Texas Community Bancshares Inc
investors.broadstreet.bankWhat Do They Do?
Takes deposits and makes loans, mainly for homes, commercial properties and construction, to individuals, businesses and municipalities.
10-K for FY2025, filed Mar 25, 2026
How Do They Make Money?
The bank earns interest from loans and securities and pays interest on deposits and borrowings; it also collects deposit transaction, overdraft and monthly account-maintenance fees. Transaction and overdraft fees are taken from customer accounts when used, while monthly account fees are collected over the month.
10-K for FY2025, filed Mar 25, 2026
$22.5M
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10-K for FY2025, filed Mar 25, 2026
$22.5M ↗
Who Are Their Customers?
The bank takes deposits from the public and lends mainly to individuals, businesses and municipalities in its East Texas counties and the Dallas–Fort Worth area. Its loan officers serve walk-in customers and receive referrals from real estate brokers, builders and attorneys.
10-K for FY2025, filed Mar 25, 2026Broadstreet Bank, SSB is a Texas-chartered savings bank headquartered in Mineola, Texas. Our business consists primarily of taking deposits…View ↗
We consider our primary market area, for originating loans and gathering deposits, the counties in which our main office and six branch…View ↗
Lending activities are conducted by our salaried loan personnel operating at our main and branch office locations. All loans originated by…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 13 cents of every revenue dollar as net income in FY2025 and turned 4 cents into free cash flow.
How Are They Changing?
Growing. Revenue grew 2.1x in 4 years, from $10.5M in FY2021 to $22.5M in FY2025, about 21% a year.
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