First Financial Corp

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First Financial Corp (NASDAQ: THFF) is a community banking company that operates banking subsidiaries providing commercial, residential, and consumer lending alongside deposit-taking services. Revenue comes primarily from net interest income on loans and, secondarily, from fee-based services including mortgage origination and sale into the secondary market. Total loans outstanding reached $4.05B as of December 31, 2025, up from $3.83B at December 31, 2024. The deposit base includes non-interest-bearing demand deposits of $819.97M, interest-bearing demand deposits of $1.70B, and savings deposits of $1.40B as of FY2025. The Corporation sells substantially all long-term fixed residential mortgages to secondary market purchasers. It pays a semi-annual dividend to common shareholders, subject to earnings, capital requirements, and regulatory approval. Its banking subsidiaries operate as community banks, relying on local market knowledge and customer service relationships to retain and attract business in current and contiguous markets.