|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
FY2022
12 months to Dec 31, 2022
|
FY2021
12 months to Dec 31, 2021
|
|
|---|---|---|---|---|---|
| INTEREST INCOME | |||||
| Loans, including fees | |||||
| Taxable securities | |||||
| Tax-exempt securities | |||||
| Interest-earning deposits | |||||
| Total interest income | |||||
| INTEREST EXPENSE | |||||
| Savings and interest-bearing deposit accounts | |||||
| Certificates of deposit | |||||
| Borrowed funds | |||||
| Finance lease liability | |||||
| Subordinated debt | |||||
| Subtotal – interest expense | |||||
| Interest-bearing demand - brokered | |||||
| Interest on certificates of deposits – brokered | |||||
| Total interest expense | |||||
| Net interest income before provision for credit losses | |||||
| Provision for credit losses | |||||
| Net interest income after provision for credit losses | |||||
| OTHER INCOME | |||||
| Wealth management fee income | |||||
| Service charges and fees | |||||
| Bank owned life insurance | |||||
| Gain on loans held for sale at fair value (mortgage banking) | |||||
| Loss/(gain) on loans held for sale at lower of cost or fair value | |||||
| Fee income related to loan level, back-to-back swaps | |||||
| Gain on sale of SBA loans | |||||
| Corporate advisory fee income | |||||
| Other income | |||||
| Securities gains | |||||
| Fair value adjustment for equity securities | |||||
| Total other income | |||||
| OPERATING EXPENSES | |||||
| Compensation and employee benefits | |||||
| Premises and equipment | |||||
| FDIC insurance expense | |||||
| Other operating expenses | |||||
| Total operating expenses | |||||
| Income before income tax expense | |||||
| Income tax expense | |||||
| Net income | |||||
| EARNINGS PER SHARE | |||||
| Basic | |||||
| Diluted | |||||
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