$UMBF
UMB Financial Corp

2023 Q3 Form 10-Q Financial Statement

#000095017023034976 Filed on July 27, 2023

View on sec.gov

Income Statement

Concept 2023 Q3 2023 Q2
Revenue $472.0M $461.4M
YoY Change 57.15% 85.61%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $14.50M $14.67M
YoY Change 6.96% 12.94%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $249.7M $235.8M
YoY Change 273.48% 891.5%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $119.2M $110.0M
YoY Change 9.53% -36.62%
Income Tax $22.63M $19.91M
% Of Pretax Income 18.99% 18.1%
Net Earnings $96.55M $90.11M
YoY Change 9.73% -34.49%
Net Earnings / Revenue 20.46% 19.53%
Basic Earnings Per Share $1.99 $1.86
Diluted Earnings Per Share $1.98 $1.85
COMMON SHARES
Basic Shares Outstanding 48.52M 48.51M
Diluted Shares Outstanding 48.76M 48.67M

Balance Sheet

Concept 2023 Q3 2023 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $3.927B $3.740B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $249.0M $255.1M
YoY Change -4.47% -1.01%
Goodwill $207.4M $207.4M
YoY Change 13.81% 13.81%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $41.46B $41.24B
YoY Change 10.33% 9.96%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $319.0M $256.8M
YoY Change 50.85% 40.98%
Deferred Revenue
YoY Change
Short-Term Debt $2.300B $3.851B
YoY Change -0.61% 44.69%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.377B $4.107B
YoY Change 1969.85% 2154.54%
LONG-TERM LIABILITIES
Long-Term Debt $383.0M $382.3M
YoY Change 0.38% 40.28%
Other Long-Term Liabilities $467.0M $401.2M
YoY Change 35.77% 52.59%
Total Long-Term Liabilities $850.0M $783.5M
YoY Change 17.16% 46.33%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.377B $4.107B
Total Long-Term Liabilities $850.0M $783.5M
Total Liabilities $38.66B $38.41B
YoY Change 10.27% 10.17%
SHAREHOLDERS EQUITY
Retained Earnings $2.759B $2.681B
YoY Change 12.43% 12.46%
Common Stock $1.183B $1.180B
YoY Change 0.66% 0.81%
Preferred Stock
YoY Change
Treasury Stock (at cost) $343.7M $344.0M
YoY Change -1.0% -0.95%
Treasury Stock Shares $6.539M
Shareholders Equity $2.807B $2.832B
YoY Change
Total Liabilities & Shareholders Equity $41.46B $41.24B
YoY Change 10.33% 9.96%

Cashflow Statement

Concept 2023 Q3 2023 Q2
OPERATING ACTIVITIES
Net Income $96.55M $90.11M
YoY Change 9.73% -34.49%
Depreciation, Depletion And Amortization $14.50M $14.67M
YoY Change 6.96% 12.94%
Cash From Operating Activities $232.2M $153.7M
YoY Change 5.88% -26.7%
INVESTING ACTIVITIES
Capital Expenditures $6.000M $7.663M
YoY Change -134.37% -192.45%
Acquisitions
YoY Change
Other Investing Activities -$138.6M -$390.2M
YoY Change -62.69% -77.0%
Cash From Investing Activities -$144.6M -$397.9M
YoY Change -62.82% -76.67%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 99.90M 460.5M
YoY Change 56.96% -114.97%
NET CHANGE
Cash From Operating Activities 232.2M 153.7M
Cash From Investing Activities -144.6M -397.9M
Cash From Financing Activities 99.90M 460.5M
Net Change In Cash 187.5M 216.3M
YoY Change -276.94% -104.73%
FREE CASH FLOW
Cash From Operating Activities $232.2M $153.7M
Capital Expenditures $6.000M $7.663M
Free Cash Flow $226.2M $146.0M
YoY Change -4.46% -33.0%

Facts In Submission

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dei Document Period End Date
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dei Entity File Number
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dei Entity Registrant Name
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UMB FINANCIAL CORP
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
MO
dei Entity Tax Identification Number
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dei Security12b Title
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Common Stock, $1.00 Par Value
dei Trading Symbol
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NoninterestIncome
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us-gaap Noninterest Income
NoninterestIncome
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us-gaap Noninterest Income
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CY2022Q2 us-gaap Supplies Expense
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us-gaap Supplies Expense
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us-gaap Supplies Expense
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MarketingAndAdvertisingExpense
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MarketingAndAdvertisingExpense
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us-gaap Marketing And Advertising Expense
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CY2022Q2 us-gaap Noninterest Expense Transfer Agent And Custodian Fees
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us-gaap Noninterest Expense Transfer Agent And Custodian Fees
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us-gaap Other Noninterest Expense
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us-gaap Other Noninterest Expense
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CY2022Q2 us-gaap Noninterest Expense
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us-gaap Noninterest Expense
NoninterestExpense
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us-gaap Noninterest Expense
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CY2022Q2 us-gaap Dividends
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CY2022Q2 us-gaap Treasury Stock Value Acquired Cost Method
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CY2022Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
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CY2022Q2 us-gaap Stock Issued During Period Value Treasury Stock Reissued
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CY2023Q2 us-gaap Dividends
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CY2023Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
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CY2023Q2 us-gaap Stock Issued During Period Value Treasury Stock Reissued
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us-gaap Payments For Origination And Purchases Of Loans Held For Sale
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us-gaap Share Based Compensation
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