2020 Form 10-K Financial Statement

#000156459021013564 Filed on March 16, 2021

View on sec.gov

Income Statement

Concept 2020 2019 2018 Q4
Revenue $63.41M $48.83M
YoY Change 29.86% 33.1%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.477M $1.349M $590.0K
YoY Change 9.49% 27.87%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $8.132M $8.500M
YoY Change -4.33% 81.59%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $21.69M $14.58M $1.840M
YoY Change 48.69% 33.93%
Income Tax $4.595M $3.470M $340.0K
% Of Pretax Income 21.19% 23.79% 18.48%
Net Earnings $17.09M $11.11M $1.500M
YoY Change 53.77% 30.66%
Net Earnings / Revenue 26.95% 22.76%
Basic Earnings Per Share $2.63 $1.91
Diluted Earnings Per Share $2.60 $1.88 $267.4K
COMMON SHARES
Basic Shares Outstanding 6.498M 5.834M
Diluted Shares Outstanding 6.571M 5.928M

Balance Sheet

Concept 2020 2019 2018 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $47.51M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $34.10M $31.60M $26.83M
YoY Change 7.91% 17.91% 23.01%
Goodwill $18.29M
YoY Change 82.02%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $1.600M $800.0K $1.200M
YoY Change 100.0% -33.33%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.865B $1.364B $1.070B
YoY Change 36.72% 27.41% 30.02%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $7.100M $10.10M $5.300M
YoY Change -29.7% 90.57%
Accrued Expenses $1.700M
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $13.70M $8.700M $8.000M
YoY Change 57.47% 8.75%
Long-Term Debt Due $3.600M $3.400M $3.200M
YoY Change 5.88% 6.25%
Total Short-Term Liabilities $26.10M $22.20M $16.50M
YoY Change 17.57% 34.55%
LONG-TERM LIABILITIES
Long-Term Debt $16.80M $20.40M $23.80M
YoY Change -17.65% -14.29%
Other Long-Term Liabilities $1.700M $1.800M $1.300M
YoY Change -5.56% 38.46%
Total Long-Term Liabilities $18.50M $22.20M $25.10M
YoY Change -16.67% -11.55%
TOTAL LIABILITIES
Total Short-Term Liabilities $26.10M $22.20M $16.50M
Total Long-Term Liabilities $18.50M $22.20M $25.10M
Total Liabilities $1.698B $1.219B $959.0M
YoY Change 39.35% 26.91% 30.77%
SHAREHOLDERS EQUITY
Retained Earnings $29.46M
YoY Change 31.59%
Common Stock $85.30M
YoY Change 21.77%
Preferred Stock
YoY Change
Treasury Stock (at cost) $113.0K
YoY Change -69.62%
Treasury Stock Shares $4.209K
Shareholders Equity $166.4M $145.2M $110.1M
YoY Change
Total Liabilities & Shareholders Equity $1.865B $1.364B $1.070B
YoY Change 36.72% 27.41% 30.02%

Cashflow Statement

Concept 2020 2019 2018 Q4
OPERATING ACTIVITIES
Net Income $17.09M $11.11M $1.500M
YoY Change 53.77% 30.66%
Depreciation, Depletion And Amortization $1.477M $1.349M $590.0K
YoY Change 9.49% 27.87%
Cash From Operating Activities $4.872M $9.044M $4.660M
YoY Change -46.13% -27.9%
INVESTING ACTIVITIES
Capital Expenditures $2.424M $3.162M -$160.0K
YoY Change -23.34% 312.26%
Acquisitions
YoY Change
Other Investing Activities -$465.9M -$111.4M $6.760M
YoY Change 318.24% 154.08%
Cash From Investing Activities -$468.3M -$114.6M $6.600M
YoY Change 308.81% 156.8%
FINANCING ACTIVITIES
Cash Dividend Paid $2.343M $1.881M
YoY Change 24.56% 31.17%
Common Stock Issuance & Retirement, Net $861.0K $583.0K
YoY Change 47.68% -106.71%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 478.2M 103.5M 21.06M
YoY Change 362.27% 61.62%
NET CHANGE
Cash From Operating Activities 4.872M 9.044M 4.660M
Cash From Investing Activities -468.3M -114.6M 6.600M
Cash From Financing Activities 478.2M 103.5M 21.06M
Net Change In Cash 14.81M -2.052M 32.32M
YoY Change -821.88% -106.42%
FREE CASH FLOW
Cash From Operating Activities $4.872M $9.044M $4.660M
Capital Expenditures $2.424M $3.162M -$160.0K
Free Cash Flow $2.448M $5.882M $4.820M
YoY Change -58.38% -50.05%

Facts In Submission

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<p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">Concentrations of Credit Risk</font></p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;">&nbsp;</p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;color:#222222;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company originates primarily commercial, commercial real estate, residential real estate, and consumer loans to customers in its primary market areas in Alabama listed above.&#160; The ability of the majority of the Company&#8217;s customers to honor their contractual loan obligations is dependent on the economy in these areas.&#160; Approximately 69% percent of the Company&#8217;s loan portfolio is secured by real estate, of which the majority is secured by real estate in the Company&#8217;s market areas.&#160;&#160;The Company, according to regulatory restrictions, may not generally extend credit to any single borrower or group of related borrowers on a secured basis in excess of 20% of capital, as defined, or $33 million, or on an unsecured basis in excess of 10% of capital, as defined, or $17 million<font style="Background-color:#FFFFFF;">.&#160; However, the Company has established internal policies that may further limit the extension of credit to any single borrower or group of related borrowers depending on their credit worthiness.</font></p>
CY2020 us-gaap Prior Period Reclassification Adjustment Description
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<p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">Reclassifications</font></p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;">&nbsp;</p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Certain 2019 amounts have been reclassified to conform to the presentation used in 2020. These reclassifications had no material effect on the operations, financial condition or cash flows of the Company.</p> <p style="text-align:justify;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;font-size:10pt;">&nbsp;</p>
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AvailableForSaleSecuritiesGrossRealizedLosses
252000
CY2020Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Federal Home Loan Bank
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank
129000000
CY2019Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Federal Home Loan Bank
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank
71800000
CY2020Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Repurchase Agreements
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements
15200000
CY2019Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Repurchase Agreements
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForRepurchaseAgreements
14500000
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
7443000
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
31821000
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
21299000
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
22021000
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
79897000
CY2020Q4 ck0001641601 Available For Sale Securities Before Residential Mortgage Backed Securities
AvailableForSaleSecuritiesBeforeResidentialMortgageBackedSecurities
142677000
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1193386000
CY2020Q4 ck0001641601 Loans And Leases Receivable Net Discounts
LoansAndLeasesReceivableNetDiscounts
1010000
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Discounts
LoansAndLeasesReceivableNetDiscounts
2647000
CY2020Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees
LoansAndLeasesReceivableNetDeferredLoanFees
5794000
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees
LoansAndLeasesReceivableNetDeferredLoanFees
1425000
CY2020Q4 ck0001641601 Percentage Of Loans And Leases Receivable Gross Carrying Amount
PercentageOfLoansAndLeasesReceivableGrossCarryingAmount
1.020
CY2019Q4 ck0001641601 Percentage Of Loans And Leases Receivable Gross Carrying Amount
PercentageOfLoansAndLeasesReceivableGrossCarryingAmount
1.015
CY2020Q4 ck0001641601 Loans And Leases Receivable Allowance Percentage
LoansAndLeasesReceivableAllowancePercentage
0.014
CY2019Q4 ck0001641601 Loans And Leases Receivable Allowance Percentage
LoansAndLeasesReceivableAllowancePercentage
0.010
CY2020Q4 ck0001641601 Loans And Leases Receivable Net Discounts Percentage
LoansAndLeasesReceivableNetDiscountsPercentage
0.001
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Discounts Percentage
LoansAndLeasesReceivableNetDiscountsPercentage
0.003
CY2020Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees Percentage
LoansAndLeasesReceivableNetDeferredLoanFeesPercentage
-0.005
CY2019Q4 ck0001641601 Loans And Leases Receivable Net Deferred Loan Fees Percentage
LoansAndLeasesReceivableNetDeferredLoanFeesPercentage
-0.002
CY2020Q4 ck0001641601 Percentage Of Loans And Leases Receivable Net Reported Amount
PercentageOfLoansAndLeasesReceivableNetReportedAmount
1.000
CY2019Q4 ck0001641601 Percentage Of Loans And Leases Receivable Net Reported Amount
PercentageOfLoansAndLeasesReceivableNetReportedAmount
1.000
CY2020 ck0001641601 Number Of Primary Loan Portfolio Segments
NumberOfPrimaryLoanPortfolioSegments
3
CY2020 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
817000
CY2020 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
326000
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
343000
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
16460000
CY2020Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1711000
CY2020Q4 ck0001641601 Loans And Leases Receivable As Percentage Of Aggregate Portfolio
LoansAndLeasesReceivableAsPercentageOfAggregatePortfolio
1.000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
6577000
CY2019 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1170000
CY2019 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
362000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
329000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
8350000
CY2019Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3769000
CY2019Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
903129000
CY2019Q4 us-gaap Notes Receivable Net
NotesReceivableNet
2958000
CY2019Q4 ck0001641601 Loans And Leases Receivable As Percentage Of Aggregate Portfolio
LoansAndLeasesReceivableAsPercentageOfAggregatePortfolio
1.000
CY2020Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
5099000
CY2020Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
5099000
CY2020Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
4654000
CY2020Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
445000
CY2020Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
343000
CY2019Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
3833000
CY2020 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
146000
CY2019 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
4600000
CY2019 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
181000
CY2020Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1186609000
CY2020Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
4264000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
904601000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
2225000
CY2020Q4 ck0001641601 Financing Receivable Modifications Recorded Investment Impaired
FinancingReceivableModificationsRecordedInvestmentImpaired
4000000
CY2019Q4 ck0001641601 Financing Receivable Modifications Recorded Investment Impaired
FinancingReceivableModificationsRecordedInvestmentImpaired
3200000
CY2020 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
581000
CY2019 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
587000
CY2020 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
6
CY2019 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
6
CY2020Q4 us-gaap Land And Land Improvements
LandAndLandImprovements
7541000
CY2019Q4 us-gaap Land And Land Improvements
LandAndLandImprovements
7529000
CY2020Q4 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
26667000
CY2019Q4 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
25358000
CY2020Q4 us-gaap Leasehold Improvements Gross
LeaseholdImprovementsGross
695000
CY2019Q4 us-gaap Leasehold Improvements Gross
LeaseholdImprovementsGross
695000
CY2020Q4 ck0001641601 Furniture Equipment And Vehicle Gross
FurnitureEquipmentAndVehicleGross
6104000
CY2019Q4 ck0001641601 Furniture Equipment And Vehicle Gross
FurnitureEquipmentAndVehicleGross
5344000
CY2020Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
41007000
CY2019Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
38926000
CY2020Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
8506000
CY2019Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
7372000
CY2020 us-gaap Depreciation
Depreciation
1500000
CY2019 us-gaap Depreciation
Depreciation
1300000
CY2018Q4 us-gaap Foreclosed Assets
ForeclosedAssets
496000
CY2020 ck0001641601 Loans Transferred To Foreclosed Assets
LoansTransferredToForeclosedAssets
547000
CY2019 ck0001641601 Loans Transferred To Foreclosed Assets
LoansTransferredToForeclosedAssets
1046000
CY2020 ck0001641601 Sale Of Foreclosed Assets
SaleOfForeclosedAssets
1591000
CY2019 ck0001641601 Sale Of Foreclosed Assets
SaleOfForeclosedAssets
129000
CY2020 ck0001641601 Write Down Of Foreclosed Assets
WriteDownOfForeclosedAssets
120000
CY2019 ck0001641601 Write Down Of Foreclosed Assets
WriteDownOfForeclosedAssets
120000
CY2019 ck0001641601 Foreclosed Assets Acquired In Merger
ForeclosedAssetsAcquiredInMerger
111000
CY2020 ck0001641601 Net Gain Loss On Sales Of Foreclosed Assets
NetGainLossOnSalesOfForeclosedAssets
-29000
CY2019 ck0001641601 Net Gain Loss On Sales Of Foreclosed Assets
NetGainLossOnSalesOfForeclosedAssets
12000
CY2020 ck0001641601 Operating Expenses Net Of Rental Income
OperatingExpensesNetOfRentalIncome
85000
CY2019 ck0001641601 Operating Expenses Net Of Rental Income
OperatingExpensesNetOfRentalIncome
58000
CY2020 ck0001641601 Foreclosed Asset Expense
ForeclosedAssetExpense
234000
CY2019 ck0001641601 Foreclosed Asset Expense
ForeclosedAssetExpense
166000
CY2020Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
377745000
CY2019Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
280065000
CY2020Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
473714000
CY2019Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
268991000
CY2020Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
89914000
CY2019Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
66067000
CY2020Q4 ck0001641601 Other Time Deposits
OtherTimeDeposits
178538000
CY2019Q4 ck0001641601 Other Time Deposits
OtherTimeDeposits
164645000
CY2020Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
193600000
CY2019Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
160100000
CY2020 ck0001641601 Securities Sold Under Repurchase Period
SecuritiesSoldUnderRepurchasePeriod
P1D
CY2020Q4 us-gaap Securities Loaned Or Sold Under Agreements To Repurchase Fair Value Disclosure
SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure
15200000
CY2019Q4 us-gaap Securities Loaned Or Sold Under Agreements To Repurchase Fair Value Disclosure
SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure
14500000
CY2020 ck0001641601 Repurchase Agreement Weighted Average Interest Rate
RepurchaseAgreementWeightedAverageInterestRate
0.0017
CY2019 ck0001641601 Repurchase Agreement Weighted Average Interest Rate
RepurchaseAgreementWeightedAverageInterestRate
0.0050
CY2020Q4 us-gaap Federal Home Loan Bank Advances
FederalHomeLoanBankAdvances
0
CY2019Q4 us-gaap Federal Home Loan Bank Advances
FederalHomeLoanBankAdvances
0
CY2020Q4 ck0001641601 Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Unfunded Standby Letters Of Credit
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfUnfundedStandbyLettersOfCredit
1200000
CY2019Q4 ck0001641601 Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Unfunded Standby Letters Of Credit
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfUnfundedStandbyLettersOfCredit
4700000
CY2020Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
396900000
CY2019Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
332100000
CY2020Q4 ck0001641601 Federal Home Loan Bank Additional Borrowing Capacity
FederalHomeLoanBankAdditionalBorrowingCapacity
214400000
CY2019Q4 ck0001641601 Federal Home Loan Bank Additional Borrowing Capacity
FederalHomeLoanBankAdditionalBorrowingCapacity
179600000
CY2020Q4 ck0001641601 Available Lines Of Credit For Overnight Federal Funds Borrowings
AvailableLinesOfCreditForOvernightFederalFundsBorrowings
38500000
CY2019Q4 ck0001641601 Available Lines Of Credit For Overnight Federal Funds Borrowings
AvailableLinesOfCreditForOvernightFederalFundsBorrowings
38500000
CY2020Q4 us-gaap Federal Funds Purchased
FederalFundsPurchased
0
CY2019Q4 us-gaap Federal Funds Purchased
FederalFundsPurchased
0
CY2020 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
7622000
CY2019 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
4503000
CY2020 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2019 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2020 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
4554000
CY2019 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3063000
CY2020 ck0001641601 Income Tax Reconciliation Federal Income Tax Benefit Of State Income Taxes
IncomeTaxReconciliationFederalIncomeTaxBenefitOfStateIncomeTaxes
-217000
CY2019 ck0001641601 Income Tax Reconciliation Federal Income Tax Benefit Of State Income Taxes
IncomeTaxReconciliationFederalIncomeTaxBenefitOfStateIncomeTaxes
-153000
CY2020 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
158000
CY2019 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
155000
CY2020 us-gaap Income Tax Reconciliation Tax Credits Investment
IncomeTaxReconciliationTaxCreditsInvestment
408000
CY2019 us-gaap Income Tax Reconciliation Tax Credits Investment
IncomeTaxReconciliationTaxCreditsInvestment
300000
CY2020 ck0001641601 Income Tax Reconciliation Tax Exempt Income From Bank Owned Life Insurance Amount
IncomeTaxReconciliationTaxExemptIncomeFromBankOwnedLifeInsuranceAmount
167000
CY2019 ck0001641601 Income Tax Reconciliation Tax Exempt Income From Bank Owned Life Insurance Amount
IncomeTaxReconciliationTaxExemptIncomeFromBankOwnedLifeInsuranceAmount
138000
CY2020 us-gaap Income Tax Reconciliation Nondeductible Expense
IncomeTaxReconciliationNondeductibleExpense
111000
CY2019 us-gaap Income Tax Reconciliation Nondeductible Expense
IncomeTaxReconciliationNondeductibleExpense
502000
CY2020 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
272000
CY2019 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
170000
CY2020 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
1023000
CY2019 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
720000
CY2020 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
129000
CY2019 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
101000
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
4421000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
2778000
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
480000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
347000
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits
727000
CY2019Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits
658000
CY2020Q4 ck0001641601 Deferred Tax Assets Unrealized Gains Losses On Investment Securities Available For Sale
DeferredTaxAssetsUnrealizedGainsLossesOnInvestmentSecuritiesAvailableForSale
-2786000
CY2019Q4 ck0001641601 Deferred Tax Assets Unrealized Gains Losses On Investment Securities Available For Sale
DeferredTaxAssetsUnrealizedGainsLossesOnInvestmentSecuritiesAvailableForSale
-607000
CY2020Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
1522000
CY2019Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
597000
CY2020Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
4364000
CY2019Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
3773000
CY2020Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
1019000
CY2019Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Intangible Assets
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets
1334000
CY2020Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
1762000
CY2019Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
1738000
CY2020Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
-42000
CY2019Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
-76000
CY2020Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2739000
CY2019Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2996000
CY2020Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
1625000
CY2019Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
777000
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
427625
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
17250
CY2020 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
47625
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
397250
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
210316
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
325425
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
129000
CY2019 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
26800
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
175892
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
21.31
CY2020 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
26.87
CY2020 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
14.30
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
22.40
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
19.49
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
18.27
CY2019 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
27.36
CY2019 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
13.55
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
16.34
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P7Y
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P6Y8M8D
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P5Y6M29D
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P6Y6M7D
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P4Y9M14D
CY2020 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Lower Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit
8.40
CY2020 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Upper Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit
28.62
CY2019 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Lower Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit
8.40
CY2019 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Upper Range Limit
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit
27.73
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
2400000
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
1400000
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
700000
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
381000
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
2620000
CY2020Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
2000000
CY2020 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
349000
CY2020 us-gaap Employee Service Share Based Compensation Tax Benefit From Exercise Of Stock Options
EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions
0
CY2019 us-gaap Employee Service Share Based Compensation Tax Benefit From Exercise Of Stock Options
EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions
0
CY2020Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Nonvested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedNumberOfShares
186934
CY2019Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Nonvested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedNumberOfShares
251733
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares
82049
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
1.78
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
3.06
CY2020 ck0001641601 Share Based Compensation Arrangement By Share Based Payment Award Estimated Dividend Yield Term
ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedDividendYieldTerm
The dividend yield is the estimated dividend we expect to pay over the next four or five years.
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0150
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.0150
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2019 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P7Y
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.1000
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.1000
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0072
CY2019 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0212
CY2020Q4 us-gaap Amortization Method Qualified Affordable Housing Project Investments
AmortizationMethodQualifiedAffordableHousingProjectInvestments
4038000
CY2019Q4 us-gaap Amortization Method Qualified Affordable Housing Project Investments
AmortizationMethodQualifiedAffordableHousingProjectInvestments
1943000
CY2020 us-gaap Affordable Housing Tax Credits And Other Tax Benefits Amount
AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
272000
CY2019 us-gaap Affordable Housing Tax Credits And Other Tax Benefits Amount
AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
170000
CY2020 us-gaap Amortization Method Qualified Affordable Housing Project Investments Amortization
AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
219000
CY2019 us-gaap Amortization Method Qualified Affordable Housing Project Investments Amortization
AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
173000
CY2020Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
16200000
CY2019Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
16300000
CY2019Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
14109000
CY2018Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
5321000
CY2020 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
15323000
CY2019 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
24810000
CY2020 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
19767000
CY2019 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
16022000
CY2020Q4 us-gaap Loans And Leases Receivable Related Parties
LoansAndLeasesReceivableRelatedParties
9665000
CY2020Q4 us-gaap Capital
Capital
161566000
CY2020Q4 ck0001641601 Common Equity Tier One Capital Actual Amount
CommonEquityTierOneCapitalActualAmount
146636000
CY2020Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
146636000
CY2020Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
146636000
CY2020Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.13548
CY2020Q4 ck0001641601 Common Equity Tier One Capital To Risk Weighted Assets
CommonEquityTierOneCapitalToRiskWeightedAssets
0.12296
CY2020Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.12296
CY2020Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.08229
CY2020Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
125219000
CY2020Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Amount
CommonEquityTierOneCapitalForCapitalAdequacyPurposesAmount
83479000
CY2020Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
101368000
CY2020Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
71277000
CY2020Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.10500
CY2020Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Ratio
CommonEquityTierOneCapitalForCapitalAdequacyPurposesRatio
0.07000
CY2020Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.08500
CY2020Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.04000
CY2020Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
119256000
CY2020Q4 us-gaap Common Equity Tier One Capital Required To Be Well Capitalized
CommonEquityTierOneCapitalRequiredToBeWellCapitalized
77516000
CY2020Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
95405000
CY2020Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
89096000
CY2020Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.10000
CY2020Q4 ck0001641601 Common Equity Tier One Capital Required To Be Well Capitalized Ratio
CommonEquityTierOneCapitalRequiredToBeWellCapitalizedRatio
0.06500
CY2020Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.08000
CY2020Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0.05000
CY2019Q4 us-gaap Capital
Capital
143039000
CY2019Q4 ck0001641601 Common Equity Tier One Capital Actual Amount
CommonEquityTierOneCapitalActualAmount
134359000
CY2019Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
134359000
CY2019Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
134359000
CY2019Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.14351
CY2019Q4 ck0001641601 Common Equity Tier One Capital To Risk Weighted Assets
CommonEquityTierOneCapitalToRiskWeightedAssets
0.13480
CY2019Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.13480
CY2019Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.10730
CY2019Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
104658000
CY2019Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Amount
CommonEquityTierOneCapitalForCapitalAdequacyPurposesAmount
69772000
CY2019Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
84723000
CY2019Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
50086000
CY2019Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.09875
CY2019Q4 ck0001641601 Common Equity Tier One Capital For Capital Adequacy Purposes Ratio
CommonEquityTierOneCapitalForCapitalAdequacyPurposesRatio
0.06375
CY2019Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.07875
CY2019Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.04000
CY2019Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
99674000
CY2019Q4 us-gaap Common Equity Tier One Capital Required To Be Well Capitalized
CommonEquityTierOneCapitalRequiredToBeWellCapitalized
64788000
CY2019Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
79739000
CY2019Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
62607000
CY2019Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.10000
CY2019Q4 ck0001641601 Common Equity Tier One Capital Required To Be Well Capitalized Ratio
CommonEquityTierOneCapitalRequiredToBeWellCapitalizedRatio
0.06500
CY2019Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0.08000
CY2019Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0.05000
CY2020Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
0
CY2019Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
0
CY2015Q4 us-gaap Goodwill
Goodwill
9410000
CY2020 us-gaap Goodwill Purchase Accounting Adjustments
GoodwillPurchaseAccountingAdjustments
640000
CY2016 us-gaap Equity Fair Value Adjustment
EquityFairValueAdjustment
640000
CY2018Q4 us-gaap Goodwill
Goodwill
18293000
CY2020Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1636000
CY2019Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1912000
CY2020Q4 us-gaap Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List
OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
us-gaap:OtherAssets
CY2019Q4 us-gaap Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List
OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
us-gaap:OtherAssets
CY2020Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1720000
CY2019Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1987000
CY2020Q4 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
us-gaap:AccountsPayableAndOtherAccruedLiabilities
CY2019Q4 us-gaap Operating Lease Liability Statement Of Financial Position Extensible List
OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList
us-gaap:AccountsPayableAndOtherAccruedLiabilities
CY2020Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P6Y5M19D
CY2019Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P7Y1M2D
CY2020Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0600
CY2019Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0600
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Rolling Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths
355000
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Two
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo
355000
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Three
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree
355000
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Four
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour
255000
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Five
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive
184000
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due After Rolling Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive
577000
CY2020Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
2081000
CY2020Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
361000
CY2020 us-gaap Operating Lease Expense
OperatingLeaseExpense
558000
CY2019 us-gaap Operating Lease Expense
OperatingLeaseExpense
526000

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