$RM
Regional Management Corp.

2020 Form 10-K Financial Statement

#000156459021008906 Filed on February 25, 2021

View on sec.gov

Income Statement

Concept 2020 2019 Q4 2019 Q3
Revenue $373.9M $97.98M $91.71M
YoY Change 5.11% 17.0% 17.7%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin $186.7M $33.08M $42.56M
YoY Change 13.01% 10.6% 12.03%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $13.31M $2.900M $2.700M
YoY Change 22.59% 20.83% 17.39%
% of Gross Profit
Operating Expenses $186.7M $66.93M $42.56M
YoY Change 13.01% 10.98% 12.03%
Operating Profit
YoY Change
Interest Expense $37.85M $10.29M $10.35M
YoY Change -5.66% 6.66% 18.55%
% of Operating Profit
Other Income/Expense, Net $33.77M $7.612M
YoY Change 4.87% 10.91%
Pretax Income $35.93M $20.77M $16.68M
YoY Change -39.1% 50.62% 72.18%
Income Tax $9.198M $5.086M $4.105M
% Of Pretax Income 25.6% 24.49% 24.61%
Net Earnings $26.73M $15.68M $12.57M
YoY Change -40.24% 45.62% 68.77%
Net Earnings / Revenue 7.15% 16.01% 13.71%
Basic Earnings Per Share $2.45 $1.44 $1.11
Diluted Earnings Per Share $2.40 $1.38 $1.08
COMMON SHARES
Basic Shares Outstanding 10.93M 11.03M 11.30M
Diluted Shares Outstanding 11.15M 11.68M

Balance Sheet

Concept 2020 2019 Q4 2019 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $8.100M $2.300M $2.000M
YoY Change 252.17% -37.84% 300.0%
Cash & Equivalents $56.43M $45.70M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $14.50M $2.300M $2.000M
YoY Change 133.87% -37.84% 300.0%
LONG-TERM ASSETS
Property, Plant & Equipment $41.60M $15.30M $14.51M
YoY Change -0.24% 9.87% 15.73%
Goodwill $716.0K
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $77.90M $54.80M $45.10M
YoY Change 42.15% 17.85% 53.92%
Total Long-Term Assets $1.089B $1.156B $1.084B
YoY Change -5.46% 21.37% 21.44%
TOTAL ASSETS
Total Short-Term Assets $14.50M $2.300M $2.000M
Total Long-Term Assets $1.089B $1.156B $1.084B
Total Assets $1.104B $1.159B $1.086B
YoY Change -4.71% 21.14% 21.59%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $40.30M $28.70M $25.80M
YoY Change 40.42% 14.34% 32.31%
Accrued Expenses $29.20M $28.50M $27.70M
YoY Change 2.46%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $69.50M $57.20M $53.50M
YoY Change 21.5% 127.89% 174.36%
LONG-TERM LIABILITIES
Long-Term Debt $762.2M $798.6M $736.0M
YoY Change -4.56% 22.62% 21.77%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $762.2M $798.6M $736.0M
YoY Change -4.56% 22.62% 21.77%
TOTAL LIABILITIES
Total Short-Term Liabilities $69.50M $57.20M $53.50M
Total Long-Term Liabilities $762.2M $798.6M $736.0M
Total Liabilities $831.7M $855.8M $789.5M
YoY Change -2.82% 26.36% 26.15%
SHAREHOLDERS EQUITY
Retained Earnings $248.8M $233.1M
YoY Change 21.92% 20.6%
Common Stock $104.0M $103.0M
YoY Change 3.91% 3.92%
Preferred Stock
YoY Change
Treasury Stock (at cost) $50.07M $39.49M
YoY Change 99.93% 57.68%
Treasury Stock Shares $2.484M $2.104M
Shareholders Equity $272.1M $302.8M $296.7M
YoY Change
Total Liabilities & Shareholders Equity $1.104B $1.159B $1.086B
YoY Change -4.71% 21.14% 21.59%

Cashflow Statement

Concept 2020 2019 Q4 2019 Q3
OPERATING ACTIVITIES
Net Income $26.73M $15.68M $12.57M
YoY Change -40.24% 45.62% 68.77%
Depreciation, Depletion And Amortization $13.31M $2.900M $2.700M
YoY Change 22.59% 20.83% 17.39%
Cash From Operating Activities $165.0M $50.20M $48.30M
YoY Change 4.29% 20.96% 8.05%
INVESTING ACTIVITIES
Capital Expenditures $3.933M -$2.400M -$1.600M
YoY Change -32.24% 0.0% 6.67%
Acquisitions
YoY Change
Other Investing Activities -$93.00M -$87.30M -$89.60M
YoY Change -65.32% 34.72% 55.56%
Cash From Investing Activities -$91.68M -$89.70M -$91.20M
YoY Change -66.74% 33.48% 54.05%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $12.01M
YoY Change -52.0%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -57.85M 50.30M 46.10M
YoY Change -149.5% 9.11% 205.3%
NET CHANGE
Cash From Operating Activities 165.0M 50.20M 48.30M
Cash From Investing Activities -91.68M -89.70M -91.20M
Cash From Financing Activities -57.85M 50.30M 46.10M
Net Change In Cash 15.45M 10.80M 3.200M
YoY Change 145.77% -47.06% 433.33%
FREE CASH FLOW
Cash From Operating Activities $165.0M $50.20M $48.30M
Capital Expenditures $3.933M -$2.400M -$1.600M
Free Cash Flow $161.0M $52.60M $49.90M
YoY Change 5.68% 19.82% 8.01%

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CY2018 us-gaap Proceeds From Repayments Of Secured Debt
ProceedsFromRepaymentsOfSecuredDebt
-35940000
CY2020 us-gaap Proceeds From Repayments Of Accounts Receivable Securitization
ProceedsFromRepaymentsOfAccountsReceivableSecuritization
29968000
CY2019 us-gaap Proceeds From Repayments Of Accounts Receivable Securitization
ProceedsFromRepaymentsOfAccountsReceivableSecuritization
130102000
CY2018 us-gaap Proceeds From Repayments Of Accounts Receivable Securitization
ProceedsFromRepaymentsOfAccountsReceivableSecuritization
280665000
CY2020 us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
3170000
CY2019 us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
4891000
CY2018 us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
7235000
CY2020 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
1635000
CY2019 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
939000
CY2020 rm Bankruptcy Threshold Period Past Due For Write Off Of Financing Receivables
BankruptcyThresholdPeriodPastDueForWriteOffOfFinancingReceivables
P60D
CY2018 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
692000
CY2020 us-gaap Payments Of Ordinary Dividends
PaymentsOfOrdinaryDividends
2196000
CY2020 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
12014000
CY2019 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
25028000
CY2020 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-58324000
CY2019 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
116853000
CY2018 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
81083000
CY2020 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
15449000
CY2019 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
6286000
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
56427000
CY2018Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
50141000
CY2019 us-gaap Interest Paid Net
InterestPaidNet
35478000
CY2018 us-gaap Interest Paid Net
InterestPaidNet
30127000
CY2020 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
7130000
CY2019 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
14695000
CY2018 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
3600000
CY2019Q4 us-gaap Cash
Cash
2263000
CY2018Q4 us-gaap Cash
Cash
3657000
CY2017Q4 us-gaap Cash
Cash
5230000
CY2019Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
54164000
CY2018Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
46484000
CY2017Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
16787000
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
56427000
CY2020 us-gaap Nature Of Operations
NatureOfOperations
<p style="margin-bottom:0pt;margin-top:9pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Calibri;font-style:normal;text-transform:none;font-variant: normal;">Note 1. Nature of Business</p> <p style="margin-bottom:0pt;margin-top:4pt;text-indent:0%;font-size:10pt;font-family:Calibri;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Regional Management Corp. (the “<span style="text-decoration:underline;">Company</span>”) was incorporated and began operations in 1987. The Company is engaged in the consumer finance business, offering small loans, large loans, retail loans, and related payment and collateral protection insurance products. The Company previously offered automobile purchase loans, but ceased such originations in November 2017. As of December 31, 2020, the Company operated under the name “Regional Finance” in 365 branch locations across 11 states in the Southeastern, Southwestern, Mid-Atlantic, and Midwestern United States. </p> <p style="margin-bottom:0pt;margin-top:9pt;text-indent:0%;color:#000000;font-size:10pt;font-family:Calibri;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><span style="Background-color:#FFFFFF;">The Company’s loan volume and contractual delinquency follow seasonal trends. Demand for the Company’s small and large loans is typically highest during the second, third, and fourth quarters, which the Company believes is largely due to customers borrowing money for vacation, back-to-school, and holiday spending. Loan demand has generally been the lowest during the first quarter, which the Company believes is largely due to the timing of income tax refunds. Delinquencies generally reach their lowest point in the first half of the year and rise in the second half of the year. The current expected credit loss (“</span><span style="text-decoration:underline;Background-color:#FFFFFF;">CECL</span><span style="Background-color:#FFFFFF;">”) accounting model requires earlier recognition of credit losses compared to the prior incurred loss approach. This could result in larger allowance for credit loss releases in periods of portfolio liquidation, and larger provisions for credit losses in periods of portfolio growth compared to prior years. Consequently, the Company experiences seasonal fluctuations in its operating results and cash needs. However, changes in borrower assistance programs and customer access to external economic stimulus measures related to the novel strain of coronavirus (“</span><span style="text-decoration:underline;Background-color:#FFFFFF;">COVID-19</span><span style="Background-color:#FFFFFF;">”) have impacted the Company’s typical seasonal trends for loan volume and delinquency.</span></p>
CY2020Q4 us-gaap Number Of Stores
NumberOfStores
365
CY2020Q4 us-gaap Number Of States In Which Entity Operates
NumberOfStatesInWhichEntityOperates
11
CY2020 us-gaap Use Of Estimates
UseOfEstimates
<p style="margin-bottom:0pt;margin-top:9pt;text-indent:0%;font-weight:bold;font-style:italic;font-size:10pt;font-family:Calibri;text-transform:none;font-variant: normal;">Use of estimates:<span style="font-weight:normal;font-style:normal;"> The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, revenues and expenses, and disclosure of contingent assets and liabilities for the periods indicated in the financial statements. Actual results could differ from those estimates.</span></p> <p style="margin-bottom:0pt;margin-top:9pt;text-indent:0%;font-size:10pt;font-family:Calibri;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Material estimates that are particularly susceptible to change relate to the determination of the allowance for credit losses, the fair value of share-based compensation, the valuation of deferred tax assets and liabilities, and the fair value of financial instruments. </p>
CY2020 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
Reclassifications:<span style="font-style:normal;"> </span><span style="font-weight:normal;font-style:normal;">Certain prior-period amounts have been reclassified to conform to the current presentation. Such reclassifications had no impact on previously reported net income or stockholders’ equity.</span>
CY2020 rm Threshold Period Past Due For Write Off Of Financing Receivables
ThresholdPeriodPastDueForWriteOffOfFinancingReceivables
P180D
CY2020Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
38288000
CY2019Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
37295000
CY2020Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
23830000
CY2019Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
21994000
CY2020Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
14458000
CY2019Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
15301000
CY2020 us-gaap Depreciation
Depreciation
5000.0
CY2019 us-gaap Depreciation
Depreciation
4300
CY2018 us-gaap Depreciation
Depreciation
3700
CY2020 rm Finance Receivables Income Recognition Contractual Delinquent Period
FinanceReceivablesIncomeRecognitionContractualDelinquentPeriod
P90D
CY2020 rm Cumulative Effect On Retained Earnings Net Of Tax
CumulativeEffectOnRetainedEarningsNetOfTax
45900000
CY2020 rm Cumulative Effect On Retained Earnings Tax
CumulativeEffectOnRetainedEarningsTax
14200000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
7164000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
6768000
CY2020 us-gaap Concentration Risk Geographic
ConcentrationRiskGeographic
The Company’s portfolio of finance receivables is primarily with customers living in five Southeastern states (Alabama, Georgia, North Carolina, South Carolina, and Tennessee), three Southwestern states (Oklahoma, New Mexico, and Texas), one Mid-Atlantic state (Virginia), and two Midwestern states (Missouri and Wisconsin).
CY2020Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1136259000
CY2019Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
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CY2020Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
12600
CY2019Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
13400
CY2020Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
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CY2020Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
290355000
CY2020Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
48755000
CY2020Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
11684000
CY2020Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
2491000
CY2020Q4 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
908000
CY2020Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1136259000
CY2020Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
60450000
CY2020Q4 us-gaap Financing Receivable Percent Past Due1
FinancingReceivablePercentPastDue1
0.053
CY2020Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1136259000
CY2020Q4 rm Finance Receivable Net Percent
FinanceReceivableNetPercent
1.000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
6122000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
4841000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
3061000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
5569000
CY2020Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
33525000
CY2019Q4 us-gaap Goodwill
Goodwill
716000
CY2020Q1 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
142400000
CY2020Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
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CY2020Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
144000000
CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
62200000
CY2020 rm Impact Of Cecl Adoption On Beginning Allowance
ImpactOfCeclAdoptionOnBeginningAllowance
60100000
CY2020Q2 rm Covid Reserve Build Release
COVIDReserveBuildRelease
9500000
CY2020Q3 rm Covid Reserve Build Release
COVIDReserveBuildRelease
-1500000
CY2020Q4 rm Covid Reserve Build Release
COVIDReserveBuildRelease
-1500000
CY2020 rm Covid Reserve Build Release
COVIDReserveBuildRelease
30400000
CY2020Q2 rm Portfolio Growth Reserve Build
PortfolioGrowthReserveBuild
-9900000
CY2020Q3 rm Portfolio Growth Reserve Build
PortfolioGrowthReserveBuild
3500000
CY2020Q4 rm Portfolio Growth Reserve Build
PortfolioGrowthReserveBuild
7500000
CY2020 rm Portfolio Growth Reserve Build
PortfolioGrowthReserveBuild
-2700000
CY2020Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
32239000
CY2020Q4 rm Financing Receivable Recorded Investment Nonaccrual Status Percent
FinancingReceivableRecordedInvestmentNonaccrualStatusPercent
0.028
CY2019Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
79510000
CY2019Q4 us-gaap Financing Receivable Percent Past Due1
FinancingReceivablePercentPastDue1
0.070
CY2019Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1133404000
CY2019Q4 rm Finance Receivable Net Percent
FinanceReceivableNetPercent
1.000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
42474000
CY2019Q4 rm Financing Receivable Recorded Investment Nonaccrual Status Percent
FinancingReceivableRecordedInvestmentNonaccrualStatusPercent
0.037
CY2020Q4 us-gaap Interest Receivable
InterestReceivable
10700
CY2020Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
142000000
CY2020Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
144000000
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
150000000
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
150000000
CY2020Q2 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.139
CY2020Q3 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.136
CY2020Q4 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.132
CY2020Q4 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.132
CY2018 rm Change In Allowance Assumption Increase Decrease Net Income
ChangeInAllowanceAssumptionIncreaseDecreaseNetIncome
200000
CY2018 rm Change In Allowance Assumption Decrease In Diluted Earnings Per Share
ChangeInAllowanceAssumptionDecreaseInDilutedEarningsPerShare
0.02
CY2018 rm Allowance For Loan And Lease Losses Period Increase Decrease Due To Change In Allowance Assumption
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecreaseDueToChangeInAllowanceAssumption
200000
CY2018 rm Change In Allowance Assumption Increase Decrease Net Income
ChangeInAllowanceAssumptionIncreaseDecreaseNetIncome
200000
CY2018 rm Change In Allowance Assumption Increase Decrease In Diluted Earnings Per Share
ChangeInAllowanceAssumptionIncreaseDecreaseInDilutedEarningsPerShare
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CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
62200000
CY2020 rm Impact Of Cecl Adoption On Beginning Allowance
ImpactOfCeclAdoptionOnBeginningAllowance
60100000
CY2020 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
123810000
CY2020 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
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CY2020 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
4726000
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
150000000
CY2020Q4 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.132
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
58300000
CY2019 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
99611000
CY2019 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
100056000
CY2019 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
4345000
CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
62200000
CY2019Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
1133404000
CY2019Q4 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.055
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
48910000
CY2020Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
4324000
CY2020Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
29201000
CY2020 us-gaap Operating Lease Cost
OperatingLeaseCost
8268000
CY2019 us-gaap Operating Lease Cost
OperatingLeaseCost
7929000
CY2020 us-gaap Short Term Lease Cost
ShortTermLeaseCost
381000
CY2019 us-gaap Short Term Lease Cost
ShortTermLeaseCost
435000
CY2020 us-gaap Lease Cost
LeaseCost
8649000
CY2019 us-gaap Lease Cost
LeaseCost
8364000
CY2020 us-gaap Operating Lease Payments
OperatingLeasePayments
8251000
CY2019 us-gaap Operating Lease Payments
OperatingLeasePayments
7379000
CY2020 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
7910000
CY2019 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
10102000
CY2020Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P5Y7M6D
CY2020Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0491
CY2020 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
8800000
CY2019 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
8400000
CY2018 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
8100000
CY2020Q4 us-gaap Goodwill Gross
GoodwillGross
950000
CY2020Q4 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
234000
CY2020Q4 us-gaap Goodwill
Goodwill
716000
CY2019Q4 us-gaap Goodwill Gross
GoodwillGross
950000
CY2019Q4 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
234000
CY2018 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
87056000
CY2018 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
82341000
CY2018 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
4675000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
58300000
CY2018Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
951183000
CY2018Q4 rm Allowance Percentage Of Finance Receivables
AllowancePercentageOfFinanceReceivables
0.061
CY2020 rm Tdr Number Of Loans Modified
TDRNumberOfLoansModified
6807
CY2020 rm Tdr Modified Loans Balance
TDRModifiedLoansBalance
21344000
CY2019 rm Tdr Number Of Loans Modified
TDRNumberOfLoansModified
13135
CY2019 rm Tdr Modified Loans Balance
TDRModifiedLoansBalance
37320000
CY2018 rm Tdr Number Of Loans Modified
TDRNumberOfLoansModified
11200
CY2018 rm Tdr Modified Loans Balance
TDRModifiedLoansBalance
32396000
CY2020 rm Tdr Number Of Defaulted Loans
TDRNumberOfDefaultedLoans
3009
CY2020 rm Tdr Finance Receivables Defaulted
TDRFinanceReceivablesDefaulted
8964000
CY2019 rm Tdr Number Of Defaulted Loans
TDRNumberOfDefaultedLoans
4885
CY2019 rm Tdr Finance Receivables Defaulted
TDRFinanceReceivablesDefaulted
14145000
CY2018 rm Tdr Number Of Defaulted Loans
TDRNumberOfDefaultedLoans
3502
CY2018 rm Tdr Finance Receivables Defaulted
TDRFinanceReceivablesDefaulted
10307000
CY2020Q4 rm Intangible Assets Gross Including Goodwill
IntangibleAssetsGrossIncludingGoodwill
17538000
CY2020Q4 rm Intangible Assets Net Including Goodwill Accumulated Amortization
IntangibleAssetsNetIncludingGoodwillAccumulatedAmortization
-8849000
CY2020Q4 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
8689000
CY2019Q4 rm Intangible Assets Gross Including Goodwill
IntangibleAssetsGrossIncludingGoodwill
16339000
CY2019Q4 rm Intangible Assets Net Including Goodwill Accumulated Amortization
IntangibleAssetsNetIncludingGoodwillAccumulatedAmortization
-6901000
CY2019Q4 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
9438000
CY2020 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
2200
CY2019 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
2200
CY2018 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
2000.0
CY2020Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
2287000
CY2020Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
2185000
CY2020Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
1899000
CY2020Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
1030000
CY2020Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
301000
CY2020Q4 us-gaap Finite Lived Intangible Assets Amortization Expense After Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive
271000
CY2020Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
7973000
CY2020 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2019 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2020 us-gaap Goodwill Acquired During Period
GoodwillAcquiredDuringPeriod
0
CY2019 us-gaap Goodwill Acquired During Period
GoodwillAcquiredDuringPeriod
0
CY2020Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
8499000
CY2019Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
3256000
CY2020Q4 us-gaap Other Receivables
OtherReceivables
3262000
CY2019Q4 us-gaap Other Receivables
OtherReceivables
2061000
CY2020Q4 us-gaap Credit Card Receivables
CreditCardReceivables
3170000
CY2019Q4 us-gaap Credit Card Receivables
CreditCardReceivables
1853000
CY2019Q4 us-gaap Derivative Asset Notional Amount
DerivativeAssetNotionalAmount
500000000.0
CY2020Q4 us-gaap Line Of Credit Facility Interest Rate At Period End
LineOfCreditFacilityInterestRateAtPeriodEnd
0.0014
CY2019Q4 us-gaap Line Of Credit Facility Interest Rate At Period End
LineOfCreditFacilityInterestRateAtPeriodEnd
0.0176
CY2020Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
951000
CY2019Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
534000
CY2020Q4 us-gaap Other Assets
OtherAssets
15882000
CY2019Q4 us-gaap Other Assets
OtherAssets
7704000
CY2020Q4 us-gaap Derivative Asset Notional Amount
DerivativeAssetNotionalAmount
500000000.0
CY2018Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
249000
CY2017Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
98000
CY2020 rm Derivative Interest Rate Cap Purchases
DerivativeInterestRateCapPurchases
526000
CY2018 rm Derivative Interest Rate Cap Purchases
DerivativeInterestRateCapPurchases
481000
CY2020 us-gaap Increase Decrease In Fair Value Of Interest Rate Fair Value Hedging Instruments1
IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1
-261000
CY2019 us-gaap Increase Decrease In Fair Value Of Interest Rate Fair Value Hedging Instruments1
IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1
-249000
CY2018 us-gaap Increase Decrease In Fair Value Of Interest Rate Fair Value Hedging Instruments1
IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1
-330000
CY2020Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
265000
CY2018Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
249000
CY2020Q4 us-gaap Debt Instrument Carrying Amount
DebtInstrumentCarryingAmount
768909000
CY2020Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
6661000
CY2020Q4 us-gaap Long Term Debt
LongTermDebt
762248000
CY2019Q4 us-gaap Debt Instrument Carrying Amount
DebtInstrumentCarryingAmount
808218000
CY2019Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
9607000
CY2019Q4 us-gaap Long Term Debt
LongTermDebt
798611000
CY2020Q4 us-gaap Line Of Credit Facility Remaining Borrowing Capacity
LineOfCreditFacilityRemainingBorrowingCapacity
438082000
CY2019Q4 us-gaap Line Of Credit Facility Remaining Borrowing Capacity
LineOfCreditFacilityRemainingBorrowingCapacity
369271000
CY2020Q4 us-gaap Debt Instrument Unused Borrowing Capacity Amount
DebtInstrumentUnusedBorrowingCapacityAmount
186300000
CY2020 us-gaap Line Of Credit Facility Commitment Fee Description
LineOfCreditFacilityCommitmentFeeDescription
The Company pays an unused line fee between 0.375% and 0.65% based upon the average outstanding balance of the facility
CY2020Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
99073000
CY2020Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
446069000
CY2020Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
78623000
CY2020Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
87139000
CY2020Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
44672000
CY2020Q4 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
13333000
CY2020Q4 us-gaap Debt Instrument Carrying Amount
DebtInstrumentCarryingAmount
768909000
CY2020Q4 us-gaap Stock Repurchase Program Authorized Amount1
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30000000.0
CY2020 us-gaap Stock Repurchase Program Expiration Date
StockRepurchaseProgramExpirationDate
2022-10-22
CY2020 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
435000
CY2020 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
12000000.0
CY2020 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.20
CY2020 rm Finance Receivable Portfolio Turnover Rate
FinanceReceivablePortfolioTurnoverRate
1.1
CY2020 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
7545000
CY2020 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.210
CY2019 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
12389000
CY2019 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.210
CY2018 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
9639000
CY2018 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.210
CY2020 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
1086000
CY2020 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
0.030
CY2019 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
1961000
CY2019 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
0.033
CY2018 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
1478000
CY2018 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
0.032
CY2020 us-gaap Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost
837000
CY2020 us-gaap Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost
0.023
CY2019 us-gaap Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost
362000
CY2019 us-gaap Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost
0.006
CY2018 us-gaap Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost
105000
CY2018 us-gaap Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost
EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost
0.002
CY2020 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
-93000
CY2020 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent
-0.003
CY2019 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
-152000
CY2019 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent
-0.003
CY2018 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount
-329000
CY2019 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-1366000
CY2018 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent
-0.007
CY2020 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-177000
CY2020 us-gaap Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
-0.004
CY2019 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-299000
CY2019 us-gaap Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
-0.004
CY2018 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-336000
CY2018 us-gaap Effective Income Tax Rate Reconciliation Other Reconciling Items Percent
EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent
-0.007
CY2020 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
9198000
CY2020 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.256
CY2019 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
14261000
CY2019 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.242
CY2018 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10557000
CY2018 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.230
CY2020 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
5874000
CY2019 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
13270000
CY2018 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
12442000
CY2020 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
2648000
CY2019 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
2357000
CY2018 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
2329000
CY2020 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
8522000
CY2019 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
15627000
CY2018 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
14771000
CY2020 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
585000
CY2019 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-1298000
CY2018 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-3705000
CY2020 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
91000
CY2019 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-68000
CY2018 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-509000
CY2020 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
676000
CY2018 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-4214000
CY2020 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
9198000
CY2019 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
14261000
CY2018 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10557000
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
35400000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
12879000
CY2020Q4 rm Deferred Tax Assets Lease Liabilities
DeferredTaxAssetsLeaseLiabilities
6863000
CY2019Q4 rm Deferred Tax Assets Lease Liabilities
DeferredTaxAssetsLeaseLiabilities
6687000
CY2020Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
5932000
CY2019Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
5058000
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
2530000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
2933000
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
2296000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
1928000
CY2020Q4 rm Deferred Tax Asset Cares Act Payroll Tax Deferral
DeferredTaxAssetCARESActPayrollTaxDeferral
739000
CY2020Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards State And Local
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
457000
CY2019Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards State And Local
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
262000
CY2020Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
493000
CY2019Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
342000
CY2020Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
54710000
CY2019Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
30089000
CY2020Q4 us-gaap Deferred Tax Liabilities Financing Arrangements
DeferredTaxLiabilitiesFinancingArrangements
26748000
CY2019Q4 us-gaap Deferred Tax Liabilities Financing Arrangements
DeferredTaxLiabilitiesFinancingArrangements
16853000
CY2020Q4 rm Deferred Tax Liabilities Lease Assets
DeferredTaxLiabilitiesLeaseAssets
6372000
CY2019Q4 rm Deferred Tax Liabilities Lease Assets
DeferredTaxLiabilitiesLeaseAssets
6207000
CY2020Q4 us-gaap Deferred Tax Liabilities Deferred Expense Other Capitalized Costs
DeferredTaxLiabilitiesDeferredExpenseOtherCapitalizedCosts
4000000
CY2019Q4 us-gaap Deferred Tax Liabilities Deferred Expense Other Capitalized Costs
DeferredTaxLiabilitiesDeferredExpenseOtherCapitalizedCosts
3735000
CY2020Q4 us-gaap Deferred Tax Liabilities Deferred Expense Deferred Financing Costs
DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
1757000
CY2019Q4 us-gaap Deferred Tax Liabilities Deferred Expense Deferred Financing Costs
DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
1983000
CY2020Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
1207000
CY2019Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
316000
CY2020Q4 rm Deferred Tax Liabilities Tax Deferred Expense Reserves And Accruals Deferred Rent
DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsDeferredRent
234000
CY2019Q4 rm Deferred Tax Liabilities Tax Deferred Expense Reserves And Accruals Deferred Rent
DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsDeferredRent
349000
CY2020Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
271000
CY2019Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
27000
CY2020Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
40589000
CY2019Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
29470000
CY2020Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
14121000
CY2019Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
619000
CY2020Q4 us-gaap Operating Loss Carryforwards
OperatingLossCarryforwards
13900000
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
800000
CY2019 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
52000
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
815000
CY2019 us-gaap Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
363000
CY2019 us-gaap Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
452000
CY2020 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
815000
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
815000
CY2020 us-gaap Net Income Loss
NetIncomeLoss
26730000
CY2019 us-gaap Net Income Loss
NetIncomeLoss
44732000
CY2018 us-gaap Net Income Loss
NetIncomeLoss
35345000
CY2020 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
10930000
CY2019 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
11401000
CY2018 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
11655000
CY2020 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
215000
CY2019 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
372000
CY2018 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
423000
CY2020 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
11145000
CY2019 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
11773000
CY2018 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
12078000
CY2020 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.45
CY2019 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.92
CY2018 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.03
CY2020 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.40
CY2019 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.80
CY2018 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.93
CY2020 rm Defined Contribution Plan Qualification Criteria Service Period Minimum
DefinedContributionPlanQualificationCriteriaServicePeriodMinimum
P6M
CY2020 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
1600000
CY2019 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
1500000
CY2018 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
900000
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Expiration Period
SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod
P10Y
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.4536
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.4106
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.4163
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0034
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0000
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0000
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0068
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0241
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0266
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
1067000
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
19.61
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
145000
CY2020 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
18.90
CY2020 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
266000
CY2020 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
17.73
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
38000
CY2020 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
27.28
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
908000
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
19.73
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
9308000
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
788000
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
19.60
CY2020Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
8194000
CY2020Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4219000
CY2020Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4157000
CY2020Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4347000
CY2020Q1 us-gaap Net Income Loss
NetIncomeLoss
-6325000
CY2020Q4 us-gaap Net Income Loss
NetIncomeLoss
14347000
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Weighted Average Grant Date Fair Value
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue
7.80
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Weighted Average Grant Date Fair Value
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue
11.82
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Weighted Average Grant Date Fair Value
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedWeightedAverageGrantDateFairValue
12.39
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
2896000
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
265000
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
1604000
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
994000
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
1126000
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
1809000
CY2020Q4 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
44794000
CY2020Q1 us-gaap Interest Expense
InterestExpense
10159000
CY2020Q2 us-gaap Interest Expense
InterestExpense
9137000
CY2020Q3 us-gaap Interest Expense
InterestExpense
9300000
CY2020Q4 us-gaap Interest Expense
InterestExpense
9256000
CY2020Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-3525000
CY2019Q2 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
37743000
CY2020 us-gaap Premiums Earned Net
PremiumsEarnedNet
42816000
CY2019 us-gaap Premiums Earned Net
PremiumsEarnedNet
35544000
CY2018 us-gaap Premiums Earned Net
PremiumsEarnedNet
31095000
CY2020 rm Insurance Claims Reserves And Certain Direct Expenses
InsuranceClaimsReservesAndCertainDirectExpenses
14467000
CY2019 rm Insurance Claims Reserves And Certain Direct Expenses
InsuranceClaimsReservesAndCertainDirectExpenses
14727000
CY2018 rm Insurance Claims Reserves And Certain Direct Expenses
InsuranceClaimsReservesAndCertainDirectExpenses
16302000
CY2020 us-gaap Insurance Services Revenue
InsuranceServicesRevenue
28349000
CY2019 us-gaap Insurance Services Revenue
InsuranceServicesRevenue
20817000
CY2018 us-gaap Insurance Services Revenue
InsuranceServicesRevenue
14793000
CY2020Q1 us-gaap Revenues
Revenues
96074000
CY2020Q2 us-gaap Revenues
Revenues
89850000
CY2020Q3 us-gaap Revenues
Revenues
90538000
CY2020Q4 us-gaap Revenues
Revenues
97444000
CY2020Q1 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
49522000
CY2020Q2 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
27499000
CY2020Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
22089000
CY2020Q4 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
24700000
CY2020Q1 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
46243000
CY2020Q2 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
41525000
CY2020Q3 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
43754000
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.68
CY2020Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.02
CY2020Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.32
CY2020Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.56
CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.68
CY2020Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.01
CY2020Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.28
CY2019Q1 us-gaap Revenues
Revenues
81748000
CY2019Q2 us-gaap Revenues
Revenues
84274000
CY2019Q3 us-gaap Revenues
Revenues
91707000
CY2019Q4 us-gaap Revenues
Revenues
97984000
CY2019Q1 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
23343000
CY2019Q2 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
25714000
CY2019Q3 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
24515000
CY2019Q4 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
26039000
CY2019Q1 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
38183000
CY2019Q3 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
40167000
CY2019Q4 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
40891000
CY2019Q1 us-gaap Interest Expense
InterestExpense
9721000
CY2019Q2 us-gaap Interest Expense
InterestExpense
9771000
CY2019Q3 us-gaap Interest Expense
InterestExpense
10348000
CY2019Q4 us-gaap Interest Expense
InterestExpense
10285000
CY2019Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2393000
CY2019Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2677000
CY2019Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4105000
CY2019Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5086000
CY2019Q1 us-gaap Net Income Loss
NetIncomeLoss
8108000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
8369000
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
12572000
CY2019Q4 us-gaap Net Income Loss
NetIncomeLoss
15683000
CY2019Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.69
CY2019Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.71
CY2019Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.11
CY2019Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.44
CY2019Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.67
CY2019Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.70
CY2019Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.08
CY2019Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.38

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