$UMBF Balance Sheet | Understand Stock

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$UMBF

$126.34 -$2.85 (2.21%)

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Balance Sheet

Concept	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments	$6.261B -40.99% YoY	$7.772B -8.01% YoY	$8.841B 21.5% YoY	$11.00B 119.21% YoY	$10.61B 52.81% YoY	$8.449B 52.83% YoY	$7.277B 85.29% YoY	$5.016B 34.14% YoY	$6.943B 97.06% YoY	$5.528B 254.86% YoY	$3.927B 95.33% YoY	$3.740B 76.69% YoY	$3.523B -47.31% YoY	$1.558B -83.09% YoY	$2.011B -67.19% YoY	$2.116B -61.18% YoY	$6.687B 59.45% YoY	$9.215B 163.46% YoY	$6.128B 203.49% YoY
Cash & Equivalents	$6.261B -40.99% YoY	$7.772B -8.01% YoY	$8.841B 21.5% YoY	$11.00B 119.21% YoY	$10.61B 52.81% YoY	$8.449B 52.83% YoY	$7.277B 85.29% YoY	$5.016B 34.14% YoY	$6.943B 97.06% YoY	$5.528B 254.86% YoY	$3.927B 95.33% YoY	$3.740B 76.69% YoY	$3.523B -47.31% YoY	$1.558B -83.09% YoY	$2.011B -67.19% YoY	$2.116B -61.18% YoY	$6.687B 59.45% YoY	$9.215B 163.46% YoY	$6.128B 203.49% YoY
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Short-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Prepaid Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Receivables	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Receivables	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Short-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LONG-TERM ASSETS
Property, Plant & Equipment	$391.0M -0.03% YoY	$398.3M 79.58% YoY	$398.6M 79.51% YoY	$395.2M 74.2% YoY	$391.1M 68.66% YoY	$221.8M -8.24% YoY	$222.1M -10.83% YoY	$226.9M -11.08% YoY	$231.9M -11.01% YoY	$241.7M -8.33% YoY	$249.0M -4.47% YoY	$255.1M -1.01% YoY	$260.6M -1.65% YoY	$263.6M -2.69% YoY	$260.7M -4.51% YoY	$257.7M -8.28% YoY	$265.0M -7.34% YoY	$270.9M -7.56% YoY	$273.0M -7.46% YoY
Goodwill	$1.838B 2.18% YoY	$1.840B 787.15% YoY	$1.835B 784.97% YoY	$1.813B 774.07% YoY	$1.798B 767.2% YoY	$207.4M 0.0% YoY	$207.4M 0.0% YoY	$207.4M 0.0% YoY	$207.4M 0.0% YoY	$207.4M 0.0% YoY	$207.4M 13.81% YoY	$207.4M 13.81% YoY	$207.4M 13.81% YoY	$207.4M 18.83% YoY	$182.2M 4.42% YoY	$182.2M 4.42% YoY	$182.2M 4.42% YoY	$174.5M -3.51% YoY	$174.5M -3.51% YoY
Intangibles	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Long-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
TOTAL ASSETS
Total Short-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Long-Term Assets
Total Assets	$72.67B 4.8% YoY	$73.09B 45.0% YoY	$71.88B 51.34% YoY	$71.76B 61.37% YoY	$69.35B 52.94% YoY	$50.41B 14.54% YoY	$47.50B 14.55% YoY	$44.47B 7.82% YoY	$45.34B 11.66% YoY	$44.01B 14.28% YoY	$41.46B 10.33% YoY	$41.24B 9.96% YoY	$40.61B 0.0% YoY	$38.51B -9.79% YoY	$37.58B 0.07% YoY	$37.51B 2.43% YoY	$40.61B 17.12% YoY	$42.69B 28.88% YoY	$37.55B 24.14% YoY
SHORT-TERM LIABILITIES
Accounts Payable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accrued Expenses	$309.9M -11.99% YoY	$508.0M 19.93% YoY	$453.4M 17.1% YoY	$389.7M 10.46% YoY	$352.1M -6.07% YoY	$423.6M 8.65% YoY	$387.2M 21.39% YoY	$352.8M 37.35% YoY	$374.9M 80.55% YoY	$389.9M 62.7% YoY	$319.0M 50.85% YoY	$256.8M 40.98% YoY	$207.6M 16.65% YoY	$239.6M -23.69% YoY	$211.5M -15.41% YoY	$182.2M -28.55% YoY	$178.0M -25.52% YoY	$314.0M -19.69% YoY	$250.0M -2.34% YoY
Deferred Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Short-Term Debt	$3.551B 38.7% YoY	$3.325B 27.41% YoY	$2.839B -7.64% YoY	$2.933B 125.59% YoY	$2.560B -36.41% YoY	$2.610B -33.42% YoY	$3.073B 33.62% YoY	$1.300B -66.24% YoY	$4.025B 43.77% YoY	$3.920B 76.39% YoY	$2.300B -0.61% YoY	$3.851B 44.69% YoY	$2.800B -1.44% YoY	$2.222B -31.37% YoY	$2.314B -7.43% YoY	$2.661B -4.37% YoY	$2.841B 2.93% YoY	$3.238B 39.87% YoY	$2.500B 28.6% YoY
Long-Term Debt Due	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Short-Term Liabilities	$3.861B 32.57% YoY	$3.833B 26.36% YoY	$3.292B -4.87% YoY	$3.322B -14.15% YoY	$2.912B -33.82% YoY	$3.033B -29.61% YoY	$3.461B -20.94% YoY	$3.870B -5.79% YoY	$4.400B -14.86% YoY	$4.310B 1698.44% YoY	$4.377B 1969.85% YoY	$4.107B 2154.54% YoY	$5.168B 2803.62% YoY	$239.6M -23.69% YoY	$211.5M -15.41% YoY	$182.2M -28.55% YoY	$178.0M -25.52% YoY	$314.0M -19.69% YoY	$250.0M -2.34% YoY
LONG-TERM LIABILITIES
Long-Term Debt	$477.2M -27.08% YoY	$474.2M 23.08% YoY	$471.3M 22.5% YoY	$657.3M 71.07% YoY	$654.4M 70.53% YoY	$385.3M 0.53% YoY	$384.8M 0.46% YoY	$384.2M 0.51% YoY	$383.7M 0.51% YoY	$383.2M 0.51% YoY	$383.0M 0.38% YoY	$382.3M 40.28% YoY	$381.8M 40.37% YoY	$381.3M 40.19% YoY	$381.5M 40.79% YoY	$272.5M 0.56% YoY	$272.0M 0.74% YoY	$272.0M 0.74% YoY	$271.0M 0.74% YoY
Other Long-Term Liabilities	$528.6M 3.4% YoY	$436.6M 14.13% YoY	$538.0M 30.25% YoY	$507.8M 7.94% YoY	$511.2M 3.72% YoY	$382.5M -10.13% YoY	$413.1M -11.55% YoY	$470.4M 17.25% YoY	$492.8M 58.78% YoY	$425.6M 17.21% YoY	$467.0M 35.77% YoY	$401.2M 52.59% YoY	$310.4M 52.15% YoY	$363.1M 192.85% YoY	$344.0M 85.92% YoY	$263.0M 52.88% YoY	$204.0M 26.71% YoY	$124.0M 49.4% YoY	$185.0M -2.63% YoY
Total Long-Term Liabilities	$1.006B -13.71% YoY	$910.8M 18.62% YoY	$1.009B 26.51% YoY	$1.165B 36.32% YoY	$1.166B 32.97% YoY	$767.8M -5.08% YoY	$797.8M -6.14% YoY	$854.7M 9.08% YoY	$876.6M 26.64% YoY	$808.9M 8.66% YoY	$850.0M 17.16% YoY	$783.5M 46.33% YoY	$692.2M 45.42% YoY	$744.4M 87.99% YoY	$725.5M 59.1% YoY	$535.5M 20.87% YoY	$476.0M 10.44% YoY	$396.0M 12.18% YoY	$456.0M -0.65% YoY
TOTAL LIABILITIES
Total Short-Term Liabilities	$3.861B 32.57% YoY	$3.833B 26.36% YoY	$3.292B -4.87% YoY	$3.322B -14.15% YoY	$2.912B -33.82% YoY	$3.033B -29.61% YoY	$3.461B -20.94% YoY	$3.870B -5.79% YoY	$4.400B -14.86% YoY	$4.310B 1698.44% YoY	$4.377B 1969.85% YoY	$4.107B 2154.54% YoY	$5.168B 2803.62% YoY	$239.6M -23.69% YoY	$211.5M -15.41% YoY	$182.2M -28.55% YoY	$178.0M -25.52% YoY	$314.0M -19.69% YoY	$250.0M -2.34% YoY
Total Long-Term Liabilities	$1.006B -13.71% YoY	$910.8M 18.62% YoY	$1.009B 26.51% YoY	$1.165B 36.32% YoY	$1.166B 32.97% YoY	$767.8M -5.08% YoY	$797.8M -6.14% YoY	$854.7M 9.08% YoY	$876.6M 26.64% YoY	$808.9M 8.66% YoY	$850.0M 17.16% YoY	$783.5M 46.33% YoY	$692.2M 45.42% YoY	$744.4M 87.99% YoY	$725.5M 59.1% YoY	$535.5M 20.87% YoY	$476.0M 10.44% YoY	$396.0M 12.18% YoY	$456.0M -0.65% YoY
Total Liabilities	$64.85B 3.59% YoY	$65.40B 39.32% YoY	$64.44B 46.58% YoY	$64.47B 56.33% YoY	$62.60B 48.37% YoY	$46.94B 14.74% YoY	$43.96B 13.72% YoY	$41.24B 7.37% YoY	$42.19B 11.64% YoY	$40.91B 14.13% YoY	$38.66B 10.27% YoY	$38.41B 10.17% YoY	$37.79B -0.17% YoY	$35.85B -9.36% YoY	$35.06B 1.79% YoY	$34.86B 3.98% YoY	$37.86B 19.38% YoY	$39.55B 31.34% YoY	$34.44B 25.71% YoY
SHAREHOLDERS EQUITY
Retained Earnings	$3.959B 22.75% YoY	$3.736B 17.68% YoY	$3.560B 15.78% YoY	$3.410B 14.26% YoY	$3.225B 11.08% YoY	$3.175B 12.95% YoY	$3.075B 11.42% YoY	$2.984B 11.29% YoY	$2.903B 11.23% YoY	$2.811B 10.83% YoY	$2.759B 12.43% YoY	$2.681B 12.46% YoY	$2.610B N/A	$2.536B 16.49% YoY	$2.454B N/A	$2.384B N/A	N/A	$2.177B 15.11% YoY	N/A
Common Stock	$4.085B 0.32% YoY	$4.090B 240.61% YoY	$4.081B 241.92% YoY	$4.080B 243.59% YoY	$4.072B 244.28% YoY	$1.201B 0.95% YoY	$1.193B 0.85% YoY	$1.187B 0.62% YoY	$1.183B 0.59% YoY	$1.189B 0.71% YoY	$1.183B 0.66% YoY	$1.180B 0.81% YoY	$1.176B N/A	$1.181B 1.32% YoY	$1.176B N/A	$1.171B N/A	N/A	$1.166B 1.75% YoY	N/A
Preferred Stock	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Treasury Stock (at cost)	$179.7M 7.77% YoY	$165.1M -50.87% YoY	$165.5M -50.85% YoY	$166.3M -50.88% YoY	$166.8M -50.75% YoY	$336.1M -1.99% YoY	$336.7M -2.04% YoY	$338.5M -1.6% YoY	$338.6M -1.69% YoY	$342.9M -1.26% YoY	$343.7M -1.0% YoY	$344.0M -0.95% YoY	$344.4M N/A	$347.3M 7.36% YoY	$347.2M N/A	$347.3M N/A	N/A	$323.5M -4.34% YoY	N/A
Treasury Stock Shares	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$6.539M -3.15% YoY	$6.550M N/A	$6.737M 1.68% YoY	$6.747M N/A	$6.751M N/A	N/A	$6.626M -6.02% YoY	N/A
Shareholders Equity	$7.827B 15.98% YoY	$7.694B 121.94% YoY	$7.444B 110.55% YoY	$7.286B 125.75% YoY	$6.748B 114.04% YoY	$3.467B 11.81% YoY	$3.535B 25.97% YoY	$3.227B 13.97% YoY	$3.153B 12.01% YoY	$3.100B 16.25% YoY	$2.807B 11.22% YoY	$2.832B 7.14% YoY	$2.815B 2.41% YoY	$2.667B -15.21% YoY	$2.524B -18.94% YoY	$2.643B -14.48% YoY	$2.748B -7.09% YoY	$3.145B 4.26% YoY	$3.113B 9.07% YoY
Total Liabilities & Shareholders Equity	$72.67B 4.8% YoY	$73.09B 45.0% YoY	$71.88B 51.34% YoY	$71.76B 61.37% YoY	$69.35B 52.94% YoY	$50.41B 14.54% YoY	$47.50B 14.55% YoY	$44.47B 7.82% YoY	$45.34B 11.66% YoY	$44.01B 14.28% YoY	$41.46B 10.33% YoY	$41.24B 9.96% YoY	$40.61B 0.0% YoY	$38.51B -9.79% YoY	$37.58B 0.07% YoY	$37.51B 2.43% YoY	$40.61B 17.12% YoY	$42.69B 28.88% YoY	$37.55B 24.14% YoY