Financial Snapshot
Revenues
Revenues
Revenue YoY Change
Revenues
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | $797.3M | $541.8M | $468.7M | $498.1M | $542.6M | $461.9M | $374.8M | $329.1M | $263.0M | $226.4M | $180.6M | $159.3M | $170.7M | ||||||||||||||||||||
YoY Change | 47.16% | 15.6% | -5.91% | -8.19% | 17.48% | 23.24% | 13.86% | 25.14% | 16.17% | 25.36% | 13.36% | -6.66% |
Expenses
Cost Of Revenues
Gross Profit
Gross Profit Margin
Gross Profit
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | $797.3M | $541.8M | $468.7M | $498.1M | $542.6M | $461.9M | $374.8M | $329.1M | $263.0M | $226.4M | $180.6M | $159.3M | $170.7M | ||||||||||||||||||||
Cost Of Revenue | |||||||||||||||||||||||||||||||||
Gross Profit | |||||||||||||||||||||||||||||||||
Gross Profit Margin |
Selling, General & Admin Expense
Research & Development
Depreciation, Depletion & Amortization
SGA Expense to Gross Profit Ratio
R&D To Gross Profit Ratio
DDA To Gross Profit Ratio
Operating Expenses Total
Operating Profits/Loss
Operational Expenses
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Selling, General & Admin | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
% of Gross Profit | |||||||||||||||||||||||||||||||||
Research & Development | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
% of Gross Profit | |||||||||||||||||||||||||||||||||
Depreciation & Amortization | $35.23M | $42.74M | $47.35M | $34.63M | $8.185M | $3.496M | $4.832M | $3.091M | $9.195M | $8.104M | $9.096M | $7.710M | $4.798M | $9.500M | $8.900M | $6.600M | $6.500M | $6.200M | $8.100M | $6.300M | $7.500M | $5.100M | $4.200M | $4.100M | $3.500M | $3.500M | $2.700M | $2.300M | $2.000M | $3.000M | $2.000M | $1.200M | $100.0K |
YoY Change | -17.58% | -9.73% | 36.72% | 323.13% | 134.12% | -27.65% | 56.32% | -66.38% | 13.46% | -10.91% | 17.98% | 60.69% | -49.49% | 6.74% | 34.85% | 1.54% | 4.84% | -23.46% | 28.57% | -16.0% | 47.06% | 21.43% | 2.44% | 17.14% | 0.0% | 29.63% | 17.39% | 15.0% | -33.33% | 50.0% | 66.67% | 1100.0% | -90.91% |
% of Gross Profit | |||||||||||||||||||||||||||||||||
Operating Expenses | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Operating Profit | |||||||||||||||||||||||||||||||||
YoY Change |
Interest Expenses
Interest Expenses To Operating Income %
Other Expense/Income
Interest & Other Expense/Income
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Expense | $278.0M | $60.51M | $44.68M | $71.34M | $98.92M | $65.33M | $37.85M | $28.15M | $21.67M | $23.93M | $23.47M | $25.98M | $41.40M | ||||||||||||||||||||
YoY Change | 359.4% | 35.42% | -37.36% | -27.89% | 51.42% | 72.59% | 34.48% | 29.92% | -9.45% | 1.94% | -9.64% | -37.26% | |||||||||||||||||||||
% of Operating Profit | |||||||||||||||||||||||||||||||||
Other Income/Expense, Net | |||||||||||||||||||||||||||||||||
YoY Change |
Income/Loss
Pretax Income
Income Tax
Net Profits/Loss
Pretax Income YoY Change
Income Tax Rate
Net Profits/Loss YoY Change
Basic EPS
Net Income To Revenue Ratio
Pretax & Net Income
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pretax Income | $177.2M | $211.3M | $222.8M | $103.5M | $215.7M | $188.6M | $159.9M | $135.8M | $99.76M | $85.89M | $45.75M | $33.47M | $34.68M | $46.70M | $24.40M | $32.70M | $45.20M | $38.60M | $33.70M | $25.30M | $25.00M | $24.50M | $19.70M | $15.00M | $21.00M | $16.40M | $15.70M | $13.60M | $13.10M | $10.80M | $10.30M | $8.300M | $8.000M |
YoY Change | -16.15% | -5.17% | 115.31% | -52.02% | 14.33% | 18.0% | 17.74% | 36.1% | 16.16% | 87.75% | 36.7% | -3.49% | -25.75% | 91.39% | -25.38% | -27.65% | 17.1% | 14.54% | 33.2% | 1.2% | 2.04% | 24.37% | 31.33% | -28.57% | 28.05% | 4.46% | 15.44% | 3.82% | 21.3% | 4.85% | 24.1% | 3.75% | -12.09% |
Income Tax | $32.51M | $45.24M | $46.94M | $19.84M | $48.09M | $41.73M | $67.68M | $44.85M | $31.75M | $26.31M | $12.26M | $6.828M | $9.043M | $15.00M | $5.900M | $8.700M | $14.10M | $11.50M | $9.500M | $6.800M | $6.800M | $6.800M | $5.100M | $3.800M | $6.200M | $4.700M | $4.700M | $4.100M | $3.900M | $2.600M | $3.100M | $2.100M | $1.800M |
% Of Pretax Income | 18.35% | 21.41% | 21.06% | 19.17% | 22.3% | 22.12% | 42.34% | 33.03% | 31.83% | 30.63% | 26.8% | 20.4% | 26.08% | 32.12% | 24.18% | 26.61% | 31.19% | 29.79% | 28.19% | 26.88% | 27.2% | 27.76% | 25.89% | 25.33% | 29.52% | 28.66% | 29.94% | 30.15% | 29.77% | 24.07% | 30.1% | 25.3% | 22.5% |
Net Earnings | $144.7M | $166.1M | $175.9M | $83.65M | $167.6M | $146.9M | $92.19M | $90.93M | $68.01M | $59.58M | $33.49M | $26.64M | $25.63M | $31.70M | $18.50M | $24.10M | $31.10M | $27.10M | $24.20M | $18.40M | $18.20M | $16.40M | $14.60M | $11.20M | $14.80M | $11.70M | $11.00M | $9.500M | $9.200M | $8.200M | $7.700M | $6.200M | $6.200M |
YoY Change | -12.88% | -5.59% | 110.27% | -50.09% | 14.07% | 59.37% | 1.38% | 33.69% | 14.15% | 77.93% | 25.72% | 3.92% | -19.14% | 71.35% | -23.24% | -22.51% | 14.76% | 11.98% | 31.52% | 1.1% | 10.98% | 12.33% | 30.36% | -24.32% | 26.5% | 6.36% | 15.79% | 3.26% | 12.2% | 6.49% | 24.19% | 0.0% | -10.14% |
Net Earnings / Revenue | 18.15% | 30.65% | 37.53% | 16.79% | 30.89% | 31.81% | 24.6% | 27.63% | 25.86% | 26.32% | 18.54% | 16.72% | 15.02% | ||||||||||||||||||||
Basic Earnings Per Share | $2.58 | $2.97 | $3.13 | $1.49 | $2.89 | $2.80 | $1.97 | $2.18 | $1.89 | $1.89 | $1.23 | $1.06 | $1.02 | ||||||||||||||||||||
Diluted Earnings Per Share | $2.56 | $2.954M | $3.12 | $1.48 | $2.88 | $2.79 | $1.96 | $2.17 | $1.88 | $1.88 | $1.22 | $1.06 | $1.02 | $1.378M | $872.6K | $1.142M | $1.637M | $1.704M | $1.541M | $1.415M | $1.468M | $1.302M | $1.106M | $817.5K | $1.057M | $835.7K | $785.7K | $719.7K | $697.0K | $621.2K | $583.3K | $469.7K | $469.7K |
Assets & Liabilities
Cash & Short-Term Investments
Cash & Equivalents
Cash To Operating Expenses Ratio
Inventory
Receivables
Total Short-Term Assets
Property, Plant And Equipment
Long-Term Investments
Total Long-Term Assets
Total Assets
Net Income To Total Assets Percentage
Accounts Payable
Short-Term Debt
Long Term Debt Due
Total Short-Term Liabilities
Long-Term Debt
Other Long-Term Liabilities
Total Long-Term Liabilities
Total Liabilities
Short-Term To Long-Term Debt Ratio
Short-Term Assets To Debt Ratio
Long-Term Debt To Net Income Ratio
Assets & Liabilities
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short-Term Investments | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Cash & Equivalents | |||||||||||||||||||||||||||||||||
Short-Term Investments | |||||||||||||||||||||||||||||||||
Other Short-Term Assets | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Inventory | |||||||||||||||||||||||||||||||||
Prepaid Expenses | |||||||||||||||||||||||||||||||||
Receivables | |||||||||||||||||||||||||||||||||
Other Receivables | |||||||||||||||||||||||||||||||||
Total Short-Term Assets | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Property, Plant & Equipment | $283.2M | $283.6M | $293.0M | $300.0M | $310.0M | $209.0M | $183.0M | $179.0M | $169.0M | $114.0M | $102.0M | $67.00M | $54.00M | $51.00M | $44.00M | $47.00M | $48.00M | $41.00M | $42.00M | $34.00M | $32.00M | $29.00M | $28.00M | $30.00M | $28.00M | $27.00M | $23.00M | $22.00M | $20.00M | $17.00M | $16.00M | $15.00M | $14.00M |
YoY Change | -0.14% | -3.21% | -2.33% | -3.23% | 48.33% | 14.21% | 2.23% | 5.92% | 48.25% | 11.76% | 52.24% | 24.07% | 5.88% | 15.91% | -6.38% | -2.08% | 17.07% | -2.38% | 23.53% | 6.25% | 10.34% | 3.57% | -6.67% | 7.14% | 3.7% | 17.39% | 4.55% | 10.0% | 17.65% | 6.25% | 6.67% | 7.14% | |
Goodwill | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Intangibles | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Long-Term Investments | $6.000M | $8.000M | |||||||||||||||||||||||||||||||
YoY Change | -25.0% | ||||||||||||||||||||||||||||||||
Other Assets | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Total Long-Term Assets | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Total Assets | $17.36B | $16.99B | $16.81B | $14.93B | $13.40B | $12.94B | $9.830B | $8.700B | $7.926B | $5.805B | $5.746B | $4.179B | $4.202B | $4.297B | $3.641B | $3.716B | $3.612B | $2.611B | $2.398B | $1.708B | $1.415B | $1.345B | $1.255B | $1.212B | $1.163B | $1.108B | $971.0M | $893.0M | $842.0M | $787.0M | $739.0M | $660.0M | $646.0M |
YoY Change | |||||||||||||||||||||||||||||||||
Accounts Payable | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Accrued Expenses | $51.13M | $57.37M | $67.00M | $70.00M | $88.00M | ||||||||||||||||||||||||||||
YoY Change | -10.88% | -14.37% | -4.29% | -20.45% | |||||||||||||||||||||||||||||
Deferred Revenue | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Short-Term Debt | $307.6M | $712.2M | $14.00M | $21.00M | $9.000M | $8.000M | $7.000M | $10.00M | $22.00M | $6.000M | $2.000M | $5.000M | $11.00M | $15.00M | $22.00M | $90.00M | $83.00M | $8.000M | $11.00M | $61.00M | $14.00M | $5.000M | $6.000M | $5.000M | $12.00M | $5.000M | $25.00M | $18.00M | $7.000M | $8.000M | $4.000M | $4.000M | $6.000M |
YoY Change | -56.82% | 4987.37% | -33.33% | 133.33% | 12.5% | 14.29% | -30.0% | -54.55% | 266.67% | 200.0% | -60.0% | -54.55% | -26.67% | -31.82% | -75.56% | 8.43% | 937.5% | -27.27% | -81.97% | 335.71% | 180.0% | -16.67% | 20.0% | -58.33% | 140.0% | -80.0% | 38.89% | 157.14% | -12.5% | 100.0% | 0.0% | -33.33% | |
Long-Term Debt Due | |||||||||||||||||||||||||||||||||
YoY Change | |||||||||||||||||||||||||||||||||
Total Short-Term Liabilities | $307.6M | $57.37M | $67.00M | $70.00M | $88.00M | $8.000M | $7.000M | $10.00M | $22.00M | $6.000M | $2.000M | $5.000M | $11.00M | $15.00M | $22.00M | $90.00M | $83.00M | $8.000M | $11.00M | $61.00M | $14.00M | $5.000M | $6.000M | $5.000M | $12.00M | $5.000M | $25.00M | $18.00M | $7.000M | $8.000M | $4.000M | $4.000M | $6.000M |
YoY Change | 436.14% | -14.37% | -4.29% | -20.45% | 1000.0% | 14.29% | -30.0% | -54.55% | 266.67% | 200.0% | -60.0% | -54.55% | -26.67% | -31.82% | -75.56% | 8.43% | 937.5% | -27.27% | -81.97% | 335.71% | 180.0% | -16.67% | 20.0% | -58.33% | 140.0% | -80.0% | 38.89% | 157.14% | -12.5% | 100.0% | 0.0% | -33.33% | |
Long-Term Debt | $429.4M | $428.1M | $471.0M | $323.0M | $224.0M | $257.0M | $200.0M | $194.0M | $95.00M | $95.00M | $94.00M | $76.00M | $126.0M | $126.0M | $126.0M | $76.00M | $76.00M | $64.00M | $64.00M | $21.00M | $21.00M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
YoY Change | 0.3% | -9.1% | 45.82% | 44.2% | -12.84% | 28.5% | 3.09% | 104.21% | 0.0% | 1.06% | 23.68% | -39.68% | 0.0% | 0.0% | 65.79% | 0.0% | 18.75% | 0.0% | 204.76% | 0.0% | |||||||||||||
Other Long-Term Liabilities | $249.4M | $224.8M | $143.0M | $172.0M | $108.0M | $111.0M | $97.00M | $96.00M | $101.0M | $66.00M | $67.00M | $54.00M | $48.00M | $43.00M | $37.00M | $37.00M | $41.00M | $7.000M | $27.00M | $18.00M | $18.00M | $21.00M | $21.00M | $19.00M | $17.00M | $15.00M | $13.00M | $12.00M | $10.00M | $9.000M | $8.000M | $7.000M | $9.000M |
YoY Change | 10.92% | 57.22% | -16.86% | 59.26% | -2.7% | 14.43% | 1.04% | -4.95% | 53.03% | -1.49% | 24.07% | 12.5% | 11.63% | 16.22% | 0.0% | -9.76% | 485.71% | -74.07% | 50.0% | 0.0% | -14.29% | 0.0% | 10.53% | 11.76% | 13.33% | 15.38% | 8.33% | 20.0% | 11.11% | 12.5% | 14.29% | -22.22% | |
Total Long-Term Liabilities | $678.8M | $653.0M | $614.0M | $495.0M | $332.0M | $368.0M | $297.0M | $290.0M | $196.0M | $161.0M | $161.0M | $130.0M | $174.0M | $169.0M | $163.0M | $113.0M | $117.0M | $71.00M | $91.00M | $39.00M | $39.00M | $21.00M | $21.00M | $19.00M | $17.00M | $15.00M | $13.00M | $12.00M | $10.00M | $9.000M | $8.000M | $7.000M | $9.000M |
YoY Change | 3.96% | 6.35% | 24.04% | 49.1% | -9.78% | 23.91% | 2.41% | 47.96% | 21.74% | 0.0% | 23.85% | -25.29% | 2.96% | 3.68% | 44.25% | -3.42% | 64.79% | -21.98% | 133.33% | 0.0% | 85.71% | 0.0% | 10.53% | 11.76% | 13.33% | 15.38% | 8.33% | 20.0% | 11.11% | 12.5% | 14.29% | -22.22% | |
Total Liabilities | $15.06B | $14.85B | $14.60B | $12.80B | $11.28B | $10.89B | $8.315B | $7.467B | $6.890B | $5.093B | $5.081B | $3.680B | $3.715B | $3.828B | $3.231B | $3.316B | $3.213B | $2.359B | $2.162B | $1.529B | $1.278B | $1.212B | $1.131B | $1.090B | $1.047B | $998.0M | $873.0M | $803.0M | $757.0M | $713.0M | $668.0M | $595.0M | $585.0M |
YoY Change | 1.42% | 1.73% | 14.09% | 13.5% | 3.53% | 30.98% | 11.36% | 8.37% | 35.28% | 0.24% | 38.07% | -0.94% | -2.95% | 18.48% | -2.56% | 3.21% | 36.2% | 9.11% | 41.4% | 19.64% | 5.45% | 7.16% | 3.76% | 4.11% | 4.91% | 14.32% | 8.72% | 6.08% | 6.17% | 6.74% | 12.27% | 1.71% |
Ownership
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares
Stock Issuance & Repurchase
Ownership Data
Concept | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Basic Shares Outstanding | 56.10M shares | 55.90M shares | 56.11M shares | 56.27M shares | 58.05M shares | 52.49M shares | 46.87M shares | 41.74M shares | 35.97M shares | 31.50M shares | 27.27M shares | 25.11M shares | 25.06M shares | ||||||||||||||||||||
Diluted Shares Outstanding | 56.45M shares | 56.21M shares | 56.42M shares | 56.47M shares | 58.23M shares | 52.63M shares | 47.00M shares | 41.99M shares | 36.23M shares | 31.76M shares | 27.46M shares | 25.17M shares | 25.19M shares | ||||||||||||||||||||
Preferred Stock | |||||||||||||||||||||||||||||||||
Treasury Stock Shares |
Return On Shareholders' Equity
Book Value
Free Cash Flow
Free Cash Flow YoY
Free Cash Flow Margin
Dividends
Dividends
Stock Price
About Renasant Corp
Renasant Corp. is a bank holding company, which engages in the provision of financial, fiduciary, and insurance services. The company is headquartered in Tupelo, Mississippi and currently employs 2,300 full-time employees. The firm owns and operates approximately 185 banking, lending, mortgage, and wealth management offices throughout the Southeast as well as offering factoring and asset-based lending on a nationwide basis. Its Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending, factoring, equipment leasing and treasury management services, as well as safe deposit and night depository facilities. Its Wealth Management segment, through the Trust division, offers a range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts.
Industry: State Commercial Banks Peers: FB Financial Corp Heartland Financial USA Inc Lakeland Financial Corp Northwest Bancshares Inc PNC Financial Services Group Inc Seacoast Banking Corporation of Florida Trustmark Corp WaFd Inc