Regional Management Corp
regionalmanagement.comRegional Management Corp (NYSE: RM) is a consumer finance company that originates and services installment loans to non-prime borrowers through a branch-based lending model. It makes money by charging interest and fees on personal loans, with income driven by the spread between its cost of funds and the rates charged to borrowers. The company operates as both lender and servicer, including acting as servicer on securitized loan pools. Regional Management files as a non-well-known seasoned issuer and references wholly owned, bankruptcy-remote special purpose entities used in its securitization program. The filing covers fiscal year ended December 31, 2025, per the 10-K filed February 20, 2026 (accession 0001193125-26-061549). Specific branch counts, loan origination volumes, revenue totals, and segment breakdowns are not supported by the provided filing excerpts and are therefore omitted.
Products & Services
Personal installment loans to non-prime borrowers; loan securitization structures using bankruptcy-remote special purpose entities.
Revenue Model
Interest income and fees earned on installment loans originated to non-prime consumers, supplemented by income from its role as servicer on securitized loan pools.
Customers & Markets
Non-prime individual consumers seeking personal installment loans.
Geographic Exposure
United States. Specific state or regional breakdown not supported by the provided filing excerpts.
Financial Snapshot
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