For Credit Losses Qualitative Factors FinancingReceivableAllowanceForCreditLossesQualitativeFactors	5661000
CY2016Q4	pbhc	Financing Receivable Allowance For Credit Losses Specifically Reserved FinancingReceivableAllowanceForCreditLossesSpecificallyReserved	1130000
CY2016Q4	pbhc	Financing Receivable Allowance For Credit Losses Historical Loss Rate FinancingReceivableAllowanceForCreditLossesHistoricalLossRate	283000
CY2016Q4	pbhc	Financing Receivable Allowance For Credit Losses Qualitative Factors FinancingReceivableAllowanceForCreditLossesQualitativeFactors	4834000
CY2017Q4	pbhc	Servicing Asset At Carrying Value Amount ServicingAssetAtCarryingValueAmount	14300000
CY2016Q4	pbhc	Servicing Asset At Carrying Value Amount ServicingAssetAtCarryingValueAmount	17000000
CY2017Q4	pbhc	Capitalized Servicing Asset At Carrying Value Amount CapitalizedServicingAssetAtCarryingValueAmount	28000
CY2016Q4	pbhc	Capitalized Servicing Asset At Carrying Value Amount CapitalizedServicingAssetAtCarryingValueAmount	40000
CY2017	us-gaap	Servicing Asset At Amortized Value Additions ServicingAssetAtAmortizedValueAdditions	0
CY2016	us-gaap	Servicing Asset At Amortized Value Additions ServicingAssetAtAmortizedValueAdditions	0
CY2017	us-gaap	Servicing Asset At Amortized Value Amortization1 ServicingAssetAtAmortizedValueAmortization1	12000
CY2016	us-gaap	Servicing Asset At Amortized Value Amortization1 ServicingAssetAtAmortizedValueAmortization1	12000
CY2017Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	31287000
CY2016Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	29312000
CY2017Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	15170000
CY2016Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	14135000
CY2017Q4	us-gaap	Mortgage Loans In Process Of Foreclosure Amount MortgageLoansInProcessOfForeclosureAmount	805000
CY2017	us-gaap	Finitelived Intangible Assets Acquired1 FinitelivedIntangibleAssetsAcquired1	182000
CY2017	us-gaap	Acquired Finite Lived Intangible Assets Weighted Average Useful Life AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife	P7Y
CY2017Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	198000
CY2016Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	214000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	16000
CY2016Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	16000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	182000
CY2016Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	198000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	16000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	16000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	16000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	16000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	16000
CY2017Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense After Year Five FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive	102000
CY2017Q4	us-gaap	Deposits Savings Deposits DepositsSavingsDeposits	80587000
CY2016Q4	us-gaap	Deposits Savings Deposits DepositsSavingsDeposits	80139000
CY2016Q4	us-gaap	Time Deposits Less Than100000 TimeDepositsLessThan100000	132007000
CY2016Q4	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	53000
CY2017Q4	us-gaap	Time Deposits TimeDeposits	213427000
CY2017Q4	pbhc	Time Deposits250000 Or More TimeDeposits250000OrMore	52691000
CY2016Q4	pbhc	Time Deposits250000 Or More TimeDeposits250000OrMore	57349000
CY2017Q4	pbhc	Deposits Money Management Accounts DepositsMoneyManagementAccounts	14905000
CY2016Q4	pbhc	Deposits Money Management Accounts DepositsMoneyManagementAccounts	14718000
CY2017Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	253088000
CY2016Q4	us-gaap	Deposits Money Market Deposits DepositsMoneyMarketDeposits	192692000
CY2017Q4	us-gaap	Demand Deposit Accounts DemandDepositAccounts	66093000
CY2016Q4	us-gaap	Demand Deposit Accounts DemandDepositAccounts	53587000
CY2017Q4	pbhc	Mortgage Escrow Funds MortgageEscrowFunds	5720000
CY2016Q4	pbhc	Mortgage Escrow Funds MortgageEscrowFunds	5209000
CY2017Q4	us-gaap	Time Deposit Maturities Year One TimeDepositMaturitiesYearOne	146318000
CY2017Q4	us-gaap	Time Deposit Maturities Year Two TimeDepositMaturitiesYearTwo	42244000
CY2017Q4	us-gaap	Time Deposit Maturities Year Three TimeDepositMaturitiesYearThree	14522000
CY2017Q4	us-gaap	Time Deposit Maturities Year Four TimeDepositMaturitiesYearFour	5889000
CY2017Q4	us-gaap	Time Deposit Maturities Year Five TimeDepositMaturitiesYearFive	2613000
CY2017Q4	us-gaap	Time Deposit Maturities After Year Five TimeDepositMaturitiesAfterYearFive	1841000
CY2017Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate	2000000
CY2017Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate	31228000
CY2017Q4	us-gaap	Federal Home Loan Bank Advances Maturities Summary Due After Five Years Of Balance Sheet Date FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate	10060000
CY2017Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	43288000
CY2017	pbhc	Federal Home Loan Bank Advances Maturities Summary By Interest Rate Type Under One Year Interest Rate FederalHomeLoanBankAdvancesMaturitiesSummaryByInterestRateTypeUnderOneYearInterestRate	0.0104
CY2017Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Next Twelve Months LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths	2000000
CY2017Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Two LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo	31228000
CY2017Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Three LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree	7060000
CY2017Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Four LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour	1000000
CY2017Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive	2000000
CY2017Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal After Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive	0
CY2017Q4	us-gaap	Subordinated Long Term Debt SubordinatedLongTermDebt	15059000
CY2016Q4	us-gaap	Subordinated Long Term Debt SubordinatedLongTermDebt	15025000
CY2017	pbhc	Minimum Years Of Service To Participate In Health And Life Insurance Benefits As Of January11995 MinimumYearsOfServiceToParticipateInHealthAndLifeInsuranceBenefitsAsOfJanuary11995	P14Y
CY2017	pbhc	Gains Or Losses Greater Of Benefit Obligation Or Fair Value Of Assets Amortized Over Average Remaining Service Period GainsOrLossesGreaterOfBenefitObligationOrFairValueOfAssetsAmortizedOverAverageRemainingServicePeriod	0.10
CY2017	pbhc	Defined Benefit Plan Assumptions Used Calculating Benefit Obligation Long Term Inflation Rate DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationLongTermInflationRate	0.025
CY2017	pbhc	Number Of Funds In Which Plan Assets Invested NumberOfFundsInWhichPlanAssetsInvested	4
CY2017	pbhc	Defined Benefit Plan Target Plan Asset Allocations Range Asset Rebalancing Threshold DefinedBenefitPlanTargetPlanAssetAllocationsRangeAssetRebalancingThreshold	0.10
CY2017	pbhc	Defined Benefit Plan Target Plan Asset Allocations Range Policy Range Guideline DefinedBenefitPlanTargetPlanAssetAllocationsRangePolicyRangeGuideline	0.10
CY2016Q4	us-gaap	Defined Benefit Plan Fair Value Of Plan Assets DefinedBenefitPlanFairValueOfPlanAssets	13634000
CY2017Q4	us-gaap	Defined Benefit Plan Expected Future Benefit Payments Next Twelve Months DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths	329000
CY2017Q4	us-gaap	Defined Benefit Plan Expected Future Benefit Payments Year Two DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo	340000
CY2017Q4	us-gaap	Defined Benefit Plan Expected Future Benefit Payments Year Three DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree	359000
CY2017Q4	us-gaap	Defined Benefit Plan Expected Future Benefit Payments Year Four DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour	378000
CY2017Q4	us-gaap	Defined Benefit Plan Expected Future Benefit Payments Year Five DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive	403000
CY2017Q4	us-gaap	Defined Benefit Plan Expected Future Benefit Payments Five Fiscal Years Thereafter DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter	2766000
CY2017	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	333000
CY2016	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	300000
CY2017	us-gaap	Defined Contribution Plan Employer Discretionary Contribution Amount DefinedContributionPlanEmployerDiscretionaryContributionAmount	244000
CY2017	pbhc	Period For Involuntary Termination Or Resignation Following Change In Control PeriodForInvoluntaryTerminationOrResignationFollowingChangeInControl	P24M
CY2017	pbhc	Period For Death Disability Or Termination Following Change In Control PeriodForDeathDisabilityOrTerminationFollowingChangeInControl	P3Y
CY2017	pbhc	Period For Benefit Payment In Event Of Death Disability Or Termination Following Change In Control PeriodForBenefitPaymentInEventOfDeathDisabilityOrTerminationFollowingChangeInControl	P24M
CY2017	pbhc	Number Of Annual Installments For Benefit Payments NumberOfAnnualInstallmentsForBenefitPayments	10
CY2017	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1022000
CY2016	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1360000
CY2017	us-gaap	Federal Income Tax Expense Benefit Continuing Operations FederalIncomeTaxExpenseBenefitContinuingOperations	741000
CY2016	us-gaap	Federal Income Tax Expense Benefit Continuing Operations FederalIncomeTaxExpenseBenefitContinuingOperations	980000
CY2016Q4	us-gaap	Deferred Tax Assets Valuation Allowance DeferredTaxAssetsValuationAllowance	150000
CY2017Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	531000
CY2016Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	698000
CY2017	pbhc	Recognized Capital Gains Net RecognizedCapitalGainsNet	428000
CY2016	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.340
CY2017	us-gaap	Effective Income Tax Rate Reconciliation State And Local Income Taxes EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes	0.029
CY2017	us-gaap	State And Local Income Tax Expense Benefit Continuing Operations StateAndLocalIncomeTaxExpenseBenefitContinuingOperations	181000
CY2016	us-gaap	State And Local Income Tax Expense Benefit Continuing Operations StateAndLocalIncomeTaxExpenseBenefitContinuingOperations	131000
CY2017Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Compensation DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation	847000

CY2017Q2

dei

Entity Public Float

EntityPublicFloat

66900000

CY2018Q1

dei

Entity Common Stock Shares Outstanding

EntityCommonStockSharesOutstanding

4292586

CY2017

dei

Document Fiscal Year Focus

DocumentFiscalYearFocus

2017

CY2017

dei

Document Fiscal Period Focus

DocumentFiscalPeriodFocus

FY

CY2017

dei

Document Type

DocumentType

10-K

CY2017

dei

Amendment Flag

AmendmentFlag

false

CY2017

dei

Document Period End Date

DocumentPeriodEndDate

2017-12-31

CY2017

dei

Trading Symbol

TradingSymbol

PBHC

CY2016Q4

us-gaap

Cash And Due From Banks

CashAndDueFromBanks

6968000

CY2016Q4

us-gaap

Interest Bearing Deposits In Banks

InterestBearingDepositsInBanks

15451000

CY2016Q4

us-gaap

Cash And Cash Equivalents At Carrying Value

CashAndCashEquivalentsAtCarryingValue

22419000

CY2016Q4

us-gaap

Available For Sale Securities

AvailableForSaleSecurities

141955000

CY2016Q4

us-gaap

Held To Maturity Securities

HeldToMaturitySecurities

54645000

CY2016Q4

us-gaap

Common Stock Shares Outstanding

CommonStockSharesOutstanding

4236744

CY2016Q4

us-gaap

Held To Maturity Securities Fair Value

HeldToMaturitySecuritiesFairValue

54429000

CY2016Q4

us-gaap

Common Stock Par Or Stated Value Per Share

CommonStockParOrStatedValuePerShare

0.01

CY2016Q4

us-gaap

Common Stock Shares Authorized

CommonStockSharesAuthorized

25000000

CY2017

us-gaap

Other Comprehensive Income Loss Available For Sale Securities Tax

OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax

-582000

CY2017

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax

-196000

CY2016

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax

-236000

CY2017

pbhc

Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Tax

OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodTax

-76000

CY2017

pbhc

Esop Shares Earned

EsopSharesEarned

367000

CY2017

us-gaap

Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value

AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue

345000

CY2017

us-gaap

Stock Issued During Period Value Stock Options Exercised

StockIssuedDuringPeriodValueStockOptionsExercised

155000

CY2016

us-gaap

Earnings Per Share Basic

EarningsPerShareBasic

0.79

CY2017

us-gaap

Earnings Per Share Diluted

EarningsPerShareDiluted

0.83

CY2016

us-gaap

Earnings Per Share Diluted

EarningsPerShareDiluted

0.78

CY2017

us-gaap

Common Stock Dividends Per Share Declared

CommonStockDividendsPerShareDeclared

0.215

CY2016

us-gaap

Common Stock Dividends Per Share Declared

CommonStockDividendsPerShareDeclared

0.200

CY2017

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax

150000

CY2017

us-gaap

Interest Income Securities Tax Exempt

InterestIncomeSecuritiesTaxExempt

1038000

CY2016

us-gaap

Interest Expense Long Term Debt

InterestExpenseLongTermDebt

270000

CY2017

us-gaap

Interest Expense Debt

InterestExpenseDebt

794000

CY2016

us-gaap

Interest Expense Debt

InterestExpenseDebt

792000

CY2017

us-gaap

Interest Income Securities Taxable

InterestIncomeSecuritiesTaxable

3598000

CY2016

us-gaap

Interest Income Securities Tax Exempt

InterestIncomeSecuritiesTaxExempt

865000

CY2017

us-gaap

Dividend Income Operating

DividendIncomeOperating

229000

CY2016

us-gaap

Dividend Income Operating

DividendIncomeOperating

134000

CY2017

us-gaap

Interest Income Federal Funds Sold

InterestIncomeFederalFundsSold

156000

CY2016

us-gaap

Interest Income Federal Funds Sold

InterestIncomeFederalFundsSold

64000

CY2017

us-gaap

Interest And Dividend Income Operating

InterestAndDividendIncomeOperating

29413000

CY2016

us-gaap

Interest And Dividend Income Operating

InterestAndDividendIncomeOperating

24093000

CY2017

us-gaap

Interest Expense Deposits

InterestExpenseDeposits

3904000

CY2016

us-gaap

Interest Expense Deposits

InterestExpenseDeposits

2441000

CY2017

us-gaap

Interest Expense Short Term Borrowings

InterestExpenseShortTermBorrowings

997000

CY2016

us-gaap

Interest Expense Short Term Borrowings

InterestExpenseShortTermBorrowings

301000

CY2017

us-gaap

Interest Expense Long Term Debt

InterestExpenseLongTermDebt

595000

CY2017

us-gaap

Interest Expense

InterestExpense

6290000

CY2016

us-gaap

Interest Expense

InterestExpense

3804000

CY2017

us-gaap

Interest Income Expense Net

InterestIncomeExpenseNet

23123000

CY2016

us-gaap

Interest Income Expense Net

InterestIncomeExpenseNet

20289000

CY2017

us-gaap

Provision For Loan And Lease Losses

ProvisionForLoanAndLeaseLosses

1769000

CY2016

us-gaap

Provision For Loan And Lease Losses

ProvisionForLoanAndLeaseLosses

953000

CY2017

us-gaap

Interest Income Expense After Provision For Loan Loss

InterestIncomeExpenseAfterProvisionForLoanLoss

21354000

CY2016

us-gaap

Interest Income Expense After Provision For Loan Loss

InterestIncomeExpenseAfterProvisionForLoanLoss

19336000

CY2017

us-gaap

Fees And Commissions Depositor Accounts

FeesAndCommissionsDepositorAccounts

1130000

CY2016

us-gaap

Fees And Commissions Depositor Accounts

FeesAndCommissionsDepositorAccounts

1141000

CY2017

us-gaap

Bank Owned Life Insurance Income

BankOwnedLifeInsuranceIncome

284000

CY2016

us-gaap

Bank Owned Life Insurance Income

BankOwnedLifeInsuranceIncome

307000

CY2017

us-gaap

Servicing Fees Net

ServicingFeesNet

149000

CY2016

us-gaap

Servicing Fees Net

ServicingFeesNet

138000

CY2017

us-gaap

Gain Loss On Sale Of Investments

GainLossOnSaleOfInvestments

489000

CY2016

us-gaap

Gain Loss On Sale Of Investments

GainLossOnSaleOfInvestments

594000

CY2017

us-gaap

Other Noninterest Expense

OtherNoninterestExpense

2709000

CY2016

us-gaap

Professional Fees

ProfessionalFees

834000

CY2017

us-gaap

Advertising Expense

AdvertisingExpense

809000

CY2016

us-gaap

Advertising Expense

AdvertisingExpense

730000

CY2017

us-gaap

Federal Deposit Insurance Corporation Premium Expense

FederalDepositInsuranceCorporationPremiumExpense

473000

CY2016

us-gaap

Federal Deposit Insurance Corporation Premium Expense

FederalDepositInsuranceCorporationPremiumExpense

345000

CY2017

us-gaap

General And Administrative Expense

GeneralAndAdministrativeExpense

353000

CY2016

us-gaap

General And Administrative Expense

GeneralAndAdministrativeExpense

329000

CY2016

us-gaap

Other Noninterest Expense

OtherNoninterestExpense

2482000

CY2017

us-gaap

Noninterest Expense

NoninterestExpense

21188000

CY2016

us-gaap

Noninterest Expense

NoninterestExpense

19110000

CY2017

us-gaap

Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest

IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

4345000

CY2016

us-gaap

Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest

IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

4409000

CY2017

us-gaap

Income Tax Expense Benefit

IncomeTaxExpenseBenefit

922000

CY2016

us-gaap

Income Tax Expense Benefit

IncomeTaxExpenseBenefit

1111000

CY2017

us-gaap

Profit Loss

ProfitLoss

3423000

CY2017

pbhc

Net Gains Losses On Sales Of Loans And Foreclosed Real Estate

NetGainsLossesOnSalesOfLoansAndForeclosedRealEstate

37000

CY2016

pbhc

Net Gains Losses On Sales Of Loans And Foreclosed Real Estate

NetGainsLossesOnSalesOfLoansAndForeclosedRealEstate

-40000

CY2017

us-gaap

Fees And Commissions Debit Cards

FeesAndCommissionsDebitCards

578000

CY2016

us-gaap

Fees And Commissions Debit Cards

FeesAndCommissionsDebitCards

557000

CY2017

us-gaap

Fees And Commissions Other

FeesAndCommissionsOther

1512000

CY2016

us-gaap

Fees And Commissions Other

FeesAndCommissionsOther

1486000

CY2017

us-gaap

Noninterest Income

NoninterestIncome

4179000

CY2016

us-gaap

Noninterest Income

NoninterestIncome

4183000

CY2017

us-gaap

Salaries And Wages

SalariesAndWages

11917000

CY2016

us-gaap

Salaries And Wages

SalariesAndWages

10772000

CY2017

us-gaap

Occupancy Net

OccupancyNet

2196000

CY2016

us-gaap

Occupancy Net

OccupancyNet

1936000

CY2017

us-gaap

Information Technology And Data Processing

InformationTechnologyAndDataProcessing

1779000

CY2016

us-gaap

Information Technology And Data Processing

InformationTechnologyAndDataProcessing

1682000

CY2017

us-gaap

Professional Fees

ProfessionalFees

952000

CY2016

us-gaap

Profit Loss

ProfitLoss

3298000

CY2017

us-gaap

Net Income Loss Attributable To Noncontrolling Interest

NetIncomeLossAttributableToNoncontrollingInterest

-68000

CY2016

us-gaap

Net Income Loss Attributable To Noncontrolling Interest

NetIncomeLossAttributableToNoncontrollingInterest

26000

CY2017

us-gaap

Net Income Loss

NetIncomeLoss

3491000

CY2016

us-gaap

Net Income Loss

NetIncomeLoss

3272000

CY2016

us-gaap

Preferred Stock Dividends And Other Adjustments

PreferredStockDividendsAndOtherAdjustments

16000

CY2017

us-gaap

Net Income Loss Available To Common Stockholders Basic

NetIncomeLossAvailableToCommonStockholdersBasic

3491000

CY2016

us-gaap

Net Income Loss Available To Common Stockholders Basic

NetIncomeLossAvailableToCommonStockholdersBasic

3256000

CY2017

us-gaap

Earnings Per Share Basic

EarningsPerShareBasic

0.86

CY2016

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax

222000

CY2017

us-gaap

Other Comprehensive Income Loss Finalization Of Pension And Non Pension Postretirement Plan Valuation Before Tax

OtherComprehensiveIncomeLossFinalizationOfPensionAndNonPensionPostretirementPlanValuationBeforeTax

631000

CY2016

us-gaap

Other Comprehensive Income Loss Finalization Of Pension And Non Pension Postretirement Plan Valuation Before Tax

OtherComprehensiveIncomeLossFinalizationOfPensionAndNonPensionPostretirementPlanValuationBeforeTax

-330000

CY2017

us-gaap

Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax

OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax

481000

CY2016

us-gaap

Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax

OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax

-552000

CY2016

us-gaap

Other Comprehensive Income Unrealized Gain Loss On Derivatives Arising During Period Before Tax

OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax

2000

CY2016

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax

-25000

CY2016

us-gaap

Other Comprehensive Income Loss Derivatives Qualifying As Hedges Before Tax

OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax

27000

CY2017

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax

1454000

CY2016

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax

-2394000

CY2017

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax

489000

CY2016

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax

594000

CY2017

us-gaap

Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax

OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax

965000

CY2016

us-gaap

Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax

OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax

-2988000

CY2017

pbhc

Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Before Tax

OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodBeforeTax

191000

CY2016

pbhc

Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Before Tax

OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodBeforeTax

316000

CY2017

us-gaap

Other Comprehensive Income Loss Before Tax

OtherComprehensiveIncomeLossBeforeTax

675000

CY2016

us-gaap

Other Comprehensive Income Loss Before Tax

OtherComprehensiveIncomeLossBeforeTax

-2093000

CY2017

us-gaap

Other Comprehensive Income Loss Tax

OtherComprehensiveIncomeLossTax

271000

CY2016

us-gaap

Other Comprehensive Income Loss Tax

OtherComprehensiveIncomeLossTax

-836000

CY2017

us-gaap

Other Comprehensive Income Loss Net Of Tax

OtherComprehensiveIncomeLossNetOfTax

404000

CY2016

us-gaap

Other Comprehensive Income Loss Net Of Tax

OtherComprehensiveIncomeLossNetOfTax

-1257000

CY2016

us-gaap

Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value

AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue

264000

CY2016

us-gaap

Stock Issued During Period Value Stock Options Exercised

StockIssuedDuringPeriodValueStockOptionsExercised

143000

CY2016

pbhc

Common Stock Value Acquired

CommonStockValueAcquired

-1755000

CY2016

us-gaap

Dividends Common Stock

DividendsCommonStock

820000

CY2016

pbhc

Distributions From Affiliates

DistributionsFromAffiliates

18000

CY2017

us-gaap

Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest

ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest

3827000

CY2016

us-gaap

Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest

ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest

2041000

CY2017

us-gaap

Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest

ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest

-68000

CY2016

us-gaap

Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest

ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest

26000

CY2017

us-gaap

Comprehensive Income Net Of Tax

ComprehensiveIncomeNetOfTax

3895000

CY2016

us-gaap

Comprehensive Income Net Of Tax

ComprehensiveIncomeNetOfTax

2015000

CY2017

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax

61000

CY2016

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax

87000

CY2017

us-gaap

Other Comprehensive Income Finalization Of Pension And Non Pension Postretirement Plan Valuation Tax

OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationTax

252000

CY2016

us-gaap

Other Comprehensive Income Finalization Of Pension And Non Pension Postretirement Plan Valuation Tax

OtherComprehensiveIncomeFinalizationOfPensionAndNonPensionPostretirementPlanValuationTax

-134000

CY2016

us-gaap

Other Comprehensive Income Loss Derivatives Qualifying As Hedges Tax

OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax

-1000

CY2016

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci On Derivatives Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax

10000

CY2016

us-gaap

Other Comprehensive Income Loss Available For Sale Securities Tax

OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax

958000

CY2016

pbhc

Other Comprehensive Income Loss Unrealized Holding Gain Loss On Securities Transferred To Held To Maturity Arising During Period Tax

OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesTransferredToHeldToMaturityArisingDuringPeriodTax

-126000

CY2017

us-gaap

Dividends Common Stock

DividendsCommonStock

880000

CY2017

pbhc

Distributions From Affiliates

DistributionsFromAffiliates

31000

CY2015Q4

us-gaap

Stockholders Equity Including Portion Attributable To Noncontrolling Interest

StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest

71229000

CY2016

us-gaap

Stock Redeemed Or Called During Period Value

StockRedeemedOrCalledDuringPeriodValue

13000000

CY2016

us-gaap

Dividends Preferred Stock

DividendsPreferredStock

16000

CY2016

pbhc

Esop Shares Earned

EsopSharesEarned

293000

CY2016

us-gaap

Stock Redeemed Or Called During Period Shares

StockRedeemedOrCalledDuringPeriodShares

13000

CY2017

us-gaap

Stock Issued During Period Shares Restricted Stock Award Net Of Forfeitures

StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures

15720

CY2017

us-gaap

Employee Stock Ownership Plan Esop Shares Contributed To Esop

EmployeeStockOwnershipPlanESOPSharesContributedToESOP

24442

CY2016

us-gaap

Employee Stock Ownership Plan Esop Shares Contributed To Esop

EmployeeStockOwnershipPlanESOPSharesContributedToESOP

18332

CY2016

pbhc

Common Stock Shares Acquired

CommonStockSharesAcquired

143400

CY2017

us-gaap

Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate

EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate

0.34

CY2017

us-gaap

Deferred Income Tax Expense Benefit

DeferredIncomeTaxExpenseBenefit

-100000

CY2016

us-gaap

Deferred Income Tax Expense Benefit

DeferredIncomeTaxExpenseBenefit

-249000

CY2017

us-gaap

Proceeds From Sale Of Loans Held For Sale

ProceedsFromSaleOfLoansHeldForSale

53000

CY2016

us-gaap

Proceeds From Sale Of Loans Held For Sale

ProceedsFromSaleOfLoansHeldForSale

202000

CY2017

us-gaap

Payments For Origination Of Mortgage Loans Held For Sale

PaymentsForOriginationOfMortgageLoansHeldForSale

53000

CY2016

us-gaap

Payments For Origination Of Mortgage Loans Held For Sale

PaymentsForOriginationOfMortgageLoansHeldForSale

197000

CY2017

pbhc

Gains Losses On Real Estate Acquired Through Foreclosure

GainsLossesOnRealEstateAcquiredThroughForeclosure

31000

CY2016

pbhc

Gains Losses On Real Estate Acquired Through Foreclosure

GainsLossesOnRealEstateAcquiredThroughForeclosure

-50000

CY2017

us-gaap

Gain Loss On Sales Of Loans Net

GainLossOnSalesOfLoansNet

6000

CY2016

us-gaap

Gain Loss On Sales Of Loans Net

GainLossOnSalesOfLoansNet

10000

CY2017

us-gaap

Available For Sale Securities Gross Realized Gains Losses Sale Proceeds

AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds

29000

CY2016

us-gaap

Available For Sale Securities Gross Realized Gains Losses Sale Proceeds

AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds

456000

CY2017

us-gaap

Heldtomaturity Securities Sold Security Realized Gain Loss Excluding Other Than Temporary Impairments

HeldtomaturitySecuritiesSoldSecurityRealizedGainLossExcludingOtherThanTemporaryImpairments

32000

CY2016

us-gaap

Heldtomaturity Securities Sold Security Realized Gain Loss Excluding Other Than Temporary Impairments

HeldtomaturitySecuritiesSoldSecurityRealizedGainLossExcludingOtherThanTemporaryImpairments

53000

CY2017

us-gaap

Depreciation

1035000

CY2016

us-gaap

Depreciation

1019000

CY2017

us-gaap

Amortization Of Mortgage Servicing Rights Ms Rs

AmortizationOfMortgageServicingRightsMSRs

28000

CY2016

us-gaap

Amortization Of Mortgage Servicing Rights Ms Rs

AmortizationOfMortgageServicingRightsMSRs

12000

CY2017

us-gaap

Amortization Of Financing Costs

AmortizationOfFinancingCosts

322000

CY2016

us-gaap

Amortization Of Financing Costs

AmortizationOfFinancingCosts

222000

CY2017

us-gaap

Amortization Of Financing Costs And Discounts

AmortizationOfFinancingCostsAndDiscounts

34000

CY2016

us-gaap

Amortization Of Financing Costs And Discounts

AmortizationOfFinancingCostsAndDiscounts

34000

CY2017

pbhc

Bank Owned Life Insurance Income Operating Activities

BankOwnedLifeInsuranceIncomeOperatingActivities

284000

CY2016

pbhc

Bank Owned Life Insurance Income Operating Activities

BankOwnedLifeInsuranceIncomeOperatingActivities

307000

CY2017

us-gaap

Amortization Of Debt Discount Premium

AmortizationOfDebtDiscountPremium

1678000

CY2016

us-gaap

Amortization Of Debt Discount Premium

AmortizationOfDebtDiscountPremium

1211000

CY2017

us-gaap

Amortization Of Intangible Assets

AmortizationOfIntangibleAssets

16000

CY2017

us-gaap

Net Cash Provided By Used In Investing Activities Continuing Operations

NetCashProvidedByUsedInInvestingActivitiesContinuingOperations

-133943000

CY2016

us-gaap

Net Cash Provided By Used In Investing Activities Continuing Operations

NetCashProvidedByUsedInInvestingActivitiesContinuingOperations

-121457000

CY2016

us-gaap

Amortization Of Intangible Assets

AmortizationOfIntangibleAssets

16000

CY2017

us-gaap

Stock Option Plan Expense

StockOptionPlanExpense

712000

CY2016

us-gaap

Stock Option Plan Expense

StockOptionPlanExpense

557000

CY2017

us-gaap

Increase Decrease In Accrued Interest Receivable Net

IncreaseDecreaseInAccruedInterestReceivableNet

515000

CY2016

us-gaap

Increase Decrease In Accrued Interest Receivable Net

IncreaseDecreaseInAccruedInterestReceivableNet

479000

CY2017

us-gaap

Increase Decrease In Other Operating Capital Net

IncreaseDecreaseInOtherOperatingCapitalNet

1246000

CY2016

us-gaap

Increase Decrease In Other Operating Capital Net

IncreaseDecreaseInOtherOperatingCapitalNet

-574000

CY2017

us-gaap

Net Cash Provided By Used In Operating Activities Continuing Operations

NetCashProvidedByUsedInOperatingActivitiesContinuingOperations

6842000

CY2016

us-gaap

Net Cash Provided By Used In Operating Activities Continuing Operations

NetCashProvidedByUsedInOperatingActivitiesContinuingOperations

6371000

CY2017

us-gaap

Payments To Acquire Available For Sale Securities

PaymentsToAcquireAvailableForSaleSecurities

132748000

CY2016

us-gaap

Payments To Acquire Available For Sale Securities

PaymentsToAcquireAvailableForSaleSecurities

145264000

CY2017

us-gaap

Payments To Acquire Held To Maturity Securities

PaymentsToAcquireHeldToMaturitySecurities

21449000

CY2016

us-gaap

Payments To Acquire Held To Maturity Securities

PaymentsToAcquireHeldToMaturitySecurities

16859000

CY2017

us-gaap

Payments For Proceeds From Federal Home Loan Bank Stock

PaymentsForProceedsFromFederalHomeLoanBankStock

605000

CY2016

us-gaap

Payments For Proceeds From Federal Home Loan Bank Stock

PaymentsForProceedsFromFederalHomeLoanBankStock

826000

CY2017

us-gaap

Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities

ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities

38262000

CY2016

us-gaap

Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities

ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities

68506000

CY2017

us-gaap

Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities

ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities

7080000

CY2016

us-gaap

Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities

ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities

3659000

CY2017

us-gaap

Proceeds From Sale Of Available For Sale Securities

ProceedsFromSaleOfAvailableForSaleSecurities

65010000

CY2016

us-gaap

Proceeds From Sale Of Available For Sale Securities

ProceedsFromSaleOfAvailableForSaleSecurities

30228000

CY2017

us-gaap

Proceeds From Sale Of Held To Maturity Securities

ProceedsFromSaleOfHeldToMaturitySecurities

2635000

CY2016

us-gaap

Proceeds From Sale Of Held To Maturity Securities

ProceedsFromSaleOfHeldToMaturitySecurities

3000000

CY2017

us-gaap

Proceeds From Sale Of Foreclosed Assets

ProceedsFromSaleOfForeclosedAssets

993000

CY2016

us-gaap

Proceeds From Sale Of Foreclosed Assets

ProceedsFromSaleOfForeclosedAssets

279000

CY2017

pbhc

Realized Gains Losses On Hedging Activity

RealizedGainsLossesOnHedgingActivity

428000

CY2016

pbhc

Realized Gains Losses On Hedging Activity

RealizedGainsLossesOnHedgingActivity

85000

CY2017

us-gaap

Payments For Proceeds From Loans And Leases

PaymentsForProceedsFromLoansAndLeases

90718000

CY2016

us-gaap

Payments For Proceeds From Loans And Leases

PaymentsForProceedsFromLoansAndLeases

62733000

CY2017

us-gaap

Payments To Acquire Productive Assets

PaymentsToAcquireProductiveAssets

1975000

CY2016

us-gaap

Payments To Acquire Productive Assets

PaymentsToAcquireProductiveAssets

1362000

CY2017

us-gaap

Increase Decrease In Demand Deposits

IncreaseDecreaseInDemandDeposits

92470000

CY2016

us-gaap

Increase Decrease In Demand Deposits

IncreaseDecreaseInDemandDeposits

57830000

CY2017

us-gaap

Increase Decrease In Time Deposits

IncreaseDecreaseInTimeDeposits

18329000

CY2016

us-gaap

Increase Decrease In Time Deposits

IncreaseDecreaseInTimeDeposits

28594000

CY2017

pbhc

Increase Decrease In Brokered Deposits

IncreaseDecreaseInBrokeredDeposits

1821000

CY2016

pbhc

Increase Decrease In Brokered Deposits

IncreaseDecreaseInBrokeredDeposits

34244000

CY2017

us-gaap

Proceeds From Repayments Of Short Term Debt

ProceedsFromRepaymentsOfShortTermDebt

-11347000

CY2016

us-gaap

Proceeds From Repayments Of Short Term Debt

ProceedsFromRepaymentsOfShortTermDebt

17147000

CY2017

us-gaap

Repayments Of Long Term Debt

RepaymentsOfLongTermDebt

7000000

CY2016

us-gaap

Repayments Of Long Term Debt

RepaymentsOfLongTermDebt

3000000

CY2017

us-gaap

Proceeds From Issuance Of Long Term Debt

ProceedsFromIssuanceOfLongTermDebt

33228000

CY2016

us-gaap

Proceeds From Issuance Of Long Term Debt

ProceedsFromIssuanceOfLongTermDebt

3500000

CY2017

pbhc

Repayment Of Loan On Cash Surrender Value On Bank Owned Life Insurance

RepaymentOfLoanOnCashSurrenderValueOnBankOwnedLifeInsurance

0

CY2016

pbhc

Repayment Of Loan On Cash Surrender Value On Bank Owned Life Insurance

RepaymentOfLoanOnCashSurrenderValueOnBankOwnedLifeInsurance

536000

CY2017

us-gaap

Proceeds From Repurchase Of Redeemable Preferred Stock

ProceedsFromRepurchaseOfRedeemablePreferredStock

0

CY2016

us-gaap

Proceeds From Repurchase Of Redeemable Preferred Stock

ProceedsFromRepurchaseOfRedeemablePreferredStock

-13000000

CY2017

us-gaap

Payments For Repurchase Of Common Stock

PaymentsForRepurchaseOfCommonStock

0

CY2016

us-gaap

Payments For Repurchase Of Common Stock

PaymentsForRepurchaseOfCommonStock

1755000

CY2017

us-gaap

Proceeds From Stock Options Exercised

ProceedsFromStockOptionsExercised

155000

CY2016

us-gaap

Proceeds From Stock Options Exercised

ProceedsFromStockOptionsExercised

143000

CY2017

us-gaap

Payments Of Dividends Preferred Stock And Preference Stock

PaymentsOfDividendsPreferredStockAndPreferenceStock

0

CY2016

us-gaap

Payments Of Dividends Preferred Stock And Preference Stock

PaymentsOfDividendsPreferredStockAndPreferenceStock

49000

CY2017

us-gaap

Payments Of Dividends Common Stock

PaymentsOfDividendsCommonStock

884000

CY2016

us-gaap

Payments Of Dividends Common Stock

PaymentsOfDividendsCommonStock

866000

CY2017Q4

pbhc

Number Of Loans Outstanding

NumberOfLoansOutstanding

1082

CY2017

us-gaap

Proceeds From Payments To Minority Shareholders

ProceedsFromPaymentsToMinorityShareholders

-99000

CY2016

us-gaap

Proceeds From Payments To Minority Shareholders

ProceedsFromPaymentsToMinorityShareholders

8000

CY2017

us-gaap

Net Cash Provided By Used In Financing Activities Continuing Operations

NetCashProvidedByUsedInFinancingActivitiesContinuingOperations

126673000

CY2016

us-gaap

Net Cash Provided By Used In Financing Activities Continuing Operations

NetCashProvidedByUsedInFinancingActivitiesContinuingOperations

122260000

CY2017

us-gaap

Cash And Cash Equivalents Period Increase Decrease

CashAndCashEquivalentsPeriodIncreaseDecrease

-428000

CY2016

us-gaap

Cash And Cash Equivalents Period Increase Decrease

CashAndCashEquivalentsPeriodIncreaseDecrease

7174000

CY2015Q4

us-gaap

Cash And Cash Equivalents At Carrying Value

CashAndCashEquivalentsAtCarryingValue

15245000

CY2017

us-gaap

Interest Paid

InterestPaid

6179000

CY2016

us-gaap

Interest Paid

InterestPaid

3928000

CY2017

us-gaap

Income Taxes Paid

IncomeTaxesPaid

945000

CY2016

us-gaap

Income Taxes Paid

IncomeTaxesPaid

970000

CY2017

pbhc

Transfer Of Loans To Foreclosed Real Estate

TransferOfLoansToForeclosedRealEstate

822000

CY2016

pbhc

Transfer Of Loans To Foreclosed Real Estate

TransferOfLoansToForeclosedRealEstate

390000

CY2017

us-gaap

Description Of New Accounting Pronouncements Not Yet Adopted

DescriptionOfNewAccountingPronouncementsNotYetAdopted

<div> <p style="margin-bottom:12pt;margin-top:18pt;text-align:justify;text-indent:0%;font-weight:bold;font-family:Times New Roman;letter-spacing:0pt;font-size:10pt;letter-spacing:-0.1pt;font-style:normal;text-transform:none;font-variant: normal;">NOTE 2:  NEW ACCOUNTING PRONOUNCEMENTS   <p style="margin-bottom:12pt;text-align:justify;margin-top:0pt;text-indent:0%;font-family:Times New Roman;letter-spacing:0pt;font-size:10pt;letter-spacing:-0.1pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The following Table provides a description of accounting standards that were adopted in 2017 as well as standards that are currently effective but could have an impact on the Company's consolidated financial statements upon adoption. <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="bottom" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</td> </tr> <tr> <td colspan="7" valign="bottom" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Adopted in 2017</td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Improvements to Employee Share-Based Payment Accounting  (ASU 2016-09: Compensation—Stock Compensation [Topic 718]: Improvements to Employee Share-Based Payment Accounting)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires that all excess tax benefits and tax deficiencies related to share-based compensation be recognized in income tax expense in the income statement and that such amounts be recognized in the period in which the tax deduction arises or in the period in which an expiration of an award occurs.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2017</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The adoption of this guidance resulted in a $37,000 reduction of income tax expense for the year ended December 31, 2017 that under previous accounting guidance would have been recognized directly in shareholders’ equity.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Simplifying the Transition to Equity Method of Accounting (ASU 2016-07: Investments—Equity Method and Joint Ventures [Topic 323]: Simplifying the Transition to the Equity Method of Accounting)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance eliminates the requirement that an investor retroactively apply the equity method of accounting as a result of an increase in the level of ownership interest or degree of influence.  The amended guidance instead requires the investor to adopt the equity method of accounting as of the date the investment first qualifies for such accounting.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2017</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The adoption of this guidance did not have a material effect on the Company’s consolidated financial position or results of operations.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Derivatives and Hedging Amendments (ASU 2016-05: Derivatives and Hedging [Topic 815]: Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">One amendment clarifies that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument does not, in and of itself, require dedesignation of that hedging relationship provided that all other hedge accounting criteria continue to be met. A second amendment clarifies the requirements for assessing whether contingent call (put) options that can accelerate the payment of principal on debt instruments are clearly and closely related to their debt hosts.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2017</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The adoption of this guidance did not have a material effect on the Company’s consolidated financial position or results of operations.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income (ASU 2018-02: Income Statement—Reporting Comprehensive Income [Topic 220]: Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance allows a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the newly enacted federal corporate income tax rate. The amount of reclassification would be the difference between the historical corporate income tax and the new enacted 21 percent corporate income tax rate.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018  (Early adoption permitted)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company early adopted the amended guidance following enactment of the Tax Act in 2017. The adoption of this guidance resulted in a $790,000 reclassification from AOCI to retained earnings.</td> </tr> </table></div>   <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Revenue from Contracts with Customers (ASU 2014-09:  Revenue from Contracts with Customers [Topic 606])</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The core principle of the accounting guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the revenue recognition guidance effective January 1, 2018, and expects to apply the modified retrospective approach for reporting purposes.  A significant amount of the Company’s revenues are derived from net interest income on financial assets and liabilities, which are excluded from the scope of the amended guidance.  With respect to noninterest income, under the new guidance credit card interchange revenue will be presented net of rewards expense in other revenues from operations.  For the years ended December 31, 2017 and 2016, The Company recognized $94,000 and $111,000, respectively, of credit card rewards expense in other costs of operations.  The adjustment to beginning retained earnings as well as the impact of any changes in the timing of revenue recognition of noninterest income items within the scope of this guidance will not be material to the Company’s financial position or results of operations.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Recognition and Measurement of Financial Assets and Financial Liabilities (ASU 2016-01: Financial Instruments—Overall [Subtopic 825-10]: Recognition and Measurement of Financial Assets and Financial Liabilities)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires equity investments (excluding those accounted for under the equity method of accounting or those that result in consolidation of the investee) be measured at fair value with changes in fair value recognized in net income, public entities to use the exit price when measuring the fair value of financial instruments for disclosure purposes, and an entity to present separately in other comprehensive income a change in the instrument-specific credit risk when the entity has elected to measure a liability at fair value in accordance with the fair value option.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company held marketable equity securities with a fair value of $515,000 in its available-for-sale portfolio at December 31, 2017.  Effective January 1, 2018, fair value changes in such equity securities will be recognized in the consolidated statement of income as opposed to AOCI where they had been recognized under previous accounting guidance.  Although those securities have historically fluctuated in value, how those securities could change in value in the future is not predictable.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Improvements to Accounting for Hedging Activities (ASU 2017-12: Derivatives and Hedging [Topic 815]: Targeted Improvements to Accounting for Hedging Activities)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance expands and clarifies hedge accounting for nonfinancial and financial risk components, aligns the recognition and presentation of the effects of the hedging instrument and hedged item in the financial statements, and simplifies the requirements for assessing effectiveness in a hedging relationship.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2019 (Early adoption permitted)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the amended guidance on January 1, 2018 and does not expect such adoption will have a material impact on its consolidated financial statements.</td> </tr> </table></div>   <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost (ASU 2017-07: Compensation — Retirement Benefits [Topic 715] Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires the service cost component of the net periodic pension cost and net periodic postretirement benefit cost to be reported in the same line item in the income statement as other compensation costs arising from services rendered by the pertinent employees during the period.  The amendments also require that the other components of net benefit costs be presented separately from the service cost component.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the new reporting requirements effective January 1, 2018.  The Company has previously reported all of its net periodic pension and postretirement benefit costs in salaries and employee benefits within the consolidated statement of income.  Information about net periodic pension and postretirement benefit costs that were not service cost-related is included in Note 14.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-family:Calibri;font-size:11pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Scope of Modification Accounting for Share-Based Payment Awards (ASU 2016-09: Compensation — Stock Compensation [Topic 718]: Improvements to Employee Share-Based Payment Accounting)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance addresses which changes to the terms and conditions of a share-based payment award require an entity to apply modification accounting.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company adopted the amended guidance on January 1, 2018.  The guidance is to be applied on a prospective basis for awards modified on or after the adoption date.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Restricted Cash (ASU 2016-18: Statements of Cash Flows [Topic 230]: Restricted Cash)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires that restricted cash and restricted cash equivalents be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows.  In addition, when cash, cash equivalents, and restricted cash or restricted cash equivalents are presented in more than one line item within the statement of financial position, the line items and amounts must be presented on the face of the statement of cash flows or disclosed in the notes to the financial statements.  Information about the nature of restrictions on an entity’s cash and cash equivalents must also be disclosed.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance will be applied using a retrospective transition method beginning with first quarter 2018 reporting.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Classification of Certain Cash Receipts and Cash Payments (ASU 2016-15: Statement of Cash Flows [Topic 230]: Classification of Certain Cash Receipts and Cash Payments)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">This amendment provides clarifying guidance for classifying cash inflows or outflows on the statement of cash flows where current guidance is unclear or silent.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance will be applied using a retrospective transition method beginning with first quarter 2018 reporting.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Clarifying the Definition of a Business (ASU 2017-01: Business Combinations [Topic 805]: Clarifying the Definition of a Business)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance clarifies the definition of a business for purposes of evaluating whether transactions would be accounted for as acquisitions (or disposals) of assets or businesses.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance should be applied using a prospective transition method. The Company does not expect the guidance to have a material impact on its consolidated financial statements.</td> </tr> </table></div>   <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Leases (ASU 2016-02: Leases [Topic 842])</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The new guidance requires lessees to record a right-of-use asset and a lease liability for all leases with a term greater than 12 months.  While the guidance requires all leases to be recognized in the balance sheet, there continues to be a differentiation between finance leases and operating leases for purposes of income statement recognition and cash flow statement presentation.  For finance leases, interest on the lease liability and amortization of the right-of-use asset will be recognized separately in the statement of income.  Repayments of principal on those lease liabilities will be classified within financing activities and payments of interest on the lease liability will be classified within operating activities in the statement of cash flows.  For operating leases, a single lease cost is recognized in the statement of income and allocated over the lease term, generally on a straight-line basis.  All cash payments are presented within operating activities in the statement of cash flows. The accounting applied by lessors is largely unchanged from existing GAAP, however, the guidance eliminates the accounting model for leveraged leases for leases that commence after the effective date of the guidance.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2019 (Early adoption permitted)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company occupies certain banking offices and uses certain equipment under noncancelable operating lease agreements which currently are not reflected in its consolidated balance sheet.  Upon adoption of the guidance, the Company expects to report increased assets and increased liabilities as a result of recognizing right-of-use assets and lease liabilities on its consolidated balance sheet. The Company was committed to $1.1 million of minimum lease payments under noncancelable operating lease agreements at December 31, 2017.  The Company does not expect the new guidance will have a material impact to its consolidated statement of income.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Premium Amortization on Purchased Callable Debt Securities (ASU 2017-08: Receivables—Nonrefundable Fees and Other Costs [Subtopic 310-20]: Premium Amortization on Purchased Callable Debt Securities)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance requires the premium on callable debt securities to be amortized to the earliest call date.  The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2019 (Early adoption permitted)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amendments should be applied on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings as of the beginning of the period of adoption. The Company does not expect the guidance to have a material impact on its consolidated financial statements.</td> </tr> </table></div>   <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Measurement of Credit Losses on Financial Instruments (ASU 2016-13: Financial Instruments—Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance replaces the current incurred loss model for determining the allowance for credit losses. The guidance requires financial assets measured at amortized cost to be presented at the net amount expected to be collected.  The allowance for credit losses will represent a valuation account that is deducted from the amortized cost basis of the financial assets to present their net carrying value at the amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets as well as expected increases or decreases of expected credit losses that have taken place during the period. When determining the allowance, expected credit losses over the contractual term of the financial asset(s) (taking into account prepayments) will be estimated considering relevant information about past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount.  The amended guidance also requires recording an allowance for credit losses for purchased financial assets with a more-than-insignificant amount of credit deterioration since origination.  The initial allowance for these assets will be added to the purchase price at acquisition rather than being reported as an expense.  Subsequent changes in the allowance will be recorded through the income statement as an expense adjustment.  In addition, the amended guidance requires credit losses relating to available-for-sale debt securities to be recorded through an allowance for credit losses. The calculation of credit losses for available-for-sale securities will be similar to how it is determined under existing guidance.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2020 (Early adoption permitted as of January 1, 2019)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company is assessing the new guidance to determine what modifications to existing credit estimation processes may be required.  The Company expects that the new guidance will result in an increase in its allowance for credit losses as a result of considering credit losses over the expected life of its loan and debt securities portfolios.  Increases in the level of allowances will also reflect new requirements to include estimated credit losses on investment securities classified as held-to-maturity, if any.  The Company has formed an Implementation Committee, whose membership includes representatives of senior management, to develop plans that will encompass: (1) internal methodology changes (2) data collection and management activities, (3) internal communication requirements, and (4) estimation of the projected impact of this guidance.  The amount of any change in the allowance for credit losses resulting from the new guidance will ultimately be impacted by the provisions of this guidance as well as by the loan and debt security portfolios composition and asset quality at the adoption date, and economic conditions and forecasts at the time of adoption.</td> </tr> <tr> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Simplifying the Test for Goodwill Impairment (ASU 2017-04: Intangibles—Goodwill and Other [Topic 350]: Simplifying the Test for Goodwill Impairment)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance eliminates Step 2 from the goodwill impairment test.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2020 (Early adoption permitted)</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amendments should be applied using a prospective transition method. The Company does not expect the guidance will have a material impact on its consolidated financial statements, unless at some point in the future one of its reporting units were to fail Step 1 of the goodwill impairment test.</td> </tr> </table></div>   <div align="left"> <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse; width:100%;"> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standard</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Description</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Required Date of Implementation</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-bottom:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Effect on Consolidated Financial Statements</td> </tr> <tr> <td colspan="7" valign="middle" bgcolor="#CFF0FC" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:100%; border-top:solid 0.75pt #C9C9C9; border-bottom:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9; border-right:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;font-weight:bold;color:#000000;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Standards Not Yet Adopted as of December 31, 2017</td> </tr> <tr> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:24.16%; border-top:solid 0.75pt #C9C9C9; border-left:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Share-based Payment Awards (ASU 2017-11: Earnings per Share [Topic 260])</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.88%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The amended guidance clarifies which changes to the terms or conditions of a share-based payment award require an entity to apply modification accounting in FASB Topic 18. An entity should account for the effects of a modification unless specific criteria regarding fair value, vesting condition, and classification are met. The current disclosure requirements in FASB Topic 18 apply regardless of whether an entity is required to apply modification accounting under the amendments in this guidance.</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:14.52%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">January 1, 2018</td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:1.3%; border-top:solid 0.75pt #C9C9C9;"> <p style="text-align:center;margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"> </td> <td valign="middle" bgcolor="#FFFFFF" style="padding-left:0pt;padding-Right:0.75pt;padding-Top:0.75pt;padding-Bottom:0pt;width:28.44%; border-top:solid 0.75pt #C9C9C9;"> <p style="margin-bottom:0pt;margin-top:0pt;margin-left:0pt;;text-indent:0pt;;color:#000000;font-size:9pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The guidance will be applied using a prospective transition method. The Company does not expect the guidance to have a material impact on its consolidated financial statements.</td> </tr> </table></div>  </div>

CY2017Q4

us-gaap

Time Deposits Less Than100000

TimeDepositsLessThan100000

160736000

CY2017

us-gaap

Use Of Estimates

UseOfEstimates

<div> Use of Estimates in the Preparation of Consolidated Financial Statements The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.  Management has identified the allowance for loan losses, deferred income taxes, pension obligations, the annual evaluation of the Company’s goodwill for possible impairment and the evaluation of investment securities for other than temporary impairment and the estimation of fair values for accounting and disclosure purposes to be the accounting areas that require the most subjective and complex judgments, and as such, could be the most subject to revision as new information becomes available. The Company is subject to the regulations of various governmental agencies.  The Company also undergoes periodic examinations by the regulatory agencies which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions resulting from the regulators' judgments based on information available to them at the time of their examinations.</div>

CY2017

us-gaap

Concentration Risk Credit Risk

ConcentrationRiskCreditRisk

<div> Significant Group Concentrations of Credit Risk Most of the Company’s activities are with customers located primarily in Oswego and Onondaga counties of New York State.  A large portion of the Company’s portfolio is centered in residential and commercial real estate.  The Company closely monitors real estate collateral values and requires additional reviews of commercial real estate appraisals by a qualified third party for commercial real estate loans in excess of $400,000.  All residential loan appraisals are reviewed by an individual or third party who is independent of the loan origination or approval process and was not involved in the approval of appraisers or selection of the appraiser for the transaction, and has no direct or indirect interest, financial or otherwise in the property or the transaction.  Note 4 discusses the types of securities that the Company invests in.  Note 5 discusses the types of lending that the Company engages in.  The Company does not have any significant concentrations to any one industry or customer.</div>

CY2017

us-gaap

Prior Period Reclassification Adjustment Description

PriorPeriodReclassificationAdjustmentDescription

<div> Reclassifications Certain amounts in the 2016 consolidated financial statements have been reclassified to conform to the current year presentation.  These reclassifications had no effect on net income as previously reported.</div>

CY2016

us-gaap

Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax

ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax

-210000

CY2017Q4

pbhc

Number Of Wholly Owned Subsidiaries

NumberOfWhollyOwnedSubsidiaries

2

CY2017Q4

pbhc

Consolidation Of Membership Interest In Subsidiary

ConsolidationOfMembershipInterestInSubsidiary

1.00

CY2017Q4

pbhc

Number Of Offices Located In Oswego County

NumberOfOfficesLocatedInOswegoCounty

7

CY2017Q4

pbhc

Number Of Offices Located In Onondaga County

NumberOfOfficesLocatedInOnondagaCounty

2

CY2017Q4

pbhc

Number Of Loan Production Office Located In Oneida County

NumberOfLoanProductionOfficeLocatedInOneidaCounty

1

CY2017Q4

pbhc

Minimum Commercial Real Estate Loans Amount Required For Additional Review

MinimumCommercialRealEstateLoansAmountRequiredForAdditionalReview

400000

CY2017

pbhc

Maturity Period For Classification As Cash And Cash Equivalents Maximum

MaturityPeriodForClassificationAsCashAndCashEquivalentsMaximum

P3M

CY2017Q4

pbhc

Maximum Percentage For Estimating Specific And General Losses

MaximumPercentageForEstimatingSpecificAndGeneralLosses

0.10

CY2017Q4

pbhc

Individual Residential Mortgage Loans Threshold For Evaluations Of Impairment

IndividualResidentialMortgageLoansThresholdForEvaluationsOfImpairment

300000

CY2017

pbhc

Consecutive Months Of Current Payments Before Non Accrual Troubled Debt Restructured Loans Are Restored To Accrual Status

ConsecutiveMonthsOfCurrentPaymentsBeforeNonAccrualTroubledDebtRestructuredLoansAreRestoredToAccrualStatus

P6M

CY2017Q4

pbhc

Unrealized Loss On Securities Transferred To Held To Maturity Tax Effect

UnrealizedLossOnSecuritiesTransferredToHeldToMaturityTaxEffect

155000

CY2017

pbhc

Repurchase Agreements Period

RepurchaseAgreementsPeriod

P30D

CY2017Q4

pbhc

Tax Cuts And Jobs Act Of2017 Change In Tax Rate Income Tax Expense Benefit

TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit

-155000

CY2017Q4

us-gaap

Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax

AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax

2220000

CY2017Q4

pbhc

Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations

UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligations

3003000

CY2016Q4

pbhc

Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations

UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligations

2520000

CY2016Q4

us-gaap

Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax

AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax

1513000

CY2017Q4

pbhc

Unrealized Gains Available For Sale Securities

UnrealizedGainsAvailableForSaleSecurities

-2108000

CY2017Q4

pbhc

Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations Tax Effect

UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligationsTaxEffect

783000

CY2016Q4

pbhc

Unrealized Loss And Transition Obligation For Pension And Other Postretirement Obligations Tax Effect

UnrealizedLossAndTransitionObligationForPensionAndOtherPostretirementObligationsTaxEffect

1007000

CY2016Q4

pbhc

Unrealized Gains Available For Sale Securities

UnrealizedGainsAvailableForSaleSecurities

-3072000

CY2017Q4

pbhc

Unrealized Gains On Available For Sale Securities Tax Effect

UnrealizedGainsOnAvailableForSaleSecuritiesTaxEffect

550000

CY2016Q4

pbhc

Unrealized Gains On Available For Sale Securities Tax Effect

UnrealizedGainsOnAvailableForSaleSecuritiesTaxEffect

1227000

CY2017Q4

us-gaap

Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax

AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax

-1558000

CY2016Q4

us-gaap

Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax

AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax

-1845000

CY2017Q4

pbhc

Unrealized Loss On Securities Transferred To Held To Maturity

UnrealizedLossOnSecuritiesTransferredToHeldToMaturity

-585000

CY2016Q4

pbhc

Unrealized Loss On Securities Transferred To Held To Maturity

UnrealizedLossOnSecuritiesTransferredToHeldToMaturity

-774000

CY2017

us-gaap

Finite Lived Intangible Asset Useful Life

FiniteLivedIntangibleAssetUsefulLife

P15Y

CY2017

us-gaap

Description Of Derivative Activity Volume

DescriptionOfDerivativeActivityVolume

1

CY2016

us-gaap

Proceeds From Payments For In Securities Sold Under Agreements To Repurchase

ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase

25000000

CY2017

us-gaap

Proceeds From Payments For In Securities Sold Under Agreements To Repurchase

ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase

40000000

CY2016Q4

pbhc

Unrealized Loss On Securities Transferred To Held To Maturity Tax Effect

UnrealizedLossOnSecuritiesTransferredToHeldToMaturityTaxEffect

310000

CY2017Q4

pbhc

Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Net Of Taxes

OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTaxes

-430000

CY2016Q4

pbhc

Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Net Of Taxes

OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesNetOfTaxes

-464000

CY2017

us-gaap

Lessee Leasing Arrangements Operating Leases Term Of Contract

LesseeLeasingArrangementsOperatingLeasesTermOfContract

P12M

CY2017

us-gaap

Net Income Loss Available To Common Stockholders Diluted

NetIncomeLossAvailableToCommonStockholdersDiluted

3491000

CY2016

us-gaap

Net Income Loss Available To Common Stockholders Diluted

NetIncomeLossAvailableToCommonStockholdersDiluted

3256000

CY2017Q4

us-gaap

Available For Sale Securities Amortized Cost

AvailableForSaleSecuritiesAmortizedCost

173246000

CY2017Q4

us-gaap

Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax

AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax

290000

CY2017Q4

us-gaap

Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax

AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax

2398000

CY2017Q4

us-gaap

Held To Maturity Securities Accumulated Unrecognized Holding Gain

HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain

949000

CY2017Q4

us-gaap

Held To Maturity Securities Accumulated Unrecognized Holding Loss

HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss

719000

CY2016Q4

us-gaap

Available For Sale Securities Amortized Cost

AvailableForSaleSecuritiesAmortizedCost

145020000

CY2016Q4

us-gaap

Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax

AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax

117000

CY2016Q4

us-gaap

Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax

AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax

3182000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities Within One Year Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost

21555000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost

28957000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost

11587000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities After Ten Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost

8596000

CY2017Q4

pbhc

Aggregate Of Available For Sale Securities Debt Maturities Amortized Cost Basis

AggregateOfAvailableForSaleSecuritiesDebtMaturitiesAmortizedCostBasis

70695000

CY2017Q4

us-gaap

Available For Sale Debt Securities Amortized Cost Basis

AvailableForSaleDebtSecuritiesAmortizedCostBasis

172583000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities Within One Year Fair Value

AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue

21506000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities After One Through Five Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue

28830000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue

11642000

CY2017Q4

us-gaap

Available For Sale Securities Debt Maturities After Ten Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue

8283000

CY2017Q4

pbhc

Aggregate Of Available For Sale Securities Debt Maturities Fair Value

AggregateOfAvailableForSaleSecuritiesDebtMaturitiesFairValue

70261000

CY2017Q4

pbhc

Available For Sale Securities Debt Maturities Fair Value Net

AvailableForSaleSecuritiesDebtMaturitiesFairValueNet

170403000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount

HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount

1680000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount

HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount

11381000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount

HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount

16993000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount

HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount

18335000

CY2017Q4

pbhc

Aggregate Of Held To Maturity Securities Debt Maturities Carrying Amount

AggregateOfHeldToMaturitySecuritiesDebtMaturitiesCarryingAmount

48389000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities Within One Year Fair Value

HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue

1680000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value

HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue

11488000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value

HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue

17479000

CY2017Q4

us-gaap

Held To Maturity Securities Debt Maturities After Ten Years Fair Value

HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue

18064000

CY2017Q4

pbhc

Aggregate Of Held To Maturity Securities Debt Maturities Fair Value

AggregateOfHeldToMaturitySecuritiesDebtMaturitiesFairValue

48711000

CY2017Q4

pbhc

Held To Maturity Number Of Securities In Unrealized Loss Positions Less Than Twelve Months

HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsLessThanTwelveMonths

18

CY2017Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss

302000

CY2017Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue

16516000

CY2017Q4

pbhc

Held To Maturity Number Of Securities In Unrealized Loss Positions Twelve Months Or More

HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsTwelveMonthsOrMore

13

CY2017Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss

HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss

417000

CY2017Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue

11719000

CY2017Q4

pbhc

Held To Maturity Number Of Securities In Unrealized Loss Positions

HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositions

31

CY2017Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss

719000

CY2017Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Fair Value

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue

28235000

CY2016Q4

pbhc

Held To Maturity Number Of Securities In Unrealized Loss Positions Less Than Twelve Months

HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsLessThanTwelveMonths

26

CY2016Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss

1030000

CY2016Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue

18687000

CY2016Q4

pbhc

Held To Maturity Number Of Securities In Unrealized Loss Positions Twelve Months Or More

HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositionsTwelveMonthsOrMore

0

CY2016Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss

HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss

0

CY2016Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue

0

CY2016Q4

pbhc

Held To Maturity Number Of Securities In Unrealized Loss Positions

HeldToMaturityNumberOfSecuritiesInUnrealizedLossPositions

26

CY2016Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Accumulated Loss

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss

1030000

CY2016Q4

us-gaap

Held To Maturity Securities Continuous Unrealized Loss Position Fair Value

HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue

18687000

CY2017

pbhc

Proceeds From Sale Of Available For Sale Securities And Held To Maturity Securities

ProceedsFromSaleOfAvailableForSaleSecuritiesAndHeldToMaturitySecurities

67600000

CY2016

pbhc

Proceeds From Sale Of Available For Sale Securities And Held To Maturity Securities

ProceedsFromSaleOfAvailableForSaleSecuritiesAndHeldToMaturitySecurities

33200000

CY2017

pbhc

Realized Gains On Investments Sold

RealizedGainsOnInvestmentsSold

427000

CY2016

pbhc

Realized Gains On Investments Sold

RealizedGainsOnInvestmentsSold

526000

CY2017

pbhc

Realized Losses On Sale Of Investments

RealizedLossesOnSaleOfInvestments

366000

CY2016

pbhc

Realized Losses On Sale Of Investments

RealizedLossesOnSaleOfInvestments

17000

CY2017Q4

pbhc

Securities Pledged To Collateralize Deposit

SecuritiesPledgedToCollateralizeDeposit

113000000

CY2016Q4

pbhc

Securities Pledged To Collateralize Deposit

SecuritiesPledgedToCollateralizeDeposit

96400000

CY2017Q4

pbhc

Securities Pledged To Collateralize Borrowing

SecuritiesPledgedToCollateralizeBorrowing

19900000

CY2016Q4

pbhc

Securities Pledged To Collateralize Borrowing

SecuritiesPledgedToCollateralizeBorrowing

12900000

CY2017Q4

us-gaap

Loans And Leases Receivable Gross Carrying Amount

LoansAndLeasesReceivableGrossCarryingAmount

581244000

CY2016Q4

us-gaap

Loans And Leases Receivable Gross Carrying Amount

LoansAndLeasesReceivableGrossCarryingAmount

492612000

CY2017Q4

us-gaap

Loans And Leases Receivable Deferred Income

LoansAndLeasesReceivableDeferredIncome

413000

CY2016Q4

us-gaap

Loans And Leases Receivable Deferred Income

LoansAndLeasesReceivableDeferredIncome

465000

CY2017Q1

us-gaap

Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Outstanding Balance

CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance

15600000

CY2017Q2

us-gaap

Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Outstanding Balance

CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance

10200000

CY2017

pbhc

Participating Interest Of Acquired Loan Percentage

ParticipatingInterestOfAcquiredLoanPercentage

0.90

CY2017

pbhc

Number Of Loans Secured By Liens On Automobiles

NumberOfLoansSecuredByLiensOnAutomobiles

1231

CY2017Q4

us-gaap

Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net

CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet

19600000

CY2017

pbhc

Number Of Acquired Loan Charged Off As Uncollectible

NumberOfAcquiredLoanChargedOffAsUncollectible

2

CY2017

us-gaap

Allowance For Loan And Lease Losses Write Offs

AllowanceForLoanAndLeaseLossesWriteOffs

44800

CY2017Q4

us-gaap

Financing Receivable Recorded Investment Past Due

FinancingReceivableRecordedInvestmentPastDue

12349000

CY2017Q4

us-gaap

Financing Receivable Recorded Investment Current

FinancingReceivableRecordedInvestmentCurrent

568895000

CY2016Q4

us-gaap

Financing Receivable Recorded Investment Past Due

FinancingReceivableRecordedInvestmentPastDue

9763000

CY2016Q4

us-gaap

Financing Receivable Recorded Investment Current

FinancingReceivableRecordedInvestmentCurrent

482849000

CY2017Q4

us-gaap

Financing Receivable Recorded Investment Nonaccrual Status

FinancingReceivableRecordedInvestmentNonaccrualStatus

4894000

CY2016Q4

us-gaap

Financing Receivable Recorded Investment Nonaccrual Status

FinancingReceivableRecordedInvestmentNonaccrualStatus

4811000

CY2017Q4

us-gaap

Financing Receivable Recorded Investment90 Days Past Due And Still Accruing

FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing

0

CY2016Q4

us-gaap

Financing Receivable Recorded Investment90 Days Past Due And Still Accruing

FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing

0

CY2016Q4

us-gaap

Impaired Financing Receivable Interest Income Cash Basis Method

ImpairedFinancingReceivableInterestIncomeCashBasisMethod

29000

CY2017Q4

us-gaap

Impaired Financing Receivable Recorded Investment

ImpairedFinancingReceivableRecordedInvestment

9243000

CY2017

us-gaap

Financing Receivable Allowance For Credit Losses Recovery

FinancingReceivableAllowanceForCreditLossesRecovery

74000

CY2017Q4

us-gaap

Financing Receivable Allowance For Credit Losses

FinancingReceivableAllowanceForCreditLosses

7126000

CY2015Q4

us-gaap

Financing Receivable Allowance For Credit Losses

FinancingReceivableAllowanceForCreditLosses

5706000

CY2017Q4

us-gaap

Impaired Financing Receivable Unpaid Principal Balance

ImpairedFinancingReceivableUnpaidPrincipalBalance

9300000

CY2016

us-gaap

Financing Receivable Allowance For Credit Losses Write Offs

FinancingReceivableAllowanceForCreditLossesWriteOffs

519000

CY2016

us-gaap

Financing Receivable Allowance For Credit Losses Recovery

FinancingReceivableAllowanceForCreditLossesRecovery

107000

CY2016Q4

us-gaap

Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1

FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1

1130000

CY2016Q4

us-gaap

Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment

FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment

5117000

CY2016Q4

us-gaap

Financing Receivable Individually Evaluated For Impairment

FinancingReceivableIndividuallyEvaluatedForImpairment

8592000

CY2016Q4

us-gaap

Financing Receivable Collectively Evaluated For Impairment

FinancingReceivableCollectivelyEvaluatedForImpairment

484020000

CY2017Q4

pbhc

Financing Receivable Allowance For Credit Losses Specifically Reserved

FinancingReceivableAllowanceForCreditLossesSpecificallyReserved

1103000

CY2017Q4

pbhc

Financing Receivable Allowance For Credit Losses Historical Loss Rate

FinancingReceivableAllowanceForCreditLossesHistoricalLossRate

362000

CY2017Q4

us-gaap

Impaired Financing Receivable Related Allowance

ImpairedFinancingReceivableRelatedAllowance

1103000

CY2016Q4

us-gaap

Impaired Financing Receivable Recorded Investment

ImpairedFinancingReceivableRecordedInvestment

8592000

CY2016Q4

us-gaap

Impaired Financing Receivable Unpaid Principal Balance

ImpairedFinancingReceivableUnpaidPrincipalBalance

8743000

CY2016Q4

us-gaap

Impaired Financing Receivable Related Allowance

ImpairedFinancingReceivableRelatedAllowance

1130000

CY2017

us-gaap

Impaired Financing Receivable Average Recorded Investment

ImpairedFinancingReceivableAverageRecordedInvestment

8356000

CY2016

us-gaap

Impaired Financing Receivable Average Recorded Investment

ImpairedFinancingReceivableAverageRecordedInvestment

6632000

CY2017

us-gaap

Impaired Financing Receivable Interest Income Cash Basis Method

ImpairedFinancingReceivableInterestIncomeCashBasisMethod

388000

CY2016

us-gaap

Impaired Financing Receivable Interest Income Cash Basis Method

ImpairedFinancingReceivableInterestIncomeCashBasisMethod

304000

CY2016Q4

us-gaap

Financing Receivable Allowance For Credit Losses

FinancingReceivableAllowanceForCreditLosses

6247000

CY2017

us-gaap

Financing Receivable Allowance For Credit Losses Write Offs

FinancingReceivableAllowanceForCreditLossesWriteOffs

964000

CY2017Q4

us-gaap

Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1

FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1

1103000

CY2017Q4

us-gaap

Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment

FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment

6023000

CY2017Q4

us-gaap

Financing Receivable Individually Evaluated For Impairment

FinancingReceivableIndividuallyEvaluatedForImpairment

9243000

CY2017Q4

us-gaap

Financing Receivable Collectively Evaluated For Impairment

FinancingReceivableCollectivelyEvaluatedForImpairment

572001000

CY2017Q4

pbhc

Financing Receivable Allowance For Credit Losses Qualitative Factors

FinancingReceivableAllowanceForCreditLossesQualitativeFactors

5661000

CY2016Q4

pbhc

Financing Receivable Allowance For Credit Losses Specifically Reserved

FinancingReceivableAllowanceForCreditLossesSpecificallyReserved

1130000

CY2016Q4

pbhc

Financing Receivable Allowance For Credit Losses Historical Loss Rate

FinancingReceivableAllowanceForCreditLossesHistoricalLossRate

283000

CY2016Q4

pbhc

Financing Receivable Allowance For Credit Losses Qualitative Factors

FinancingReceivableAllowanceForCreditLossesQualitativeFactors

4834000

CY2017Q4

pbhc

Servicing Asset At Carrying Value Amount

ServicingAssetAtCarryingValueAmount

14300000

CY2016Q4

pbhc

Servicing Asset At Carrying Value Amount

ServicingAssetAtCarryingValueAmount

17000000

CY2017Q4

pbhc

Capitalized Servicing Asset At Carrying Value Amount

CapitalizedServicingAssetAtCarryingValueAmount

28000

CY2016Q4

pbhc

Capitalized Servicing Asset At Carrying Value Amount

CapitalizedServicingAssetAtCarryingValueAmount

40000

CY2017

us-gaap

Servicing Asset At Amortized Value Additions

ServicingAssetAtAmortizedValueAdditions

0

CY2016

us-gaap

Servicing Asset At Amortized Value Additions

ServicingAssetAtAmortizedValueAdditions

0

CY2017

us-gaap

Servicing Asset At Amortized Value Amortization1

ServicingAssetAtAmortizedValueAmortization1

12000

CY2016

us-gaap

Servicing Asset At Amortized Value Amortization1

ServicingAssetAtAmortizedValueAmortization1

12000

CY2017Q4

us-gaap

Property Plant And Equipment Gross

PropertyPlantAndEquipmentGross

31287000

CY2016Q4

us-gaap

Property Plant And Equipment Gross

PropertyPlantAndEquipmentGross

29312000

CY2017Q4

us-gaap

Accumulated Depreciation Depletion And Amortization Property Plant And Equipment

AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment

15170000

CY2016Q4

us-gaap

Accumulated Depreciation Depletion And Amortization Property Plant And Equipment

AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment

14135000

CY2017Q4

us-gaap

Mortgage Loans In Process Of Foreclosure Amount

MortgageLoansInProcessOfForeclosureAmount

805000

CY2017

us-gaap

Finitelived Intangible Assets Acquired1

FinitelivedIntangibleAssetsAcquired1

182000

CY2017

us-gaap

Acquired Finite Lived Intangible Assets Weighted Average Useful Life

AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife

P7Y

CY2017Q4

us-gaap

Finite Lived Intangible Assets Gross

FiniteLivedIntangibleAssetsGross

198000

CY2016Q4

us-gaap

Finite Lived Intangible Assets Gross

FiniteLivedIntangibleAssetsGross

214000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Accumulated Amortization

FiniteLivedIntangibleAssetsAccumulatedAmortization

16000

CY2016Q4

us-gaap

Finite Lived Intangible Assets Accumulated Amortization

FiniteLivedIntangibleAssetsAccumulatedAmortization

16000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

182000

CY2016Q4

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

198000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Amortization Expense Next Twelve Months

FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths

16000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Two

FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo

16000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Three

FiniteLivedIntangibleAssetsAmortizationExpenseYearThree

16000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Four

FiniteLivedIntangibleAssetsAmortizationExpenseYearFour

16000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Five

FiniteLivedIntangibleAssetsAmortizationExpenseYearFive

16000

CY2017Q4

us-gaap

Finite Lived Intangible Assets Amortization Expense After Year Five

FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive

102000

CY2017Q4

us-gaap

Deposits Savings Deposits

DepositsSavingsDeposits

80587000

CY2016Q4

us-gaap

Deposits Savings Deposits

DepositsSavingsDeposits

80139000

CY2016Q4

us-gaap

Time Deposits Less Than100000

TimeDepositsLessThan100000

132007000

CY2016Q4

us-gaap

Deferred Finance Costs Net

DeferredFinanceCostsNet

53000

CY2017Q4

us-gaap

Time Deposits

TimeDeposits

213427000

CY2017Q4

pbhc

Time Deposits250000 Or More

TimeDeposits250000OrMore

52691000

CY2016Q4

pbhc

Time Deposits250000 Or More

TimeDeposits250000OrMore

57349000

CY2017Q4

pbhc

Deposits Money Management Accounts

DepositsMoneyManagementAccounts

14905000

CY2016Q4

pbhc

Deposits Money Management Accounts

DepositsMoneyManagementAccounts

14718000

CY2017Q4

us-gaap

Deposits Money Market Deposits

DepositsMoneyMarketDeposits

253088000

CY2016Q4

us-gaap

Deposits Money Market Deposits

DepositsMoneyMarketDeposits

192692000

CY2017Q4

us-gaap

Demand Deposit Accounts

DemandDepositAccounts

66093000

CY2016Q4

us-gaap

Demand Deposit Accounts

DemandDepositAccounts

53587000

CY2017Q4

pbhc

Mortgage Escrow Funds

MortgageEscrowFunds

5720000

CY2016Q4

pbhc

Mortgage Escrow Funds

MortgageEscrowFunds

5209000

CY2017Q4

us-gaap

Time Deposit Maturities Year One

TimeDepositMaturitiesYearOne

146318000

CY2017Q4

us-gaap

Time Deposit Maturities Year Two

TimeDepositMaturitiesYearTwo

42244000

CY2017Q4

us-gaap

Time Deposit Maturities Year Three

TimeDepositMaturitiesYearThree

14522000

CY2017Q4

us-gaap

Time Deposit Maturities Year Four

TimeDepositMaturitiesYearFour

5889000

CY2017Q4

us-gaap

Time Deposit Maturities Year Five

TimeDepositMaturitiesYearFive

2613000

CY2017Q4

us-gaap

Time Deposit Maturities After Year Five

TimeDepositMaturitiesAfterYearFive

1841000

CY2017Q4

us-gaap

Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date

FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate

2000000

CY2017Q4

us-gaap

Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date

FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate

31228000

CY2017Q4

us-gaap

Federal Home Loan Bank Advances Maturities Summary Due After Five Years Of Balance Sheet Date

FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate

10060000

CY2017Q4

us-gaap

Advances From Federal Home Loan Banks

AdvancesFromFederalHomeLoanBanks

43288000

CY2017

pbhc

Federal Home Loan Bank Advances Maturities Summary By Interest Rate Type Under One Year Interest Rate

FederalHomeLoanBankAdvancesMaturitiesSummaryByInterestRateTypeUnderOneYearInterestRate

0.0104

CY2017Q4

us-gaap

Long Term Debt Maturities Repayments Of Principal In Next Twelve Months

LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths

2000000

CY2017Q4

us-gaap

Long Term Debt Maturities Repayments Of Principal In Year Two

LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo

31228000

CY2017Q4

us-gaap

Long Term Debt Maturities Repayments Of Principal In Year Three

LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree

7060000

CY2017Q4

us-gaap

Long Term Debt Maturities Repayments Of Principal In Year Four

LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour

1000000

CY2017Q4

us-gaap

Long Term Debt Maturities Repayments Of Principal In Year Five

LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive

2000000

CY2017Q4

us-gaap

Long Term Debt Maturities Repayments Of Principal After Year Five

LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive

0

CY2017Q4

us-gaap

Subordinated Long Term Debt

SubordinatedLongTermDebt

15059000

CY2016Q4

us-gaap

Subordinated Long Term Debt

SubordinatedLongTermDebt

15025000

CY2017

pbhc

Minimum Years Of Service To Participate In Health And Life Insurance Benefits As Of January11995

MinimumYearsOfServiceToParticipateInHealthAndLifeInsuranceBenefitsAsOfJanuary11995

P14Y

CY2017

pbhc

Gains Or Losses Greater Of Benefit Obligation Or Fair Value Of Assets Amortized Over Average Remaining Service Period

GainsOrLossesGreaterOfBenefitObligationOrFairValueOfAssetsAmortizedOverAverageRemainingServicePeriod

0.10

CY2017

pbhc

Defined Benefit Plan Assumptions Used Calculating Benefit Obligation Long Term Inflation Rate

DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationLongTermInflationRate

0.025

CY2017

pbhc

Number Of Funds In Which Plan Assets Invested

NumberOfFundsInWhichPlanAssetsInvested

4

CY2017

pbhc

Defined Benefit Plan Target Plan Asset Allocations Range Asset Rebalancing Threshold

DefinedBenefitPlanTargetPlanAssetAllocationsRangeAssetRebalancingThreshold

0.10

CY2017

pbhc

Defined Benefit Plan Target Plan Asset Allocations Range Policy Range Guideline

DefinedBenefitPlanTargetPlanAssetAllocationsRangePolicyRangeGuideline

0.10

CY2016Q4

us-gaap

Defined Benefit Plan Fair Value Of Plan Assets

DefinedBenefitPlanFairValueOfPlanAssets

13634000

CY2017Q4

us-gaap

Defined Benefit Plan Expected Future Benefit Payments Next Twelve Months

DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths

329000

CY2017Q4

us-gaap

Defined Benefit Plan Expected Future Benefit Payments Year Two

DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo

340000

CY2017Q4

us-gaap

Defined Benefit Plan Expected Future Benefit Payments Year Three

DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree

359000

CY2017Q4

us-gaap

Defined Benefit Plan Expected Future Benefit Payments Year Four

DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour

378000

CY2017Q4

us-gaap

Defined Benefit Plan Expected Future Benefit Payments Year Five

DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive

403000

CY2017Q4

us-gaap

Defined Benefit Plan Expected Future Benefit Payments Five Fiscal Years Thereafter

DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter

2766000

CY2017

us-gaap

Defined Contribution Plan Cost Recognized

DefinedContributionPlanCostRecognized

333000

CY2016

us-gaap

Defined Contribution Plan Cost Recognized

DefinedContributionPlanCostRecognized

300000

CY2017

us-gaap

Defined Contribution Plan Employer Discretionary Contribution Amount

DefinedContributionPlanEmployerDiscretionaryContributionAmount

244000

CY2017

pbhc

Period For Involuntary Termination Or Resignation Following Change In Control

PeriodForInvoluntaryTerminationOrResignationFollowingChangeInControl

P24M

CY2017

pbhc

Period For Death Disability Or Termination Following Change In Control

PeriodForDeathDisabilityOrTerminationFollowingChangeInControl

P3Y

CY2017

pbhc

Period For Benefit Payment In Event Of Death Disability Or Termination Following Change In Control

PeriodForBenefitPaymentInEventOfDeathDisabilityOrTerminationFollowingChangeInControl

P24M

CY2017

pbhc

Number Of Annual Installments For Benefit Payments

NumberOfAnnualInstallmentsForBenefitPayments

10

CY2017

us-gaap

Current Income Tax Expense Benefit

CurrentIncomeTaxExpenseBenefit

1022000

CY2016

us-gaap

Current Income Tax Expense Benefit

CurrentIncomeTaxExpenseBenefit

1360000

CY2017

us-gaap

Federal Income Tax Expense Benefit Continuing Operations

FederalIncomeTaxExpenseBenefitContinuingOperations

741000

CY2016

us-gaap

Federal Income Tax Expense Benefit Continuing Operations

FederalIncomeTaxExpenseBenefitContinuingOperations

980000

CY2016Q4

us-gaap

Deferred Tax Assets Valuation Allowance

DeferredTaxAssetsValuationAllowance

150000

CY2017Q4

us-gaap

Deferred Tax Assets Liabilities Net

DeferredTaxAssetsLiabilitiesNet

531000

CY2016Q4

us-gaap

Deferred Tax Assets Liabilities Net

DeferredTaxAssetsLiabilitiesNet

698000

CY2017

pbhc

Recognized Capital Gains Net

RecognizedCapitalGainsNet

428000

CY2016

us-gaap

Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate

EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate

0.340

CY2017

us-gaap

Effective Income Tax Rate Reconciliation State And Local Income Taxes

EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes

0.029

CY2017

us-gaap

State And Local Income Tax Expense Benefit Continuing Operations

StateAndLocalIncomeTaxExpenseBenefitContinuingOperations

181000

CY2016

us-gaap

State And Local Income Tax Expense Benefit Continuing Operations

StateAndLocalIncomeTaxExpenseBenefitContinuingOperations

131000

CY2017Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Compensation

DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation

847000

CY2016Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Compensation

DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation

912000

CY2017Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses

DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses

1862000

CY2016Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses

DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses

2392000

CY2017Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Postretirement Benefits

DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits

126000

CY2016Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Postretirement Benefits

DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits

56000

CY2017Q4

pbhc

Deferred Tax Assets Subordinated Loan Interest

DeferredTaxAssetsSubordinatedLoanInterest

23000

CY2016Q4

pbhc

Deferred Tax Assets Subordinated Loan Interest

DeferredTaxAssetsSubordinatedLoanInterest

37000

CY2017Q4

pbhc

Deferred Tax Assets Investment Securities And Financial Derivative

DeferredTaxAssetsInvestmentSecuritiesAndFinancialDerivative

551000

CY2016Q4

pbhc

Deferred Tax Assets Investment Securities And Financial Derivative

DeferredTaxAssetsInvestmentSecuritiesAndFinancialDerivative

1229000

CY2017Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Impairment Losses

DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses

0

CY2016Q4

us-gaap

Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Impairment Losses

DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses

88000

CY2017Q4

pbhc

Deferred Tax Assets Loan Origination Fees

DeferredTaxAssetsLoanOriginationFees

108000

CY2016Q4

pbhc

Deferred Tax Assets Loan Origination Fees

DeferredTaxAssetsLoanOriginationFees

184000

CY2017Q4

us-gaap

Deferred Tax Assets Capital Loss Carryforwards

DeferredTaxAssetsCapitalLossCarryforwards

0

CY2016Q4

us-gaap

Deferred Tax Assets Capital Loss Carryforwards

DeferredTaxAssetsCapitalLossCarryforwards

62000

CY2017Q4

pbhc

Deferred Tax Assets Held To Maturity Securities

DeferredTaxAssetsHeldToMaturitySecurities

153000

CY2016Q4

pbhc

Deferred Tax Assets Held To Maturity Securities

DeferredTaxAssetsHeldToMaturitySecurities

310000

CY2017Q4

us-gaap

Deferred Tax Assets Other

DeferredTaxAssetsOther

212000

CY2016Q4

us-gaap

Deferred Tax Assets Other

DeferredTaxAssetsOther

166000

CY2017Q4

us-gaap

Deferred Tax Assets Gross

DeferredTaxAssetsGross

3882000

CY2016Q4

us-gaap

Deferred Tax Assets Gross

DeferredTaxAssetsGross

5436000

CY2017Q4

pbhc

Deferred Tax Liabilities Prepaid Pension

DeferredTaxLiabilitiesPrepaidPension

1173000

CY2016Q4

pbhc

Deferred Tax Liabilities Prepaid Pension

DeferredTaxLiabilitiesPrepaidPension

1605000

CY2017Q4

us-gaap

Deferred Tax Liabilities Property Plant And Equipment

DeferredTaxLiabilitiesPropertyPlantAndEquipment

968000

CY2016Q4

us-gaap

Deferred Tax Liabilities Property Plant And Equipment

DeferredTaxLiabilitiesPropertyPlantAndEquipment

1083000

CY2017Q4

pbhc

Deferred Tax Liabilities Accretion

DeferredTaxLiabilitiesAccretion

120000

CY2016Q4

pbhc

Deferred Tax Liabilities Accretion

DeferredTaxLiabilitiesAccretion

211000

CY2017Q4

us-gaap

Deferred Tax Liabilities Goodwill And Intangible Assets

DeferredTaxLiabilitiesGoodwillAndIntangibleAssets

1004000

CY2016Q4

us-gaap

Deferred Tax Liabilities Goodwill And Intangible Assets

DeferredTaxLiabilitiesGoodwillAndIntangibleAssets

1470000

CY2017Q4

us-gaap

Deferred Tax Liabilities Mortgage Servicing Rights

DeferredTaxLiabilitiesMortgageServicingRights

7000

CY2016Q4

us-gaap

Deferred Tax Liabilities Mortgage Servicing Rights

DeferredTaxLiabilitiesMortgageServicingRights

15000

CY2017Q4

us-gaap

Deferred Tax Liabilities Prepaid Expenses

DeferredTaxLiabilitiesPrepaidExpenses

79000

CY2016Q4

us-gaap

Deferred Tax Liabilities Prepaid Expenses

DeferredTaxLiabilitiesPrepaidExpenses

204000

CY2017Q4

us-gaap

Deferred Income Tax Liabilities

DeferredIncomeTaxLiabilities

3351000

CY2016Q4

us-gaap

Deferred Income Tax Liabilities

DeferredIncomeTaxLiabilities

4588000

CY2017Q4

pbhc

Deferred Tax Assets Liabilities Net Before Valuation Allowance

DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance

531000

CY2016Q4

pbhc

Deferred Tax Assets Liabilities Net Before Valuation Allowance

DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance

848000

CY2017Q4

us-gaap

Deferred Tax Assets Valuation Allowance

DeferredTaxAssetsValuationAllowance

0

CY2016Q4

us-gaap

Tier One Leverage Capital Required For Capital Adequacy

TierOneLeverageCapitalRequiredForCapitalAdequacy

29154000

CY2017Q4

us-gaap

Capital Required For Capital Adequacy To Risk Weighted Assets

CapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.0800

CY2016

us-gaap

Effective Income Tax Rate Reconciliation Change In Deferred Tax Assets Valuation Allowance

EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance

0.026

CY2017Q4

pbhc

Loan Commitments Outstanding With Fixed Interest Rates

LoanCommitmentsOutstandingWithFixedInterestRates

11100000

CY2017Q4

pbhc

Loan Commitments Unused Lines Of Credit And Standby Letters Of Credit With Variable Interest Rates

LoanCommitmentsUnusedLinesOfCreditAndStandbyLettersOfCreditWithVariableInterestRates

112200000

CY2016

us-gaap

Effective Income Tax Rate Reconciliation State And Local Income Taxes

EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes

0.019

CY2017

us-gaap

Effective Income Tax Rate Reconciliation Tax Exempt Income

EffectiveIncomeTaxRateReconciliationTaxExemptIncome

0.112

CY2016

us-gaap

Effective Income Tax Rate Reconciliation Tax Exempt Income

EffectiveIncomeTaxRateReconciliationTaxExemptIncome

0.086

CY2017

pbhc

Effective Income Tax Rate Reconciliation Increase In Value Of Bank Owned Life Insurance Less Premium Paid

EffectiveIncomeTaxRateReconciliationIncreaseInValueOfBankOwnedLifeInsuranceLessPremiumPaid

0.020

CY2016

pbhc

Effective Income Tax Rate Reconciliation Increase In Value Of Bank Owned Life Insurance Less Premium Paid

EffectiveIncomeTaxRateReconciliationIncreaseInValueOfBankOwnedLifeInsuranceLessPremiumPaid

0.020

CY2017

us-gaap

Effective Income Tax Rate Reconciliation Change In Deferred Tax Assets Valuation Allowance

EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance

0.035

CY2017

pbhc

Effective Income Tax Rate Reconciliation Tax Cuts And Jobs Act Of2017 Re Measurement Of Net Deferred Tax Assets For Tax Rate Reduction

EffectiveIncomeTaxRateReconciliationTaxCutsAndJobsActOf2017ReMeasurementOfNetDeferredTaxAssetsForTaxRateReduction

0.035

CY2016

pbhc

Effective Income Tax Rate Reconciliation Tax Cuts And Jobs Act Of2017 Re Measurement Of Net Deferred Tax Assets For Tax Rate Reduction

EffectiveIncomeTaxRateReconciliationTaxCutsAndJobsActOf2017ReMeasurementOfNetDeferredTaxAssetsForTaxRateReduction

0.00

CY2017

us-gaap

Effective Income Tax Rate Reconciliation Other Adjustments

EffectiveIncomeTaxRateReconciliationOtherAdjustments

0.045

CY2016

us-gaap

Effective Income Tax Rate Reconciliation Other Adjustments

EffectiveIncomeTaxRateReconciliationOtherAdjustments

0.025

CY2017

us-gaap

Effective Income Tax Rate Reconciliation Minority Interest Income Expense

EffectiveIncomeTaxRateReconciliationMinorityInterestIncomeExpense

0.006

CY2016

us-gaap

Effective Income Tax Rate Reconciliation Minority Interest Income Expense

EffectiveIncomeTaxRateReconciliationMinorityInterestIncomeExpense

-0.003

CY2017

us-gaap

Effective Income Tax Rate Continuing Operations

EffectiveIncomeTaxRateContinuingOperations

0.206

CY2016

us-gaap

Effective Income Tax Rate Continuing Operations

EffectiveIncomeTaxRateContinuingOperations

0.255

CY2017

pbhc

Term Of Letters Of Credit Maximum

TermOfLettersOfCreditMaximum

P1Y

CY2017

pbhc

Renewal Options For Leases Maximum

RenewalOptionsForLeasesMaximum

P30Y

CY2017

us-gaap

Operating Leases Rent Expense Net

OperatingLeasesRentExpenseNet

166000

CY2016

us-gaap

Operating Leases Rent Expense Net

OperatingLeasesRentExpenseNet

149000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due Current

OperatingLeasesFutureMinimumPaymentsDueCurrent

203000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due In Two Years

OperatingLeasesFutureMinimumPaymentsDueInTwoYears

184000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due In Three Years

OperatingLeasesFutureMinimumPaymentsDueInThreeYears

170000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due In Four Years

OperatingLeasesFutureMinimumPaymentsDueInFourYears

145000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due In Five Years

OperatingLeasesFutureMinimumPaymentsDueInFiveYears

136000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due Thereafter

OperatingLeasesFutureMinimumPaymentsDueThereafter

301000

CY2017Q4

us-gaap

Operating Leases Future Minimum Payments Due

OperatingLeasesFutureMinimumPaymentsDue

1139000

CY2017Q4

us-gaap

Amount Available For Dividend Distribution Without Affecting Capital Adequacy Requirements

AmountAvailableForDividendDistributionWithoutAffectingCapitalAdequacyRequirements

11600000

CY2017

us-gaap

Proceeds From Dividends Received

ProceedsFromDividendsReceived

0

CY2016

us-gaap

Proceeds From Dividends Received

ProceedsFromDividendsReceived

0

CY2015

us-gaap

Proceeds From Dividends Received

ProceedsFromDividendsReceived

0

CY2017Q4

pbhc

Common Equity Tier One Capital To Risk Weighted Assets

CommonEquityTierOneCapitalToRiskWeightedAssets

0.025

CY2016Q1

pbhc

Capital Conservation Buffer Percentage Of Risk Weighted Assets

CapitalConservationBufferPercentageOfRiskWeightedAssets

0.00625

CY2017Q4

us-gaap

Capital

78105000

CY2017Q4

us-gaap

Tier One Risk Based Capital

TierOneRiskBasedCapital

71114000

CY2017Q4

pbhc

Tier One Risk Based Common Equity

TierOneRiskBasedCommonEquity

71114000

CY2017Q4

us-gaap

Tier One Leverage Capital

TierOneLeverageCapital

71114000

CY2016Q4

us-gaap

Capital

72098000

CY2016Q4

us-gaap

Tier One Risk Based Capital

TierOneRiskBasedCapital

66003000

CY2016Q4

pbhc

Tier One Risk Based Common Equity

TierOneRiskBasedCommonEquity

66003000

CY2016Q4

us-gaap

Tier One Leverage Capital

TierOneLeverageCapital

66003000

CY2017Q4

us-gaap

Capital To Risk Weighted Assets

CapitalToRiskWeightedAssets

0.1397

CY2017Q4

us-gaap

Tier One Risk Based Capital To Risk Weighted Assets

TierOneRiskBasedCapitalToRiskWeightedAssets

0.1272

CY2017Q4

pbhc

Tier One Risk Based Common Equity To Risk Weighted Assets

TierOneRiskBasedCommonEquityToRiskWeightedAssets

0.1272

CY2017Q4

us-gaap

Tier One Leverage Capital To Average Assets

TierOneLeverageCapitalToAverageAssets

0.0816

CY2016Q4

us-gaap

Capital To Risk Weighted Assets

CapitalToRiskWeightedAssets

0.1479

CY2016Q4

us-gaap

Tier One Risk Based Capital To Risk Weighted Assets

TierOneRiskBasedCapitalToRiskWeightedAssets

0.1354

CY2016Q4

pbhc

Tier One Risk Based Common Equity To Risk Weighted Assets

TierOneRiskBasedCommonEquityToRiskWeightedAssets

0.1354

CY2016Q4

us-gaap

Tier One Leverage Capital To Average Assets

TierOneLeverageCapitalToAverageAssets

0.0906

CY2017Q4

us-gaap

Capital Required For Capital Adequacy

CapitalRequiredForCapitalAdequacy

44733000

CY2017Q4

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy

TierOneRiskBasedCapitalRequiredForCapitalAdequacy

33550000

CY2017Q4

pbhc

Tier One Risk Based Common Equity To Capital Required For Capital Adequacy

TierOneRiskBasedCommonEquityToCapitalRequiredForCapitalAdequacy

25162000

CY2017Q4

us-gaap

Tier One Leverage Capital Required For Capital Adequacy

TierOneLeverageCapitalRequiredForCapitalAdequacy

34863000

CY2016Q4

us-gaap

Capital Required For Capital Adequacy

CapitalRequiredForCapitalAdequacy

38996000

CY2016Q4

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy

TierOneRiskBasedCapitalRequiredForCapitalAdequacy

29247000

CY2016Q4

pbhc

Tier One Risk Based Common Equity To Capital Required For Capital Adequacy

TierOneRiskBasedCommonEquityToCapitalRequiredForCapitalAdequacy

21935000

CY2016Q4

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.0600

CY2016Q4

pbhc

Tier One Risk Based Common Equity For Capital Adequacy To Risk Weighted Assets

TierOneRiskBasedCommonEquityForCapitalAdequacyToRiskWeightedAssets

0.0450

CY2016Q4

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized

TierOneRiskBasedCapitalRequiredToBeWellCapitalized

38996000

CY2016Q4

pbhc

Tier One Risk Based Common Equityt To Be Well Capitalized

TierOneRiskBasedCommonEquitytToBeWellCapitalized

31684000

CY2016Q4

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized

TierOneLeverageCapitalRequiredToBeWellCapitalized

36443000

CY2016Q4

us-gaap

Tier One Leverage Capital Required For Capital Adequacy To Average Assets

TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets

0.0400

CY2017Q4

us-gaap

Capital Required To Be Well Capitalized

CapitalRequiredToBeWellCapitalized

55916000

CY2017Q4

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized

TierOneRiskBasedCapitalRequiredToBeWellCapitalized

44733000

CY2017Q4

us-gaap

Capital Required To Be Well Capitalized To Risk Weighted Assets

CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.1000

CY2017Q4

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.0800

CY2017Q4

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.0600

CY2017Q4

pbhc

Tier One Risk Based Common Equity For Capital Adequacy To Risk Weighted Assets

TierOneRiskBasedCommonEquityForCapitalAdequacyToRiskWeightedAssets

0.0450

CY2017Q4

us-gaap

Tier One Leverage Capital Required For Capital Adequacy To Average Assets

TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets

0.0400

CY2016Q4

us-gaap

Capital Required For Capital Adequacy To Risk Weighted Assets

CapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.0800

CY2017Q4

pbhc

Tier One Risk Based Common Equityt To Be Well Capitalized

TierOneRiskBasedCommonEquitytToBeWellCapitalized

36345000

CY2017Q4

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized

TierOneLeverageCapitalRequiredToBeWellCapitalized

43579000

CY2016Q4

us-gaap

Capital Required To Be Well Capitalized

CapitalRequiredToBeWellCapitalized

48745000

CY2017Q4

pbhc

Tier One Risk Based Common Equity To Be Well Capitalized To Risk Weighted Assets

TierOneRiskBasedCommonEquityToBeWellCapitalizedToRiskWeightedAssets

0.0650

CY2017Q4

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized To Average Assets

TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets

0.0500

CY2016Q4

us-gaap

Capital Required To Be Well Capitalized To Risk Weighted Assets

CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.1000

CY2016Q4

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.0800

CY2016Q4

pbhc

Tier One Risk Based Common Equity To Be Well Capitalized To Risk Weighted Assets

TierOneRiskBasedCommonEquityToBeWellCapitalizedToRiskWeightedAssets

0.0650

CY2016Q4

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized To Average Assets

TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets

0.0500

CY2017Q4

pbhc

Capital Required To Be Well Capitalized With Buffer

CapitalRequiredToBeWellCapitalizedWithBuffer

58712000

CY2017Q4

pbhc

Tier One Risk Based Capital Required To Be Well Capitalized With Buffer

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedWithBuffer

47529000

CY2017Q4

pbhc

Tier One Risk Based Common Equity To Be Well Capitalized With Buffer

TierOneRiskBasedCommonEquityToBeWellCapitalizedWithBuffer

39141000

CY2017Q4

pbhc

Tier One Leverage Capital Required To Be Well Capitalized With Buffer

TierOneLeverageCapitalRequiredToBeWellCapitalizedWithBuffer

43579000

CY2016Q4

pbhc

Capital Required To Be Well Capitalized With Buffer

CapitalRequiredToBeWellCapitalizedWithBuffer

51182000

CY2016Q4

pbhc

Tier One Risk Based Capital Required To Be Well Capitalized With Buffer

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedWithBuffer

41433000

CY2016Q4

pbhc

Tier One Risk Based Common Equity To Be Well Capitalized With Buffer

TierOneRiskBasedCommonEquityToBeWellCapitalizedWithBuffer

34121000

CY2016Q4

pbhc

Tier One Leverage Capital Required To Be Well Capitalized With Buffer

TierOneLeverageCapitalRequiredToBeWellCapitalizedWithBuffer

36443000

CY2017Q4

pbhc

Capital Required To Be Well Capitalized With Buffer To Risk Weighted Assets

CapitalRequiredToBeWellCapitalizedWithBufferToRiskWeightedAssets

0.1050

CY2017Q4

pbhc

Tier One Risk Based Capital Required To Be Well Capitalized With Buffer To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedWithBufferToRiskWeightedAssets

0.0850

CY2017Q4

pbhc

Tier One Risk Based Common Equity To Be Well Capitalized With Buffer To Risk Weighted Assets

TierOneRiskBasedCommonEquityToBeWellCapitalizedWithBufferToRiskWeightedAssets

0.0700

CY2017Q4

pbhc

Tier One Leverage Capital Required To Be Well Capitalized With Buffer To Average Assets

TierOneLeverageCapitalRequiredToBeWellCapitalizedWithBufferToAverageAssets

0.0500

CY2016Q4

pbhc

Capital Required To Be Well Capitalized With Buffer To Risk Weighted Assets

CapitalRequiredToBeWellCapitalizedWithBufferToRiskWeightedAssets

0.1050

CY2016Q4

pbhc

Tier One Risk Based Capital Required To Be Well Capitalized With Buffer To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedWithBufferToRiskWeightedAssets

0.0850

CY2016Q4

pbhc

Tier One Risk Based Common Equity To Be Well Capitalized With Buffer To Risk Weighted Assets

TierOneRiskBasedCommonEquityToBeWellCapitalizedWithBufferToRiskWeightedAssets

0.0700

CY2016Q4

pbhc

Tier One Leverage Capital Required To Be Well Capitalized With Buffer To Average Assets

TierOneLeverageCapitalRequiredToBeWellCapitalizedWithBufferToAverageAssets

0.0500

CY2016Q1

us-gaap

Preferred Stock Dividend Rate Percentage

PreferredStockDividendRatePercentage

0.09

CY2016Q1

us-gaap

Payments Of Dividends Preferred Stock And Preference Stock

PaymentsOfDividendsPreferredStockAndPreferenceStock

16000

CY2017Q4

pbhc

Restricted Cash And Cash Equivalents Average Balance On Hand Or With Federal Reserve Bank

RestrictedCashAndCashEquivalentsAverageBalanceOnHandOrWithFederalReserveBank

6300000

CY2016Q4

pbhc

Restricted Cash And Cash Equivalents Average Balance On Hand Or With Federal Reserve Bank

RestrictedCashAndCashEquivalentsAverageBalanceOnHandOrWithFederalReserveBank

13200000

CY2017Q4

us-gaap

Debt Instrument Face Amount

DebtInstrumentFaceAmount

5000000

CY2016

pbhc

Repurchase Agreements Period

RepurchaseAgreementsPeriod

P30D

CY2017

pbhc

Recognized Gains Losses On Sale Of Securities

RecognizedGainsLossesOnSaleOfSecurities

428000

CY2016

pbhc

Recognized Gains Losses On Sale Of Securities

RecognizedGainsLossesOnSaleOfSecurities

85000

CY2016

pbhc

Securities Held As Collateral Loan Under Agreements To Repurchase Interest Rate

SecuritiesHeldAsCollateralLoanUnderAgreementsToRepurchaseInterestRate

0

CY2016

pbhc

Tax Benefit From Repurchase Of Treasury Security

TaxBenefitFromRepurchaseOfTreasurySecurity

34000

CY2016

pbhc

Deferred Fees For Consulting Service

DeferredFeesForConsultingService

53000000

CY2014Q4

us-gaap

Common Stock Shares Outstanding

CommonStockSharesOutstanding

4353850

CY2017

us-gaap

Other Comprehensive Income Loss Before Reclassifications Net Of Tax

OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax

608000

CY2017

us-gaap

Reclassification From Accumulated Other Comprehensive Income Current Period Net Of Tax

ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax

-204000

CY2017

pbhc

Tax Cuts And Jobs Act Of2017 Reclassification From Aoci To Retained Earnings Tax Effect

TaxCutsAndJobsActOf2017ReclassificationFromAOCIToRetainedEarningsTaxEffect

-790000

CY2016

us-gaap

Other Comprehensive Income Loss Before Reclassifications Net Of Tax

OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax

-1047000

Concept	2017	2016	2015 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents			$15.25M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$16.10M	$15.20M	$14.80M
YoY Change	5.92%	2.7%	12.12%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$881.3M	$749.0M	$623.3M
YoY Change	17.66%	20.17%	11.11%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$200.0K	$100.0K	$200.0K
YoY Change	100.0%	-50.0%	100.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$200.0K	$100.0K	$200.0K
YoY Change	100.0%	-50.0%	100.0%
LONG-TERM LIABILITIES
Long-Term Debt	$15.10M	$15.00M	$15.00M
YoY Change	0.67%	0.0%	188.46%
Other Long-Term Liabilities	$6.400M	$5.600M	$5.200M
YoY Change	14.29%	7.69%	6.12%
Total Long-Term Liabilities	$21.50M	$20.60M	$20.20M
YoY Change	4.37%	1.98%	100.0%
TOTAL LIABILITIES
Total Short-Term Liabilities	$200.0K	$100.0K	$200.0K
Total Long-Term Liabilities	$21.50M	$20.60M	$20.20M
Total Liabilities	$819.4M	$691.1M	$552.4M
YoY Change	18.56%	25.11%	12.23%
SHAREHOLDERS EQUITY
Retained Earnings
YoY Change
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$61.80M	$57.90M	$70.80M
YoY Change
Total Liabilities & Shareholders Equity	$881.3M	$749.0M	$623.3M
YoY Change	17.66%	20.17%	11.11%

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$PBHC
Pathfinder Bancorp, Inc. Stock $pbhc

2017 Form 10-K Financial Statement

#000156459018007279 Filed on March 30, 2018

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$PBHC Pathfinder Bancorp, Inc. Stock $pbhc

2017 Form 10-K Financial Statement

#000156459018007279 Filed on March 30, 2018

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$PBHC
Pathfinder Bancorp, Inc. Stock $pbhc