$PDLB Income Statement | Understand Stock

$PDLB

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Operations

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest and dividend income:
Interest on loans receivable
Interest on deposits due from banks
Interest and dividend on securities and FHLBNY stock
Total interest and dividend income
Interest expense:
Interest on certificates of deposit
Interest on other deposits
Interest on borrowings
Total interest expense
Net interest income
Provision for loan losses (Note 5)
Provision for credit losses (Note 3) (Note 5)
Net interest income after provision (benefit) for credit losses
Non-interest income:
Service charges and fees
Brokerage commissions
Late and prepayment charges
Income on sale of mortgage loans
Income on sale of SBA loans
Loan origination
Grant income
Loss on sale of premises and equipment
Gain on sale of real properties
Other
Total non-interest income

Non-interest expense:
Compensation and benefits
Occupancy and equipment
Data processing expenses
Direct loan expenses
(Benefit) provision for contingencies
Insurance and surety bond premiums
Office supplies, telephone and postage
Professional fees
Microloans recoveries
Marketing and promotional expenses
Directors fees
Regulatory assessment
Regulatory dues
Directors' fees and regulatory assessment
Federal deposit insurance and regulatory assessment
Other operating expenses
Total non-interest expense

Income before income taxes
Provision for income taxes (Note 10)
Net income
Dividends on preferred shares
Net income (loss) available to common stockholders
Earnings per share: (Note 12)
Basic
Diluted
Weighted average shares outstanding: (Note 12)
Basic
Diluted

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