$RM
Regional Management Corp.

2013 Q2 Form 10-Q Financial Statement

#000119312513329215 Filed on August 09, 2013

View on sec.gov

Income Statement

Concept 2013 Q2 2012 Q2
Revenue $39.18M $31.91M
YoY Change 22.8% 30.93%
Cost Of Revenue $0.00
YoY Change -100.0%
Gross Profit $20.13M
YoY Change -16.37%
Gross Profit Margin 63.09%
Selling, General & Admin $18.69M $8.450M
YoY Change 121.14% -0.71%
% of Gross Profit 41.98%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.000M $600.0K
YoY Change 66.67% 100.0%
% of Gross Profit 2.98%
Operating Expenses $18.69M $12.10M
YoY Change 54.43% -11.42%
Operating Profit $8.030M
YoY Change -22.86%
Interest Expense $3.241M $2.341M
YoY Change 38.45% -179.09%
% of Operating Profit 29.15%
Other Income/Expense, Net $3.413M $2.268M
YoY Change 50.49%
Pretax Income $10.20M $10.51M
YoY Change -2.96% 41.05%
Income Tax $3.793M $3.882M
% Of Pretax Income 37.2% 36.94%
Net Earnings $6.404M $6.451M
YoY Change -0.73% 36.67%
Net Earnings / Revenue 16.34% 20.22%
Basic Earnings Per Share $0.51 $0.52
Diluted Earnings Per Share $0.50 $0.51
COMMON SHARES
Basic Shares Outstanding 12.58M shares 12.45M shares
Diluted Shares Outstanding 12.88M shares 12.74M shares

Balance Sheet

Concept 2013 Q2 2012 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments $2.900M $2.300M
YoY Change 26.09% -23.33%
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables -$25.60M -$20.80M
Other Receivables $0.00 $0.00
Total Short-Term Assets -$22.70M -$18.50M
YoY Change 22.7% 23.33%
LONG-TERM ASSETS
Property, Plant & Equipment $6.991M $5.000M
YoY Change 39.82% 28.21%
Goodwill $716.0K
YoY Change
Intangibles $1.537M
YoY Change
Long-Term Investments
YoY Change
Other Assets $0.00
YoY Change -100.0%
Total Long-Term Assets $482.6M $359.6M
YoY Change 34.22% 31.19%
TOTAL ASSETS
Total Short-Term Assets -$22.70M -$18.50M
Total Long-Term Assets $482.6M $359.6M
Total Assets $459.9M $341.1M
YoY Change 34.84% 31.65%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $4.900M $6.700M
YoY Change -26.87% 0.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $1.000M
YoY Change -100.0% 233.33%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.900M $7.700M
YoY Change -36.36% 10.0%
LONG-TERM LIABILITIES
Long-Term Debt $302.3M $212.7M
YoY Change 42.13% 6.99%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $302.3M $212.7M
YoY Change 42.13% 6.99%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.900M $7.700M
Total Long-Term Liabilities $302.3M $212.7M
Total Liabilities $314.5M $224.5M
YoY Change 40.08% 9.03%
SHAREHOLDERS EQUITY
Retained Earnings $62.75M
YoY Change
Common Stock $82.71M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $145.5M $116.6M
YoY Change
Total Liabilities & Shareholders Equity $459.9M $341.1M
YoY Change 34.84% 31.65%

Cashflow Statement

Concept 2013 Q2 2012 Q2
OPERATING ACTIVITIES
Net Income $6.404M $6.451M
YoY Change -0.73% 36.67%
Depreciation, Depletion And Amortization $1.000M $600.0K
YoY Change 66.67% 100.0%
Cash From Operating Activities $13.80M $16.00M
YoY Change -13.75% 332.43%
INVESTING ACTIVITIES
Capital Expenditures -$1.900M -$700.0K
YoY Change 171.43% -12.5%
Acquisitions
YoY Change
Other Investing Activities -$38.00M -$32.60M
YoY Change 16.56% 32.52%
Cash From Investing Activities -$39.90M -$33.30M
YoY Change 19.82% 31.1%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 28.10M 17.20M
YoY Change 63.37% -15.69%
NET CHANGE
Cash From Operating Activities 13.80M 16.00M
Cash From Investing Activities -39.90M -33.30M
Cash From Financing Activities 28.10M 17.20M
Net Change In Cash 2.000M -100.0K
YoY Change -2100.0% -92.31%
FREE CASH FLOW
Cash From Operating Activities $13.80M $16.00M
Capital Expenditures -$1.900M -$700.0K
Free Cash Flow $15.70M $16.70M
YoY Change -5.99% 271.11%

Facts In Submission

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dei Entity Registrant Name
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dei Document Type
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