2019 Form 10-K Financial Statement

#000156459020012011 Filed on March 20, 2020

View on sec.gov

Income Statement

Concept 2019 2018 Q4 2018
Revenue $48.83M $36.69M
YoY Change 33.1% 14.03%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.349M $590.0K $1.055M
YoY Change 27.87% 11.52%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $8.500M $4.681M
YoY Change 81.59% 78.66%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $14.58M $1.840M $10.89M
YoY Change 33.93% -15.02%
Income Tax $3.470M $340.0K $2.383M
% Of Pretax Income 23.79% 18.48% 21.88%
Net Earnings $11.11M $1.500M $8.506M
YoY Change 30.66% 2.54%
Net Earnings / Revenue 22.76% 23.19%
Basic Earnings Per Share $1.91 $1.63
Diluted Earnings Per Share $1.88 $267.4K $1.60
COMMON SHARES
Basic Shares Outstanding 5.834M 5.217M
Diluted Shares Outstanding 5.928M 5.311M

Balance Sheet

Concept 2019 2018 Q4 2018
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $47.51M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $31.60M $26.83M $26.80M
YoY Change 17.91% 23.01% 22.94%
Goodwill $18.29M
YoY Change 82.02%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $800.0K $1.200M $1.200M
YoY Change -33.33% -40.0%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.364B $1.070B $1.071B
YoY Change 27.41% 30.02% 30.03%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $10.10M $5.300M $5.300M
YoY Change 90.57% 70.97%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $8.700M $8.000M $8.000M
YoY Change 8.75% -46.67%
Long-Term Debt Due $3.400M $3.200M $3.200M
YoY Change 6.25%
Total Short-Term Liabilities $22.20M $16.50M $16.50M
YoY Change 34.55% -8.84%
LONG-TERM LIABILITIES
Long-Term Debt $20.40M $23.80M $23.80M
YoY Change -14.29% 340.74%
Other Long-Term Liabilities $1.800M $1.300M $1.300M
YoY Change 38.46% 30.0%
Total Long-Term Liabilities $22.20M $25.10M $25.10M
YoY Change -11.55% 292.19%
TOTAL LIABILITIES
Total Short-Term Liabilities $22.20M $16.50M $16.50M
Total Long-Term Liabilities $22.20M $25.10M $25.10M
Total Liabilities $1.219B $959.0M $960.3M
YoY Change 26.91% 30.77% 30.78%
SHAREHOLDERS EQUITY
Retained Earnings $29.46M
YoY Change 31.59%
Common Stock $85.30M
YoY Change 21.77%
Preferred Stock
YoY Change
Treasury Stock (at cost) $113.0K
YoY Change -69.62%
Treasury Stock Shares $4.209K
Shareholders Equity $145.2M $110.1M $110.1M
YoY Change
Total Liabilities & Shareholders Equity $1.364B $1.070B $1.071B
YoY Change 27.41% 30.02% 30.03%

Cashflow Statement

Concept 2019 2018 Q4 2018
OPERATING ACTIVITIES
Net Income $11.11M $1.500M $8.506M
YoY Change 30.66% 2.54%
Depreciation, Depletion And Amortization $1.349M $590.0K $1.055M
YoY Change 27.87% 11.52%
Cash From Operating Activities $9.044M $4.660M $12.54M
YoY Change -27.9% -10.15%
INVESTING ACTIVITIES
Capital Expenditures $3.162M -$160.0K $767.0K
YoY Change 312.26% -40.31%
Acquisitions
YoY Change
Other Investing Activities -$111.4M $6.760M -$43.84M
YoY Change 154.08% -0.95%
Cash From Investing Activities -$114.6M $6.600M -$44.61M
YoY Change 156.8% -2.05%
FINANCING ACTIVITIES
Cash Dividend Paid $1.881M $1.434M
YoY Change 31.17% 12.74%
Common Stock Issuance & Retirement, Net $583.0K -$8.686M
YoY Change -106.71% -1858.3%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 103.5M 21.06M 64.01M
YoY Change 61.62% 1279.59%
NET CHANGE
Cash From Operating Activities 9.044M 4.660M 12.54M
Cash From Investing Activities -114.6M 6.600M -44.61M
Cash From Financing Activities 103.5M 21.06M 64.01M
Net Change In Cash -2.052M 32.32M 31.95M
YoY Change -106.42% -201.17%
FREE CASH FLOW
Cash From Operating Activities $9.044M $4.660M $12.54M
Capital Expenditures $3.162M -$160.0K $767.0K
Free Cash Flow $5.882M $4.820M $11.78M
YoY Change -50.05% -7.09%

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CY2018Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
20563000
CY2019Q4 us-gaap Foreclosed Assets
ForeclosedAssets
1404000
CY2018Q4 us-gaap Foreclosed Assets
ForeclosedAssets
496000
CY2019Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
777000
CY2018Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
1181000
CY2019Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
5316000
CY2018Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
5583000
CY2018Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
20000000
CY2018Q4 us-gaap Notes Payable
NotesPayable
26963000
CY2018 us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-48000
CY2018 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
426000
CY2019 us-gaap Labor And Related Expense
LaborAndRelatedExpense
17748000
CY2019 us-gaap Occupancy Net
OccupancyNet
1958000
CY2018 us-gaap Occupancy Net
OccupancyNet
1534000
CY2019 us-gaap Equipment Expense
EquipmentExpense
1027000
CY2018 us-gaap Equipment Expense
EquipmentExpense
916000
CY2019 us-gaap Communication
Communication
371000
CY2018 us-gaap Communication
Communication
274000
CY2019 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
659000
CY2018 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
658000
CY2019 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
4140000
CY2018 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
3527000
CY2019 ck0001641601 Foreclosed Real Estate Expense Benefit
ForeclosedRealEstateExpenseBenefit
166000
CY2018 ck0001641601 Foreclosed Real Estate Expense Benefit
ForeclosedRealEstateExpenseBenefit
200000
CY2019 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
163000
CY2019 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
587000
CY2018 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
823000
CY2019 us-gaap Share Based Compensation
ShareBasedCompensation
183000
CY2018 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.60
CY2018 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
342000
CY2019 ck0001641601 Legal And Other Professional Services
LegalAndOtherProfessionalServices
1013000
CY2018 us-gaap Share Based Compensation
ShareBasedCompensation
68000
CY2019 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
1349000
CY2018 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
1055000
CY2019 ck0001641601 Loss Gain On Sale Of Foreclosed Assets
LossGainOnSaleOfForeclosedAssets
12000
CY2019 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
6637000
CY2019 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
1666000
CY2018 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-48000
CY2018 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
749000
CY2019 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
1293000
CY2019 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1286000
CY2018 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
627000
CY2019 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
9044000
CY2018 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
12543000
CY2019 ck0001641601 Proceeds From Interest Bearing Deposits In Banks
ProceedsFromInterestBearingDepositsInBanks
1348000
CY2018 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
59907000
CY2019 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-9000
CY2019 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
-2000
CY2019 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
4978000
CY2019 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
16092000
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
88999000
CY2018 ck0001641601 Stock Issued During Period Value Stock Options And Warrants Exercised
StockIssuedDuringPeriodValueStockOptionsAndWarrantsExercised
317000
CY2018 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
8832000
CY2018 us-gaap Treasury Stock Value Acquired Par Value Method
TreasuryStockValueAcquiredParValueMethod
146000
CY2018 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
68000
CY2018 us-gaap Reclassifications Of Temporary To Permanent Equity
ReclassificationsOfTemporaryToPermanentEquity
-393000
CY2019 ck0001641601 Stock Issued During Period Value Stock Options And Warrants Exercised
StockIssuedDuringPeriodValueStockOptionsAndWarrantsExercised
224000
CY2019 us-gaap Treasury Stock Value Acquired Par Value Method
TreasuryStockValueAcquiredParValueMethod
583000
CY2019 us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
534000
CY2019 us-gaap Dividends Common Stock
DividendsCommonStock
1881000
CY2019 us-gaap Cumulative Effect On Retained Earnings Net Of Tax1
CumulativeEffectOnRetainedEarningsNetOfTax1
-49000
CY2019 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
182000
CY2019 us-gaap Reclassifications Of Temporary To Permanent Equity
ReclassificationsOfTemporaryToPermanentEquity
-494000
CY2018 ck0001641601 Stock Issued During Period Shares Stock Options And Warrants Exercised
StockIssuedDuringPeriodSharesStockOptionsAndWarrantsExercised
28450
CY2019 ck0001641601 Stock Issued During Period Shares Stock Options And Warrants Exercised
StockIssuedDuringPeriodSharesStockOptionsAndWarrantsExercised
21655
CY2018 us-gaap Stock Issued During Period Shares New Issues
StockIssuedDuringPeriodSharesNewIssues
327362
CY2018 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
5544
CY2019 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
20616
CY2018 us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
17218
CY2019 us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
21518
CY2018 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.27
CY2019 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.33
CY2019 ck0001641601 Provision For Losses On Foreclosed Assets
ProvisionForLossesOnForeclosedAssets
120000
CY2018 ck0001641601 Provision For Losses On Foreclosed Assets
ProvisionForLossesOnForeclosedAssets
120000
CY2019 us-gaap Investment Income Amortization Of Premium
InvestmentIncomeAmortizationOfPremium
1625000
CY2018 us-gaap Investment Income Amortization Of Premium
InvestmentIncomeAmortizationOfPremium
1676000
CY2019 ck0001641601 Accretion Of Discount On Securities Available For Sale
AccretionOfDiscountOnSecuritiesAvailableForSale
442000
CY2018 ck0001641601 Accretion Of Discount On Securities Available For Sale
AccretionOfDiscountOnSecuritiesAvailableForSale
143000
CY2019 ck0001641601 Accretion Of Acquired Loans
AccretionOfAcquiredLoans
2648000
CY2018 ck0001641601 Accretion Of Acquired Loans
AccretionOfAcquiredLoans
1241000
CY2019 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-9000
CY2018 ck0001641601 Loss Gain On Sale Of Foreclosed Assets
LossGainOnSaleOfForeclosedAssets
-20000
CY2019 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-1033000
CY2018 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-684000
CY2019 us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
3666000
CY2018 us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
-1239000
CY2019 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
204000
CY2018 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-120000
CY2019 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
3484000
CY2018 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-60000
CY2019 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
3882000
CY2018Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees Percentage
LoansAndLeasesReceivableNetDeferredLoanFeesPercentage
-0.001
CY2018 ck0001641601 Sale Of Interest Bearing Deposits In Banks
SaleOfInterestBearingDepositsInBanks
1940000
CY2018 ck0001641601 Proceeds From Interest Bearing Deposits In Banks
ProceedsFromInterestBearingDepositsInBanks
1494000
CY2018 ck0001641601 Payments For Interest Bearing Deposits In Banks
PaymentsForInterestBearingDepositsInBanks
984000
CY2019 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
28875000
CY2019Q4 ck0001641601 Percentage Of Loans And Leases Receivable Net Reported Amount
PercentageOfLoansAndLeasesReceivableNetReportedAmount
1.000
CY2019 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
6
CY2018Q4 ck0001641601 Percentage Of Loans And Leases Receivable Net Reported Amount
PercentageOfLoansAndLeasesReceivableNetReportedAmount
1.000
CY2019 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
54222000
CY2018 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
30419000
CY2019 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
152332000
CY2018 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
27697000
CY2019 ck0001641601 Payments For Proceeds From Loan Principal Originations
PaymentsForProceedsFromLoanPrincipalOriginations
61834000
CY2018 ck0001641601 Payments For Proceeds From Loan Principal Originations
PaymentsForProceedsFromLoanPrincipalOriginations
107195000
CY2019 us-gaap Cash Acquired From Acquisition
CashAcquiredFromAcquisition
30672000
CY2018 us-gaap Cash Acquired From Acquisition
CashAcquiredFromAcquisition
22227000
CY2019 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
141000
CY2018 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
1228000
CY2019 us-gaap Payments To Acquire Businesses Gross
PaymentsToAcquireBusinessesGross
6110000
CY2019 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
7000000
CY2018 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-44607000
CY2018 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
31451000
CY2018 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
-5890000
CY2018 us-gaap Payments For Federal Home Loan Bank Advances
PaymentsForFederalHomeLoanBankAdvances
100000000
CY2018 us-gaap Proceeds From Notes Payable
ProceedsFromNotesPayable
27000000
CY2019 us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
3190000
CY2018 us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
5394000
CY2018 us-gaap Increase Decrease In Federal Funds Purchased
IncreaseDecreaseInFederalFundsPurchased
1153000
CY2018 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
8832000
CY2019 us-gaap Payments Of Dividends
PaymentsOfDividends
1881000
CY2019 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
103456000
CY2018 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
64013000
CY2019 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-2052000
CY2018 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
31949000
CY2019 ck0001641601 Interest Paid To Depositors
InterestPaidToDepositors
6702000
CY2019 ck0001641601 Interest Paid On Borrowings
InterestPaidOnBorrowings
1662000
CY2019 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
3071000
CY2019 us-gaap Fair Value Of Assets Acquired
FairValueOfAssetsAcquired
175966000
CY2018 us-gaap Fair Value Of Assets Acquired
FairValueOfAssetsAcquired
199380000
CY2019 us-gaap Liabilities Assumed1
LiabilitiesAssumed1
148821000
CY2018 us-gaap Liabilities Assumed1
LiabilitiesAssumed1
168880000
CY2019 us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
1046000
CY2018 us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
318000
CY2019 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2019 ck0001641601 Number Of Primary Loan Portfolio Segments
NumberOfPrimaryLoanPortfolioSegments
3
CY2019Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
300861000
CY2018 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
5
CY2019Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
3542000
CY2019 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1170000
CY2019Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
1100000
CY2018Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
232835000
CY2019 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
362000
CY2019Q4 us-gaap Land And Land Improvements
LandAndLandImprovements
7529000
CY2018Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
638000
CY2019 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">Concentrations of Credit Risk</font></p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;">&nbsp;</p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;color:#222222;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company originates primarily commercial, commercial real estate, residential real estate, and consumer loans to customers in its primary market areas in Alabama listed above.&#160; The ability of the majority of the Company&#8217;s customers to honor their contractual loan obligations is dependent on the economy in these areas.&#160; Approximately 78% percent of the Company&#8217;s loan portfolio is secured by real estate, of which the majority is secured by real estate in the Company&#8217;s market areas.&#160;&#160;The Company, according to regulatory restrictions, may not generally extend credit to any single borrower or group of related borrowers on a secured basis in excess of 20% of capital, as defined, or $29 million, or on an unsecured basis in excess of 10% of capital, as defined, or $15 million<font style="Background-color:#FFFFFF;">.&#160; However, the Company has established internal policies that may further limit the extension of credit to any single borrower or group of related borrowers depending on their credit worthiness.</font></p>
CY2018Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
4843000
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
106253000
CY2018Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
35348000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
329000
CY2019 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="text-align:justify;margin-top:8pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">Reclassifications</font></p> <p style="text-align:justify;margin-top:6pt;margin-bottom:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Certain 2018 amounts have been reclassified to conform to the presentation used in 2019. These reclassifications had no material effect on the operations, financial condition or cash flows of the Company.</p>
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
517000
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
583000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
8350000
CY2018Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
4651000
CY2018Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
192000
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
42829000
CY2018Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
4507000
CY2019Q4 us-gaap Cash Reserve Deposit Required And Made
CashReserveDepositRequiredAndMade
7500000
CY2018Q4 us-gaap Cash Reserve Deposit Required And Made
CashReserveDepositRequiredAndMade
2400000
CY2019 ck0001641601 Percentage Of Loan Portfolio Secured By Real Estate
PercentageOfLoanPortfolioSecuredByRealEstate
0.78
CY2019 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
5834264
CY2018 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
5217348
CY2019 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
94120
CY2018 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
93726
CY2019 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
5928384
CY2018 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
5311074
CY2018Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
110830000
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
149082000
CY2018Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
146178000
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
1100000
CY2018Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
4843000
CY2019Q4 us-gaap Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions
68
CY2019Q4 ck0001641601 Number Of Securities
NumberOfSecurities
281
CY2019 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
243000
CY2018 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
381000
CY2019 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
252000
CY2018 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
429000
CY2019Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Federal Home Loan Bank
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank
71800000
CY2018Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Federal Home Loan Bank
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank
61500000
CY2019Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Repurchase Agreements
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements
14500000
CY2018Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Repurchase Agreements
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements
16500000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
8420000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
37820000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
19739000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
45938000
CY2019Q4 ck0001641601 Available For Sale Debt Securities Amortized Cost Basis Before Residential Mortgage Backed Securities
AvailableForSaleDebtSecuritiesAmortizedCostBasisBeforeResidentialMortgageBackedSecurities
111917000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
8458000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
38799000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
20117000
CY2019Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
47118000
CY2019Q4 ck0001641601 Available For Sale Securities Before Residential Mortgage Backed Securities
AvailableForSaleSecuritiesBeforeResidentialMortgageBackedSecurities
114492000
CY2019Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
909856000
CY2018Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
714177000
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Discounts
LoansAndLeasesReceivableNetDeferredLoanDiscounts
2647000
CY2018Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Discounts
LoansAndLeasesReceivableNetDeferredLoanDiscounts
1902000
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees
LoansAndLeasesReceivableNetDeferredLoanFees
1425000
CY2018Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees
LoansAndLeasesReceivableNetDeferredLoanFees
1013000
CY2019Q4 ck0001641601 Percentage Of Loans And Leases Receivable Gross Carrying Amount
PercentageOfLoansAndLeasesReceivableGrossCarryingAmount
1.015
CY2018Q4 ck0001641601 Percentage Of Loans And Leases Receivable Gross Carrying Amount
PercentageOfLoansAndLeasesReceivableGrossCarryingAmount
1.013
CY2019Q4 ck0001641601 Loans And Leases Receivable Allowance Percentage
LoansAndLeasesReceivableAllowancePercentage
0.010
CY2018Q4 ck0001641601 Loans And Leases Receivable Allowance Percentage
LoansAndLeasesReceivableAllowancePercentage
0.009
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Discounts Percentage
LoansAndLeasesReceivableNetDeferredLoanDiscountsPercentage
-0.003
CY2018Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Discounts Percentage
LoansAndLeasesReceivableNetDeferredLoanDiscountsPercentage
-0.003
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees Percentage
LoansAndLeasesReceivableNetDeferredLoanFeesPercentage
-0.002
CY2019Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3769000
CY2019Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
903129000
CY2019Q4 us-gaap Notes Receivable Net
NotesReceivableNet
2958000
CY2019Q4 ck0001641601 Loans And Leases Receivable As Percentage Of Aggregate Portfolio
LoansAndLeasesReceivableAsPercentageOfAggregatePortfolio
1.000
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
4881000
CY2018 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
502000
CY2018 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
238000
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
725000
CY2019Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
66067000
CY2018Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
708659000
CY2018Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1011000
CY2019Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3769000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
3062000
CY2018Q4 us-gaap Land And Land Improvements
LandAndLandImprovements
6555000
CY2019Q4 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
25358000
CY2018Q4 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
20736000
CY2019Q4 us-gaap Leasehold Improvements Gross
LeaseholdImprovementsGross
695000
CY2018Q4 us-gaap Leasehold Improvements Gross
LeaseholdImprovementsGross
678000
CY2019Q4 ck0001641601 Furniture Equipment And Vehicle Gross
FurnitureEquipmentAndVehicleGross
5344000
CY2018Q4 ck0001641601 Furniture Equipment And Vehicle Gross
FurnitureEquipmentAndVehicleGross
4951000
CY2019Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
38926000
CY2018Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
32920000
CY2019Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
7372000
CY2018Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
6093000
CY2019 us-gaap Depreciation
Depreciation
1300000
CY2018 us-gaap Depreciation
Depreciation
1100000
CY2017Q4 us-gaap Foreclosed Assets
ForeclosedAssets
1546000
CY2019 ck0001641601 Loans Transferred To Foreclosed Assets
LoansTransferredToForeclosedAssets
1046000
CY2018 ck0001641601 Loans Transferred To Foreclosed Assets
LoansTransferredToForeclosedAssets
318000
CY2019 ck0001641601 Sale Of Foreclosed Assets
SaleOfForeclosedAssets
129000
CY2018 ck0001641601 Sale Of Foreclosed Assets
SaleOfForeclosedAssets
1248000
CY2019 ck0001641601 Write Down Of Foreclosed Assets
WriteDownOfForeclosedAssets
120000
CY2018 ck0001641601 Write Down Of Foreclosed Assets
WriteDownOfForeclosedAssets
120000
CY2019 ck0001641601 Foreclosed Assets Acquired In Merger
ForeclosedAssetsAcquiredInMerger
111000
CY2019 ck0001641601 Net Gain Loss On Sales Of Foreclosed Assets
NetGainLossOnSalesOfForeclosedAssets
12000
CY2018 ck0001641601 Net Gain Loss On Sales Of Foreclosed Assets
NetGainLossOnSalesOfForeclosedAssets
-20000
CY2019 ck0001641601 Operating Expenses Net Of Rental Income
OperatingExpensesNetOfRentalIncome
58000
CY2018 ck0001641601 Operating Expenses Net Of Rental Income
OperatingExpensesNetOfRentalIncome
60000
CY2019 ck0001641601 Foreclosed Asset Expense
ForeclosedAssetExpense
166000
CY2018 ck0001641601 Foreclosed Asset Expense
ForeclosedAssetExpense
200000
CY2019Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
280065000
CY2018Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
239463000
CY2019Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
268991000
CY2018Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
200143000
CY2018Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
55733000
CY2019Q4 ck0001641601 Other Time Deposits
OtherTimeDeposits
164645000
CY2018 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
3067000
CY2019 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2019Q4 ck0001641601 Deferred Tax Assets Unrealized Gains Losses On Investment Securities Available For Sale
DeferredTaxAssetsUnrealizedGainsLossesOnInvestmentSecuritiesAvailableForSale
-607000
CY2018Q4 ck0001641601 Other Time Deposits
OtherTimeDeposits
114843000
CY2019Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
160100000
CY2018Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
101500000
CY2019 ck0001641601 Securities Sold Under Repurchase Period
SecuritiesSoldUnderRepurchasePeriod
P1D
CY2019Q4 us-gaap Securities Loaned Or Sold Under Agreements To Repurchase Fair Value Disclosure
SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure
14500000
CY2018Q4 us-gaap Securities Loaned Or Sold Under Agreements To Repurchase Fair Value Disclosure
SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure
16500000
CY2019 ck0001641601 Repurchase Agreement Weighted Average Interest Rate
RepurchaseAgreementWeightedAverageInterestRate
0.0050
CY2018 ck0001641601 Repurchase Agreement Weighted Average Interest Rate
RepurchaseAgreementWeightedAverageInterestRate
0.0037
CY2019Q4 us-gaap Federal Home Loan Bank Advances
FederalHomeLoanBankAdvances
0
CY2018Q4 us-gaap Federal Home Loan Bank Advances
FederalHomeLoanBankAdvances
20000000
CY2019Q4 ck0001641601 Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Unfunded Standby Letters Of Credit
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfUnfundedStandbyLettersOfCredit
4700000
CY2018Q4 ck0001641601 Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Unfunded Standby Letters Of Credit
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfUnfundedStandbyLettersOfCredit
5100000
CY2019Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
332100000
CY2018Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
267900000
CY2019Q4 ck0001641601 Federal Home Loan Bank Additional Borrowing Capacity
FederalHomeLoanBankAdditionalBorrowingCapacity
179600000
CY2018Q4 ck0001641601 Federal Home Loan Bank Additional Borrowing Capacity
FederalHomeLoanBankAdditionalBorrowingCapacity
116800000
CY2019Q4 ck0001641601 Available Lines Of Credit For Overnight Federal Funds Borrowings
AvailableLinesOfCreditForOvernightFederalFundsBorrowings
38500000
CY2018Q4 ck0001641601 Available Lines Of Credit For Overnight Federal Funds Borrowings
AvailableLinesOfCreditForOvernightFederalFundsBorrowings
38500000
CY2019Q4 us-gaap Federal Funds Purchased
FederalFundsPurchased
0
CY2018Q4 us-gaap Federal Funds Purchased
FederalFundsPurchased
0
CY2019 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
4503000
CY2018 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2019 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3063000
CY2018 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
2287000
CY2019 ck0001641601 Income Tax Reconciliation Federal Income Tax Benefit Of State Income Taxes
IncomeTaxReconciliationFederalIncomeTaxBenefitOfStateIncomeTaxes
-153000
CY2018 ck0001641601 Income Tax Reconciliation Federal Income Tax Benefit Of State Income Taxes
IncomeTaxReconciliationFederalIncomeTaxBenefitOfStateIncomeTaxes
-92000
CY2019 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
155000
CY2018 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
95000
CY2019 us-gaap Income Tax Reconciliation Tax Credits Investment
IncomeTaxReconciliationTaxCreditsInvestment
300000
CY2018 us-gaap Income Tax Reconciliation Tax Credits Investment
IncomeTaxReconciliationTaxCreditsInvestment
178000
CY2019 ck0001641601 Income Tax Reconciliation Tax Exempt Income From Bank Owned Life Insurance Amount
IncomeTaxReconciliationTaxExemptIncomeFromBankOwnedLifeInsuranceAmount
138000
CY2018 ck0001641601 Income Tax Reconciliation Tax Exempt Income From Bank Owned Life Insurance Amount
IncomeTaxReconciliationTaxExemptIncomeFromBankOwnedLifeInsuranceAmount
120000
CY2019 us-gaap Income Tax Reconciliation Nondeductible Expense
IncomeTaxReconciliationNondeductibleExpense
502000
CY2018 us-gaap Income Tax Reconciliation Nondeductible Expense
IncomeTaxReconciliationNondeductibleExpense
143000
CY2019 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
170000
CY2019 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
720000
CY2018 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
438000
CY2019 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
101000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
2778000
CY2018Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
1937000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
347000
CY2018Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
219000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits
658000
CY2018Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits
600000
CY2018Q4 ck0001641601 Deferred Tax Assets Unrealized Gains Losses On Investment Securities Available For Sale
DeferredTaxAssetsUnrealizedGainsLossesOnInvestmentSecuritiesAvailableForSale
1062000
CY2019Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
597000
CY2018Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
485000
CY2019Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
3773000
CY2018Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
4303000
CY2019Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
1334000
CY2018Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
1400000
CY2019Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
1738000
CY2018Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
1717000
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P6Y6M7D
CY2019Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
-76000
CY2018Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
5000
CY2019Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2996000
CY2018Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
3122000
CY2019Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
777000
CY2018Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
1181000
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
325425
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
129000
CY2019 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
26800
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
427625
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
175892
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
268375
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
85500
CY2018 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
28450
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
150525
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
18.27
CY2019 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
27.36
CY2019 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
13.55
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
21.31
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
16.34
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
14.77
CY2018 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
26.89
CY2018 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
11.16
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
14.29
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P7Y
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P4Y9M14D
CY2017 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P5Y10M13D
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P4Y3M3D
CY2019 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Lower Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit
8.40
CY2019 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Upper Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit
27.73
CY2018 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Lower Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit
8.40
CY2018 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Upper Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit
27.00
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
1400000
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
874000
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
381000
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
365000
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
2750000
CY2019Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
2010000
CY2019 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
224000
CY2019 us-gaap Employee Service Share Based Compensation Tax Benefit From Exercise Of Stock Options
EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions
0
CY2018 us-gaap Employee Service Share Based Compensation Tax Benefit From Exercise Of Stock Options
EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions
0
CY2019Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Nonvested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedNumberOfShares
251733
CY2018Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Nonvested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedNumberOfShares
174900
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares
52167
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
3.06
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
3.85
CY2019 ck0001641601 Share Based Compensation Arrangement By Share Based Payment Award Estimated Dividend Yield Term
ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedDividendYieldTerm
The dividend yield is the estimated dividend we expect to pay over the next four or five years.
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0150
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0150
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.1000
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.1000
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0212
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0305
CY2018Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Ratio
CommonEquityTierOneCapitalForCapitalAdequacyPurposesRatio
0.06375
CY2019Q4 us-gaap Amortization Method Qualified Affordable Housing Project Investments
AmortizationMethodQualifiedAffordableHousingProjectInvestments
1943000
CY2018Q4 us-gaap Amortization Method Qualified Affordable Housing Project Investments
AmortizationMethodQualifiedAffordableHousingProjectInvestments
276000
CY2018Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.07875
CY2019 us-gaap Affordable Housing Tax Credits And Other Tax Benefits Amount
AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
170000
CY2019 us-gaap Amortization Method Qualified Affordable Housing Project Investments Amortization
AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
173000
CY2019Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.10500
CY2019Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
16300000
CY2018Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
5700000
CY2018Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.04000
CY2018Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.08000
CY2018Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
5321000
CY2017Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
8369000
CY2019 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
24810000
CY2018 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
11097000
CY2019 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
16022000
CY2018 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
14145000
CY2019Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
14109000
CY2019Q4 us-gaap Capital
Capital
143039000
CY2019Q4 ck0001641601 Common Equity Tier One Capital Actual Amount
CommonEquityTierOneCapitalActualAmount
134359000
CY2019Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
134359000
CY2019Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
134359000
CY2019Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.14351
CY2019Q4 ck0001641601 Common Equity Tier One Capital To Risk Weighted Assets
CommonEquityTierOneCapitalToRiskWeightedAssets
0.13480
CY2019Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.13480
CY2019Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.10730
CY2019Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
104658000
CY2019Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Amount
CommonEquityTierOneCapitalForCapitalAdequacyPurposesAmount
69772000
CY2019Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
84723000
CY2019Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
50086000
CY2019Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Ratio
CommonEquityTierOneCapitalForCapitalAdequacyPurposesRatio
0.07000
CY2019Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.08500
CY2019Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.04000
CY2019Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
99674000
CY2019Q4 us-gaap Common Equity Tier One Capital Required To Be Well Capitalized
CommonEquityTierOneCapitalRequiredToBeWellCapitalized
64788000
CY2019Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
79739000
CY2019Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
62607000
CY2019Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.10000
CY2019Q4 ck0001641601 Common Equity Tier One Capital Required To Be Well Capitalized Ratio
CommonEquityTierOneCapitalRequiredToBeWellCapitalizedRatio
0.06500
CY2019Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.08000
CY2019Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0.05000
CY2018Q4 us-gaap Capital
Capital
115721000
CY2018Q4 ck0001641601 Common Equity Tier One Capital Actual Amount
CommonEquityTierOneCapitalActualAmount
109144000
CY2018Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
109144000
CY2018Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
109144000
CY2018Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.14253
CY2018Q4 ck0001641601 Common Equity Tier One Capital To Risk Weighted Assets
CommonEquityTierOneCapitalToRiskWeightedAssets
0.13443
CY2018Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.13443
CY2018Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.14006
CY2018Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
80174000
CY2018Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Amount
CommonEquityTierOneCapitalForCapitalAdequacyPurposesAmount
51758000
CY2018Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
63936000
CY2018Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
31172000
CY2018Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.09875
CY2018Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
81189000
CY2018Q4 us-gaap Common Equity Tier One Capital Required To Be Well Capitalized
CommonEquityTierOneCapitalRequiredToBeWellCapitalized
52773000
CY2018Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
64951000
CY2018Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
38965000
CY2018Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.10000
CY2018Q4 ck0001641601 Common Equity Tier One Capital Required To Be Well Capitalized Ratio
CommonEquityTierOneCapitalRequiredToBeWellCapitalizedRatio
0.06500
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
2460000
CY2018Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0.05000
CY2019Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
0
CY2018Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
0
CY2015Q4 us-gaap Goodwill
Goodwill
9410000
CY2019 us-gaap Goodwill Purchase Accounting Adjustments
GoodwillPurchaseAccountingAdjustments
640000
CY2016 us-gaap Equity Fair Value Adjustment
EquityFairValueAdjustment
640000
CY2017Q4 us-gaap Goodwill
Goodwill
10050000
CY2019Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1912000
CY2019Q4 us-gaap Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List
OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
us-gaap:OtherAssetsMember
CY2019Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1987000
CY2019Q4 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
us-gaap:AccountsPayableAndAccruedLiabilitiesMember
CY2019Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P7Y1M2D
CY2019Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0600
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Rolling Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths
388000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Two
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo
355000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Three
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree
355000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Four
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour
355000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Five
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive
255000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due After Rolling Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive
752000
CY2019Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
473000
CY2019 us-gaap Operating Lease Expense
OperatingLeaseExpense
526000
CY2018 us-gaap Operating Lease Expense
OperatingLeaseExpense
452000

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