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Stellar Bancorp Inc

ir.stellar.bank

Stellar Bancorp Inc (NYSE: STEL) is a Texas-based bank holding company that operates a commercial banking business. It earns revenue primarily through net interest income, the spread between interest earned on loans and investments and interest paid on deposits, supplemented by noninterest income from banking fees and services. The company is listed on the NYSE and incorporated in Texas, as disclosed in its 10-K filed February 26, 2026. Beyond its Texas domicile and NYSE listing, the available filing excerpts do not provide sufficient detail to characterize segment revenue breakdown, branch count, total assets, customer concentration, competitive positioning, leadership, or founding history. Those specifics are not supported by the excerpts provided and are therefore omitted.

Products & Services

Commercial banking products and services. Specific product lines, loan categories, or deposit products are not detailed in the available filing excerpts.

Revenue Model

Net interest income from loans and deposits, supplemented by noninterest fee income from banking services. Specific revenue figures and segment breakdowns are not supported by the available filing excerpts.

Customers & Markets

Not supported by the available filing excerpts.

Geographic Exposure

Texas, based on state of incorporation and exchange registration disclosure in the 10-K filed February 26, 2026. Additional geographic detail is not supported by the available filing excerpts.

Financial Snapshot

Revenue
TTM
$148.6M
Gross Margin
Last 4 Quarters
N/A
Net Income
TTM
$105.1M
Current Assets
Last 4 Quarters
N/A
Current Liabilities
2026 Q1
$20.75M
Current Ratio
Last 4 Quarters
N/A
Total Assets
2026 Q1
Total Liabilities
2026 Q1
Book Value
2026 Q1
$1.668B
Cash
2026 Q1
P/E
TTM
19.04
Free Cash Flow
TTM
$115.3M

Stock Price

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Market Cap: $2.0022 Billion

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