Truist Financial Corp (NYSE: TFC) is a bank holding company that provides consumer and commercial banking, insurance, and wealth management services. It earns revenue through net interest income on loans and deposits and noninterest income from fees, service charges, and financial advisory services. Truist was formed through the 2019 merger of BB&T Corporation and SunTrust Banks, creating one of the largest U.S. commercial banks by assets. The company filed its 10-K for the fiscal year ended December 31, 2025, with the SEC on February 24, 2026. Its operations are organized into business segments serving retail clients, commercial clients, and institutional customers. The filing confirms Truist is a well-known seasoned issuer under SEC rules. Specific segment revenue breakdowns, total assets, loan balances, and net income figures are not fully detailed in the available filing excerpts, so precise financial metrics are omitted here.

Revenue model

Net interest income from lending and deposit-taking activities, supplemented by noninterest income from fees, service charges, wealth management, and insurance-related services.

Products and services

Consumer and commercial banking, lending, deposit accounts, wealth management, insurance, and financial advisory services. Specific branded products are not detailed in the available filing excerpts.

Customers and end markets

Retail consumers, commercial businesses, and institutional clients. Specific customer counts or concentration data are not disclosed in the available filing excerpts.

Value-chain role

Direct financial services provider and balance-sheet lender, intermediating between depositors and borrowers.

Geographic exposure

United States. Specific state or regional revenue breakdowns are not detailed in the available filing excerpts.

Source: SEC 10-K, filed 2026-02-24

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