$PFS Cashflow Statement | Understand Stock

$PFS

$23.23 +$0.00 (0.0%) After hours

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Cash Flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Cash flows from operating activities:
Net income
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization expense
Provision charge (benefit) for credit losses
Provision charge for credit losses on loans and securities
Provision (benefit) charge for credit losses on off-balance sheet credit exposures
Deferred tax expense (benefit)
Amortization of operating lease right-of-use assets
Income on Bank-owned life insurance
Net amortization of premiums and discounts on securities
Accretion of net deferred loan fees
Amortization of premiums on purchased loans, net
Originations of loans held for sale
Loans transferred to held for sale
Proceeds from sales of loans held for sale
Proceeds from sales and paydowns of foreclosed assets
ESOP expense
Allocation of stock award shares
Allocation of stock options
Net gain on sale of loans
Net (gain) loss on securities transactions
Net (gain) loss on sale of premises and equipment
Net loss (gain) on sale of foreclosed assets
Net change in balance sheet:
Increase in accrued interest receivable
(Increase) decrease in other assets
(Decrease) increase in other liabilities

Net cash provided by operating activities
Cash flows from investing activities:
Net increase in loans
Purchases of loans
Proceeds from sales of loans held for investment
Proceeds from sales of foreclosed assets
Proceeds from maturities, calls and paydowns of investment securities held to maturity
Purchases of investment securities held to maturity
Proceeds from sales of securities available for sale
Proceeds from maturities calls and paydowns of securities available for sale
Purchases of available for sale debt securities
Proceeds from redemption of Federal Home Loan Bank stock
Purchases of Federal Home Loan Bank stock
Cash received, net of cash consideration paid for acquisition
BOLI claim benefits received
Proceeds from sales of premises and equipment
Purchases of premises and equipment
Net cash (used in) provided by investing activities
Cash flows from financing activities:
Net increase (decrease) in deposits
(Decrease) increase in mortgage escrow deposits
Purchase of treasury stock
Purchase of employee restricted shares to fund statutory tax withholding
Cash dividends paid to stockholders
Shares issued to dividend reinvestment plan
Stock options exercised
Proceeds from long-term borrowings
Repayments of long-term borrowings
Net increase (decrease) in short-term borrowings
Repayment of subordinated debentures
Proceeds from subordinated debentures
Net cash provided by (used in) financing activities

Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Restricted cash at beginning of period
Total cash, cash equivalents and restricted cash at beginning of period
Cash and cash equivalents at end of period
Restricted cash at end of period
Total cash, cash equivalents and restricted cash at end of period
Cash paid during the period for:
Interest on deposits and borrowings
Income taxes
Non cash investing activities:
Initial recognition of operating lease right-of-use assets
Initial recognition of operating lease liabilities
Transfer of loans receivable to foreclosed assets
Acquisitions:
Non-cash assets acquired at fair value:
Investment securities
Loans held for sale
Loans held for investment
Bank-owned life insurance
Goodwill and other intangible assets
Bank premises and equipment
Other assets
Total non-cash assets acquired at fair value
Liabilities assumed:
Deposits
Borrowings and subordinated debt
Subordinated debentures
Other liabilities
Total liabilities assumed
Common stock issued for acquisitions

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