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FY2025
12 months to Dec 31, 2025
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FY2024
12 months to Dec 31, 2024
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FY2023
12 months to Dec 31, 2023
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FY2022
12 months to Dec 31, 2022
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FY2021
12 months to Dec 31, 2021
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|---|---|---|---|---|---|
| Interest income: | |||||
| Loans, including fees | |||||
| Investment securities: | |||||
| Taxable interest | |||||
| Tax-exempt interest | |||||
| Interest-earning deposits | |||||
| Total interest income | |||||
| Interest expense: | |||||
| Deposits | |||||
| Short-term borrowings | |||||
| Long-term borrowings | |||||
| Senior debt | |||||
| Subordinated debentures | |||||
| Total interest expense | |||||
| Net interest income | |||||
| Provision for credit losses on loans | |||||
| Provision for credit loss on security | |||||
| Provision for consumer fintech loans | |||||
| Provision for credit losses on non-fintech loans | |||||
| Provision for credit losses on fintech loans | |||||
| Provision reversal for unfunded commitments | |||||
| Provision (reversal) for credit loss on security | |||||
| Provision for credit losses, total | |||||
| Net interest income after provision (reversal) for credit losses | |||||
| Non-interest income | |||||
| Fintech fees | |||||
| ACH, Card And Other Payment Processing Fees | |||||
| Prepaid, Debit Card And Related Fees | |||||
| Consumer Credit Fintech Fees | |||||
| Total fintech fees | |||||
| Net realized and unrealized gains on commercial loans, at fair value | |||||
| Leasing related income | |||||
| Consumer fintech loan credit enhancement | |||||
| Fintech loan credit enhancement | |||||
| Other | |||||
| Total non-interest income | |||||
| Non-interest expense | |||||
| Salaries and employee benefits | |||||
| Depreciation | |||||
| Rent and related occupancy cost | |||||
| Data processing expense | |||||
| Printing and supplies | |||||
| Audit expense | |||||
| Legal expense | |||||
| Legal settlements | |||||
| Amortization of intangible assets | |||||
| FDIC Insurance | |||||
| Software | |||||
| Insurance | |||||
| Telecom and IT network communications | |||||
| Consulting | |||||
| Write-downs and other losses on other real estate owned | |||||
| Other | |||||
| Total non-interest expense | |||||
| Income before income taxes | |||||
| Income tax expense | |||||
| Net income | |||||
| Earnings per share - basic | |||||
| Earnings per share - diluted | |||||
| Weighted average shares - basic | |||||
| Weighted average shares - diluted | |||||
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