$SYF Income Statement | Understand Stock

$SYF

$75.48 +$0.65 (0.87%) Live

Financial Statements

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Interest and fees on loans (Note 5)
Variable Interest Entity, Primary Beneficiary
Total interest and fees on loans (Note 5)
Interest on cash and debt securities
Total interest income
Interest expense:
Interest on deposits
Interest on borrowings of consolidated securitization entities
Interest on senior and subordinated unsecured notes
Total interest expense
Net interest income
Retailer share arrangements
Provision for credit losses (Note 5)
Variable Interest Entity, Primary Beneficiary
Total provision for credit losses (Note 5)
Net interest income, after retailer share arrangements and provision for credit losses
Other income:
Interchange revenue
Protection product revenue
Loyalty programs
Other
Total other income
Other expense:
Employee costs
Professional fees
Marketing and business development
Information processing
Other
Total other expense
Earnings before provision for income taxes
Provision for income taxes (Note 15)
Net earnings
Net earnings available to common stockholders
Earnings per share (Note 13)
Basic (in usd per share)
Diluted (in usd per share)

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