The Bancorp, Inc. (NASDAQ: TBBK) is a financial holding company that operates through its subsidiary, The Bancorp Bank, National Association. The company generates revenue primarily through net interest income and fee-based income tied to its banking operations. The filing excerpts available from the 10-K filed 2026-02-25 do not provide sufficient detail to characterize segment revenue breakdown, specific product lines, market position, or competitive standing beyond general references to deposit costs, credit risk, and interest rate sensitivity. What the filing confirms is that the company faces risks from changes in the interest rate environment, credit market conditions, regulatory requirements, and competition that may reduce its client base or cause it to lose market share. The aggregate market value of common shares held by non-affiliates was approximately as of June 30, 2025, at a closing price of $56.97 per share, per the 10-K filed 2026-02-25.

Revenue model

Net interest income and fee-based income from banking operations, based on the 10-K filed 2026-02-25. Specific revenue segment figures are not supported by the available filing excerpts.

Products and services

Banking products and services through The Bancorp Bank, National Association. Specific product lines are not detailed in the available filing excerpts.

Customers and end markets

The filing references deposits as a primary funding source and notes risks from reduced client base and credit market conditions. Specific customer segments or end markets are not detailed in the available excerpts.

Value-chain role

Commercial bank and financial holding company providing deposit-taking and lending services.

Geographic exposure

United States, based on references to U.S. economic conditions in the 10-K filed 2026-02-25. Specific geographic revenue breakdown is not supported by available excerpts.

Source: SEC 10-K, filed 2026-02-25

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