$SNUS-PH Income Statement | Understand Stock

$SNUS-PH

Financial Statements

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
INTEREST INCOME:
Loans
Interest-earning deposits
Interest and fees on federal funds sold and securities purchased under resale agreements or similar arrangements
Investment securities:
AFS
HTM
Trading securities
Other investments
TOTAL INTEREST INCOME
INTEREST EXPENSE:
Deposits and other customer accounts
Interest expense on federal funds purchased and securities loaned or sold under repurchase agreements
Interest expense on trading liabilities
Borrowings and other debt obligations
TOTAL INTEREST EXPENSE
NET INTEREST INCOME
Credit loss expense
NET INTEREST INCOME AFTER CREDIT LOSS EXPENSE
NON-INTEREST INCOME:
Consumer and commercial fees
Capital market revenue
Capital markets and foreign exchange income
Lease income
Miscellaneous income, net
TOTAL FEES AND OTHER INCOME
Net gain / (loss) on sale of investment securities
Securities gains, net
TOTAL NON-INTEREST INCOME

GENERAL, ADMINISTRATIVE AND OTHER EXPENSES:
Compensation and benefits
Occupancy and equipment expenses
Technology, outside service, and marketing expense
Loan expense
Lease expense
Other expenses
TOTAL GENERAL, ADMINISTRATIVE AND OTHER EXPENSES
Income/(loss) before income taxes
Income tax provision / (benefit)
NET INCOME INCLUDING NCI
LESS: NET INCOME ATTRIBUTABLE TO NCI
NET INCOME

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