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Company Executives

Officer Age In this role Joined Pay Source
Norman D. Lowery Also a director
Chief Executive Officer
58 Not stated Not stated Not reported
Rodger A. McHargue
Chief Financial Officer of the Corporation and the Bank and also the Secretary and Treasurer of the Corporation
64 Since 2010
16 years
1994 Not reported
Mark A. Franklin
Chief Lending Officer of the Corporation and the Bank
47 Since 2022
4 years
Not stated Not reported
Stephen P. Panagouleas
Chief Credit Officer of the Corporation and the Bank
53 Since 2024
2 years
Not stated Not reported

Each officer opens the passage of the filing that names them. A title that changed since the list comes from the officer's latest Form 3, 4 or 5, and its start year is not stated there. "Not stated" means the filing does not say. Pay is the proxy's Summary Compensation Table, which reports only the named executive officers.

Directors
16
serving now
Independent
13 of 16
stated in the proxy
Average tenure
15.0 years
from year joined
CEO also chairs the board
No
Norman L. Lowery
Director Age On board Independent Committees Other public boards Pay Source
Norman L. Lowery
79 1989
37 years
Not independent
Executive · Chair Cybersecurity Directors’ Enterprise Risk Management
None stated Not stated
Norman D. Lowery
58 2020
6 years
Not independent
Strategic Planning · Chair Acquisition AI Governance Asset and Liability Cybersecurity Disaster Recovery Disclosure Enterprise Risk Management Executive Loan Policy and Procedures Loan Review Reserve Analysis Employee Benefits Sub-Committee
None stated Paid as CEO
Ronald K. Rich
88 2005
21 years
Independent
Governance and Nominating · Chair
None stated Not stated
Mark J. Blade
72 2020
6 years
Independent
Audit
None stated Not stated
Gregory L. Gibson
63 1994
32 years
Independent
Governance and Nominating Loan Review
None stated Not stated
Paul J. Pierson
75 2019
7 years
Independent
Governance and Nominating Directors’ Enterprise Risk Management Enterprise Risk Management
None stated Not stated
Richard J. Shagley
79 2020
6 years
Not independent
Directors’ Enterprise Risk Management Enterprise Risk Management
None stated Not stated
Thomas T. Dinkel
75 1989
37 years
Independent
Audit · Chair Cybersecurity Loan Review
None stated Not stated
Susan M. Jensen
52 2021
5 years
Independent
Cybersecurity
None stated Not stated
James O. McDonald
79 2020
6 years
Independent
Governance and Nominating Cybersecurity
None stated Not stated
Thomas C. Martin
75 2019
7 years
Independent
Compensation and Employee Benefits Directors’ Enterprise Risk Management Enterprise Risk Management
None stated Not stated
William J. Voges
71 2008
18 years
Independent
Compensation and Employee Benefits · Chair Governance and Nominating
None stated Not stated
W. Curtis Brighton
72 2004
22 years
Independent
Directors’ Enterprise Risk Management · Chair Enterprise Risk Management
None stated Not stated
Michael A. Carty
75 2020
6 years
Independent
Audit
None stated Not stated
William R. Krieble
78 2009
17 years
Independent
Compensation and Employee Benefits Directors’ Enterprise Risk Management Enterprise Risk Management Cybersecurity
None stated Not stated
Tina J. Maher
78 2019
7 years
Independent
Audit
None stated Not stated

Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.

2 disclosed in the proxy filed Mar 17, 2026
Son of Norman D. Lowery
son of Norman D. Lowery, Director and President and Chief Executive Officer of the Corporation and the Bank
In excess of $120,000
since January 1, 2025

Son employed by the Bank as a senior attorney, receiving salary, benefits and other compensation.

With the Bank Open in proxy
Wife of Norman D. Lowery
wife of Norman D. Lowery, Director and President and Chief Executive Officer of the Corporation and the Bank
In excess of $120,000
since January 1, 2025

Wife employed by the Bank as Vice President, Director of Branch Banking, receiving salary, benefits and other compensation.

With the Bank Open in proxy

The proxy also says directors, officers or their families deal with the company in the ordinary course of business, on the same terms as others. Those are not conflicts and are not listed. Read it in the proxy

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