Financial Snapshot

Revenue
$30.93M
TTM
Gross Margin
Net Earnings
$1.005M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$200.5M
Q3 2024
Cash
Q3 2024
P/E
95.36
Nov 13, 2024 EST
Free Cash Flow
$5.219M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2024 2023 2022 2021
Revenue $36.46M $16.12M $13.42M $13.21M
YoY Change 126.17% 20.12% 1.59%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2024 2023 2022 2021
Revenue $36.46M $16.12M $13.42M $13.21M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2024 2023 2022 2021
Selling, General & Admin $21.57M $12.03M $9.940M $9.620M
YoY Change 79.33% 21.03% 3.33%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $799.0K $413.0K $395.0K $450.0K
YoY Change 93.46% 4.56% -12.22%
% of Gross Profit
Operating Expenses $32.67M $11.89M $9.650M $9.390M
YoY Change 174.74% 23.21% 2.77%
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2024 2023 2022 2021
Interest Expense -$11.49M $2.428M $1.535M -$2.420M
YoY Change -573.39% 58.18% -163.43%
% of Operating Profit
Other Income/Expense, Net -$4.066M
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2024 2023 2022 2021
Pretax Income -$11.77M $1.803M $2.234M $1.400M
YoY Change -752.75% -19.29% 59.57%
Income Tax -$909.0K $250.0K $363.0K $150.0K
% Of Pretax Income 13.87% 16.25% 10.71%
Net Earnings -$10.86M $1.553M $1.871M $1.250M
YoY Change -799.29% -17.0% 49.68%
Net Earnings / Revenue -29.79% 9.63% 13.94% 9.46%
Basic Earnings Per Share -$1.59
Diluted Earnings Per Share -$1.59 $0.22 $0.26 $0.18

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2024 2023 2022 2021
Cash & Short-Term Investments $45.91M $42.40M $35.30M $56.80M
YoY Change 8.28% 20.11% -37.85%
Cash & Equivalents $45.91M $42.40M $35.30M $56.80M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $48.60M $43.60M $36.40M $57.80M
YoY Change 11.48% 19.78% -37.02%
Property, Plant & Equipment $7.730M $3.600M $3.400M $3.500M
YoY Change 114.72% 5.88% -2.86%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $159.6M $208.0M $241.5M $241.0M
YoY Change -23.28% -13.87% 0.21%
Other Assets $2.071M $1.900M $2.000M $1.600M
YoY Change 9.0% -5.0% 25.0%
Total Long-Term Assets $972.2M $607.9M $612.2M $581.6M
YoY Change 59.93% -0.7% 5.26%
Total Assets $1.021B $651.5M $648.6M $639.4M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $2.552M $0.00
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $807.1M $503.9M $522.1M $510.0M
YoY Change 60.17% -3.49% 2.37%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $809.7M $503.9M $522.1M $510.0M
YoY Change 60.68% -3.49% 2.37%
Long-Term Debt $0.00 $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $11.71M $25.50M $8.300M $7.400M
YoY Change -54.08% 207.23% 12.16%
Total Long-Term Liabilities $11.71M $25.50M $8.300M $7.400M
YoY Change -54.08% 207.23% 12.16%
Total Liabilities $821.4M $529.4M $530.4M $517.4M
YoY Change 55.15% -0.19% 2.51%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2024 2023 2022 2021
Basic Shares Outstanding 6.834M 0.000
Diluted Shares Outstanding 6.834M 0.000
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $95.839 Million

About SR Bancorp Inc

SR Bancorp, Inc. is a bank holding company that engages in the provision of deposit and loan products and services through its subsidiary. The company is headquartered in Bound Brook, New Jersey and currently employs 65 full-time employees. The company went IPO on 2023-09-20. Somerset Regal Bank various deposit and loan products to individuals and small businesses. The company provides one- to four-family residential mortgage loans, home equity loans and lines of credit and consumer loans. Under one- to four-family residential mortgage loans, it offers a variety of loans, including residential and non-residential mortgage, equity loans and passbook, certificate or personal loans. The firm offers unsecured personal loans and rehabilitation loans. The company is also engaged in investing in various types of liquid assets, including United States Treasury obligations, securities of various United States (U.S.) government sponsored enterprises and federal agencies, mortgage-backed securities and certificates of deposit of federally insured institutions.

Industry: Savings Institutions, Not Federally Chartered Peers: Truist Financial Corp FIRST OTTAWA BANCSHARES, INC QNB Corp