$UMBF
UMB Financial Corp

2023 Q4 Form 10-Q Financial Statement

#000095017023055378 Filed on October 26, 2023

View on sec.gov

Income Statement

Concept 2023 Q4 2023 Q3
Revenue $472.0M
YoY Change 57.15%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $14.12M $14.50M
YoY Change -1.04% 6.96%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $249.7M
YoY Change 273.48%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $80.80M $119.2M
YoY Change -34.76% 9.53%
Income Tax $9.879M $22.63M
% Of Pretax Income 12.23% 18.99%
Net Earnings $70.92M $96.55M
YoY Change -29.2% 9.73%
Net Earnings / Revenue 20.46%
Basic Earnings Per Share $1.99
Diluted Earnings Per Share $1.45 $1.98
COMMON SHARES
Basic Shares Outstanding 48.53M 48.52M
Diluted Shares Outstanding 48.76M

Balance Sheet

Concept 2023 Q4 2023 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $5.528B $3.927B
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $241.7M $249.0M
YoY Change -8.33% -4.47%
Goodwill $207.4M $207.4M
YoY Change 0.0% 13.81%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $44.01B $41.46B
YoY Change 14.28% 10.33%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $389.9M $319.0M
YoY Change 62.7% 50.85%
Deferred Revenue
YoY Change
Short-Term Debt $3.920B $2.300B
YoY Change 76.39% -0.61%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.310B $4.377B
YoY Change 1698.44% 1969.85%
LONG-TERM LIABILITIES
Long-Term Debt $383.2M $383.0M
YoY Change 0.51% 0.38%
Other Long-Term Liabilities $425.6M $467.0M
YoY Change 17.21% 35.77%
Total Long-Term Liabilities $808.9M $850.0M
YoY Change 8.66% 17.16%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.310B $4.377B
Total Long-Term Liabilities $808.9M $850.0M
Total Liabilities $40.91B $38.66B
YoY Change 14.13% 10.27%
SHAREHOLDERS EQUITY
Retained Earnings $2.811B $2.759B
YoY Change 10.83% 12.43%
Common Stock $1.189B $1.183B
YoY Change 0.71% 0.66%
Preferred Stock
YoY Change
Treasury Stock (at cost) $342.9M $343.7M
YoY Change -1.26% -1.0%
Treasury Stock Shares
Shareholders Equity $3.100B $2.807B
YoY Change
Total Liabilities & Shareholders Equity $44.01B $41.46B
YoY Change 14.28% 10.33%

Cashflow Statement

Concept 2023 Q4 2023 Q3
OPERATING ACTIVITIES
Net Income $70.92M $96.55M
YoY Change -29.2% 9.73%
Depreciation, Depletion And Amortization $14.12M $14.50M
YoY Change -1.04% 6.96%
Cash From Operating Activities $85.00M $232.2M
YoY Change -41.15% 5.88%
INVESTING ACTIVITIES
Capital Expenditures $3.810M $6.000M
YoY Change -78.07% -134.37%
Acquisitions
YoY Change
Other Investing Activities -$685.3M -$138.6M
YoY Change -25.48% -62.69%
Cash From Investing Activities -$689.1M -$144.6M
YoY Change -26.46% -62.82%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 2.205B 99.90M
YoY Change 548.82% 56.96%
NET CHANGE
Cash From Operating Activities 85.00M 232.2M
Cash From Investing Activities -689.1M -144.6M
Cash From Financing Activities 2.205B 99.90M
Net Change In Cash 1.601B 187.5M
YoY Change -453.72% -276.94%
FREE CASH FLOW
Cash From Operating Activities $85.00M $232.2M
Capital Expenditures $3.810M $6.000M
Free Cash Flow $81.19M $226.2M
YoY Change -36.11% -4.46%

Facts In Submission

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dei Entity File Number
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dei Entity Registrant Name
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UMB FINANCIAL CORP
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
MO
dei Entity Tax Identification Number
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1010 Grand Boulevard
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dei Security12b Title
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Common Stock, $1.00 Par Value
dei Trading Symbol
TradingSymbol
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CY2022Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
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umbf Loan Modifications Made To Borrowers Experiencing Financial Difficulty
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CY2023Q3 us-gaap Available For Sale Securities Debt Securities
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CY2022Q4 us-gaap Available For Sale Securities Debt Securities
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CY2023Q3 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
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CY2023Q3 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date
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CY2023Q3 us-gaap Mortgage Backed Securities Available For Sale Fair Value Disclosure
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CY2023Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
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CY2023Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
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CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
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CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions
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CY2022Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
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3098117000
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CY2022Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
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