$RM
Regional Management Corp.

2016 Q2 Form 10-Q Financial Statement

#000119312516658280 Filed on July 26, 2016

View on sec.gov

Income Statement

Concept 2016 Q2 2015 Q2
Revenue $57.33M $53.00M
YoY Change 8.16% 11.73%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin $31.61M $30.25M
YoY Change 4.49% 21.26%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.800M $900.0K
YoY Change 100.0% -10.0%
% of Gross Profit
Operating Expenses $31.61M $30.25M
YoY Change 4.49% 21.26%
Operating Profit
YoY Change
Interest Expense $4.811M $3.932M
YoY Change 22.36% 10.57%
% of Operating Profit
Other Income/Expense, Net $6.042M $5.796M
YoY Change 4.24% 24.19%
Pretax Income $9.580M $8.724M
YoY Change 9.81% 23.52%
Income Tax $3.668M $3.316M
% Of Pretax Income 38.29% 38.01%
Net Earnings $5.912M $5.408M
YoY Change 9.32% 22.52%
Net Earnings / Revenue 10.31% 10.2%
Basic Earnings Per Share $0.50 $0.42
Diluted Earnings Per Share $0.49 $0.41
COMMON SHARES
Basic Shares Outstanding 11.76M shares 12.85M shares
Diluted Shares Outstanding 11.97M shares 13.08M shares

Balance Sheet

Concept 2016 Q2 2015 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments $2.800M $4.800M
YoY Change -41.67% 33.33%
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $2.800M $4.800M
YoY Change -41.67% 33.33%
LONG-TERM ASSETS
Property, Plant & Equipment $9.073M $8.646M
YoY Change 4.94% 9.04%
Goodwill $716.0K $716.0K
YoY Change 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $8.200M $2.300M
YoY Change 256.52%
Total Long-Term Assets $640.0M $556.2M
YoY Change 15.07% 11.15%
TOTAL ASSETS
Total Short-Term Assets $2.800M $4.800M
Total Long-Term Assets $640.0M $556.2M
Total Assets $642.8M $561.0M
YoY Change 14.59% 11.31%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $10.60M $10.70M
YoY Change -0.93% 59.7%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $10.60M $10.70M
YoY Change -0.93% 59.7%
LONG-TERM LIABILITIES
Long-Term Debt $438.9M $359.5M
YoY Change 22.09% 10.75%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $438.9M $359.5M
YoY Change 22.09% 10.75%
TOTAL LIABILITIES
Total Short-Term Liabilities $10.60M $10.70M
Total Long-Term Liabilities $438.9M $359.5M
Total Liabilities $449.9M $370.2M
YoY Change 21.52% 11.47%
SHAREHOLDERS EQUITY
Retained Earnings $125.8M $100.9M
YoY Change 24.74% 16.47%
Common Stock $92.12M $89.87M
YoY Change 2.5% 5.43%
Preferred Stock
YoY Change
Treasury Stock (at cost) $25.05M
YoY Change
Treasury Stock Shares 1.546M shares
Shareholders Equity $192.9M $190.8M
YoY Change
Total Liabilities & Shareholders Equity $642.8M $561.0M
YoY Change 14.59% 11.31%

Cashflow Statement

Concept 2016 Q2 2015 Q2
OPERATING ACTIVITIES
Net Income $5.912M $5.408M
YoY Change 9.32% 22.52%
Depreciation, Depletion And Amortization $1.800M $900.0K
YoY Change 100.0% -10.0%
Cash From Operating Activities $18.30M $16.50M
YoY Change 10.91% 18.71%
INVESTING ACTIVITIES
Capital Expenditures -$2.400M -$1.100M
YoY Change 118.18% -8.33%
Acquisitions
YoY Change
Other Investing Activities -$48.60M -$59.50M
YoY Change -18.32% 101.01%
Cash From Investing Activities -$50.90M -$60.60M
YoY Change -16.01% 96.12%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 28.10M 46.90M
YoY Change -40.09% 230.28%
NET CHANGE
Cash From Operating Activities 18.30M 16.50M
Cash From Investing Activities -50.90M -60.60M
Cash From Financing Activities 28.10M 46.90M
Net Change In Cash -4.500M 2.800M
YoY Change -260.71% -200.0%
FREE CASH FLOW
Cash From Operating Activities $18.30M $16.50M
Capital Expenditures -$2.400M -$1.100M
Free Cash Flow $20.70M $17.60M
YoY Change 17.61% 16.56%

Facts In Submission

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