Redwood Trust Inc (NYSE: RWT) is a specialty finance company focused on residential mortgage banking and housing credit investments. It makes money through net interest income on mortgage-related assets it holds on its balance sheet, gain-on-sale income from originating and securitizing residential and business purpose loans, and fees generated across its mortgage banking platforms. The filing, a 10-K for the fiscal year ended and filed 2026-02-27 (accession 000093023626000007), does not supply sufficient segment revenue detail, customer counts, or competitor names in the excerpts provided to support further quantitative description. Redwood Trust is structured as a real estate investment trust, which requires it to distribute the substantial majority of taxable income to shareholders as dividends. Its capital structure is characteristically debt-heavy, as is typical for mortgage finance businesses that warehouse and securitize loan collateral.
Residential mortgage banking, business purpose loans, housing credit investments, mortgage-backed securitizations.
Net interest income on held mortgage assets, gain-on-sale from loan origination and securitization, and mortgage banking fees. REIT structure requires distribution of substantial taxable income as dividends.
Residential real estate borrowers, business purpose real estate borrowers, housing credit investors. Specific customer counts not disclosed in the provided filing excerpts.
United States. Specific geographic mix not detailed in the provided filing excerpts.
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