| Gross premiums earned |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total gross premiums earned |
|
|
|
|
|
| Outward reinsurance premiums |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total outward reinsurance premiums |
|
|
|
|
|
| Earned premiums, net of reinsurance |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total earned premiums, net of reinsurance |
|
|
|
|
|
| Insurance revenue |
|
|
|
|
|
| Insurance service expense: |
|
|
|
|
|
| Claims incurred |
|
|
|
|
|
| Directly attributable expenses incurred |
|
|
|
|
|
| Amortisation of insurance acquisition cash flows |
|
|
|
|
|
| Other insurance service expenses |
|
|
|
|
|
| Insurance service expense |
|
|
|
|
|
| Net expense from reinsurance contracts held |
|
|
|
|
|
| Insurance service result |
|
|
|
|
|
| Investment return |
|
|
|
|
|
| Interest revenue calculated using the effective interest method |
|
|
|
|
|
| Other investment return on financial investments |
|
|
|
|
|
| Investment return recognised in the income statement |
|
|
|
|
|
| Other income |
|
|
|
|
|
| Revenue, net of reinsurance |
|
|
|
|
|
| Discontinued operations |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total discontinued operations |
|
|
|
|
|
| Total revenue, net of reinsurance |
|
|
|
|
|
| Benefits and claims |
|
|
|
|
|
| Reinsurers' share of benefits and claims |
|
|
|
|
|
| Movement in unallocated surplus of with-profits funds |
|
|
|
|
|
| Benefits and claims and movement in unallocated surplus, net of reinsurance |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total benefits and claims and movement in unallocated surplus, net of reinsurance |
|
|
|
|
|
| Acquisition costs and other expenditure |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total acquisition costs and other expenditure |
|
|
|
|
|
|
|
|
| Fair value movements on investment contract liabilities |
|
|
|
|
|
| Net insurance and reinsurance finance income (expense): |
|
|
|
|
|
| Net finance expense from insurance contracts |
|
|
|
|
|
| Net finance (expense) income from reinsurance contracts held |
|
|
|
|
|
| Net insurance and reinsurance finance income (expense) |
|
|
|
|
|
| Net investment result |
|
|
|
|
|
| Other revenue |
|
|
|
|
|
| Non-insurance expenditure |
|
|
|
|
|
| Finance costs: interest on core structural borrowings of shareholder-financed businesses |
|
|
|
|
|
| Gain (loss) attaching to corporate transactions |
|
|
|
|
|
| Charges net of reinsurance |
|
|
|
|
|
| Discontinued operations |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total discontinued operations |
|
|
|
|
|
| Total charges net of reinsurance |
|
|
|
|
|
| Share of profit (loss) from joint ventures and associates, net of related tax |
|
|
|
|
|
| Profit before tax (being tax attributable to shareholders’ and policyholders’ returns) note |
|
|
|
|
|
| Discontinued operations |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total discontinued operations |
|
|
|
|
|
| Total profit before tax (being tax attributable to shareholders’ and policyholders’ returns) note |
|
|
|
|
|
|
|
|
| Tax charge attributable to policyholders' returns |
|
|
|
|
|
| Tax charge attributable to shareholders' returns |
|
|
|
|
|
| Profit after tax from continuing operations |
|
|
|
|
|
| Loss after tax from discontinued US operations |
|
|
|
|
|
| Discontinued operations |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total discontinued operations |
|
|
|
|
|
| Total loss after tax from discontinued US operations |
|
|
|
|
|
| Profit for the year |
|
|
|
|
|
| Based on profit attributable to equity holders of the Company: |
|
|
|
|
|
| Based on profit from continuing operations (in USD per share) |
|
|
|
|
|
| Based on loss from discontinued US operations (in USD per share) |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total based on loss from discontinued US operations (in USD per share) |
|
|
|
|
|
| Basic (in USD per share) |
|
|
|
|
|
| Based on profit continuing operations (in USD per share) |
|
|
|
|
|
| Diluted (in USD per share) |
|
|
|
|
|
|
|
|
| Attributable to: |
|
|
|
|
|
| Equity holders of the Company From continuing operations |
|
|
|
|
|
| Equity holders of the Company From discontinued US operations |
|
|
|
|
|
| Discontinued operations |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total discontinued operations |
|
|
|
|
|
| Total equity holders of the Company From discontinued US operations |
|
|
|
|
|
| Equity holders of the Company |
|
|
|
|
|
| Non-controlling interests from continuing operations |
|
|
|
|
|
| Non-controlling interests from discontinued US operations |
|
|
|
|
|
| Discontinued operations |
|
|
|
|
|
| Discontinued US operations |
|
|
|
|
|
| Total discontinued operations |
|
|
|
|
|
| Total non-controlling interests from discontinued US operations |
|
|
|
|
|
| Non-controlling interests |
|
|
|
|
|
|
|
|
| Profit before tax attributable to shareholders' returns |
|
|
|
|
|
| Total tax charge attributable to shareholders' and policyholders' returns |
|
|
|
|
|
|
|
|