2020 Q1 Form 10-Q Financial Statement

#000035617120000048 Filed on May 11, 2020

View on sec.gov

Income Statement

Concept 2020 Q1 2019 Q1
Revenue $66.52M $67.46M
YoY Change -1.39% 43.16%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $3.000M $3.200M
YoY Change -6.25% 68.42%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $3.325M $3.587M
YoY Change -7.3% 68.01%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $22.19M $31.82M
YoY Change -30.26% 64.45%
Income Tax $6.072M $9.095M
% Of Pretax Income 27.36% 28.58%
Net Earnings $16.12M $22.73M
YoY Change -29.06% 63.38%
Net Earnings / Revenue 24.24% 33.69%
Basic Earnings Per Share $0.53 $0.75
Diluted Earnings Per Share $0.53 $0.74
COMMON SHARES
Basic Shares Outstanding 30.40M shares 30.42M shares
Diluted Shares Outstanding 30.52M shares 30.66M shares

Balance Sheet

Concept 2020 Q1 2019 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $185.5M $318.7M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $86.30M $89.28M
YoY Change -3.33% 52.46%
Goodwill $220.9M $221.0M
YoY Change -0.05% 243.6%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $6.474B $6.472B
YoY Change 0.04% 35.4%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $2.000M $2.200M
YoY Change -9.09% 120.0%
Accrued Expenses $30.00M $30.20M
YoY Change -0.66% 151.67%
Deferred Revenue
YoY Change
Short-Term Debt $19.30M $12.50M
YoY Change 54.4% -26.47%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $32.00M $32.40M
YoY Change -1.23% 149.23%
LONG-TERM LIABILITIES
Long-Term Debt $57.30M $57.10M
YoY Change 0.35% 0.35%
Other Long-Term Liabilities $96.60M $86.40M
YoY Change 11.81% 2079.62%
Total Long-Term Liabilities $153.9M $143.5M
YoY Change 7.25% 3520.08%
TOTAL LIABILITIES
Total Short-Term Liabilities $32.00M $32.40M
Total Long-Term Liabilities $153.9M $143.5M
Total Liabilities $5.608B $5.619B
YoY Change -0.19% 31.44%
SHAREHOLDERS EQUITY
Retained Earnings $356.9M $319.9M
YoY Change 11.59% 20.14%
Common Stock $534.6M $542.3M
YoY Change -1.42% 111.66%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $866.4M $853.3M
YoY Change
Total Liabilities & Shareholders Equity $6.474B $6.472B
YoY Change 0.04% 35.4%

Cashflow Statement

Concept 2020 Q1 2019 Q1
OPERATING ACTIVITIES
Net Income $16.12M $22.73M
YoY Change -29.06% 63.38%
Depreciation, Depletion And Amortization $3.000M $3.200M
YoY Change -6.25% 68.42%
Cash From Operating Activities $33.62M $22.06M
YoY Change 52.42% -7.0%
INVESTING ACTIVITIES
Capital Expenditures $761.0K $1.650M
YoY Change -53.88% -25.0%
Acquisitions
YoY Change
Other Investing Activities -$136.6M $16.50M
YoY Change -927.88% -128.35%
Cash From Investing Activities -$137.4M $14.87M
YoY Change -1024.23% -124.61%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $17.15M $388.0K
YoY Change 4319.33%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $12.75M $54.25M
YoY Change -76.5% 280.86%
NET CHANGE
Cash From Operating Activities $33.62M $22.06M
Cash From Investing Activities -$137.4M $14.87M
Cash From Financing Activities $12.75M $54.25M
Net Change In Cash -$91.04M $91.18M
YoY Change -199.85% -506.14%
FREE CASH FLOW
Cash From Operating Activities $33.62M $22.06M
Capital Expenditures $761.0K $1.650M
Free Cash Flow $32.86M $20.41M
YoY Change 61.02% -5.15%

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CY2020Q1 us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
1618000 USD
CY2019Q1 us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
1838000 USD
CY2020Q1 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1431000 USD
CY2019Q1 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1431000 USD
CY2020Q1 tcbk Provision For Reversal Of Benefit From Loan Losses Expensed
ProvisionForReversalOfBenefitFromLoanLossesExpensed
8000000 USD
CY2019Q1 tcbk Provision For Reversal Of Benefit From Loan Losses Expensed
ProvisionForReversalOfBenefitFromLoanLossesExpensed
-1600000 USD
CY2020Q1 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-509000 USD
CY2019Q1 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-571000 USD
CY2020Q1 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
28394000 USD
CY2019Q1 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
18119000 USD
CY2020Q1 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
31629000 USD
CY2019Q1 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
16689000 USD
CY2020Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
891000 USD
CY2019Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
412000 USD
CY2020Q1 tcbk Change In Market Value Of Mortgage Servicing Rights
ChangeInMarketValueOfMortgageServicingRights
1258000 USD
CY2019Q1 tcbk Change In Market Value Of Mortgage Servicing Rights
ChangeInMarketValueOfMortgageServicingRights
645000 USD
CY2020Q1 tcbk Gain On Transfer Of Loans To Foreclosed Assets
GainOnTransferOfLoansToForeclosedAssets
0 USD
CY2019Q1 tcbk Gain On Transfer Of Loans To Foreclosed Assets
GainOnTransferOfLoansToForeclosedAssets
98000 USD
CY2020Q1 tcbk Loss Gain On Sale Of Foreclosed Assets
LossGainOnSaleOfForeclosedAssets
41000 USD
CY2019Q1 tcbk Loss Gain On Sale Of Foreclosed Assets
LossGainOnSaleOfForeclosedAssets
99000 USD
CY2020Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
1237000 USD
CY2019Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
1218000 USD
CY2020Q1 us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
0 USD
CY2019Q1 us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-38000 USD
CY2020Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
720000 USD
CY2019Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
775000 USD
CY2020Q1 us-gaap Insured Event Gain Loss
InsuredEventGainLoss
0 USD
CY2019Q1 us-gaap Insured Event Gain Loss
InsuredEventGainLoss
32000 USD
CY2020Q1 us-gaap Equity Securities Fv Ni Realized Gain Loss
EquitySecuritiesFvNiRealizedGainLoss
47000 USD
CY2019Q1 us-gaap Equity Securities Fv Ni Realized Gain Loss
EquitySecuritiesFvNiRealizedGainLoss
36000 USD
CY2020Q1 us-gaap Share Based Compensation
ShareBasedCompensation
439000 USD
CY2019Q1 us-gaap Share Based Compensation
ShareBasedCompensation
397000 USD
CY2020Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-322000 USD
CY2019Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
1019000 USD
CY2020Q1 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-421000 USD
CY2019Q1 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
198000 USD
CY2020Q1 tcbk Increase Decrease In Amortization Of Operating Lease Right Of Use Asset
IncreaseDecreaseInAmortizationOfOperatingLeaseRightOfUseAsset
1362000 USD
CY2019Q1 tcbk Increase Decrease In Amortization Of Operating Lease Right Of Use Asset
IncreaseDecreaseInAmortizationOfOperatingLeaseRightOfUseAsset
480000 USD
CY2020Q1 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
2609000 USD
CY2019Q1 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
450000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
33547000 USD
CY2019Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
22055000 USD
CY2020Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
20212000 USD
CY2019Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
15133000 USD
CY2020Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
15592000 USD
CY2019Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
13684000 USD
CY2020Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
101899000 USD
CY2019Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
1238000 USD
CY2020Q1 tcbk Payment For Loan And Lease Originations And Principal Collections
PaymentForLoanAndLeaseOriginationsAndPrincipalCollections
70833000 USD
CY2019Q1 tcbk Payment For Loan And Lease Originations And Principal Collections
PaymentForLoanAndLeaseOriginationsAndPrincipalCollections
11351000 USD
CY2020Q1 us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
353000 USD
CY2019Q1 us-gaap Proceeds From Sale Of Other Real Estate
ProceedsFromSaleOfOtherRealEstate
278000 USD
CY2020Q1 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
0 USD
CY2019Q1 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
11000 USD
CY2020Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
761000 USD
CY2019Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1650000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-137336000 USD
CY2019Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
14867000 USD
CY2020Q1 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
35704000 USD
CY2019Q1 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
63796000 USD
CY2020Q1 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
855000 USD
CY2019Q1 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-3373000 USD
CY2020Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
17147000 USD
CY2019Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
388000 USD
CY2020Q1 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
6664000 USD
CY2019Q1 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
5782000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
12748000 USD
CY2019Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
54253000 USD
CY2020Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-91041000 USD
CY2019Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
91175000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
276507000 USD
CY2018Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
227533000 USD
CY2020Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
185466000 USD
CY2019Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
318708000 USD
CY2020Q1 tcbk Unrealized Gain Loss On Securities Available For Sale
UnrealizedGainLossOnSecuritiesAvailableForSale
-29561000 USD
CY2019Q1 tcbk Unrealized Gain Loss On Securities Available For Sale
UnrealizedGainLossOnSecuritiesAvailableForSale
12710000 USD
CY2020Q1 tcbk Market Value Of Shares Tendered By Employees In Lieu Of Cash To Pay For Exercise Of Options And Or Related Taxes
MarketValueOfSharesTenderedByEmployeesInLieuOfCashToPayForExerciseOfOptionsAndOrRelatedTaxes
148000 USD
CY2019Q1 tcbk Market Value Of Shares Tendered By Employees In Lieu Of Cash To Pay For Exercise Of Options And Or Related Taxes
MarketValueOfSharesTenderedByEmployeesInLieuOfCashToPayForExerciseOfOptionsAndOrRelatedTaxes
647000 USD
CY2020Q1 us-gaap Capital Lease Obligations Incurred
CapitalLeaseObligationsIncurred
3393000 USD
CY2019Q1 us-gaap Capital Lease Obligations Incurred
CapitalLeaseObligationsIncurred
32006000 USD
CY2020Q1 tcbk Loans Transferred To Foreclosed Assets
LoansTransferredToForeclosedAssets
0 USD
CY2019Q1 tcbk Loans Transferred To Foreclosed Assets
LoansTransferredToForeclosedAssets
116000 USD
CY2020Q1 us-gaap Interest Paid Net
InterestPaidNet
3746000 USD
CY2019Q1 us-gaap Interest Paid Net
InterestPaidNet
3389000 USD
CY2020Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
0 USD
CY2019Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
0 USD
CY2020Q1 tcbk Number Of Subsidiary Business Trust
NumberOfSubsidiaryBusinessTrust
5 business_trust
CY2020Q1 tcbk Number Of Loan Production Offices
NumberOfLoanProductionOffices
2 business_trust
CY2020Q1 us-gaap Equity Method Investment Aggregate Cost
EquityMethodInvestmentAggregateCost
1792000 USD
CY2020Q1 us-gaap Use Of Estimates
UseOfEstimates
<div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. The Company bases its estimates on historical experience and on various other assumptions that are believed to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ from these estimates under different assumptions or conditions.</span></div><div style="margin-top:12pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission. These unaudited condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 (the “2019 Annual Report”). The Company believes that the disclosures made are adequate to make the information not misleading.</span></div>
CY2020Q1 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
The Company grants agribusiness, commercial, consumer, and residential loans to customers located throughout northern and central California. The Company has a diversified loan portfolio within the business segments located in this geographical area. The Company currently classifies all its operation into one business segment that it denotes as community banking.
CY2020Q1 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 Segment
CY2020Q1 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
Some items in the prior year consolidated financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year net income or shareholders’equity.
CY2020Q1 tcbk Nonaccrual Status Loans Contractual Past Due
NonaccrualStatusLoansContractualPastDue
P90D
CY2020Q1 us-gaap Financing Receivable Allowance For Credit Losses Policy For Uncollectible Amounts
FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts
<div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">The allowance for credit losses (ACL) is a valuation account that is deducted from the loan's amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes the recorded loan balance is confirmed as uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Regardless of the determination that a charge-off is appropriate for financial accounting purposes, the Company manages its loan portfolio by continually monitoring, where possible, a borrower's ability to pay through the collection of financial information, delinquency status, borrower discussion and the encouragement to repay in accordance with the original contract or modified terms, if appropriate.</span></div><div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Management estimates the allowance balance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. Historical credit loss experience provides the basis for the estimation of expected credit losses, which captures loan balances as of a point in time to form a cohort, then tracks the respective losses generated by that cohort of loans over the remaining life. The Company identified and accumulated loan cohort historical loss data beginning with the fourth quarter of 2008 and through the current period. In situations where the Company's actual loss history was not statistically relevant, the loss history of peers, defined as financial institutions with assets greater than three billion and less than ten billion, were utilized to create a minimum loss rate. Adjustments to historical loss information are made for differences in relevant current loan-specific risk characteristics, such as historical timing of losses relative to the loan origination. In its loss forecasting framework, the Company incorporates forward-looking information through the use of macroeconomic scenarios applied over the forecasted life of the assets. These macroeconomic scenarios incorporate variables that have historically been key drivers of increases and decreases in credit losses. These variables include, but are not limited to changes in environmental conditions, such as California unemployment rates, household debt levels and U.S. gross domestic product.</span></div><div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">A loan is considered to be collateral dependent when repayment is expected to be provided substantially through the operation or sale of the collateral. The ACL on collateral dependent loans is measured using the fair value of the underlying collateral, adjusted for costs to sell when applicable, less the amortized cost basis of the financial asset. If the value of underlying collateral is determined to be less than the recorded amount of the loan, a charge-off will be taken. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a troubled debt restructuring (TDR). The ACL on a TDR is measured using the same method as all other portfolio loans, except when the value of a concession cannot be measured using a method other than the discounted cash flow method. When the value of a concession is measured using the discounted cash flow method, the ACL is determined by discounting the expected future cash flows at the original interest rate of the loan. </span></div><div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">The Company has identified the following portfolio segments to evaluate and measure the allowance for credit loss:</span></div><div style="text-indent:-18pt;padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration: underline;">One to four residential term loans</span><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">: The most significant drivers of potential loss within the Company's residential real estate portfolio relate general, regional, or individual changes in economic conditions and their effect on employment and borrowers cash flow. Risk in this portfolio is best measured by changes in borrower credit score and loan-to-value. Loss estimates are based on the general movement in credit score, economic outlook and its effects on employment and the value of homes and the Bank’s historical loss experience adjusted to reflect the economic outlook and the unemployment rate.</span></div><div style="text-indent:-18pt;padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration: underline;">Commercial mortgage loans</span><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">:</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Commercial real estate - Owner occupied: These credits are primarily susceptible to changes in the financial condition of the business operated by the property owner. This may be driven by changes in, among other things, industry challenges, factors unique to the operating geography of the borrower, change in the individual fortunes of the business owner, general economic conditions and changes in business cycles. When default is driven by issues related specifically to the business owner, collateral values tend to provide better repayment support and may result in little or no loss. Alternatively, when default is driven more by general economic conditions, the underlying collateral may have devalued more and thus result in larger losses in the event of default. The terms on these loans at origination typically have maturities from <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMTY0OTI2NzU2NjE4OQ_c6eaf3e9-f736-4a1b-bb59-917a8eb75741">five</span> to <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMTY0OTI2NzU2NjE5NQ_7f4fe335-de98-4cb0-9d55-65218c552ef8">ten</span> years with amortization periods from <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMTY0OTI2NzU2NjIzNQ_d2bb915e-40eb-4f0f-84f9-90c9fc1b6bb8">fifteen</span> to <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMTY0OTI2NzU2NjI0MQ_d8d2c2a8-4a7f-4e2a-9d36-70a4632acb6e">thirty</span> years.</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Commercial real estate - Non-owner occupied: These commercial properties typically consist of buildings which are leased to others for their use and rely on rents as the primary source of repayment. Property types are predominantly office, retail, or light industrial but the portfolio also has some special use properties. As such, the risk of loss associated with these properties is primarily driven by general economic changes or changes in regional economies and the impact of such on a tenant’s ability to pay. Ultimately this can affect occupancy, rental rates, or both. Additional risk of loss can come from new construction resulting in oversupply, the costs to hold or operate the property, or changes in interest rates. The terms on these loans at origination typically have maturities from <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMzg0ODI5MDgwNTc4MQ_de12958b-202d-45a4-9135-336e3cd5a0cc">five</span> to <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMzg0ODI5MDgwNTc5NA_0d5f9202-0858-42b6-9694-803d6ae373a4">ten</span> years with amortization periods from <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMzg0ODI5MDgwNTgxMg_4557bc70-bfb5-454f-8685-823b3b3010bd">fifteen</span> to <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjBkNGYwZmUzYjFkNTRiZjU4N2UyMTZhMGFhODQ3NThjL3NlYzowZDRmMGZlM2IxZDU0YmY1ODdlMjE2YTBhYTg0NzU4Y180MC9mcmFnOjVjMmFjNzhiNWMzNTRiM2JiZDMwYWZmYjI1NTVlNDgyL3RleHRyZWdpb246NWMyYWM3OGI1YzM1NGIzYmJkMzBhZmZiMjU1NWU0ODJfMzg0ODI5MDgwNTgyOQ_0baf0d14-734c-450c-a1e5-331470ab80f7">thirty</span> years.</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Multifamily: These commercial properties are generally comprised of more than four rentable units, such as apartment buildings, with each unit intended to be occupied as the primary residence for one or more persons. Multifamily properties are also subject to changes in general or regional economic conditions, such as unemployment, ultimately resulting in increased vacancy rates or reduced rents or both. In addition, new construction can create an oversupply condition and market competition resulting in increased vacancy, reduced market rents, or both. Due to the nature of their use and the greater likelihood of tenant turnover, the management of these properties is more intensive and therefore is more critical to the preclusion of loss.</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Farmland: While the Company has few loans that were originated for the purpose of the acquisition of these commercial properties, loans secured by farmland represent unique risks that are associated with the operation of an agricultural businesses. The valuation of farmland can vary greatly over time based on the property's access to resources including but not limited to water, crop prices, foreign exchange rates, government regulation or restrictions, and the nature of ongoing capital investment needed to maintain the quality of the property. Loans secured by farmland typically represent less risk to the Company than other agriculture loans as the real estate typically provides greater support in the event of default or need for longer term repayment. </span></div><div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration: underline;">Consumer loans</span><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">:</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Home equity lines of credit (HELOC): Similar to residential real estate term loans, HELOC performance is also primarily driven by borrower cash flows based on employment status. However, HELOCs carry additional risks associated with the fact that most of these loans are secured by a deed of trust in a position that is junior to the primary lien holder. Furthermore, the risk that as the borrower's financial strength deteriorates, the outstanding balance on these credit lines may increase as they may only be canceled by the Company if certain limited criteria are met. In addition to the allowance for credit losses maintained as a percent of the outstanding loan balance, the Company maintains additional reserves for the unfunded portion of the HELOC. </span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Home equity loans: Similar to residential real estate term loans but secured by a deed of trust in a position that is junior to the primary lien holder.</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Consumer - Automobile and other: The majority of consumer loans are secured by automobiles, with the remainder primarily unsecured revolving debt (credit cards). These loans are susceptible to three primary risks; non-payment due to income loss, over-extension of credit and, when the borrower is unable to pay, shortfall in collateral value, if any. Typically non-payment is due to loss of job and will follow general economic trends in the marketplace driven primarily by </span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">rises in the unemployment rate. Loss of collateral value can be due to market demand shifts, damage to collateral itself or a combination of those factors. Credit card loans are unsecured and while collection efforts are pursued in the event of default, there is typically limited opportunity for recovery. Loss estimates are based on the general movement in credit score, economic outlook and its effects on employment and the Bank’s historical loss experience adjusted to reflect the economic outlook and the unemployment rate.</span></div><div style="margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration: underline;">Commercial</span><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">:</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Commercial and industrial: Primarily based on the cash flow of the borrower, and secondarily on the underlying collateral provided by the borrower. A borrower's cash flow may be unpredictable, and collateral securing these loans may fluctuate in value. Most often, collateral includes accounts receivable, inventory, or equipment. Collateral securing these loans may depreciate over time, may be difficult to appraise, may be illiquid and may fluctuate in value based on the success of the business. Actual and forecast changes in gross domestic product are believed to be corollary to losses associated with these credits.</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Leases: The loss forecasting model applies the historical rate of loss for similar loans over the expected life of the asset. Leases typically represent an elevated level of credit risk as compared to loans secured by real estate as the collateral for leases is often subject to a more rapid rate of depreciation or depletion. The ultimate severity of loss is impacted by the type of collateral securing the exposure, the size of the exposure, the borrower’s industry sector, any guarantors and the geographic market. Assumptions of expected loss are conditioned to the economic outlook and the other variables discussed above.</span></div><div style="padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">Agriculture: Repayment is dependent upon successful operation of the agricultural business, which is greatly impacted by factors outside the control of the borrower. These factors include adverse weather conditions, including access to water, that may impact crop yields, loss of livestock due to disease or other factors, declines in market prices for agriculture products, changes in foreign exchange, and the impact of government regulations. In addition, many farms are dependent on a limited number of key individuals whose injury or death may significantly affect the successful operation of the business. Consequently, agricultural loans may involve a greater degree of risk than other types of loans.</span></div><div style="text-indent:-18pt;padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration: underline;">Construction</span><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">: While secured by real estate, construction loans represent a greater level of risk than term real estate loans due to the nature of the additional risks associated with the not only the completion of construction within an estimated time period and budget, but also the need to either sell the building or reach a level of stabilized occupancy sufficient to generate the cash flows necessary to support debt service and operating costs. The Company seeks to mitigate the additional risks associated with construction lending by requiring borrowers to comply with lower loan to value ratios and additional covenants as well as strong tertiary support of guarantors. The loss forecasting model applies the historical rate of loss for similar loans over the expected life of the asset as adjusted for macroeconomic factors. </span></div><div style="text-indent:-18pt;padding-left:18pt;margin-top:6pt;"><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration: underline;">Unfunded commitments</span><span style="background-color:rgb(255,255,255, 0.0);color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;">: The estimated credit losses associated with these unfunded lending commitments is calculated using the same models and methodologies noted above and incorporate utilization assumptions at time of default. The reserve for unfunded commitments is maintained on the balance sheet in other liabilities.</span></div>
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581856000 USD
CY2020Q1 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
602117000 USD
CY2020Q1 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
521446000 USD
CY2020Q1 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
1239712000 USD
CY2020Q1 us-gaap Financing Receivable Revolving
FinancingReceivableRevolving
542755000 USD
CY2020Q1 tcbk Financing Receivable Revolving Converted To Term Loan
FinancingReceivableRevolvingConvertedToTermLoan
9819000 USD
CY2020Q1 us-gaap Notes Receivable Gross
NotesReceivableGross
4379062000 USD
CY2019Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
733794000 USD
CY2019Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
589023000 USD
CY2019Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
618788000 USD
CY2019Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
535175000 USD
CY2019Q4 tcbk Financing Receivable Originated Four Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourOrMoreYearsBeforeLatestFiscalYear
1298566000 USD
CY2019Q4 us-gaap Financing Receivable Revolving
FinancingReceivableRevolving
525933000 USD
CY2019Q4 tcbk Financing Receivable Revolving Converted To Term Loan
FinancingReceivableRevolvingConvertedToTermLoan
6087000 USD
CY2019Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
4307366000 USD
CY2020Q1 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
15201000 USD
CY2020Q1 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
17955000 USD
CY2020Q1 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 USD
CY2019Q4 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
14825000 USD
CY2019Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
16864000 USD
CY2019Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
11000 USD
CY2020Q1 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
6 contract
CY2020Q1 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
680000 USD
CY2020Q1 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
738000 USD
CY2020Q1 tcbk Financial Impact Increase Decrease Due To Troubled Debt Restructure Additional Provision
FinancialImpactIncreaseDecreaseDueToTroubledDebtRestructureAdditionalProvision
21000 USD
CY2020Q1 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
1000 contract
CY2020Q1 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
302000 USD
CY2020Q1 tcbk Financial Impact Increase Decrease Due To Troubled Debt Restructure Charge Offs Or Additional Provision
FinancialImpactIncreaseDecreaseDueToTroubledDebtRestructureChargeOffsOrAdditionalProvision
0 USD
CY2019Q1 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
4 contract
CY2019Q1 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
299000 USD
CY2019Q1 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
297000 USD
CY2019Q1 tcbk Financial Impact Increase Decrease Due To Troubled Debt Restructure Additional Provision
FinancialImpactIncreaseDecreaseDueToTroubledDebtRestructureAdditionalProvision
1000 USD
CY2019Q1 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
1 contract
CY2019Q1 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
7000 USD
CY2019Q1 tcbk Financial Impact Increase Decrease Due To Troubled Debt Restructure Charge Offs Or Additional Provision
FinancialImpactIncreaseDecreaseDueToTroubledDebtRestructureChargeOffsOrAdditionalProvision
0 USD
CY2020Q1 tcbk Lessee Operating Lease Number Of Renewal Term Options
LesseeOperatingLeaseNumberOfRenewalTermOptions
1 renewalOption
CY2020Q1 us-gaap Operating Lease Cost
OperatingLeaseCost
1294000 USD
CY2019Q1 us-gaap Operating Lease Cost
OperatingLeaseCost
1311000 USD
CY2020Q1 us-gaap Short Term Lease Cost
ShortTermLeaseCost
63000 USD
CY2019Q1 us-gaap Short Term Lease Cost
ShortTermLeaseCost
71000 USD
CY2020Q1 us-gaap Variable Lease Cost
VariableLeaseCost
6000 USD
CY2019Q1 us-gaap Variable Lease Cost
VariableLeaseCost
-5000 USD
CY2020Q1 us-gaap Sublease Income
SubleaseIncome
34000 USD
CY2019Q1 us-gaap Sublease Income
SubleaseIncome
34000 USD
CY2020Q1 us-gaap Lease Cost
LeaseCost
1329000 USD
CY2019Q1 us-gaap Lease Cost
LeaseCost
1343000 USD
CY2020Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
1237000 USD
CY2019Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
1218000 USD
CY2020Q1 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
3393000 USD
CY2019Q1 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
32006000 USD
CY2020Q1 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P10Y3M18D
CY2019Q4 us-gaap Deposit Liabilities Reclassified As Loans Receivable1
DepositLiabilitiesReclassifiedAsLoansReceivable1
1550000 USD
CY2019Q1 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P9Y6M
CY2020Q1 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0317
CY2019Q1 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0317
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
3412000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
4428000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
4089000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
3410000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
3130000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
17337000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
35806000 USD
CY2020Q1 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
5799000 USD
CY2020Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
30007000 USD
CY2020Q1 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
1883143000 USD
CY2019Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
1832665000 USD
CY2020Q1 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
1243192000 USD
CY2019Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
1242274000 USD
CY2020Q1 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
1857684000 USD
CY2019Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
1851549000 USD
CY2020Q1 tcbk Time Deposits250000 Or More
TimeDeposits250000OrMore
111262000 USD
CY2019Q4 tcbk Time Deposits250000 Or More
TimeDeposits250000OrMore
129061000 USD
CY2020Q1 tcbk Other Time Certificates Deposits
OtherTimeCertificatesDeposits
307417000 USD
CY2019Q4 tcbk Other Time Certificates Deposits
OtherTimeCertificatesDeposits
311445000 USD
CY2020Q1 us-gaap Deposits
Deposits
5402698000 USD
CY2019Q4 us-gaap Deposits
Deposits
5366994000 USD
CY2020Q1 us-gaap Deposit Liabilities Reclassified As Loans Receivable1
DepositLiabilitiesReclassifiedAsLoansReceivable1
1543000 USD
CY2020Q1 us-gaap Proceeds From Dividends Received
ProceedsFromDividendsReceived
26754000 USD
CY2019Q1 us-gaap Proceeds From Dividends Received
ProceedsFromDividendsReceived
8114000 USD
CY2019Q4 us-gaap Stock Repurchase Program Number Of Shares Authorized To Be Repurchased
StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased
1525000 shares
CY2019Q4 tcbk Repurchased Shares Percentage Of Total Shares Outstanding
RepurchasedSharesPercentageOfTotalSharesOutstanding
0.050
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
160500 shares
CY2019Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
17.60
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
CY2020Q1 tcbk Share Based Compensation Arrangements By Share Based Payment Award Options Outstanding Option Price Per Share Of Options Granted
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsOutstandingOptionPricePerShareOfOptionsGranted
0
CY2020Q1 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2020Q1 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
8000 shares
CY2020Q1 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
18.50
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
0 shares
CY2020Q1 tcbk Share Based Compensation Arrangements By Share Based Payment Award Options Outstanding Option Price Per Share Of Options Forfeited
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsOutstandingOptionPricePerShareOfOptionsForfeited
0
CY2020Q1 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
0
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
152500 shares
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
17.55
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
152500 shares
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
17.55
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
1871000 USD
CY2020Q1 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P2Y7M6D
CY2020Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Outstanding Weighted Average Remaining Contractual Terms
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingWeightedAverageRemainingContractualTerms
P1Y1M6D
CY2020Q1 tcbk Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Release In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleaseInPeriod
0 shares
CY2020Q1 tcbk Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Increase In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsIncreaseInPeriod
76851 shares
CY2020Q1 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
9126000 USD
CY2019Q1 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
9070000 USD
CY2020Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
720000 USD
CY2019Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
775000 USD
CY2020Q1 tcbk Asset Management And Commission Income
AssetManagementAndCommissionIncome
916000 USD
CY2019Q1 tcbk Asset Management And Commission Income
AssetManagementAndCommissionIncome
642000 USD
CY2020Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
891000 USD
CY2019Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
412000 USD
CY2020Q1 us-gaap Brokerage Commissions Revenue
BrokerageCommissionsRevenue
193000 USD
CY2019Q1 us-gaap Brokerage Commissions Revenue
BrokerageCommissionsRevenue
220000 USD
CY2020Q1 tcbk Sale Of Customer Checks
SaleOfCustomerChecks
124000 USD
CY2019Q1 tcbk Sale Of Customer Checks
SaleOfCustomerChecks
140000 USD
CY2020Q1 us-gaap Gain On Sale Of Investments
GainOnSaleOfInvestments
0 USD
CY2019Q1 us-gaap Gain On Sale Of Investments
GainOnSaleOfInvestments
0 USD
CY2020Q1 us-gaap Marketable Securities Gain Loss
MarketableSecuritiesGainLoss
47000 USD
CY2019Q1 us-gaap Marketable Securities Gain Loss
MarketableSecuritiesGainLoss
36000 USD
CY2020Q1 tcbk Operating Interest Income Other
OperatingInterestIncomeOther
-197000 USD
CY2019Q1 tcbk Operating Interest Income Other
OperatingInterestIncomeOther
508000 USD
CY2020Q1 us-gaap Noninterest Income Other
NoninterestIncomeOther
2694000 USD
CY2019Q1 us-gaap Noninterest Income Other
NoninterestIncomeOther
2733000 USD
CY2020Q1 us-gaap Noninterest Income
NoninterestIncome
11820000 USD
CY2019Q1 us-gaap Noninterest Income
NoninterestIncome
11803000 USD
CY2020Q1 tcbk Base Salaries Net Of Deferred Loan Origination Costs
BaseSalariesNetOfDeferredLoanOriginationCosts
17623000 USD
CY2019Q1 tcbk Base Salaries Net Of Deferred Loan Origination Costs
BaseSalariesNetOfDeferredLoanOriginationCosts
16757000 USD
CY2020Q1 tcbk Incentive Compensation Expense
IncentiveCompensationExpense
3101000 USD
CY2019Q1 tcbk Incentive Compensation Expense
IncentiveCompensationExpense
2567000 USD
CY2020Q1 us-gaap Other Labor Related Expenses
OtherLaborRelatedExpenses
6548000 USD
CY2019Q1 us-gaap Other Labor Related Expenses
OtherLaborRelatedExpenses
5804000 USD
CY2020Q1 us-gaap Labor And Related Expense
LaborAndRelatedExpense
27272000 USD
CY2019Q1 us-gaap Labor And Related Expense
LaborAndRelatedExpense
25128000 USD
CY2020Q1 us-gaap Occupancy Net
OccupancyNet
3875000 USD
CY2019Q1 us-gaap Occupancy Net
OccupancyNet
3774000 USD
CY2020Q1 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
3367000 USD
CY2019Q1 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
3349000 USD
CY2020Q1 us-gaap Equipment Expense
EquipmentExpense
1512000 USD
CY2019Q1 us-gaap Equipment Expense
EquipmentExpense
1867000 USD
CY2020Q1 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1431000 USD
CY2019Q1 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
1431000 USD
CY2020Q1 us-gaap Advertising Expense
AdvertisingExpense
665000 USD
CY2019Q1 us-gaap Advertising Expense
AdvertisingExpense
1331000 USD
CY2020Q1 tcbk Network Charges
NetworkCharges
1373000 USD
CY2019Q1 tcbk Network Charges
NetworkCharges
1323000 USD
CY2020Q1 us-gaap Professional Fees
ProfessionalFees
703000 USD
CY2019Q1 us-gaap Professional Fees
ProfessionalFees
839000 USD
CY2020Q1 us-gaap Communication
Communication
725000 USD
CY2019Q1 us-gaap Communication
Communication
797000 USD
CY2020Q1 tcbk Regulatory Assessments And Insurance
RegulatoryAssessmentsAndInsurance
95000 USD
CY2019Q1 tcbk Regulatory Assessments And Insurance
RegulatoryAssessmentsAndInsurance
511000 USD
CY2020Q1 us-gaap Postage Expense
PostageExpense
290000 USD
CY2019Q1 us-gaap Postage Expense
PostageExpense
310000 USD
CY2020Q1 tcbk Operational Losses
OperationalLosses
221000 USD
CY2019Q1 tcbk Operational Losses
OperationalLosses
225000 USD
CY2020Q1 tcbk Courier Service
CourierService
331000 USD
CY2019Q1 tcbk Courier Service
CourierService
270000 USD
CY2020Q1 tcbk Loss Gain On Sale Of Foreclosed Assets
LossGainOnSaleOfForeclosedAssets
41000 USD
CY2019Q1 tcbk Loss Gain On Sale Of Foreclosed Assets
LossGainOnSaleOfForeclosedAssets
99000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Amortization Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Prior Service Cost Credit Before Tax
OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax
-13000 USD
CY2020Q1 us-gaap Gain Loss On Disposition Of Assets1
GainLossOnDispositionOfAssets1
0 USD
CY2019Q1 us-gaap Gain Loss On Disposition Of Assets1
GainLossOnDispositionOfAssets1
-24000 USD
CY2020Q1 tcbk Other Operating Expenses
OtherOperatingExpenses
3000000 USD
CY2019Q1 tcbk Other Operating Expenses
OtherOperatingExpenses
4372000 USD
CY2020Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
17547000 USD
CY2019Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
20324000 USD
CY2020Q1 us-gaap Noninterest Expense
NoninterestExpense
44819000 USD
CY2019Q1 us-gaap Noninterest Expense
NoninterestExpense
45452000 USD
CY2020Q1 us-gaap Net Income Loss
NetIncomeLoss
16121000 USD
CY2019Q1 us-gaap Net Income Loss
NetIncomeLoss
22726000 USD
CY2020Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
30395000 shares
CY2019Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
30424000 shares
CY2020Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax
-478000 USD
CY2020Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
128000 shares
CY2019Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
234000 shares
CY2020Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
30523000 shares
CY2019Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
30658000 shares
CY2020Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2019Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2020Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-29561000 USD
CY2019Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
12710000 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
-8739000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
3758000 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-20822000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
8952000 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax
-448000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax
89000 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Amortization Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Prior Service Cost Credit Before Tax
OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax
-14000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax
-102000 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax
464000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax
89000 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
-912000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax
0 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
0 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax
0 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-912000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
0 USD
CY2020Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-19910000 USD
CY2019Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
8952000 USD
CY2020Q1 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-25132000 USD
CY2019Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-5222000 USD
CY2020Q1 tcbk Number Of Investment Securities Classified As Level3
NumberOfInvestmentSecuritiesClassifiedAsLevel3
0 investment_security
CY2020Q1 tcbk Loan Charged Off Carrying Value
LoanChargedOffCarryingValue
0 USD

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