$UPST Cashflow Statement | Understand Stock

Understand Stock

$UPST

$30.27 -$0.02 (0.07%)

Deep Research with AI Research

Overview

$UPST Overview Financials SEC Filings Executives News

Specialized Tools

Valuations P Insider Transactions P Congressional Trades P

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Cashflow Statement

Concept	2025	2024	2023	2022	2021
OPERATING ACTIVITIES
Net Income	$53.60M -141.69% YoY	-$128.6M -46.45% YoY	-$240.1M 120.98% YoY	-$108.7M -180.23% YoY	$135.4M 2163.8% YoY
Depreciation, Depletion And Amortization	$24.84M 20.86% YoY	$20.55M -17.48% YoY	$24.90M 84.29% YoY	$13.51M 79.19% YoY	$7.541M 231.04% YoY
Cash From Operating Activities	-$147.7M -179.28% YoY	$186.3M -216.1% YoY	-$160.5M -76.21% YoY	-$674.7M -500.75% YoY	$168.4M 972.52% YoY
INVESTING ACTIVITIES
Capital Expenditures	$347.0K -58.54% YoY	$837.0K -45.19% YoY	$1.527M -82.7% YoY	$8.825M 4.72% YoY	$8.427M 521.92% YoY
Acquisitions	N/A	N/A	$0.00 N/A	$0.00 -100.0% YoY	$16.76M N/A
Other Investing Activities	-$158.8M -30.29% YoY	-$227.7M 114.1% YoY	-$106.4M 16.62% YoY	-$91.21M -29.16% YoY	-$128.8M -190.6% YoY
Cash From Investing Activities	-$177.2M -25.47% YoY	-$237.7M 100.69% YoY	-$118.5M 3.79% YoY	-$114.1M -20.68% YoY	-$143.9M -205.39% YoY
FINANCING ACTIVITIES
Cash Dividend Paid	N/A	N/A	N/A	N/A	N/A
Common Stock Issuance & Retirement, Net	N/A N/A	$0.00 N/A	$0.00 -100.0% YoY	$177.9M -32.6% YoY	$263.9M N/A
Debt Paid & Issued, Net	N/A	N/A	N/A	N/A	N/A
Cash From Financing Activities	$405.6M -27.55% YoY	$559.9M 161.29% YoY	$214.3M 64.78% YoY	$130.0M -84.8% YoY	$855.4M 982.11% YoY
NET CHANGE
Cash From Operating Activities	-$147.7M -179.28% YoY	$186.3M -216.1% YoY	-$160.5M -76.21% YoY	-$674.7M -500.75% YoY	$168.4M 972.52% YoY
Cash From Investing Activities	-$177.2M -25.47% YoY	-$237.7M 100.69% YoY	-$118.5M 3.79% YoY	-$114.1M -20.68% YoY	-$143.9M -205.39% YoY
Cash From Financing Activities	$405.6M -27.55% YoY	$559.9M 161.29% YoY	$214.3M 64.78% YoY	$130.0M -84.8% YoY	$855.4M 982.11% YoY
Net Change In Cash	$80.75M -84.12% YoY	$508.5M -886.14% YoY	-$64.68M -90.18% YoY	-$658.8M -174.87% YoY	$879.9M 280.47% YoY
FREE CASH FLOW	N/A	N/A	N/A	N/A	N/A
Cash From Operating Activities	-$147.7M -179.28% YoY	$186.3M -216.1% YoY	-$160.5M -76.21% YoY	-$674.7M -500.75% YoY	$168.4M 972.52% YoY
Capital Expenditures	$347.0K -58.54% YoY	$837.0K -45.19% YoY	$1.527M -82.7% YoY	$8.825M 4.72% YoY	$8.427M 521.92% YoY
Free Cash Flow	-$148.1M -179.83% YoY	$185.5M -214.49% YoY	-$162.0M -76.3% YoY	-$683.5M -527.39% YoY	$159.9M 1015.09% YoY

Concept	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3
OPERATING ACTIVITIES
Net Income	-$6.646M 171.6% YoY	$18.64M -776.44% YoY	$31.81M -570.63% YoY	$5.607M -110.29% YoY	-$2.447M -96.21% YoY	-$2.755M -93.5% YoY	-$6.758M -83.24% YoY	-$54.47M 93.4% YoY	-$64.60M -50.02% YoY	-$42.40M -23.28% YoY	-$40.32M -28.29% YoY	-$28.17M -5.71% YoY	-$129.3M -495.37% YoY	-$55.26M -193.76% YoY	-$56.22M -293.12% YoY	-$29.87M -180.12% YoY	$32.69M 223.62% YoY	$58.94M 5794.4% YoY	$29.11M 201.1% YoY
Depreciation, Depletion And Amortization	$5.858M -8.47% YoY	$6.461M 37.5% YoY	$0.00 -100.0% YoY	$5.600M 24.44% YoY	$6.400M 13.64% YoY	$4.699M -48.38% YoY	$5.100M 30.77% YoY	$4.500M 2.27% YoY	$5.632M -12.56% YoY	$9.103M 149.12% YoY	$3.900M 44.44% YoY	$4.400M 91.3% YoY	$6.441M 131.61% YoY	$3.654M 42.9% YoY	$2.700M 23.57% YoY	$2.300M 16.22% YoY	$2.781M 240.81% YoY	$2.557M 293.38% YoY	$2.185M 34.05% YoY
Cash From Operating Activities	-$133.3M 888.41% YoY	$108.6M -197.86% YoY	-$122.6M -168.38% YoY	-$120.2M -284.03% YoY	-$13.49M -125.63% YoY	-$110.9M -22.81% YoY	$179.3M -273.28% YoY	$65.30M -59.79% YoY	$52.62M -169.49% YoY	-$143.7M -43.17% YoY	-$103.5M 2.11% YoY	$162.4M -402.74% YoY	-$75.73M -71.62% YoY	-$252.9M 2169.18% YoY	-$101.4M -332.49% YoY	-$53.64M -157.8% YoY	-$266.8M -719.13% YoY	-$11.14M -116.26% YoY	$43.60M -182.55% YoY
INVESTING ACTIVITIES
Capital Expenditures	$2.750M N/A	$3.919M 14.62% YoY	$3.963M 58.9% YoY	$4.366M 87.54% YoY	$0.00 -100.0% YoY	$3.419M 105.22% YoY	$2.494M -14.0% YoY	$2.328M 16.4% YoY	$684.0K -38.43% YoY	$1.666M -66.57% YoY	$2.900M -152.51% YoY	$2.000M -128.09% YoY	$1.111M -31.8% YoY	$4.983M -187.68% YoY	-$5.523M 4.46% YoY	-$7.120M 100.85% YoY	$1.629M 510.11% YoY	-$5.683M 317.87% YoY	-$5.287M 24.4% YoY
Acquisitions	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Investing Activities	$7.868M -110.87% YoY	$135.7M -282.11% YoY	-$116.5M 166.84% YoY	-$105.5M 42.96% YoY	-$72.41M 102.27% YoY	-$74.49M 163.9% YoY	-$43.68M 106.02% YoY	-$73.77M 102.12% YoY	-$35.80M 75.53% YoY	-$28.23M -64.77% YoY	-$21.20M 13.22% YoY	-$36.50M 1193.87% YoY	-$20.39M -294.9% YoY	-$80.13M 468.58% YoY	-$18.73M -76.33% YoY	-$2.821M -92.39% YoY	$10.46M 597.6% YoY	-$14.09M -238.71% YoY	-$79.12M -159.95% YoY
Cash From Investing Activities	$876.0K -101.11% YoY	$131.7M -269.09% YoY	-$120.5M 161.0% YoY	-$109.8M 44.33% YoY	-$78.57M 109.26% YoY	-$77.91M 160.63% YoY	-$46.17M 90.0% YoY	-$76.10M 98.18% YoY	-$37.55M 45.24% YoY	-$29.89M -64.88% YoY	-$24.30M 0.21% YoY	-$38.40M 286.28% YoY	-$25.85M -599.36% YoY	-$85.11M 330.39% YoY	-$24.25M -71.27% YoY	-$9.941M -75.51% YoY	$5.177M 473.95% YoY	-$19.78M -324.47% YoY	-$84.40M -166.09% YoY
FINANCING ACTIVITIES
Cash Dividend Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Common Stock Issuance & Retirement, Net	$100.1M N/A	N/A N/A	N/A N/A	N/A N/A	$0.00 N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A	N/A N/A
Debt Paid & Issued, Net	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash From Financing Activities	$6.743M -115.09% YoY	-$20.18M -103.96% YoY	$378.6M -1095.71% YoY	$91.93M -30.5% YoY	-$44.68M 2.22% YoY	$509.3M 1831.92% YoY	-$38.02M -116.33% YoY	$132.3M -300.72% YoY	-$43.71M -308.44% YoY	$26.36M -34.95% YoY	$232.8M 466.16% YoY	-$65.90M 89.97% YoY	$20.97M -74.76% YoY	$40.53M -19.58% YoY	$41.12M -93.09% YoY	-$34.69M -115.13% YoY	$83.07M -531.29% YoY	$50.40M -59.14% YoY	$595.0M -1442.88% YoY
NET CHANGE
Cash From Operating Activities	-$133.3M 888.41% YoY	$108.6M -197.86% YoY	-$122.6M -168.38% YoY	-$120.2M -284.03% YoY	-$13.49M -125.63% YoY	-$110.9M -22.81% YoY	$179.3M -273.28% YoY	$65.30M -59.79% YoY	$52.62M -169.49% YoY	-$143.7M -43.17% YoY	-$103.5M 2.11% YoY	$162.4M -402.74% YoY	-$75.73M -71.62% YoY	-$252.9M 2169.18% YoY	-$101.4M -332.49% YoY	-$53.64M -157.8% YoY	-$266.8M -719.13% YoY	-$11.14M -116.26% YoY	$43.60M -182.55% YoY
Cash From Investing Activities	$876.0K -101.11% YoY	$131.7M -269.09% YoY	-$120.5M 161.0% YoY	-$109.8M 44.33% YoY	-$78.57M 109.26% YoY	-$77.91M 160.63% YoY	-$46.17M 90.0% YoY	-$76.10M 98.18% YoY	-$37.55M 45.24% YoY	-$29.89M -64.88% YoY	-$24.30M 0.21% YoY	-$38.40M 286.28% YoY	-$25.85M -599.36% YoY	-$85.11M 330.39% YoY	-$24.25M -71.27% YoY	-$9.941M -75.51% YoY	$5.177M 473.95% YoY	-$19.78M -324.47% YoY	-$84.40M -166.09% YoY
Cash From Financing Activities	$6.743M -115.09% YoY	-$20.18M -103.96% YoY	$378.6M -1095.71% YoY	$91.93M -30.5% YoY	-$44.68M 2.22% YoY	$509.3M 1831.92% YoY	-$38.02M -116.33% YoY	$132.3M -300.72% YoY	-$43.71M -308.44% YoY	$26.36M -34.95% YoY	$232.8M 466.16% YoY	-$65.90M 89.97% YoY	$20.97M -74.76% YoY	$40.53M -19.58% YoY	$41.12M -93.09% YoY	-$34.69M -115.13% YoY	$83.07M -531.29% YoY	$50.40M -59.14% YoY	$595.0M -1442.88% YoY
Net Change In Cash	-$125.7M -8.09% YoY	$220.1M -31.32% YoY	$135.4M 42.35% YoY	-$138.1M -213.67% YoY	-$136.7M 377.49% YoY	$320.5M -317.67% YoY	$95.15M -9.38% YoY	$121.5M 109.07% YoY	-$28.64M -64.47% YoY	-$147.2M -50.5% YoY	$105.0M -224.27% YoY	$58.10M -159.12% YoY	-$80.61M -54.85% YoY	-$297.5M -1627.0% YoY	-$84.49M -115.25% YoY	-$98.27M -134.91% YoY	-$178.5M -821.9% YoY	$19.48M -90.29% YoY	$554.2M 1712.39% YoY
FREE CASH FLOW	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash From Operating Activities	-$133.3M 888.41% YoY	$108.6M -197.86% YoY	-$122.6M -168.38% YoY	-$120.2M -284.03% YoY	-$13.49M -125.63% YoY	-$110.9M -22.81% YoY	$179.3M -273.28% YoY	$65.30M -59.79% YoY	$52.62M -169.49% YoY	-$143.7M -43.17% YoY	-$103.5M 2.11% YoY	$162.4M -402.74% YoY	-$75.73M -71.62% YoY	-$252.9M 2169.18% YoY	-$101.4M -332.49% YoY	-$53.64M -157.8% YoY	-$266.8M -719.13% YoY	-$11.14M -116.26% YoY	$43.60M -182.55% YoY
Capital Expenditures	$2.750M N/A	$3.919M 14.62% YoY	$3.963M 58.9% YoY	$4.366M 87.54% YoY	$0.00 -100.0% YoY	$3.419M 105.22% YoY	$2.494M -14.0% YoY	$2.328M 16.4% YoY	$684.0K -38.43% YoY	$1.666M -66.57% YoY	$2.900M -152.51% YoY	$2.000M -128.09% YoY	$1.111M -31.8% YoY	$4.983M -187.68% YoY	-$5.523M 4.46% YoY	-$7.120M 100.85% YoY	$1.629M 510.11% YoY	-$5.683M 317.87% YoY	-$5.287M 24.4% YoY
Free Cash Flow	-$136.0M 908.8% YoY	$104.6M -191.51% YoY	-$126.6M -171.58% YoY	-$124.5M -297.77% YoY	-$13.49M -125.97% YoY	-$114.3M -21.35% YoY	$176.8M -266.21% YoY	$62.97M -60.74% YoY	$51.94M -167.59% YoY	-$145.4M -43.62% YoY	-$106.4M 11.01% YoY	$160.4M -444.78% YoY	-$76.84M -71.37% YoY	-$257.9M 4621.85% YoY	-$95.84M -296.05% YoY	-$46.52M -148.28% YoY	-$268.4M -726.79% YoY	-$5.461M -107.81% YoY	$48.89M -200.65% YoY